home loan: That Was Then…This Is Now 2007-2009 - 11/02/09 11:48 AM
Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are … (4 comments)
home loan: A Sunday Drive in Southern Oregon (3 of 3) - 11/01/09 11:09 PM
After we have finished exploring Sunny Valley and the ghost town of Golden Oregon with the hydraulic mining sights across the road, we head to Historic Wolf Creek Inn to have dinner. In spite of the Rogue Valley population being well over 200,000 people now, we manage to bump in to … (10 comments)
home loan: A Sunday Drive in Southern Oregon (2 of 3) - 11/01/09 10:40 PM
On this first day of November 2009, we continue our Sunday drive on this glorious day, leaving Sunny Valley, and heading north to go to Golden, Oregon. This historic town was settled by early Gold Miners, most of whom moved on to other areas for their treasure hunt. The State of … (8 comments)
home loan: A Sunday Drive in Southern Oregon (1 of 3) - 11/01/09 10:27 PM
There are so many wonderful places to visit here in Southern Oregon. Today, my family and I piled in to the car and headed North from Medford Oregon to spend some time discovering places and some ground we've passed through many times along the I-5 corridor.
First stop, was the Grave … (3 comments)
home loan: Tale of A Sad, Sad Divorce After a Long Happy Partnership - 07/29/09 10:21 AM
Oh, woe is me! Alas, I have a tale to tell of how a long, steady, reliable relationship filled with mutual respect has gone awry. A sad tale of how a long, happy partnership had to end. I didn't WANT this relationship to end. But, I now NEED this relationship to … (12 comments)
home loan: When Is It Time To Tell A Borrower To Apply With Another Lender? - 07/24/09 02:05 PM
I've been in the mortgage/real estate business since 1983, with most of the past 15 years working with repeat and referral clients. Our relationships have a great deal of trust, which I believe to be important - especially in the current real estate/ mortgage environment. But, when is it time to … (58 comments)
Posting on Active Rain for almost 2 years now, there have been times when I've come across the occasional post and/or comments that make me think "gee...this person sure didn't learn how to play well with others". It reminds me that Active Rain has been an incredible way to … (62 comments)
home loan: Fannie Mae & Freddie Mac Up The Ante For Jackson County Oregon - 02/23/09 03:02 PM
In this game of a mortgage industry we seem to be playing, a change in "da rules" was announced today by the Federal Housing Finance Agency. Jackson County Oregon is deemed to be a "high cost area", and so has had the loan limit raised back to what it was just … (0 comments)
home loan: Spring Home Show 2009 This Weekend For Southern Oregonians At Jackson County Fairgrounds - 02/12/09 04:13 PM
The Sping Home Show will take place this weekend at the Jackson County Fairgrounds, February 13th, 14th & 15th. The Jackson County Homebuilders Association puts on two of these shows each year. Although both the Spring and the Fall shows have a lot to offer, we are really looking forward to seeing what new and … (0 comments)
home loan: Updated Borrower's Guide to Locking In Your Interest Rate - 12/19/08 03:33 PM
Are you in the process of getting a home loan for a home purchase you are planning to make here in Southern Oregon? Or, maybe you heard about the incredibly low interest rates we've been seeing for qualified homeowners looking to get a lower interest rate than they have presently? Want … (0 comments)
home loan: Southern Oregon ABC’s of Homebuying Class this Saturday December 13th at Rogue Community College - 12/08/08 01:41 PM
The next "ABC's of Homebuying" HUD approved course for first time homebuyers is coming up this Saturday December 13, 2008 from 9 a.m. - 4 p.m. at Rogue Community College in Downtown Medford. Not only is this is the required course for several first time homebuyer programs, but it is a … (0 comments)
home loan: Southern Oregon Realtors - Do Your Buyers Need a Zero Down Home Loan? - 11/14/08 01:11 PM
Southern Oregon Realtors working with residential home buyers, have your clients been considering a great financing tool? USDA Guaranteed Rural Housing is a program that has been underutilized, partly due to restrictive income guidelines that will likely change on January 20, 2009, barring any major objections received during the comment period … (2 comments)
home loan: Forget Wall Street and Main Street, How About Opportunity Street? - 10/22/08 03:17 PM
This week has made me feel a bit like this hamster. Running, running, running...but still in basically the same place. Trying to re-boot this mentality, I thought I'd do some market research for this gorgeous area I live and work in, Southern Oregon.
Just out of curiosity, I thought I would … (2 comments)
home loan: Have You Been To Morning Glory Restaurant In Ashland Oregon? - 07/30/08 05:01 PM
Want a unique, consistently delicious restaurant to go to in Ashland Oregon for breakfast or lunch? Not far from our office on the South end of town across from Southern Oregon University, Morning Glory Restaurant is a personal favorite of mine. This award-winning breakfast and lunch establishment run by chef/owner Patricia … (30 comments)
home loan: Have You Been To Dragonfly Cafe in Ashland Oregon? - 07/30/08 04:55 PM
Have you experienced the fabulous dishes turned out by Ashland Oregon's best chef in 2007, Chef Neil Clooney and his partner Chef Isabel Cruz at Dragonfly Café and Gardens? Using ingredients that are sustainably farmed and meat free of hormones, these unique Latin-Asian Fusion dishes are a delight to the taste … (4 comments)
home loan: Have You Been To The Jacksonville Inn in Historic Jacksonville Oregon? - 07/29/08 03:35 PM
A local phenomenon, if you enjoy fine dining, you MUST go to The Jacksonville Inn. This was the first restaurant we dined at when arriving in Southern Oregon, and the one we have frequented most since moving here in 2004. Not only is this wonderful restaurant offering fabulous, creative food selections, … (2 comments)
home loan: Have You Been To Porter’s Restaurant in Medford Oregon? - 07/29/08 01:57 PM
You'll find many locals winding down after work with friends or enjoying a great steak at Porter's, a voted a 2006 Reader's Choice favorite in the Mail Tribune for several categories. This historic train station is a great place to dine, enjoy cocktails, even hold small company celebrations as we have … (0 comments)
home loan: New Energy Efficient “The Condominium Cottages At Garfield” On The Market In Ashland Oregon - 07/29/08 01:52 PM
There is new green, affordable housing available in Ashland Oregon. Seven energy efficient condos constructed of interlocking concrete forms are on the market for $239,000-$269,000 containing many environmentally-friendly features and sustainable building materials. With sizes of 600 to 1,000 square feet, they are designed to meet the needs of the single … (0 comments)
home loan: TOP Five Reasons We Relocated to the Rogue Valley - 04/25/08 10:07 AM
2003 was a year of transition for us. My husband was in between jobs, and really didn't want to work for anyone else anymore. For years he watched, and for a while participated in, the hard work and satisfaction that came from my mortagage/real estate business. The time had come to … (4 comments)
26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are … (4 comments)
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