Real estate blog entries tagged with rogue valley by American Pacific Mortgage- Karen Cooper, Oregon & California

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rogue valley: "How To Get Rich In This Market" - 11/06/09 06:05 PM

I’m thanking God it is Friday. This week has so drained my energy. I’m looking forward to it being revitalized by family, friends and church this weekend. I will not be taking any business related calls this weekend, because I desperately need to recharge. Have you ever felt like that?

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rogue valley: That Was Then…This Is Now 2007-2009 - 11/02/09 11:48 AM

Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are … (4 comments)

rogue valley: A Sunday Drive in Southern Oregon (3 of 3) - 11/01/09 11:09 PM

After we have finished exploring Sunny Valley and the ghost town of Golden Oregon with the hydraulic mining sights across the road, we head to Historic Wolf Creek Inn to have dinner. In spite of the Rogue Valley population being well over 200,000 people now, we manage to bump in to … (10 comments)

rogue valley: A Sunday Drive in Southern Oregon (2 of 3) - 11/01/09 10:40 PM

On this first day of November 2009, we continue our Sunday drive on this glorious day, leaving Sunny Valley, and heading north to go to Golden, Oregon. This historic town was settled by early Gold Miners, most of whom moved on to other areas for their treasure hunt. The State of … (8 comments)

rogue valley: Oregon Vet Home Loans Lowering Rates This Week! - 09/24/09 07:07 PM

I’m excited to be working with another first time home buyer who will be taking advantage of what I believe is a great home loan program for veterans, the Oregon Vet home loan. AND he’s going to be getting a lower interest rate than he expected if his offer goes through … (0 comments)

rogue valley: Thanks Active Rain For Bringing Me ANOTHER Great Client! - 09/24/09 06:46 PM

I’ve been blogging here on Active Rain for two years now. Being unfamiliar with social networking at the time, I started out slow. I took advantage of the wealth of valuable information Active Rainers offer up in their posts. I read and read all the tips these bloggers were offering … (50 comments)

rogue valley: Wordless Wednesday - A Little Too Close For Comfort - 09/21/09 10:55 PM

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rogue valley: Making Home Affordable Refinance Rolling Out at 125% of Current Value - 09/19/09 12:53 PM

Well, we've been waiting quite a while since the announcement was made that eligible homeowners could refinance their home loan under the Making Home Affordable Program borrowing up to 125% of their home's current market value vs. the previously established 105%.

More lenders are now making this program available, giving … (2 comments)

rogue valley: $$$ For First Time Home Buyer In Medford Oregon? - 09/10/09 05:02 PM

If you are a first time home buyer earning between $11,600 – 58,500 (depending on your household size – i.e. household with two parents and one child or roommate is a 3 person household, and the maximum allowable income right now would be $39,850 for the entire household), did you know … (2 comments)

rogue valley: Ready set GO! City of Medford Releases Neighborhood Stabilization Program to Eligible Home Buyers Purchasing Foreclosures - 09/08/09 07:47 PM

The long awaited day arrived Friday September 4, 2009 – the day Neighborhood Stabilization Program funds were released for eligible home buyers purchasing foreclosure homes. “Cancel going away plans for Labor Day Weekend, and rush right down to sign the application forms for the up to $50,000 in Neighborhood Stabilization Program … (6 comments)

rogue valley: Wordless Wednesday - Before and After - 09/02/09 10:16 PM

Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my … (13 comments)

rogue valley: Wordless Wednesday - Knock, Knock...Who's There? - 09/02/09 10:01 PM

rogue valley: How To Buy a Home In The Rogue Valley Oregon | Using The FHA Home Loan - 08/20/09 09:05 AM

The days of flexible underwriting criteria have gone by the wayside for the most part. But, there are still common sense underwriting guidelines out there to meet the needs of the low-to-moderate income home buyer and homeowner. One of the most commonly used common sense programs is the FHA loan.

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rogue valley: Wordless Wednesday - Sunday Afternoon Stroll In The Park - 08/19/09 09:00 PM

rogue valley: Wordless Wednesday - The Road Less Traveled - 08/19/09 08:55 PM

rogue valley: How to Buy A Home In The Rogue Valley Oregon | If You Are A Self-Employed Borrower - 08/17/09 09:56 PM

Remember the days of the “Stated Income” loan? They weren’t that long ago, having fizzled away and disappeared in to the fog of “alternative lending” programs that are no longer with us. While many alternative and subprime mortgage products needed to disappear in order to bring the realm of real estate … (11 comments)

rogue valley: 24 Good Reasons for Using The Oregon Neighborhood Stabilization Program in Medford Oregon - 08/16/09 12:19 AM

Do you need a good reason to take the step to get preapproved for your financing in order to purchase a home? How about 24 good reasons? How about finding out if you are eligible to receive $50,000 in Neighborhood Stabilization Program funding to help you buy a home?
These homes … (2 comments)

rogue valley: How to Buy a Home In The Rogue Valley Oregon | Using the USDA Guaranteed Rural Housing Loan No Money Down Program - 08/15/09 12:24 AM

Do you like the idea of living outside the hustle and bustle of the city? Is rural living the lifestyle you choose? There is a great home loan program that is right up your alley, called the USDA Guaranteed Rural Housing Loan Program. This is a government home loan program that … (3 comments)

rogue valley: How to Buy a Home In The Rogue Valley Oregon | Using Neighborhood Stabilization Program Funds - 08/13/09 12:38 AM

Have you been noticing a LOT of people who were perfectly content with renting homes are now entering in to the real estate market to BUY instead? Maybe they thought because they didn't have thousands of dollars saved or would have to live in the boondocks, they HAD to rent? Not … (4 comments)

rogue valley: Wordless Wednesday - Red Skies At Night... - 08/05/09 11:32 AM

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