jackson county: Round Two for Oregon Big Look Task Force Meeting in Medford Oregon on October 20, 2008 - 10/13/08 07:56 PM
With the overwhelming attendance the Oregon Big Look Task Force found here in Medford Oregon, they have rescheduled a second meeting for those of us who were unable to fit in to their previous meeting room. If you would like to go to the second meeting to share your thoughts and … (0 comments)
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jackson county: Another Successful Affordable Housing Project Completed in Ashland Oregon! - 10/11/08 10:01 PM
It is with great excitement that the new homeowners who have participated inthe Rogue Valley Community Development Corporation's Mutual Self-Help Program at Terrace Court are moving in to their homes. These 6 homeowners have completed their townhome units on the South side of Ashland on Siskiyou Blvd at Park Street, and … (2 comments)
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jackson county: Meet The Candidates, CW Smith and Jim Olney - 10/09/08 11:46 PM
At the Rotary Club of Ashland Meeting today, our speakers were Incumbent C.W. Smith and Challenger Jim Olney running for Jackson County Commissioner. Both of the candidates were passionate about their positions, although a little less passion was exhibited than I heard they displayed at the meeting they attended yesterday. It … (2 comments)
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jackson county: Meet The Candidates, Sal Esquivel and Doug McGeary - 10/09/08 09:25 PM
One of my favorite Oregon Realtors, Krista Bolf, held a "Meet the Candidates" gathering at her home today, giving us the opportunity to meet Incumbent State Representative Sal Esquivel who is running for re-election, and Doug McGeary who is running for Circuit Court Judge Position 6 in Jackson County Oregon.
… (2 comments)
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jackson county: Realtors – How Do YOU Communicate With Your Referring Agent? - 09/19/08 06:57 PM
Realtors, do you LIKE receiving referrals from out of area agents? Do you consider this a good source of business, or do these clients play second fiddle to your own repeat and referral business?
Although my mortgage company has been in Southern Oregon since 2004, I've worked … (6 comments)
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jackson county: Have You Been To Standing Stone Brewing Company in Ashland Oregon? - 09/12/08 10:39 PM
In the heart of downtown Ashland, Standing Stone Brewery is another favorite stop of ours for lunch, dinner, snacks and, of course, a hand made ale. You will even find some of our delicious Southern Oregon wines on the menu, by the bottle and by the glass, and a full bar, … (0 comments)
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jackson county: Seventy-Five Hundred Reasons for First Time Home Buyers to Buy NOW! - 08/11/08 11:34 AM
So HR 3221, the Housing & Economic Recovery Act of 2008, was signed by President Bush, and as with many of today's proposed solutions it comes with good and bad news. So, first time home buyers - want the bad news first? The "bad news" is Seller Funded Down Payment Assistance … (6 comments)
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jackson county: Down Payment Assistance Coming Soon For Medford Oregon Buyers? - 08/11/08 11:26 AM
Plans are in the works to help provide down payment assistance for first time home buyers looking to purchase a home in Medford Oregon. The State of Oregon's and the City of Medford's Purchase Assistance Loan programs have been out of funds for several months, leaving first time home buyers looking … (3 comments)
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jackson county: 2008 Children’s Festival Going On In Jacksonville Oregon - 07/21/08 05:38 PM
Sunday was the beginning of the 2008 Children's Festival held on the grounds of the Britt Festival in Jacksonville, Oregon. This annual three day event is a family favorite, and attracts many visitors from thoroughout Southern Oregon. From the many craft booths to the wonderful local performances, this is a must … (0 comments)
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jackson county: Table Rock Fellowship of Medford Oregon Celebrates 10th Anniversary - 07/21/08 04:53 PM
This past weekend, the weather was wonderful for the BBQ and Cake celebration at Table Rock Fellowship in Medford Oregon. After the 8:15, 9:45 and 11:30 a.m. services on Sunday, the church had delicious fixin's waiting for everyone to enjoy. Pastor Ron was in "rare" form, reminding us to head out … (2 comments)
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jackson county: Above It All At Prescott Park on Roxy Ann in Medford Oregon - 07/15/08 04:20 PM
There is a familiar landmark in Medford Oregon that many are familiar with. Like Lower and Upper Table Rocks or The Rogue Valley Manor, Roxy Ann is a distinguishing feature in our Rogue Valley landscape. Living on the Southwest slope of RoxyAnn, we know this park well. Prescott Park is a … (2 comments)
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jackson county: Spicing Things Up at Medford Oregon's Summer Concert In The Park - 07/14/08 04:06 PM
Mambo Rico, an Ashland Oregon Salsa Band, was the band playing for the Summer Concert in Bear Creek Park in Medford Oregon this past Sunday. This was the first concert our family has been in town for, and it was a LOT of fun! The music Mambo Rico played was great, … (2 comments)
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jackson county: What To Do On A Friday After Work In Southern Oregon? - 07/01/08 03:13 PM
Living in this beautiful area of Southern Oregon, surrounded by forests, rivers, lava flows, caves and lakes, our biggest challenge is to figure out which wonderful terrain we want to go see when there is so much gorgeous scenery to see.
