first time homebuyer: Medford Oregon Neighborhood Stabilization Buyer in the News - 11/18/09 11:25 AM
Working with a lot of first time home buyers over the years prepares one to expect challenges in the mortgage process. One recent transaction that should THANKFULLY close before Thanksgiving was probably at the top of the challenging range. I found out some things on the journey with these buyers. Some (4 comments)
first time homebuyer: Will Mortgage Insurance Still Be Tax Deductible After December 31 2010? - 11/18/09 10:15 AM
With all the rapid changes we’re seeing in the mortgage industry, those that have been instituted and many coming down the pipe, I haven’t heard anything about the tax deduction for Mortgage Insurance Premium that expires 12/31/2010. Right now, eligible taxpayers may deduct their eligible mortgage insurance premiums, including FHA upfront (6 comments)
first time homebuyer: The Road To Homeownership – 5k, 10k, Marathon, Triathlon… - 11/13/09 03:19 PM
The road to homeownership is different for each buyer. For some, it may be a walk in the park filled with wonder and beautiful sights along the way – a quick, uneventful, on-time closing. An experience, learning about the various species found, or re-visiting a favored path– learning about loan programs, (4 comments)
first time homebuyer: Beware of Hidden Costs in Your Home Purchase Transaction - 11/10/09 10:22 AM
After a series of winter-like storms rolling through our corner of the world, the latest in a stream of “hidden costs” associated with the purchase of bank owned foreclosure sale transactions came to my attention. Working with a lot of first time buyers who often work very hard to come up (10 comments)
first time homebuyer: Out With The New/Old, In With The Old/New…Oh Whatever! - 11/03/09 06:31 PM
2008 and 2009 have been phenomenal funding times for FHA loan financing for buyers purchasing real estate. This is because FHA guidelines are broader, making this financing tool more suited to today’s homebuyers’ needs. FHA guidelines allow the buyer to receive gift funds for their down payment/closing costs, which is what (2 comments)
first time homebuyer: Failure to Launch – Will Oregon NSP Be Like the Twenty-Something Child that Never Moves Out? - 09/24/09 07:48 PM
The mortgage/real estate industry has forced us die-hard survivors to engage, adapt, change, and above all things, BE PATIENT. For the most part, this has not been a great personal challenge for me – I LIKE change, know how to adapt, and under most circumstances can be extraordinarily patient. I’m methodical (2 comments)
first time homebuyer: Oregon Vet Home Loans Lowering Rates This Week! - 09/24/09 07:07 PM
I’m excited to be working with another first time home buyer who will be taking advantage of what I believe is a great home loan program for veterans, the Oregon Vet home loan. AND he’s going to be getting a lower interest rate than he expected if his offer goes through (0 comments)
first time homebuyer: Thanks Active Rain For Bringing Me ANOTHER Great Client! - 09/24/09 06:46 PM
I’ve been blogging here on Active Rain for two years now. Being unfamiliar with social networking at the time, I started out slow. I took advantage of the wealth of valuable information Active Rainers offer up in their posts. I read and read all the tips these bloggers were offering (50 comments)
first time homebuyer: First Time Buyers In Medford Oregon Have MULTIPLE Options! - 09/10/09 02:32 PM
It isn’t often in life that we get multiple choices available to assist us on our journey, especially on the journey to homeownership, but eligible First Time Home Buyers in Medford Oregon have MULTIPLE CHOICES! Whether it is up to $50,000 for the Medford Neighborhood Stabilization Program for home buyers making (2 comments)
first time homebuyer: How to Buy A Home In The Rogue Valley Oregon | If You Are A Self-Employed Borrower - 08/17/09 09:56 PM
Remember the days of the “Stated Income” loan? They weren’t that long ago, having fizzled away and disappeared in to the fog of “alternative lending” programs that are no longer with us. While many alternative and subprime mortgage products needed to disappear in order to bring the realm of real estate (11 comments)
first time homebuyer: Oregon Neighborhood Stabilization Program Underwriting Guidelines Updated 7/24/09 - 08/10/09 12:25 PM
We're inching along toward the release of the Oregon Neighborhood Stabilization Program funds for eligible home buyers purchasing foreclosure homes. Although Oregon is not yet accepting reservations for these program funds, they have updated the underwriting guidelines to reflect their interpretation of the most recent HUD amendments. As of today, these guidelines (2 comments)
first time homebuyer: Northern California FHA Home Buyers, Need Help With The 3.5% Down Payment? - 08/07/09 10:30 PM
There are some fabulous buying opportunities out there for home buyers, from foreclosure homes that are priced under market to short sales and private party home sales. Add to that the range fixed interest rates have been hovering at and incentives like the first time home buyer $8,000 tax credit, and (0 comments)
26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership
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