1^st Time Home Buyers

At S&A Homes we know that you want the most value for your money, the lowest possible payments, best financing options, a buying experience that is easy and straight forward, and a trained caring professional to guide you through the process.

We’ve Put It All Together – For You!

Our Mountain Shadows community is perfect because we have selected 8 beautiful homes and packaged them on beautiful home sites at a price that will make you smile. And, we have put together a complete home / land / options / financing package that will make your new home buying experience fun and affordable.

Complete Home & Land Packages Starting At Only $192,900

            We keep our homes affordable with-out sacrificing quality and features.

Complete Whirlpool Appliance Package

So you don’t need to worry about having extra cash or running up charge accounts to purchase these necessities.

Smooth-top self-cleaning range,

Dishwasher, Microwave Hood

20.9 Cu. Ft. Refrigerator, Washer, Dryer

S&A Pays Closing Costs up to $6,500

This helps to reduce the money you need to purchase a new home and makes owning a new home very affordable.

Great Financing with Integrity Home Funding (a division of Wells Fargo)

Conventional, FHA, VA, PHFA mortgages available. If your credit scores are reasonable, we are sure to have a program that is perfect for you.

8 Beautiful home plans

These plans are selected to complement the neighborhood, provide exceptional value and be a home you will love for years and years.

The areas Best New Home Builder

S&A Homes has been voted the ‘Best New Home Builder for 10 CONSECUTIVE YEARS by your neighbors – our happy satisfied S&A home owners.

No skimping on quality

Every S&A home is built with the finest materials including features like 2x6 walls, 30 year dimensional shingles, Comfort Home energy efficiency program and much more. These are items that you might not see or even know you need, but they will save you lots and lots of money in reduced electric bills and maintenance.

Friendly, Professional, Caring Staff

            That would be me!  J  Please call me today – let’s setup an appointment to discuss your new home wants, needs and dreams. I am sure we can put together a new home package that is perfect for you, your family and your life style. Call me today!

Scott Liddick

New Home Consultant

Mt Shadows, Eagle Rock, Franklin Square and Kingswood communities

717-352-7791 (office)         

717-491-0172 (mobile)

srl100@sahomebuilder.com          

scott.liddick@yahoo.com

PS:      I also have Town Homes starting at $159,900 and Carriage Homes starting at $179,900

QUALTIY HOMES at GREAT PRICES!

I have 23 brand new S&A Homes For Sale

Most are move-in ready by end of year

Many are available for immediate occupancy

Prices range from $159,900 to $339,900

Town homes, Carriage Homes, Split-Levels and 2 Stories

Many of these homes have been discounted for quick sale. For Example:

 Community: Eagle Rock - Fayetteville, PA

Was $357,900     NOW ONLY $299,900

This Beautiful Two story home features 4 spacious bedrooms, 2 ½ baths including a deluxe master bath with whirlpool, 4 foot shower with glass door and elegant angled dual vanity. The eye catching 2 story foyer is extenuated by the beautiful turned stairs with ample oak railing and French doors that open in to a library. Also included are formal living room, formal dining room, large family room, spacious kitchen/nook with built-in pantry and laundry/mudroom connected to a two car garage. Additional features include Hi-Macs kitchen counter tops, kitchen island, appliance package, 9' 1^st floor ceilings, cathedral ceiling in master bedroom, hardwood floors in dining room and foyer, gas fireplace with oak mantle, oak stairs, brick front, walk-out basement, heat pump with central air, 10 year limited warranty, paved driveway, grass seeding and more.

Bedrooms: 4          Baths:     2 ½          Move-in Ready                      Wooded Home Site

For a complete listing, please visit my website at:

http://www.geocities.com/scott.liddick/scott_home.html

click on the New Homes (located on left side of page - green box with red lettering)

or contact me and I will email you the PDF file with eight pages of home information, pricing and contact info. Never fear this is a small file - easy download - well worth checking out  :o)

Food for Thought

All day long I hear tales of this builder offer $25,000 in free options or that builder offering free options and closing cost assistance - or how about the ad I saw where a builder was offering a free car with every new home purchase.

Now ask yourself. . .

Where is this money coming from? The answer is. . . YOU, the homebuyer, are paying for it. We all know that you can't get something worthwhile for nothing. No business is going to give you $25,000 in free options, they are just going to make it look that way. Either their prices are inflated to cover the freebies or they have cut back on service and standard features, or they have done both. Either way you look at it, YOU, the new homebuyer, are paying the tab. In fact, you could be paying the tab for 30 years with a mortgage payment that is larger than it should be because you financed more than you should, or the interest rate was inflated to cover closing costs.

So, what do you do?

The answer is simple. The first thing to do is IGNORE the incentives and concentrate on the Total Value.

Which builder:

•1.)     Offers the best built home? Quality Construction is very important! At S&A we believe if we provide a great quality product at a fair price and service it well, we will be in business forever.

•2.)     Provides the most for your money? Value lasts forever! S&A Homes, Inc. builds true value in to every new home; this commitment to quality will save you from ‘down the road' expenses that are prevalent with poorly constructed homes. Savings you can see throughout the entire process - before, during and after you purchase your home.

•3.)     Is dedicated to providing quality service? A great builder is very proactive and responsive to your service needs. At S&A we rely on repeat business and satisfied customer referrals. In Franklin County our market share has increased even during economic down turns because we always strive to be the best. Other builders came into the area when the market was good; now they are leaving and the families that purchased their homes will suffer from poor or non-existent service.

•4.)     Has the best reputation? Peace of mind is very valuable! S&A is part of the community; we have been part of the area for 20 years. We can not afford any gimmicks because it would hurt a reputation that we have worked so hard to maintain. S&A has been voted ‘The Best New Home Builder' and received the Public Opinion Reader's Choice Award for 10 consecutive years.

•5.)     Offers exceptional financing options? No hidden fees, hidden financing charges or inflated costs! S&A provides in house financing thru Integrity Home Funding (the name says it all - Integrity) with exceptionally competitive rates and flexible programs that are designed to add value to our new homes and the new home purchasing experience.

•6.)     Provides a no nonsense price? Real Savings! S&A works hard to help you cut costs in other areas like transfer tax, homeowners insurance and title insurance; areas that provide a long term savings.

•7.)     Does away with smoke and mirrors? No free options baloney, a true price adjustment based on current market conditions! S&A never inflates their prices and thus protects you from smoke and mirror illusions of savings; an S&A price is ALWAYS a true VALUE!

If you look for the seven things listed above and make it a point NOT to be swayed by erroneous incentives, you will get. . . . The most new home for your money!      The best value!      A quality S&A home!

Please call me today and let me show you why S&A Homes is the right builder for you and your family.

Please visit my website for more information.