One of our most favorite destinations is Howard … (11 comments)
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jackson county: Sometimes It’s a GOOD Thing To Be In The Bottom Five - 06/30/08 07:20 PM
So often we focus on being in the "Top 5...This" or the "Top 10...That". Well, although I have some what of a competitive nature, I was thrilled to read in an article in our local newspaper, the Mail Tribune, that I live and work in a "Bottom Five State". That would be … (3 comments)
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jackson county: "Can I Still Get A Stated Income Loan in Oregon"? Alive and Still Kicking…But, Barely - 06/27/08 12:21 PM
This week I realized that amongst my many other reasons to be grateful, reasons like on my last trip to California I loaded up on rice and coffee beans at Trader Joe's before prices shot up, I should be grateful that the majority of loan applications/inquiries I've had lately have been … (3 comments)
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jackson county: “Do You Finance Log Homes in Oregon”? - 06/27/08 12:09 PM
I received a referral last week to a person who owns land just outside of Ashland, Oregon in the beautiful tree covered countryside. They bought this land a few years back, and have an outbuilding/shop/living-quarters on it where they'd been living while preparing to build their dream home. At first, they … (0 comments)
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jackson county: Escaping To Lithia Park in Ashland Oregon - 06/24/08 10:01 PM
Here we are, barely two weeks in to this year's summer break from school, I'm working from my home office more often then not, and already I've heard "I'm bored" several times. This last time instead of my standard response of "would you like to start on the Household To Do List?" … (10 comments)
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jackson county: Who Says Jumbo Loans Cost Too Much For Oregon Buyers!? - 06/02/08 07:59 PM
Here in Ashland, Oregon, where the current median priced resale home sells for $355,000 and a new home for $389,000 per JacStats.com, we happen to have a fair number of properties priced above the maximum conforming loan limit of $417,000, and the temporary jumbo conforming limit of $422,500 for a single … (2 comments)
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jackson county: Southern Oregon Home Buyers! Can We Talk? BEFORE You Spend George W’s Tax Rebate? - 05/16/08 01:11 PM
Calling all Jackson County Oregon First Time Home Buyers who have a tax rebate on its way. What are you going to do with it? Take a vacation? Go on a mad spending spree? Or, leverage it in to becoming part of your retirement fund while providing your family the … (3 comments)
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jackson county: Calling All Jackson County Oregon Real Estate Investors Don’t Stop Now!!! - 05/15/08 10:53 PM
Southern Oregon Investors: Have you already purchased and financed 10 investment properties, and are now being told by your lender you will be unable to take advantage of the many buying opportunities we are seeing in our current local real estate market? You have good credit, you can qualify with full … (0 comments)
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jackson county: Calling All Jackson County Oregon Eligible Veterans! Would $25,000 Help You Buy A Home? - 05/15/08 06:48 PM
Jackson County Oregon eligible Veterans, if you could get up to $25,000 in down payment assistance, would you buy a home? If the State of Oregon's Veterans Home Loan program wanted to give you a 30 year fixed rate mortgage with an interest rate of 5.25% for 1% point or … (2 comments)
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jackson county: Families With Children Have So Much To Do In Southern Oregon In The Summertime! - 05/15/08 05:57 PM
Our temperatures here in Southern Oregon will have their first brush with 100 degrees today, and it reminded me that we have so many fun events to look forward to during the summertime! From the arts to water play, are kids will only bored if we want them to be, as … (7 comments)
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jackson county: California “50 Somethings” Ready to Begin Their Steps to Retire? - 05/15/08 12:59 PM
I've been checking in with some of my Southern California clients since I learned one of the latest banks to begin freezing home equity lines of credit, National City, had pulled the plug on homeowners who are seeing declining values in their market areas. Some common threads have been emerging in … (2 comments)
