Real estate blog entries tagged with southern oregon by American Pacific Mortgage- Karen Cooper, Oregon & California

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southern oregon: "How To Get Rich In This Market" - 11/06/09 06:05 PM

I’m thanking God it is Friday. This week has so drained my energy. I’m looking forward to it being revitalized by family, friends and church this weekend. I will not be taking any business related calls this weekend, because I desperately need to recharge. Have you ever felt like that?

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southern oregon: Out With The New/Old, In With The Old/New…Oh Whatever! - 11/03/09 06:31 PM

2008 and 2009 have been phenomenal funding times for FHA loan financing for buyers purchasing real estate. This is because FHA guidelines are broader, making this financing tool more suited to today’s homebuyers’ needs. FHA guidelines allow the buyer to receive gift funds for their down payment/closing costs, which is what … (2 comments)

southern oregon: Thanks, Neighbor For Your Diligence In Hanging In There To Sell Your Home – The Rest of Us Living Here Appreciate It! - 11/03/09 05:51 PM

There’s another home on our street that turned over recently. This homeowner relocated to another state to take a job. Having purchased at a high point in the market, they rented the home out, after attempting to sell it to no avail. Three sets of tenants later in a relatively short … (2 comments)

southern oregon: That Was Then…This Is Now 2007-2009 - 11/02/09 11:48 AM

Having been in the mortgage industry for so long, having seen a great many changes since 1983, recent changes seem different from earlier changes in one big way. The period between 2007 and 2009 doesn’t really seem like a long period of time in the big picture, but these changes are … (4 comments)

southern oregon: A Sunday Drive in Southern Oregon (2 of 3) - 11/01/09 10:40 PM

On this first day of November 2009, we continue our Sunday drive on this glorious day, leaving Sunny Valley, and heading north to go to Golden, Oregon. This historic town was settled by early Gold Miners, most of whom moved on to other areas for their treasure hunt. The State of … (8 comments)

southern oregon: Speechless Sunday - Along the Applegate Trail - 11/01/09 09:06 PM

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southern oregon: HOPE Arriving For Struggling Southern Oregon Homeowners - 10/16/09 08:03 AM

Are you, or is anyone you know, struggling to find a way to stay in your/their home here in Southern Oregon? HOPE is arriving for struggling Southern Oregon homeowners who may have been attempting to refinance under the Home Affordable Refinance Program only to find out they needed to be under … (6 comments)

southern oregon: Need A Wonderful Flooring Installer In Jackson County Oregon? - 10/08/09 02:28 PM

Meet Ray Feckner of Ashland Oregon. Ray is the gentleman that came highly recommended to my husband and I when we called Peter McBennett, one of our favorite general contractors who installs the windows & doors for our store, to see about replacing the vinyl flooring that was damaged in … (2 comments)

southern oregon: Where Is Louise Dix? - The Ongoing Saga of Oregon Neighborhood Stabilization Program - 10/06/09 07:21 PM

Monday October 5th was the official release for the State of Oregon’s Neighborhood Stabilization Program. The City of Medford Oregon which has its own program funding released on September 4th but put the program back on hold. Why? Could it be because the City removed Louise Dix from her position as … (4 comments)

southern oregon: What Has Happened To Our World? - 10/06/09 10:44 AM

Here it is, Autumn in Southern Oregon. It seems that overnight the flip was switched and Summer was gone. With frost advisories again, a run to the vegetable garden was in order to harvest what may be the season’s final harvest. The call has been made for this Winter’s wood … (7 comments)

southern oregon: Here We Go Again! – USDA Guaranteed Rural Housing Program Funding for 2010 Needs To Be Allocated By Congress - 09/25/09 12:45 PM

It’s that time of year again, the end of the fiscal year and time for reallocation of program funding for the USDA Guaranteed Rural Housing Program. Each year during this time of year, several banks and mortgage companies throw the switch on their USDA Guaranteed Rural Housing Program, pulling all … (0 comments)

southern oregon: Oregon Vet Home Loans Lowering Rates This Week! - 09/24/09 07:07 PM

I’m excited to be working with another first time home buyer who will be taking advantage of what I believe is a great home loan program for veterans, the Oregon Vet home loan. AND he’s going to be getting a lower interest rate than he expected if his offer goes through … (0 comments)

southern oregon: Thanks Active Rain For Bringing Me ANOTHER Great Client! - 09/24/09 06:46 PM

I’ve been blogging here on Active Rain for two years now. Being unfamiliar with social networking at the time, I started out slow. I took advantage of the wealth of valuable information Active Rainers offer up in their posts. I read and read all the tips these bloggers were offering … (50 comments)

southern oregon: Wordless Wednesday - A Little Too Close For Comfort - 09/21/09 10:55 PM

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southern oregon: Making Home Affordable Refinance Rolling Out at 125% of Current Value - 09/19/09 12:53 PM

Well, we've been waiting quite a while since the announcement was made that eligible homeowners could refinance their home loan under the Making Home Affordable Program borrowing up to 125% of their home's current market value vs. the previously established 105%.

More lenders are now making this program available, giving … (2 comments)

southern oregon: Here Honey, We're Leaving You $11.2 Billion+...in Debt! - 09/17/09 03:13 PM

Don't get me wrong...I certainly see the benefits the many families I am working with are going to experience with the $8,000 first time buyer tax credit. They're purchasing homes with monthly PITI payments less than they are paying in rent, they will experience the stability of home ownership, AND those … (6 comments)

southern oregon: Ready set GO! City of Medford Releases Neighborhood Stabilization Program to Eligible Home Buyers Purchasing Foreclosures - 09/08/09 07:47 PM

The long awaited day arrived Friday September 4, 2009 – the day Neighborhood Stabilization Program funds were released for eligible home buyers purchasing foreclosure homes. “Cancel going away plans for Labor Day Weekend, and rush right down to sign the application forms for the up to $50,000 in Neighborhood Stabilization Program … (6 comments)

southern oregon: Wordless Wednesday - Before and After - 09/02/09 10:16 PM

Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my … (13 comments)

southern oregon: Wordless Wednesday - Knock, Knock...Who's There? - 09/02/09 10:01 PM

southern oregon: Have You Been To The Winchester Inn Restaurant & Wine Bar In Ashland, Oregon? - 08/25/09 12:41 PM

After over five years living here in beautiful Southern Oregon, we are still making new discoveries all the time. New paths to take on walks and hikes. New streets to travel on to familiarize ourselves with the various neighborhoods here while discovering the different viewpoints here in the Rogue Valley. New … (2 comments)

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