Real estate blog entries tagged with jackson county by American Pacific Mortgage- Karen Cooper, Oregon & California

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jackson county: Investors, Isn’t It Nice To Have Rental Property With Positive Cash Flows? - 11/23/09 06:15 PM

Although some homeowners looking to refinance or sell right now may not like what the volume of distress sale property sales are doing to local real estate values, Investors purchasing homes that run a positive cash flow probably aren’t complaining very much. Here in the Rogue Valley, up until this year … (1 comments)

jackson county: Wordless Wednesday - Isn't She A Butte? - 10/21/09 10:26 AM

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jackson county: Ashland Rotary Run Saturday October 3, 2009 – Come Out and Support Eradication of Polio! - 10/02/09 10:31 AM

Did you know that Rotary International, with the support of the Bill and Melinda Gates Foundation, have set a goal to eradicate Polio worldwide? Each Rotary Club is finding a way to do their part to support this lofty goal. The Rotary Club of Ashland Oregon is having a 5k & … (0 comments)

jackson county: Failure to Launch – Will Oregon NSP Be Like the Twenty-Something Child that Never Moves Out? - 09/24/09 07:48 PM

The mortgage/real estate industry has forced us die-hard survivors to engage, adapt, change, and above all things, BE PATIENT. For the most part, this has not been a great personal challenge for me – I LIKE change, know how to adapt, and under most circumstances can be extraordinarily patient. I’m methodical … (2 comments)

jackson county: Current Foreclosures for Sale in Jackson County Oregon - 09/16/09 10:34 AM

As a mortgage banker | broker here in Southern Oregon, I was happy to see Adam Bogle of Coldwell Banker ProWest in Ashland Oregon has posted some "hopeful" news with the number of available foreclosure homes on the market here in Jackson County Oregon. I'm working with several buyers who … (4 comments)

jackson county: Wordless Wednesday - Red Skies At Night... - 08/05/09 11:32 AM

Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my knowledge and expertise … (7 comments)

jackson county: Wordless Wednesday - Up, Up and Away! - 07/01/09 02:17 PM

jackson county: Wordless Wednesday - Handsome Young Male - 07/01/09 01:49 PM

jackson county: Beware, Oregon Contractors - Scammers are Targeting you! - 05/14/09 06:02 PM

The Oregon Remodelers Association recently contacted our local HomeBuilders Association of Jackson County to let them know there are scammers afoot, contacting Oregon Contractors with the following:
"We have received information from the CCB and the Oregon Dept. of Justice regarding a possible scam directed at contractors in which a caller … (5 comments)

jackson county: Southern Oregon Home Buyers - Neighborhood Stabilization Funds Coming Soon To Jackson County Oregon! - 04/28/09 02:52 PM

What if you could have up to $50,000 to bring to the table when purchasing your Southern Oregon home? Would this help you to buy a home? Are you looking at foreclosure homes, and are willing to deal with handling necessary repairs to the home you purchase through your transaction and … (6 comments)

jackson county: Happy Days Are Here Again…And So Are Construction Loans For Highly Qualified Homeowners and Investors! - 04/13/09 11:01 PM

One of the loan programs that started to fall by the wayside early on in "the mortgage meltdown" was construction loans. Like the secondary financing and other underwriting guideline tightening, Construction loans have been a bit tough to come by of late, especially those like these:

RESIDENTIAL CONSTRUCTION LOANS with … (0 comments)

jackson county: Change is GOOD! And Change is Here for This Oregon/California Mortgage Consultant - 03/31/09 04:20 PM

With the many changes in the mortgage industry over the past 18 months, I have been pondering the necessary adjustments needed to stay up-to-date with the many underwriting and program guidelines a loan professional needs to be aware of to effectively serve their clients. I have been exploring working for national … (2 comments)

jackson county: What Does One Do In Southern Oregon When The Economy Is Slow? - 03/12/09 12:16 AM

I learned today that there are some people with great talent who due to being retired and/or unemployed have found a way to serve a growing need in the Rogue Valley.

ACCESS, Inc. is our local non-profit community action agency, and their Southern Oregon Housing Resource Center is the … (7 comments)

jackson county: Fannie Mae & Freddie Mac Up The Ante For Jackson County Oregon - 02/23/09 03:02 PM

In this game of a mortgage industry we seem to be playing, a change in "da rules" was announced today by the Federal Housing Finance Agency. Jackson County Oregon is deemed to be a "high cost area", and so has had the loan limit raised back to what it was just … (0 comments)

jackson county: I Have A Dream Here In Southern Oregon on Martin Luther King Day 2009 - 01/19/09 06:52 PM

Today is Martin Luther King's Day, our day to look back and reflect on the accomplishments this amazing civil rights leader contributed to us all, leading to freedoms I think we so often take for granted today. We celebrate this day of remembrance that every four years takes place just before … (10 comments)

jackson county: Oregon Bond Lowers Rates (Finally!) - 12/19/08 04:44 PM

I am a big fan of the Oregon Bond loan program for first time home buyers. It has been very sad not having this tool in my chest, while the State of Oregon grappled with the stagnant bond market, unable to sell the bonds that fund this program except for a … (2 comments)

jackson county: Medford Winter Light Festival Draws Crowd - 12/06/08 04:23 PM

It's that time again, time for a favorite winter event, the annual Medford Winter Light Festival that is held in Vogel Plaza in Downtown Medford Oregon. Last night's crowd was awed by the beautiful tree, wonderful music provided by the North Medford High School Band and South Medford High School Choir.
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jackson county: Investors May Finance Up To 12 Properties - 12/03/08 03:16 PM

Here in Southern Oregon where we haven't experienced the same level of real estate market devastation as California, Florida, Nevada and Arizona there is still a silver lining to be found in our beautiful puffy cloud skies.
With market values in Jackson County Oregon roughly 8% lower in our year over … (2 comments)

jackson county: Have You Experienced Oregon’s Harris State Beach? - 11/24/08 04:50 PM

If you are seeking solace in an incredibly gorgeous surrounding, Harris State Beach just north of Brookings Oregon is the place for you. Harris Beach is just a little over 2 hours from Medford Oregon, yet it is a world away.

Do you like to explore Tide Pools?

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jackson county: Plan B For Rogue Valley Sellers - Take out a Home Equity Line Of Credit Or Refinance Your Existing Loan(s) To Get Cash Out For Down Payment (Part 2 of 5) - 11/18/08 02:49 PM

Did you purchase your home many years ago and you've been financially savvy, maybe you have a fantastic interest rate on the mortgage on your current home, refrained from refinancing to pull cash out, and you have a ton of equity in your home. You don't want to give up this … (2 comments)

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