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jackson county: Do You Know A Jackson County Oregon Resident Who Could Afford $550-650 Per Month For A Home? - 04/30/08 10:17 AM
Calling all Jackson County Oregon residents earning 30-60% of Hud's currently published median income for Jackson County, Oregon based on family size!!!!! Have you, or has someone you know, given up on the idea of ever fulfilling your dream of becoming a homeowner? Have you thought you would be a renter forever because that … (5 comments)
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jackson county: Affordable Housing for Ashland Oregon – RVCDC Mutual Self Help Homeownership Program at Terrace Court - 04/28/08 11:08 AM
Rogue Valley Community Development Corporation's Terrace Court Project in Ashland, Oregon on Siskiyou Blvd between Park Street and Normal Avenue is well on its way to completing the second group of homes in this project, 6 townhome style units on Siskiyou Blvd. at Park Street. These homes are framed up with … (0 comments)
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jackson county: To Be, Or Not To Be (More Affordable Housing in Ashland Oregon)…That Is The Question! - 04/26/08 10:39 PM
The City of Ashland and Developer Doug Irvine have been in discussions over the possible trade of land. Doug Irvine is interested in acquiring a 2 acre parcel of land within Westwood Park plus three residential lots on Strawberry Lane, for which he will in return trade 10 acres of land … (7 comments)
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jackson county: 2008 Opening Day for Trout Fishing on Three Southern Oregon Lakes - 04/26/08 09:46 PM
Today was Opening Day for Trout Fishing on three Southern Oregon Lakes, Diamond Lake, Hyatt Lake and Howard Prairie Lake. And a BEAUTIFUL day it was! Diamond Lake and Hyatt Lakes were both still covered in ice, so anglers were going to be drilling holes in the ice to enjoy opening … (2 comments)
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jackson county: Oregon Vet State Home Loan Program Affected By Recent MI Company Changes - 04/25/08 09:52 AM
Our Oregon State Veterans' Home Loan Program has been affected by the recent changes the mortgage insurance companies have made, the same as the recent changes made to the Oregon Bond Loan. Unlike the Federal VA home loan program, the Oregon program is underwritten to Fannie Mae guidelines, and loans greater … (0 comments)
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jackson county: Another Paradise To Experience - 04/22/08 01:34 PM
With recent declines in tax revenues due to the slight slowing in our local economy we've been experiencing, plus the phasing out of our Federal timber funding, a Southern Oregon project that is impressive by its own accord becomes of even greater import to the communities it will affect in Josephine … (2 comments)
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jackson county: Bring On The 2008 Farm Bill For Our Rural Communities! - 04/16/08 11:33 PM
Only 2 more days to go before several programs under the Farm Bill are set to expire. Many programs have run out of funds, and cannot be used until the 2008 Farm Bill is passed which will put forth the funding allocations for the next 5 years. The House and Senate … (4 comments)
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jackson county: Now Is The Time For Us To Swing This Pendulum Back To The Middle! (Part 2 of 3 – Low-to-Moderate Income, Workforce Buyers) - 04/03/08 05:06 PM
In the almost 25 years I've been in the real estate and finance world, I've come across many programs that effectively contribute to sustainable homeownership for owner occupants. These programs may work for buyers qualifying for Conventional, FHA, VA, even Jumbo loan programs, but most require buyers take fixed rate loans, not … (0 comments)
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jackson county: Now Is The Time For Us To Swing This Pendulum Back To The Middle! (Part 1 of 3) - 04/03/08 04:48 PM
Wonderful news! Oregon Affordable Housing advocates have helped secure much needed funds to help retain low-cost rental housing units, funding that will include saving 667 apartment units in Jackson County, Oregon, keeping these units from being sold at market rates when their contracts expire soon. With the low rents maintained to … (0 comments)
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jackson county: Pear Blossom Festival for Medford Oregon is Just Around the Corner - 03/14/08 04:09 PM
Daylight Savings Time is here, and it won't be long before our favorite Springtime events are here.
