fsbo: For Sale By Owner Looking for Help? Or, Just Free Advise and Expertise… - 04/06/09 05:13 PM
I received a call today, and wondered how other mortgage professionals - and for that matter, real estate brokers - would approach a request such as this:
"My name is XXXXXX, and I am getting ready to sell my home For Sale By Owner. I found information you had published on … (7 comments)

fsbo: Plan B for Rogue Valley Sellers – Do A Lease With Option To Purchase? (Part 5 of 5) - 11/18/08 04:37 PM
Have you come across a potential buyer for your home that for one reason or another isn't able to qualify to purchase your home at this time?  Maybe they have experienced a severe financial crisis, like a bankruptcy/medical devastation/job loss/foreclosure, making them unable to obtain the financing they need to purchase … (2 comments)

fsbo: Plan B for Rogue Valley Sellers - Rent Out Your Current Residence In Order To Purchase Your New One? (Part 4 of 5) - 11/18/08 04:11 PM
Maybe you don't need the equity from your present home in order to purchase the next one. In this case, I don't think Pros & Cons are needed, just a "congratulations - good for you"! There have been some underwriting guideline changes that you will need to know about if you … (3 comments)

fsbo: Plan B For Rogue Valley Sellers - Take Out A Bridge Loan To Access Your Equity? (Part 3 of 5) - 11/18/08 02:56 PM
Have you heard of a bridge loan? This is a loan feature that is frequently found when homeowners are building a new home while living in their previous home which they will sell once the new home is complete. A homeowner purchasing a new residence plans to make a down payment … (0 comments)

fsbo: Plan B For Rogue Valley Sellers - Take out a Home Equity Line Of Credit Or Refinance Your Existing Loan(s) To Get Cash Out For Down Payment (Part 2 of 5) - 11/18/08 02:49 PM
Did you purchase your home many years ago and you've been financially savvy, maybe you have a fantastic interest rate on the mortgage on your current home, refrained from refinancing to pull cash out, and you have a ton of equity in your home. You don't want to give up this … (2 comments)

fsbo: Rogue Valley Home Sellers, Are You Looking At Plan B To Sell/Buy Your Southern Oregon Home? (Part 1 of 5) - 11/07/08 12:49 PM
What happens when you've decided to move up, taking advantage of the many buying opportunities you are seeing in today's real estate market? You see the home that is just perfect for you - larger/ smaller, newer/upgraded, your ideal neighborhood, closer to work, more/less property, the pool you've always wanted, decorated … (0 comments)

fsbo: Sales Price Established by "Price Per Square Foot"!!!?? You've Got to Be Kidding Me! - 03/10/08 05:43 PM
Alright, esteemed Active Rain Realtors, I have a scenario I wish to run by you, and am looking for your feedback.
First, a bit of background history...
My husband and I have a rental house in Medford, Oregon that the tenants recently moved out of. When they gave notice, we discussed various … (14 comments)

fsbo: Delightful Ranch-Style Home in Desirable Old East Medford Neighborhood on Quiet Residential Street - 02/28/08 11:23 PM
… (2 comments)

 
Cooper_karen Rainmaker_large

Karen Cooper-Mtg Banker|Broker Ashland|Medford

Ashland, OR

More about me…

American Pacific Mortgage- Karen Cooper, Oregon & California

Address: 301-B Crater Lake Avenue, OR ML License #ML-2338, CA DRE License 01180222, Medford, OR, 97504

Office Phone: (541) 608-6003

Cell Phone: (541) 601-4303

Email Me

26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership

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