oregon: Send A Gift- Thank You Card To Our Soldiers- Xerox Let's Say Thanks Program - 11/19/09 03:15 PM
 
This is a worthy program we've participated in before. It's that time again! Thanks for the prompt and the great info, Katerina & Nestor!
 
Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):
Thanks to Xerox sending out a Thank You card to … (0 comments)

oregon: Will Mortgage Insurance Still Be Tax Deductible After December 31 2010? - 11/18/09 10:15 AM
With all the rapid changes we’re seeing in the mortgage industry, those that have been instituted and many coming down the pipe, I haven’t heard anything about the tax deduction for Mortgage Insurance Premium that expires 12/31/2010.  Right now, eligible taxpayers may deduct their eligible mortgage insurance premiums, including FHA upfront … (6 comments)

oregon: Beware of Hidden Costs in Your Home Purchase Transaction - 11/10/09 10:22 AM
After a series of winter-like storms rolling through our corner of the world, the latest in a stream of “hidden costs” associated with the purchase of bank owned foreclosure sale transactions came to my attention. Working with a lot of first time buyers who often work very hard to come up … (10 comments)

oregon: Wordless Wednesday - When You've Gotta Go, You've Gotta Go - 11/03/09 11:08 PM

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oregon: Thanks, Neighbor and Thanks, Bank of America/Countrywide/Fannie Mae/Freddie Mac – NOT! - 11/03/09 03:47 PM
There are some great Realtors here in Southern Oregon, dedicated to their profession and their clients. One of them, our 2010 Rogue Valley Association of Realtors President, Krista Bolf, knows where I live and lets me know what sales are happening in the neighborhoods where we own property.  Yesterday, Krista Bolf … (0 comments)

oregon: A Sunday Drive in Southern Oregon (3 of 3) - 11/01/09 11:09 PM
After we have finished exploring Sunny Valley and the ghost town of Golden Oregon with the hydraulic mining sights across the road, we head to Historic Wolf Creek Inn to have dinner. In spite of the Rogue Valley population being well over 200,000 people now, we manage to bump in to … (10 comments)

oregon: A Sunday Drive in Southern Oregon (2 of 3) - 11/01/09 10:40 PM
On this first day of November 2009, we continue our Sunday drive on this glorious day, leaving Sunny Valley, and heading north to go to Golden, Oregon. This historic town was settled by early Gold Miners, most of whom moved on to other areas for their treasure hunt. The State of … (8 comments)

oregon: Home Comfort Hearth of Grants Pass & Phoenix Oregon Is Great! - 10/25/09 07:40 PM
 
We’ve been investigating replacing our fireplace insert since before the City of Medford Oregon where we live passed an ordinance making it a requirement that fireplace inserts like the one that came with the house we bought in the East Medford Hills in 2004 need to be removed upon sale … (4 comments)

oregon: Wordless Wednesday - Isn't She A Butte? - 10/21/09 10:26 AM

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oregon: Ashland Rotary Run Saturday October 3, 2009 – Come Out and Support Eradication of Polio! - 10/02/09 10:31 AM
Did you know that Rotary International, with the support of the Bill and Melinda Gates Foundation, have set a goal to eradicate Polio worldwide? Each Rotary Club is finding a way to do their part to support this lofty goal. The Rotary Club of Ashland Oregon is having a 5k & … (0 comments)

oregon: Comment to the Federal Reserve Board on R 1366 - 09/30/09 11:34 AM
Below is my Comment to Federal Reserve Board on R-1366. Fellow Active Rainers, both mortgage industry members and related real estate industry members, this is ALL of our battle that needs to be fought here. Right now 99% of my business consists of purchase transactions, and a large percentage of those … (4 comments)

oregon: Wordless Wednesday - Playing to Win - 09/30/09 12:23 AM

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oregon: It’s Harvest Fair Time Here in Southern Oregon! - 09/25/09 05:08 PM
It’s that time again, time for the Harvest Fair that is held at the Jackson County Fairgrounds at the beginning of autumn each year. Like Chili cookoffs? Come on down! How about beer/wine tasting? Come on down! Food (oh…I’m IN!)? Come on down! Live music? Come on down!
 
There is … (5 comments)

oregon: Carla Fuerst, Licensed Massage Therapist in Medford Oregon, You Are The Best! - 09/25/09 02:40 PM
There is a secret here in Medford Oregon that I’ve been reluctant to let out of the bag. It is selfish to keep it to myself, though, so I guess it’s time I share.
 
I’ve battled lower back issues since childhood as a result of a little piece of bone … (0 comments)

oregon: Lovely 3 + 1.5 in Desireable Old East Medford Oregon Neighborhood For Rent - 09/19/09 04:23 PM
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oregon: Wishing I Was Here... - 09/16/09 11:31 PM


Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my knowledge and … (20 comments)

oregon: Expansion Taking Place For A Rogue Valley Building Supply Company – In THIS Real Estate Market?!?!?! - 09/04/09 01:43 PM
Here it is, end of Summer 2009, the talk of doom and gloom in the housing industry still pretty prevalent, and lo and behold, here comes a glimmer of light! Funny how life can work that way, don’t you think? Well here’s one of those “balancing act” kind of stories for … (0 comments)

oregon: How To Buy A Home In The Rogue Valley Oregon | Using City Of Medford First Time Buyer Program - 08/24/09 07:20 PM
Would you like to find out how you may use the City of Medford Oregon’s first time home buyer program? Are you a first time home buyer who earns less than 80% of the area median household income? Have you decided the time has come for you to purchase your … (2 comments)

oregon: How to Buy a Home In The Rogue Valley Oregon | Using the USDA Guaranteed Rural Housing Loan No Money Down Program - 08/15/09 12:24 AM
Do you like the idea of living outside the hustle and bustle of the city? Is rural living the lifestyle you choose? There is a great home loan program that is right up your alley, called the USDA Guaranteed Rural Housing Loan Program. This is a government home loan program that … (3 comments)

oregon: Tale of A Sad, Sad Divorce After a Long Happy Partnership - 07/29/09 10:21 AM
Oh, woe is me! Alas, I have a tale to tell of how a long, steady, reliable relationship filled with mutual respect has gone awry. A sad tale of how a long, happy partnership had to end. I didn't WANT this relationship to end. But, I now NEED this relationship to … (12 comments)

 
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Karen Cooper-Mtg Banker|Broker Ashland|Medford

Ashland, OR

More about me…

American Pacific Mortgage- Karen Cooper, Oregon & California

Address: 301-B Crater Lake Avenue, OR ML License #ML-2338, CA DRE License 01180222, Medford, OR, 97504

Office Phone: (541) 608-6003

Cell Phone: (541) 601-4303

Email Me

26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership

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