jacksonville: Need A Wonderful Flooring Installer In Jackson County Oregon? - 10/08/09 02:28 PM
Meet Ray Feckner of Ashland Oregon. Ray is the gentleman that came highly recommended to my husband and I when we called Peter McBennett, one of our favorite general contractors who installs the windows & doors for our store, to see about replacing the vinyl flooring that was damaged in … (2 comments)
|
jacksonville: Southern Oregon Realtors Working With USDA Buyers – Your Transaction CAN Close On Time! - 09/29/09 02:51 PM
The end of the fiscal year is September 30th for the USDA Guaranteed Rural Housing Program. More often than not, Congress does not have the next year’s program funding allocated before this date rolls around. Many banks and mortgage companies will pull the plug on funding their USDA Guaranteed Rural Housing … (0 comments)
|
jacksonville: Here We Go Again! – USDA Guaranteed Rural Housing Program Funding for 2010 Needs To Be Allocated By Congress - 09/25/09 12:45 PM
It’s that time of year again, the end of the fiscal year and time for reallocation of program funding for the USDA Guaranteed Rural Housing Program. Each year during this time of year, several banks and mortgage companies throw the switch on their USDA Guaranteed Rural Housing Program, pulling all … (0 comments)
|
jacksonville: Making Home Affordable Refinance Rolling Out at 125% of Current Value - 09/19/09 12:53 PM
Well, we've been waiting quite a while since the announcement was made that eligible homeowners could refinance their home loan under the Making Home Affordable Program borrowing up to 125% of their home's current market value vs. the previously established 105%.
More lenders are now making this program available, giving … (2 comments)
|
jacksonville: How to Buy a Home In The Rogue Valley Oregon | Using the USDA Guaranteed Rural Housing Loan No Money Down Program - 08/15/09 12:24 AM
Do you like the idea of living outside the hustle and bustle of the city? Is rural living the lifestyle you choose? There is a great home loan program that is right up your alley, called the USDA Guaranteed Rural Housing Loan Program. This is a government home loan program that … (3 comments)
|
jacksonville: Tale of A Sad, Sad Divorce After a Long Happy Partnership - 07/29/09 10:21 AM
Oh, woe is me! Alas, I have a tale to tell of how a long, steady, reliable relationship filled with mutual respect has gone awry. A sad tale of how a long, happy partnership had to end. I didn't WANT this relationship to end. But, I now NEED this relationship to … (12 comments)
|
jacksonville: There Is A Secret Gem Here In The Rogue Valley! - 07/27/09 08:05 PM
In these times of busy real estate sales and sometime excruciatingly painful home loan processes, I am reminded that in the middle of every transaction is a glimmer of light. I wrote recently about another glimmer of light I experienced for one first time home buyer transaction that really came together … (3 comments)
|
jacksonville: 2009 Jacksonville Oregon Children’s Festival Is Coming Soon! - 06/29/09 06:50 PM
It's that time again, time for the outdoor thermostat to creep up over the 90 degree mark, time for the roses, daisies and lavender to give their prolific displays, and time for the Children's Festival in Jacksonville Oregon on the grounds of the Britt Festival.
