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hb3706: Do We Really Believe Mortgage Servicers Will Regulate Themselves?!?!? - 04/20/11 12:26 PM
I came across an article by First Tuesday about the banks regulating themselves in the current environment we are in. I can vouch that this is NOT an acceptable solution, as we HUD Housing Counselors continually run in to situations where the Big Banks do not abide by the rules, guidelines and laws they've agreed to follow. States and their Attorney Generals are working toward resolving the many gaps in our systems to make protection available to our consumers, but we aren't quite there yet. I agree that accountability and restitution are indeed part of the equation that appears to be … (4 comments)

hb3706: What if…Homeowners Use Tools Like Oregon House Bill 3706 to Fight Back? - 01/29/11 01:55 PM
Being in the trenches day in and day out, fighting alongside Southern Oregon homeowners who have encountered financial difficulties, every once in a while I have to look up and survey the territory we are battling in. Reach out to the other troops and compare experiences. Strategize and determine where to concentrate efforts next.
 
There is a tool out there that was made available to Oregon Citizens last year. Oregon HB 3706 is that tool. The gist of the change I have focused on as it relates to default and foreclosure prevention is:
 
 BACKGROUND: The Unlawful Trade Practices Act … (4 comments)

 
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Karen Pierce Cooper

Medford, OR

More about me…

Karen Pierce Cooper| Housing Counselor |Oregon

Address: PO Box 4126, NMLS#223305 , Medford, OR, 97501

Office Phone: (541) 779-6691

Email Me

Bringing 28 years of experience providing Southern Oregon and California Home Buyers and Homeowners | Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville | Helping Southern Oregonians on the road to fulfilling the American Dream of Homeownership - and staying there!

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