Power Pay Your Way Out of Debt - 06/26/12 02:35 PM
 
Many of us know about debt. Some of us know we have too much debt. There are always those that want to shake their index finger at us and tell us all the bad things about debt, but this post isn’t about judgment. So many families have faced unemployment, divorce, death, medical and many other hardships outside their control where judgment doesn’t apply – encouragement does.
Any power pay program has to start with a budget containing a thorough, accurate depiction of your household’s income and expenses. These should be updated any time there is a substantial change – monthly … (11 comments)

Principal Reduction Program for Eligible Oregon Homeowners - 06/19/12 03:09 PM
The State of Oregon began accepting applications on June 18, 2012 for one of the Hardest Hit Fund Programs they rolled out as a pilot program in 2011. This is the Loan Refinance Assistance Program, which essentially is a short sale with home retention for eligible homeowners who have experienced a financial hardship which might be addressed with a lower loan amount which would also address negative equity.
Eligible homeowners whose servicers/investors agree may sell their home to the State of Oregon’s representative, and then immediately buy it back for current market value as established by appraisal. They’ll have a new … (0 comments)

 
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Karen Pierce

Medford, OR

More about me…

Karen Pierce | Housing Counselor |Oregon

Address: PO Box 4126, NMLS#223305 , Medford, OR, 97501

Office Phone: (541) 779-6691

Email Me

Bringing 29 years of experience providing Southern Oregon and California Home Buyers and Homeowners | Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville | Helping Southern Oregonians on the road to fulfilling the American Dream of Homeownership - and staying there!


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