Do You Know A Jackson County Oregon Resident Who Could Afford $550-650 Per Month For A Home? - 04/30/08 10:17 AM
Calling all Jackson County Oregon residents earning 30-60% of Hud's currently published median income for Jackson County, Oregon based on family size!!!!!
Have you, or has someone you know, given up on the idea of ever fulfilling your dream of becoming a homeowner? Have you thought you would be a renter forever because that … (5 comments)
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Affordable Housing for Ashland Oregon – RVCDC Mutual Self Help Homeownership Program at Terrace Court - 04/28/08 11:08 AM
Rogue Valley Community Development Corporation's Terrace Court Project in Ashland, Oregon on Siskiyou Blvd between Park Street and Normal Avenue is well on its way to completing the second group of homes in this project, 6 townhome style units on Siskiyou Blvd. at Park Street. These homes are framed up with … (0 comments)
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$1,000 Down/$1,050 per month PITI Buys a $175,000 Home for Medford Oregon Buyers? - 04/27/08 04:34 PM
Did you know that a First Time Home Buyer in Medford, Oregon could buy a $175,000 priced home with as little as $1,000 of their own funds and have payments of about $1,050 per month including their principal, interest, taxes and insurance on a 30 year fixed rate mortgage? This is … (2 comments)
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Guanajuato Mexico Housing Project Supported By The Rotary Club of Ashland Oregon - 04/27/08 12:05 AM
There is an International Affordable Housing Program being supported by The Rotary Club of Ashland to promote affordable housing internationally. This is the Guanajuato Housing Project, a project that like Habitat for Humanity, requires an investment by the home's recipient.
The homeowner must own their own land and build their own … (2 comments)
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To Be, Or Not To Be (More Affordable Housing in Ashland Oregon)…That Is The Question! - 04/26/08 10:39 PM
The City of Ashland and Developer Doug Irvine have been in discussions over the possible trade of land. Doug Irvine is interested in acquiring a 2 acre parcel of land within Westwood Park plus three residential lots on Strawberry Lane, for which he will in return trade 10 acres of land … (7 comments)
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2008 Opening Day for Trout Fishing on Three Southern Oregon Lakes - 04/26/08 09:46 PM
Today was Opening Day for Trout Fishing on three Southern Oregon Lakes, Diamond Lake, Hyatt Lake and Howard Prairie Lake. And a BEAUTIFUL day it was! Diamond Lake and Hyatt Lakes were both still covered in ice, so anglers were going to be drilling holes in the ice to enjoy opening … (2 comments)
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TOP Five Reasons We Relocated to the Rogue Valley - 04/25/08 10:07 AM
2003 was a year of transition for us. My husband was in between jobs, and really didn't want to work for anyone else anymore. For years he watched, and for a while participated in, the hard work and satisfaction that came from my mortagage/real estate business. The time had come to … (4 comments)
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Oregon Vet State Home Loan Program Affected By Recent MI Company Changes - 04/25/08 09:52 AM
Our Oregon State Veterans' Home Loan Program has been affected by the recent changes the mortgage insurance companies have made, the same as the recent changes made to the Oregon Bond Loan.
Unlike the Federal VA home loan program, the Oregon program is underwritten to Fannie Mae guidelines, and loans greater … (0 comments)
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Calling All Fence Sitters! Five Good Reasons to Buy Now... - 04/24/08 12:50 AM
Southern Oregon is such a great place to live! Time to put down some roots and stay a while? Well, here are five reasons you may want to consider buying now:
* Interest rates are still at historic lows, under 6% with no points for a conforming loan fixed for 30 year fixed … (7 comments)
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Getting Out of the Elements at Elements' Tapas Bar & Grill in Downtown Medford - 04/22/08 05:50 PM
A springtime afternoon in downtown Medford found me and my husband at Elements Tapas Bar & Lounge, hungry but indecisive on what we wanted to have for dinner. We've been to Elements several times since our first visit to this fabulous place in early 2007, when we were meeting friends Downtown … (3 comments)
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Another Paradise To Experience - 04/22/08 01:34 PM
With recent declines in tax revenues due to the slight slowing in our local economy we've been experiencing, plus the phasing out of our Federal timber funding, a Southern Oregon project that is impressive by its own accord becomes of even greater import to the communities it will affect in Josephine … (2 comments)
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Bring On The 2008 Farm Bill For Our Rural Communities! - 04/16/08 11:33 PM
Only 2 more days to go before several programs under the Farm Bill are set to expire. Many programs have run out of funds, and cannot be used until the 2008 Farm Bill is passed which will put forth the funding allocations for the next 5 years. The House and Senate … (4 comments)
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Now Is The Time For Us To Swing This Pendulum Back To The Middle! (Part 3 of 3 – Low-to-Very Low Income Buyers) - 04/03/08 05:47 PM
Okay Non-Profit Affordable Housing Developers, I'm throwing down the gauntlet for you! Are you really utilizing the many funding sources available to you? Why is it that one affordable housing developer builds 10 or more homes per year, and another 1 home per year?
Oregon Habitat for Humanity Affiliates and Community … (1 comments)
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Now Is The Time For Us To Swing This Pendulum Back To The Middle! (Part 2 of 3 – Low-to-Moderate Income, Workforce Buyers) - 04/03/08 05:06 PM
In the almost 25 years I've been in the real estate and finance world, I've come across many programs that effectively contribute to sustainable homeownership for owner occupants. These programs may work for buyers qualifying for Conventional, FHA, VA, even Jumbo loan programs, but most require buyers take fixed rate loans, not … (0 comments)
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Now Is The Time For Us To Swing This Pendulum Back To The Middle! (Part 1 of 3) - 04/03/08 04:48 PM
Wonderful news! Oregon Affordable Housing advocates have helped secure much needed funds to help retain low-cost rental housing units, funding that will include saving 667 apartment units in Jackson County, Oregon, keeping these units from being sold at market rates when their contracts expire soon. With the low rents maintained to … (0 comments)
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Finally Time For Lenders To Support Green Building? - 04/02/08 11:42 AM
There was an article last week in our local paper, the Mail Tribune, that talked about Earth Advantage and Countrywide Home Loans joining together to offer a reduced interest rate to their homeowners who wish to build their homes to Energy Star®, Earth Advantage® or L.E.E.D. standards, with their project being … (8 comments)
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Back To The Days of 20% Down Payment? Oregon Suspends CashAdvantage Program - 04/01/08 10:24 PM
I was on vacation soaking up some sun and warmth in Southern California last week.
Returning home, reaffirmed in our appreciation of the slower pace and more peaceful life we have here in Southern Oregon leaving the freeway shootings behind, I find one of my favorite loan programs has come under fire.
The … (8 comments)
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