… (2 comments)
|
jacksonville: USDA Income Limits Higher Starting April 20, 2009! - 04/17/09 01:32 PM
Here in Southern Oregon, we have a lot of rural property areas that are eligible forthe USDA Guaranteed Rural Housing program. This is a great No Down Payment required program that instead of paying expensive mortgage insurance premiums like the Conventional Fannie Mae and Freddie Mac or the FHA program has, … (2 comments)
|
jacksonville: Going, Going, Gone Soon - Oregon Bond Loan Funds Almost Depleted - 03/05/09 11:51 PM
Notice has gone out that based on current demand levels, the Oregon Bond Loan will likely be out of funds sometime in April 2009. Due to the upheaval in the bond market, there is no set time frame for when this program will be re-funded, as the sale of the mortgage … (0 comments)
|
jacksonville: Oregon Realtors®, Did Your USDA Lender Pull The Plug On Your Buyer’s Loan? - 01/29/09 11:12 AM
Are you an Oregon Real Estate Broker whose buyer's financing has been affected by recent notifications that funding has been depleted for the 2009 allocation for the USDA Guaranteed Rural Housing program? Did you know that although many banks are just not funding these loans and waiting until funding is reallocated … (0 comments)
|
jacksonville: Oregon Home Buyers, Did You Know There Is STILL 100% Financing Available? - 01/29/09 11:00 AM
Are you an Oregon home buyer thinking that you need to come up with a large down payment in order to purchase a home? You pay your bills on time, have a little bit of savings set aside, feel pretty secure in your job and are tired of renting? You are … (0 comments)
|
jacksonville: Need A Higher Loan Amount Than 2009 Conforming Loan Limit for Southern Oregon Allows? - 12/23/08 06:02 PM
For a while in 2008, high dollar home purchasers and homeowners in Southern Oregon had a window of opportunity to get reasonable pricing if the loan amount they wanted was higher than $417,000, placing them in the "non-conforming Jumbo" loan category.
Party's over folks. We're back to $417,000 as the maximum … (1 comments)
|
jacksonville: Plan B for Rogue Valley Sellers – Do A Lease With Option To Purchase? (Part 5 of 5) - 11/18/08 04:37 PM
Have you come across a potential buyer for your home that for one reason or another isn't able to qualify to purchase your home at this time? Maybe they have experienced a severe financial crisis, like a bankruptcy/medical devastation/job loss/foreclosure, making them unable to obtain the financing they need to purchase … (2 comments)
|
jacksonville: Plan B For Rogue Valley Sellers - Take Out A Bridge Loan To Access Your Equity? (Part 3 of 5) - 11/18/08 02:56 PM
Have you heard of a bridge loan? This is a loan feature that is frequently found when homeowners are building a new home while living in their previous home which they will sell once the new home is complete. A homeowner purchasing a new residence plans to make a down payment … (0 comments)
|
jacksonville: Plan B For Rogue Valley Sellers - Take out a Home Equity Line Of Credit Or Refinance Your Existing Loan(s) To Get Cash Out For Down Payment (Part 2 of 5) - 11/18/08 02:49 PM
Did you purchase your home many years ago and you've been financially savvy, maybe you have a fantastic interest rate on the mortgage on your current home, refrained from refinancing to pull cash out, and you have a ton of equity in your home. You don't want to give up this … (2 comments)
|
jacksonville: Rogue Valley Home Sellers, Are You Looking At Plan B To Sell/Buy Your Southern Oregon Home? (Part 1 of 5) - 11/07/08 12:49 PM
What happens when you've decided to move up, taking advantage of the many buying opportunities you are seeing in today's real estate market? You see the home that is just perfect for you - larger/ smaller, newer/upgraded, your ideal neighborhood, closer to work, more/less property, the pool you've always wanted, decorated … (0 comments)
|
jacksonville: Can Ashland Oregon Buyers Still Get 100% Financing in October 2008? - 10/18/08 03:00 PM
Can a home buyer looking to purchase a home in Ashland Oregon still find 100% financing? You bet! The variety of program options we have had available to us in the past are not as prevalent, but there are options available, such as the Federal VA home loan program for eligible … (2 comments)
|
jacksonville: Round Two for Oregon Big Look Task Force Meeting in Medford Oregon on October 20, 2008 - 10/13/08 07:56 PM
With the overwhelming attendance the Oregon Big Look Task Force found here in Medford Oregon, they have rescheduled a second meeting for those of us who were unable to fit in to their previous meeting room. If you would like to go to the second meeting to share your thoughts and … (0 comments)
|
jacksonville: Realtors – How Do YOU Communicate With Your Referring Agent? - 09/19/08 06:57 PM
Realtors, do you LIKE receiving referrals from out of area agents? Do you consider this a good source of business, or do these clients play second fiddle to your own repeat and referral business?
Although my mortgage company has been in Southern Oregon since 2004, I've worked … (6 comments)
|
;)
;)
