california: Speechless Sunday - Things Are Hoppin' In Murphy CA on Memorial Day - 05/26/09 12:43 AM
Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my knowledge and expertise … (4 comments)
california: Change is GOOD! And Change is Here for This Oregon/California Mortgage Consultant - 03/31/09 04:20 PM
With the many changes in the mortgage industry over the past 18 months, I have been pondering the necessary adjustments needed to stay up-to-date with the many underwriting and program guidelines a loan professional needs to be aware of to effectively serve their clients. I have been exploring working for national … (2 comments)
california: California Homeowners - Looking for Reasons to Hang On Instead Of Throwing In The Towel? - 02/12/09 06:33 PM
So, you are "stuck" with a 6.25% interest rate on your 30 year fixed rate mortgage for $400,000. You are bent out of shape because you really were hoping to refinance in order to get a mortgage interest rate in the 4's, like people you know have done recently. Should you … (0 comments)
california: No Cost HELOCs Still Alive and Well in Oregon - 07/17/08 10:35 AM
Based on the number of inquiries coming in, people seem to be out looking for replacements for the many HELOCs that have been frozen by lenders this past year - lenders such as Washington Mutual, Citi Home Equity, National Home Equity, Countrywide, and the latest lender, Indymac.
There are still home … (7 comments)
california: A Beautiful Summer Day Spent In Siskiyou County, California (Part 2) - 06/24/08 01:13 PM
Traveling a ways off Interstate 5 on Highway 89 at the base of stunning Mount Shasta, it isn't long before we come to the town of McCloud. We've been by the turn off to this historic town several times on journeys back and forth down Highway 89, and have wanted to … (0 comments)
california: A Beautiful Summer Day Spent In Siskiyou County, California (Part 1) - 06/24/08 12:51 PM
Our youngest child loves seeing the "Welcome to California" sign so quickly after heading out on journeys from our home in Medford, Oregon. Only 30 miles north of the California/Oregon State line, we frequently find ourselves back in California, the State we relocated from in 2004.
Saturday was … (4 comments)
california: Metamorphosis With An Ever Changing Housing Market - 06/12/08 12:36 PM
A lot has changed in the housing market since I entered the business in July 1983. I can speak more specifically to the real estate finance industry, as the bulk of my 25 years have been spent here. Had I not started out with a bank whose top leaders were the … (2 comments)
california: California “50 Somethings” Ready to Begin Their Steps to Retire? - 05/15/08 12:59 PM
I've been checking in with some of my Southern California clients since I learned one of the latest banks to begin freezing home equity lines of credit, National City, had pulled the plug on homeowners who are seeing declining values in their market areas. Some common threads have been emerging in … (2 comments)
california: TOP Five Reasons We Relocated to the Rogue Valley - 04/25/08 10:07 AM
2003 was a year of transition for us. My husband was in between jobs, and really didn't want to work for anyone else anymore. For years he watched, and for a while participated in, the hard work and satisfaction that came from my mortagage/real estate business. The time had come to … (4 comments)
california: Bring On The 2008 Farm Bill For Our Rural Communities! - 04/16/08 11:33 PM
Only 2 more days to go before several programs under the Farm Bill are set to expire. Many programs have run out of funds, and cannot be used until the 2008 Farm Bill is passed which will put forth the funding allocations for the next 5 years. The House and Senate … (4 comments)
california: Sales Price Established by "Price Per Square Foot"!!!?? You've Got to Be Kidding Me! - 03/10/08 05:43 PM
Alright, esteemed Active Rain Realtors, I have a scenario I wish to run by you, and am looking for your feedback. First, a bit of background history... My husband and I have a rental house in Medford, Oregon that the tenants recently moved out of. When they gave notice, we discussed various … (14 comments)
california: First Time Home Buyer Resources (Part 3– Seller Funded Down Payment Assistance) - 01/07/08 02:00 PM
Seller Funded Down Payment Assistance programs are being eliminated as allowable sources of down payment. As of December, 2007, FHA programs will still allow AmeriDream and Nehemiah Seller Funded Down Payment Assistance programs as acceptable down payment sources, but only until February 28, 2008 for AmeriDream. Fannie Mae and Freddie Mac do … (5 comments)
california: First Time Home Buyer Resources (Part 1 – the MCC) - 01/07/08 01:09 PM
A Mortgage Credit Certificate (MCC) is a federal dollar for dollar tax credit that program participants may take advantage of. This program was authorized in the 1984 Tax Reform Act, and is a tool to help homebuyers that usually fall in the category of needing "workforce housing".
Several Cities and Counties … (2 comments)
http://www.flickr.com/
"Are we there yet?" Apparently not, since the Fed has deemed it necessary to participate in not only a domestic, but a Global, Bail Out due to our illiquid credit markets.
"How long will it take us to get there?" It might be a while yet … (13 comments)
california: Is Your Congressperson Working For YOU On H.R. 3915? - 11/28/07 10:02 AM
I must say, I am very impressed with our Congressman, Greg Walden. One of the promises I made to myself when moving to Southern Oregon was to take the extra time I now found I had on my hands after sticking to one business, the real estate finance business, and get more … (8 comments)
26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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