city of medford: Where Is Louise Dix? - The Ongoing Saga of Oregon Neighborhood Stabilization Program - 10/06/09 07:21 PM
Monday October 5th was the official release for the State of Oregon’s Neighborhood Stabilization Program. The City of Medford Oregon which has its own program funding released on September 4th but put the program back on hold. Why? Could it be because the City removed Louise Dix from her position as … (4 comments)

city of medford: Kudos to City of Medford, City Council and ACCESS Inc. For Going Above And Beyond! - 07/29/09 06:25 PM
We're all bombarded by "stuff" on the news about this disaster and that failed system, and with the current state of the economy, real estate market and mortgage/banking industry, there is plenty of media fodder out there. How about a SUCCESS story? I have Kudos to give to the City of … (0 comments)

city of medford: Four More Ways To Buy A Medford Oregon Home With $1,000 - 05/07/08 12:12 AM
Have you been savings your pennies to buy a home, and your Piggy Bank is filled up and ready to go?
I couldn't believe the number of homes that Krista Bolf shows are currently available for sale for under $200,000 in Medford, Oregon.
Students who have been attending the HUD approved … (4 comments)

city of medford: $1,000 Down/$1,050 per month PITI Buys a $175,000 Home for Medford Oregon Buyers? - 04/27/08 04:34 PM

 
Did you know that a First Time Home Buyer in Medford, Oregon could buy a $175,000 priced home with as little as $1,000 of their own funds and have payments of about $1,050 per month including their principal, interest, taxes and insurance on a 30 year fixed rate mortgage? This is … (2 comments)

city of medford: Back To The Days of 20% Down Payment? Oregon Suspends CashAdvantage Program - 04/01/08 10:24 PM
I was on vacation soaking up some sun and warmth in Southern California last week. 
Returning home, reaffirmed in our appreciation of the slower pace and more peaceful life we have here in Southern Oregon leaving the freeway shootings behind, I find one of my favorite loan programs has come under fire.
 
 
The … (8 comments)

city of medford: Effective March 7, 2008 ANOTHER Oregon Bond Rate Increase! - 03/08/08 12:49 PM
Well, the State of Oregon did not wait long to put their new "no notification policy" to work. The rates were increased March 3rd, and March 7th they were raised again without the usual e-mail going out to lenders participating in this program. The RateAdvantage program is now at 5.625%, and … (0 comments)

city of medford: Oregon Bond Rate Advantage Program at 4.95% - 02/03/08 11:33 PM
Have I mentioned before how great I think the Oregon Bond Loan program is for the first time homebuyer purchasing their home in Oregon? This program is designed to help the first time home buyer by giving them a below-market interest rate AND the option to buy a slightly higher, but … (3 comments)

city of medford: Aaaarrrgh! My Income Is Just Too Low to Qualify to Buy A Home! - 10/27/07 12:45 AM
So, you hear all the stories from other people about how they bought their home, but you have given up hope of ever owning your own. Your income affords you a home that is barely livable, and you struggle to pay just for that every month. And, let's not even TALK … (0 comments)

city of medford: Buyer's Buying Dollar Increases This Monday - 10/19/07 03:46 PM
Good News!
The Oregon Bond Loan rates are going down effective Monday October 22nd.  The Rate Advantage Program will be 5.125% for a 30 year fixed and the Cash Advantage Program with the 3% Credit toward the buyer's closing costs/down payment will have an interest rate of 5.625% (5.866% APR on $219,000 … (0 comments)

 
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Karen Cooper-Mtg Banker|Broker Ashland|Medford

Ashland, OR

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American Pacific Mortgage- Karen Cooper, Oregon & California

Address: 301-B Crater Lake Avenue, OR ML License #ML-2338, CA DRE License 01180222, Medford, OR, 97504

Office Phone: (541) 608-6003

Cell Phone: (541) 601-4303

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26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership

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