The Medford 2008 Pear Blossom Festival kicks off with The Junior and Senior Royalty Coronations held on Saturday, March 29, 2008 at the North Medford High Auditorium, Jr. Royalty beginning at 9:00am and Sr. Royalty beginning … (4 comments)
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jackson county: Rotary Club of Ashland Speaker Discusses Oregon Economy - 03/14/08 02:27 PM
At this Thursday's Rotary Club of Ashland Meeting, guest speakerDr. Tom Potiowsky, the Oregon State Economist, spoke about the effects the national economy will have on the Oregon economy. Dr. Potiowsky emphasized the affect the housing market has had on the wood products and construction industry, and although Oregon's economy will be … (3 comments)
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jackson county: Oregon Veterans Home Loan Now at 5.50%/5.375% - 03/13/08 08:23 PM
Like the Oregon Bond Loan's RateAdvantage and CashAdvantage programs, the Oregon Department of Veterans' Affairs will be increasing their available interest rates for new applications effective Friday, March 14, 2008. Their new 15-to-30-year fixed-rate/loan fee options will be: * 5.375% with a 1.5% loan origination fee, or, * 5.5% with a 1.% loan … (0 comments)
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jackson county: Table Rock Fellowship of Medford Oregon Steps Up to Help Habitat for Humanity Rogue Valley Build Their Next Home - 03/10/08 01:44 PM
Table Rock Fellowship is a nondenominational Christian fellowship church that has grown to become one of the Rogue Valley's mega churches. In spite of roughly 3,000 weekly attendees at this church, it has remained a down-to-earth, friendly church offering many programs and link groups to its members looking to find the right … (10 comments)
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jackson county: Oregon Bond Loan Rate Volatility - 03/06/08 07:11 PM
We just received notification from the State that they reserve the right to adjust the interest rate on the Oregon Bond Loan programs, RateAdvantage and CashAdvantage, just as any market interest rate published by the banks and lending companies. Lending professionals will need to check the Oregon Bond Loan's Reservations website … (2 comments)
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jackson county: Shakespearian View of Oregon Bond versus Mortgage Credit Certificate - 02/27/08 12:06 AM
O Affordability, Affordability, wherefore art thou affordability? Undeniably, first time home buyers in Ashland Oregon have a tough time of it when it comes to entering the Ashland Oregon real estate market for the first time. Other areas of Oregon are struggling with the same challenge of housing affordability versus … (3 comments)
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jackson county: Fannie Mae's Declining Value Area Designation - 02/26/08 12:07 AM
We're starting to see the "Declining Value Area" condition popping up on some of our automated underwriting decisions on Jackson County, Oregon properties. In many cases, this will not affect the borrower's loan amount. For first time home buyers putting the minimum amount down for their down payment, it is creating … (4 comments)
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jackson county: Jackson County Homebuilders Association's Spring Home Show February 8-9-10 - 02/05/08 10:56 PM
The Fall Home Show will take place this weekend at the Jackson County Fairgrounds, September 19th, 20th and 21st. The Jackson County Homebuilders Association puts on two of these shows each year. Although both the Spring and the Fall shows have a lot to offer, we are really looking forward to seeing what new … (5 comments)
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jackson county: How Low Can It Go? How About 4.875% For An Oregon Vet 15 to 30 Year Fixed Rate Loan? - 02/05/08 09:28 PM
Interest rates have been hovering at historic lows for quite a while. It has been several years since I've seen the 30 year fixed rates dip below 5%, though. For qualifying Oregon Vets choosing the Oregon Vet Loan, the Oregon Department of Veterans Affairs says 5% just isn't low enough! Effective February … (4 comments)
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jackson county: Southern Oregon – More Than a Vacationer’s Paradise - 01/30/08 11:38 PM
As you might be able to tell by some of my Localism posts about the many wonderful places to see and experience, I think that Southern Oregon is not only a wonderful place to visit, but an amazing place to live.
When my family decided to make the move to … (9 comments)
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jackson county: “Back to Nature”-Upper & Lower Table Rocks in Medford/Central Point Area, Oregon - 01/28/08 09:14 PM
Two of the most prominent topographic features in the Rogue Valley in Southern Oregon are Upper and Lower Table Rocks. These mesa buttes rise immediately above the north bank of the Rogue River near Tou Velle State Park in southwestern Oregon, between Sams Valley and Central Point, providing amazing vistas of the surrounding Cascade … (7 comments)
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jackson county: “Back to Nature” at Lithia Park in Ashland, Oregon - 01/24/08 08:07 PM
Although Southern Oregon has a wealth of natural beauty to share with us, one of her special places is Lithia Park. This was one of the first places my family and I discovered upon moving here in June 2004, as we attended the City of Ashland's 4th of July Parade, enjoying … (10 comments)
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jackson county: Declining Market Designation? Maybe, Maybe Not For the Rogue Valley in Southern Oregon! - 01/13/08 10:54 PM
In December 2007, Fannie Mae instituted a requirement that maximum loan-to-value ratios be reduced for loans they make on properties deemed to be in a declining market area, either by the appraiser or by secondary verification sources such as Moody's/Case-Shiller House Price Index.
