short sale: Thanks, Neighbor For Your Diligence In Hanging In There To Sell Your Home – The Rest of Us Living Here Appreciate It! - 11/03/09 05:51 PM
There’s another home on our street that turned over recently. This homeowner relocated to another state to take a job. Having purchased at a high point in the market, they rented the home out, after attempting to sell it to no avail. Three sets of tenants later in a relatively short … (2 comments)

short sale: Thanks, Neighbor and Thanks, Bank of America/Countrywide/Fannie Mae/Freddie Mac – NOT! - 11/03/09 03:47 PM
There are some great Realtors here in Southern Oregon, dedicated to their profession and their clients. One of them, our 2010 Rogue Valley Association of Realtors President, Krista Bolf, knows where I live and lets me know what sales are happening in the neighborhoods where we own property.  Yesterday, Krista Bolf … (0 comments)

short sale: Southern Oregon Homeowners, You’ve Heard of Short Sales, But Have You Heard Of Short Refinancing? - 05/05/09 04:31 PM
So, you heard about the really nice low interest rates people are getting on their mortgages, and you thought "hey...I'd like to save money every month to put back in to my budget". You made a call or two, and found out "I'm sorry, Mr./Ms. Homeowner, but we can't help you … (0 comments)

short sale: For Sale By Owner Looking for Help? Or, Just Free Advise and Expertise… - 04/06/09 05:13 PM
I received a call today, and wondered how other mortgage professionals - and for that matter, real estate brokers - would approach a request such as this:
"My name is XXXXXX, and I am getting ready to sell my home For Sale By Owner. I found information you had published on … (7 comments)

short sale: California Homeowners - Looking for Reasons to Hang On Instead Of Throwing In The Towel? - 02/12/09 06:33 PM
So, you are "stuck" with a 6.25% interest rate on your 30 year fixed rate mortgage for $400,000. You are bent out of shape because you really were hoping to refinance in order to get a mortgage interest rate in the 4's, like people you know have done recently. Should you … (0 comments)

short sale: Great Loan Option For Owner Occupied Buyers Purchasing Homes Needing Repairs - 01/30/09 07:03 PM
Oregon Home Buyers and Real Estate Brokers, here's a tool you might put in your home buying chest. Did you know that if the property being purchased is an eligible property on the USDA Guaranteed Rural Housing loan program:
•a)      Not only are some lenders able to fund these loans right … (3 comments)

short sale: Do You Believe Lease Options Are A Viable Tool In Today’s Market? - 11/03/08 12:13 PM
With the number of homeowners losing their homes to foreclosure, the tightening of credit underwriting guidelines requiring a longer time frame since a borrower has had a bankruptcy or foreclosure filing, and an expanded inventory of available homes for sale, has this created the ideal environment for using Lease Options to … (15 comments)

short sale: Another Option Coming For Struggling Homeowners in April 2008 - 02/29/08 09:44 AM
In April, Fannie Mae loan servicers will have another option to offer to their borrowers. HomeSaver Advance will be their newest loss mitigation option to look to for delinquent mortgages. The key to this option will be that a borrower can show that the reason that triggered their delinquency - i.e. … (2 comments)

 
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Karen Cooper-Mtg Banker|Broker Ashland|Medford

Ashland, OR

More about me…

American Pacific Mortgage- Karen Cooper, Oregon & California

Address: 301-B Crater Lake Avenue, OR ML License #ML-2338, CA DRE License 01180222, Medford, OR, 97504

Office Phone: (541) 608-6003

Cell Phone: (541) 601-4303

Email Me

26 years experience providing Southern Oregon and California Quality Home Loans| Assisting Oregon First Time Homebuyers with no Down Payment| Specializing in USDA Guaranteed Rural Housing & Oregon Bond Loans| Oregon VA Loans| Farm/Ranch Loans| Aggressively Priced Jumbo Mortgages| Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville and Northern California communities in Siskiyou County| Helping Southern Oregonians and Californians on the road to fulfilling the American Dream of Homeownership

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