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real estate: Where Are Home Prices Going? - 08/22/10 05:15 PM
I believe John Mulkey hit the nails on the head making his points in this article. What we are facing today in our local markets and economies did not happen overnight. Nor will the recovery...
Via John Mulkey, Housing Guru (TheHousingGuru.com):
We’ve all heard the news reports about the potential for a double-dip in housing, and perhaps, the overall economy. Unemployment seems out of control; debt levels are becoming unmanageable; and many are wondering what the future holds for the housing market. Where home prices going and what is the potential for prices to recover to the levels of 2005/2006?
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real estate: Hardship Meets Opportunity - 07/21/10 12:13 AM
All around us, we see hardship and opportunity. Have you seen hardship…neighbors, colleagues, friends, family struggling to hang on to their homes and retirement portfolios that may have included real estate investments? Families torn apart due to financial distress from job loss, income reduction, payment increases, stress reltaed medical expense?
How about opportunities…those same people getting a home for their family for what seems like pennies on the dollar, buying real estate “in bulk” that actually carries positive cash flow? People who negotiated a reduction in terms with their mortgage holders, cutting their mortgage payments up to half of what … (6 comments)
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real estate: Speechless Sunday - Mass Transit at Its Best - 06/05/10 11:50 PM
Well worth the wait on a busy holiday weekend, we could think of no better way to travel back to the car we left parked in Chinatown. After hoofing it across town to see the sights up close and personal, we were all ready to take a fun ride back. What better way to travel than this?
See you out there!
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real estate: That Was Then…This Is Now 2007-2009 - 11/02/09 11:48 AM
Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are making for some long days in my mortgage industry world. Where many of the changes in the past were market driven, today’s changes are “putting fires out” driven. And it seems to me, those changes are being made without the necessary foresight and investigation required to have these changes be … (4 comments)
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real estate: “Doesn’t Play Nice In Sandbox”…Is This How You Wish To Be Described? - 07/13/09 01:17 PM
Posting on Active Rain for almost 2 years now, there have been times when I've come across the occasional post and/or comments that make me think "gee...this person sure didn't learn how to play well with others". It reminds me that Active Rain has been an incredible way to discover more about the people posting there, their levels of experience, their business philosophy, and their personality. I don't know about you, but knowing this information plays an important part in my business relationships. I don't care how much experience you have, if you don't play nice, stay out of … (62 comments)
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real estate: Southern Oregon Realtors - Do Your Buyers Need a Zero Down Home Loan? - 11/14/08 01:11 PM
Southern Oregon Realtors working with residential home buyers, have your clients been considering a great financing tool? USDA Guaranteed Rural Housing is a program that has been underutilized, partly due to restrictive income guidelines that will likely change on January 20, 2009, barring any major objections received during the comment period that will expire January 5, 2009. The proposed income guidelines would mean up to 4 person households may qualify with gross annual income up to $70,750, and up to 8 person households with up to $93,400 based on the current Jackson County Oregon income limits.
Here are some key features … (2 comments)
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real estate: TOP Five Reasons We Relocated to the Rogue Valley - 04/25/08 10:07 AM
2003 was a year of transition for us. My husband was in between jobs, and really didn't want to work for anyone else anymore. For years he watched, and for a while participated in, the hard work and satisfaction that came from my mortagage/real estate business. The time had come to pursue his dream, and we switched gears, looking for a business to purchase instead of a job for my husband to go to.
What we were finding in Southern California was disheartening, but we realized this was not a disappointment, this was an opportunity! We had been prowling all over … (4 comments)
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real estate: Where Do We Go From Here Jackson County Oregon? - 01/02/08 12:45 AM
Like Alecia Barnes, a real estate broker in Albany, Oregon, I believe that 2008 is going to be great. Well, here in Jackson County, Southern Oregon, the residents of Ashland - Talent - Phoenix - Jacksonville - Ruch - Medford - Central Point - White City - Eagle Point - Shady Cove - Gold Hill - Rogue River are doing okay. The market slow down has driven many property owners to reconsider their "profit taking sales". Those property owners that must sell, with proper preparation and pricing, are doing so.
(Go to http://www.jacstats.com/ for additional information)
Yes, sales of residential housing will likely remain slower … (2 comments)
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real estate: Are We There Yet? - 12/12/07 02:20 PM
http://www.flickr.com/
"Are we there yet?" Apparently not, since the Fed has deemed it necessary to participate in not only a domestic, but a Global, Bail Out due to our illiquid credit markets.
"How long will it take us to get there?" It might be a while yet - like with our road trips, it may depend on how many times it is necessary for us to stop to relieve ourselves, with the dropping of the fed funds/discount rates and the sale of short term funds to protect the identity of banks suffering liquidity crisis's.
"How much longer?" … (13 comments)
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Karen Pierce Cooper
Medford,
OR
More about me…
Karen Pierce Cooper| Housing Counselor |Oregon
Address: PO Box 4126, NMLS#223305 , Medford, OR, 97501
Office Phone: (541) 779-6691
Email Me
Bringing 28 years of experience providing Southern Oregon and California Home Buyers and Homeowners | Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville | Helping Southern Oregonians on the road to fulfilling the American Dream of Homeownership - and staying there! ,
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