Depending on which list you look at, cities in … (7 comments)
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jackson county: Southern Oregon Winter Wonderland - 01/04/08 05:47 PM
With the latest series of snow storms rolling through Jackson County in Southern Oregon, we're dusting off our snow gear and waiting for a window in the storms so we can head out for some snow play. If we draw a circle around Jackson County, Oregon and look for winter playgrounds … (6 comments)
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jackson county: Where Do We Go From Here Jackson County Oregon? - 01/02/08 12:45 AM
Like Alecia Barnes, a real estate broker in Albany, Oregon, I believe that 2008 is going to be great. Well, here in Jackson County, Southern Oregon, the residents of Ashland - Talent - Phoenix - Jacksonville - Ruch - Medford - Central Point - White City - Eagle Point - Shady … (2 comments)
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jackson county: Is It Time To Refinance That Re-Setting Adjustable? - 12/14/07 04:06 PM
So, Jackson County Oregon Homeowners, is it time to refinance? Are you an Ashland - Talent - Phoenix - Medford - Jacksonville - Central Point - Eagle Point - Ruch, Oregon homeowner who took out an Option ARM? Have you called your CPA for the 3rd time to confirm you made … (0 comments)
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jackson county: Going…Going… Gone? – One Week Left For Senate To Pass Energy Bill H.R. 6 - 12/14/07 11:09 AM
Senate Axes Rural Counties Timber Payments and tax breaks for a wide range of clean energy industries from the Energy Bill. Many States in the South and West are affected by this, by the removal of the Timber Program as well as the removal of the tax incentives for Energy Efficiency. Here in … (2 comments)
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jackson county: Holiday Giving In the Spirit of the Season - 11/28/07 06:43 PM
Several years ago, our family decided to stop gifting to adults for Christmas and Hanukkah. We have been truly blessed with our needs being met. Our family is large and the holiday shopping was becoming a source of stress for some of us, with some family members exceeding their budgets, going in to debt to … (0 comments)
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jackson county: "ABC's of Homebuying" HUD approved Course Saturday December 8th - 11/26/07 03:53 PM
It's that time again! Every two months, Southern Oregon Housing Resource Center/ACCESS Inc. puts on the HUD approved "ABC's of Homebuying" course at Rogue Community College campuses, alternating between Medford and Grants Pass. The next class will be on December 8th from 9 - 4 at the Medford RCC Campus located … (0 comments)
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jackson county: Oregon Measure 49 Passes - What Does It Mean? - 11/09/07 04:09 PM
Just when Oregonians were almost figuring out Measure 37 passed in 2004, along comes Measure 49. Measure 49 restricts large developments, closing what Oregonians appear to agree were loopholes in Measure 37. There are three basic highlights to Measure 49: There is an "Express Lane Option" which allows property owners that qualify … (0 comments)
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jackson county: New Affordable Housing in Central Point - 11/09/07 08:11 AM
The City of Central Point has a history of showing support for affordable housing. They supported Habitat for Humanity/Rogue Valley when they built 6 homes, the last two being dedicated in December 2005. Also in 2005, the City of Central Point supported the construction of 62 affordable one-bedroom senior apartments, the … (2 comments)
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jackson county: New Affordable Housing in Ashland - 11/08/07 08:53 PM
There ARE opportunities for affordable homeownership in Ashland! The City of Ashland typically has higher prices for homes than other areas of Jackson County, and it is because of this, they are the one City who makes the greatest effort toward providing opportunities for affordable housing in Jackson County. The City of Ashland is … (0 comments)
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jackson county: Help for Jackson County Homeowners Facing Large Payment Increase - 10/13/07 05:33 PM
Are You, Or Is Someone You Know, Facing a Large Payment Increase on Your Mortgage Soon? You are not alone! The real estate market has been a favorable one for several years, but the market has slowed. If you are facing the prospect of defaulting on your mortgage, unable to make … (0 comments)
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