Real estate blog entries tagged with stated income by Karen Pierce Cooper| Housing Counselor |Oregon

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Home : Blogs : Karen Pierce Cooper : Your Southern Oregon Housing Resource For Homeownership|Foreclosure Prevention : Tag "stated income"

stated income: How to Buy A Home In The Rogue Valley Oregon | If You Are A Self-Employed Borrower - 08/17/09 09:56 PM

Remember the days of the “Stated Income” loan? They weren’t that long ago, having fizzled away and disappeared in to the fog of “alternative lending” programs that are no longer with us. While many alternative and subprime mortgage products needed to disappear in order to bring the realm of real estate financing and markets reliant upon it back to a more sustainable level, the stated income loan is sorely missed.

The stated income loan was designed to meet the specific needs of the self-employed, commissioned or bonus receiving homeowners. People receiving irregular revenue streams with spiking expenses who have exhibited … (11 comments)

stated income: "Can I Still Get A Stated Income Loan in Oregon"? Alive and Still Kicking…But, Barely - 06/27/08 12:21 PM

This week I realized that amongst my many other reasons to be grateful, reasons like on my last trip to California I loaded up on rice and coffee beans at Trader Joe's before prices shot up, I should be grateful that the majority of loan applications/inquiries I've had lately have been from borrowers who qualify with Full Income Documentation.
I received a referral from an existing client this week for someone who has found an amazing deal on a property they really want to move on NOW. This person was semi-retired but decided to go ahead and actively pursue a second … (3 comments)

stated income: “Do You Finance Log Homes in Oregon”? - 06/27/08 12:09 PM

I received a referral last week to a person who owns land just outside of Ashland, Oregon in the beautiful tree covered countryside. They bought this land a few years back, and have an outbuilding/shop/living-quarters on it where they'd been living while preparing to build their dream home. At first, they thought they would put a manufactured home on it, but then decided to put a log home on it instead. There are many homes like this spotting the landscape in the mountains surrounding the Rogue Valley. A log home company, Homestead Log Homes, is located right here in Medford Oregon … (0 comments)

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Karen Pierce Cooper

Medford, OR

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Karen Pierce Cooper| Housing Counselor |Oregon

Address: PO Box 4126, NMLS#223305 , Medford, OR, 97501

Office Phone: (541) 779-6691

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Bringing 28 years of experience providing Southern Oregon and California Home Buyers and Homeowners | Serving all of Jackson County Oregon including Ashland- Talent- Phoenix- Medford-Jacksonville- Ruch- Central Point- White City- Eagle Point- Shady Cove- Gold Hill, as well as Josephine County including Grants Pass- Merlin- Wilderville | Helping Southern Oregonians on the road to fulfilling the American Dream of Homeownership - and staying there!

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