Real estate blog entries tagged with medford by American Pacific Mortgage- Karen Cooper, Oregon & California

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medford: "How To Get Rich In This Market" - 11/06/09 06:05 PM

I’m thanking God it is Friday. This week has so drained my energy. I’m looking forward to it being revitalized by family, friends and church this weekend. I will not be taking any business related calls this weekend, because I desperately need to recharge. Have you ever felt like that?

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medford: Out With The New/Old, In With The Old/New…Oh Whatever! - 11/03/09 06:31 PM

2008 and 2009 have been phenomenal funding times for FHA loan financing for buyers purchasing real estate. This is because FHA guidelines are broader, making this financing tool more suited to today’s homebuyers’ needs. FHA guidelines allow the buyer to receive gift funds for their down payment/closing costs, which is what … (2 comments)

medford: Thanks, Neighbor For Your Diligence In Hanging In There To Sell Your Home – The Rest of Us Living Here Appreciate It! - 11/03/09 05:51 PM

There’s another home on our street that turned over recently. This homeowner relocated to another state to take a job. Having purchased at a high point in the market, they rented the home out, after attempting to sell it to no avail. Three sets of tenants later in a relatively short … (2 comments)

medford: Thanks, Neighbor and Thanks, Bank of America/Countrywide/Fannie Mae/Freddie Mac – NOT! - 11/03/09 03:47 PM

There are some great Realtors here in Southern Oregon, dedicated to their profession and their clients. One of them, our 2010 Rogue Valley Association of Realtors President, Krista Bolf, knows where I live and lets me know what sales are happening in the neighborhoods where we own property. Yesterday, Krista Bolf … (0 comments)

medford: That Was Then…This Is Now 2007-2009 - 11/02/09 11:48 AM

Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are … (4 comments)

medford: A Sunday Drive in Southern Oregon (3 of 3) - 11/01/09 11:09 PM

After we have finished exploring Sunny Valley and the ghost town of Golden Oregon with the hydraulic mining sights across the road, we head to Historic Wolf Creek Inn to have dinner. In spite of the Rogue Valley population being well over 200,000 people now, we manage to bump in to … (10 comments)

medford: A Sunday Drive in Southern Oregon (2 of 3) - 11/01/09 10:40 PM

On this first day of November 2009, we continue our Sunday drive on this glorious day, leaving Sunny Valley, and heading north to go to Golden, Oregon. This historic town was settled by early Gold Miners, most of whom moved on to other areas for their treasure hunt. The State of … (8 comments)

medford: A Sunday Drive in Southern Oregon (1 of 3) - 11/01/09 10:27 PM

There are so many wonderful places to visit here in Southern Oregon. Today, my family and I piled in to the car and headed North from Medford Oregon to spend some time discovering places and some ground we've passed through many times along the I-5 corridor.
First stop, was the Grave … (3 comments)

medford: Speechless Sunday - Along the Applegate Trail - 11/01/09 09:06 PM

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medford: Home Comfort Hearth of Grants Pass & Phoenix Oregon Is Great! - 10/25/09 07:40 PM

We’ve been investigating replacing our fireplace insert since before the City of Medford Oregon where we live passed an ordinance making it a requirement that fireplace inserts like the one that came with the house we bought in the East Medford Hills in 2004 need to be removed upon sale … (4 comments)

medford: Wordless Wednesday - Isn't She A Butte? - 10/21/09 10:26 AM

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medford: HOPE Arriving For Struggling Southern Oregon Homeowners - 10/16/09 08:03 AM

Are you, or is anyone you know, struggling to find a way to stay in your/their home here in Southern Oregon? HOPE is arriving for struggling Southern Oregon homeowners who may have been attempting to refinance under the Home Affordable Refinance Program only to find out they needed to be under … (6 comments)

medford: Need A Wonderful Flooring Installer In Jackson County Oregon? - 10/08/09 02:28 PM

Meet Ray Feckner of Ashland Oregon. Ray is the gentleman that came highly recommended to my husband and I when we called Peter McBennett, one of our favorite general contractors who installs the windows & doors for our store, to see about replacing the vinyl flooring that was damaged in … (2 comments)

medford: What Has Happened To Our World? - 10/06/09 10:44 AM

Here it is, Autumn in Southern Oregon. It seems that overnight the flip was switched and Summer was gone. With frost advisories again, a run to the vegetable garden was in order to harvest what may be the season’s final harvest. The call has been made for this Winter’s wood … (7 comments)

medford: Comment to the Federal Reserve Board on R 1366 - 09/30/09 11:34 AM

Below is my Comment to Federal Reserve Board on R-1366. Fellow Active Rainers, both mortgage industry members and related real estate industry members, this is ALL of our battle that needs to be fought here. Right now 99% of my business consists of purchase transactions, and a large percentage of those … (4 comments)

medford: Wordless Wednesday - Playing to Win - 09/30/09 12:23 AM

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medford: It’s Harvest Fair Time Here in Southern Oregon! - 09/25/09 05:08 PM

It’s that time again, time for the Harvest Fair that is held at the Jackson County Fairgrounds at the beginning of autumn each year. Like Chili cookoffs? Come on down! How about beer/wine tasting? Come on down! Food (oh…I’m IN!)? Come on down! Live music? Come on down!

There is … (5 comments)

medford: Carla Fuerst, Licensed Massage Therapist in Medford Oregon, You Are The Best! - 09/25/09 02:40 PM

There is a secret here in Medford Oregon that I’ve been reluctant to let out of the bag. It is selfish to keep it to myself, though, so I guess it’s time I share.

I’ve battled lower back issues since childhood as a result of a little piece of bone … (0 comments)

medford: Failure to Launch – Will Oregon NSP Be Like the Twenty-Something Child that Never Moves Out? - 09/24/09 07:48 PM

The mortgage/real estate industry has forced us die-hard survivors to engage, adapt, change, and above all things, BE PATIENT. For the most part, this has not been a great personal challenge for me – I LIKE change, know how to adapt, and under most circumstances can be extraordinarily patient. I’m methodical … (2 comments)

medford: Oregon Vet Home Loans Lowering Rates This Week! - 09/24/09 07:07 PM

I’m excited to be working with another first time home buyer who will be taking advantage of what I believe is a great home loan program for veterans, the Oregon Vet home loan. AND he’s going to be getting a lower interest rate than he expected if his offer goes through … (0 comments)

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