RALPH ROBERTS book's I READ AWAKE THE GIANT WITHIN - 10/31/06 07:22 PM
A little exercise  
Tony Robbins has a powerful book called "Awake the Giant Within." On pages 71 & 72 there is an exercise called "Let's make some changes right now".1) Write down 4 actions that you need to take that you have been putting them offThis could be sales skills, weight loss, giving up a bad habit etc.2) Under each of these actions (that you need to take) write down the answer to the following questions: Why haven't I taken action? In the past, what pain have I linked to taking this action?3) Write down all the pleasure you've had in … (0 comments)

RALPH ROBERTS FRIEND MR POSTIVE - 10/31/06 06:43 PM
++++++++++++++++++++++ Positive Thoughts for Today ++++++++++++++++++++++    LOVE/RELATIONSHIPS:   
If you judge people, you have no time to love them. --Mother TeresaLEADERSHIP/SUCCESS: A person can only grow as much as his horizon allows. --John Powell MOTIVATION/INSPIRATION:    So get a few laughs and do the best you can. --Will RogersSTAY POSITIVE!"Mr. Positive"Dave Boufford
"Dream no small dreams for they have no power to move the hearts of men."
--Goethe
… (0 comments)

RALPH ROBERTS on REAL ESTATE FRAUD DEFLATED APPRAISALS?????? - 10/31/06 06:29 PM
Defrauding the Government with Deflated Appraisals?As some of my regular readers may know, I contribute articles on a monthly basis to RealtyTimes.com, a leading real estate industry web site that over the last few years has become one of the real estate industry’s most informative and timely sources of news and information.
Here’s a preview of my latest article:
In high-rent districts, where property taxes are in the nose-bleed section, some buyers and sellers are giving themselves a much needed tax break. To cut capital gains taxes and trim property taxes, buyers simply pay a portion of the purchase price in cash, off … (0 comments)

RALPH ROBERTS on MORTGAGE ELIMINATION SCHEMES - 10/28/06 09:45 PM
Mortgage-Elimination Schemes How would you like to pay off your 30-year mortgage in a matter of months or even weeks? Sound too good to be true? It is, but some companies are leading homeowners to believe that through some legal slight of hand, they can eliminate the mortgage and even provide the homeowner with thousands in cash back when the deal is all wrapped up. This web site flippingfrenzy.com goes behind the scenes to explore two major mortgage elimination schemes, showing how they worked, how the perpetrators got busted, and what the homeowners should have done to avoid becoming accomplices.
Behind the Scenes … (0 comments)

RALPH ROBERTS on Loan Servicing Fraud - 10/28/06 09:38 PM
Loan Servicing Fraud Once homeowners purchase a property, they enter into a 30-year relationship with an entity known as a loan servicer. Certain loan administration practices have undergone scrutiny that resulted in stiff administrative penalties such as failure to apply payments immediately after receipt, resulting in late payment penalties to borrowers. Discover what you can do if you happen to fall victim to a nefarious loan servicer. This web site flippingfrenzy.com  describes several actual case studies of this type of real estate fraud and advises homeowners on illegal and unethical loan servicing practices.
Loan Servicers: Good and Bad
The role of the loan … (0 comments)

RALPH ROBERTS on Air Loans-Borrowing Money Out of Thin Air - 10/28/06 09:36 PM
Lying for Dollars Air Loans-Borrowing Money Out of Thin AirThe ultimate con, the con artist erects an imaginary world of his very own, consisting of borrowers, buildings, employers, appraisers, credit agencies, and anything else he needs to secure a loan. None of this exists… at least legitimately. This web site flippingfrenzy.com  explains air loans and features two case studies complete with expert analysis of how the deals worked along with a post mortem on how the deals could have been avoided.
What Is an Air Loan? please post
 
… (0 comments)

RALPH ROBERTS on Protecting Your Business from Fraud - 10/28/06 09:31 PM
Protecting Your Business from FraudThis is geared towards the millions of real-estate-industry-related professionals who will be drawn towards this Post. As a REAL ESTATE business owner, ensuring that you're personally not responsible for any shady or outright illegal deals isn't enough. You have to make sure that your employees are acting with integrity. This WEB SITE FLIPPINGFRENZY.COM shows how real estate industry insiders can become proactive in their businesses to prevent real estate fraud before it happens, to educate their employees, to encourage whistleblowers, and to clean house and repair their valuable reputations in the event that they discover fraud inside their own organizations.
Implementing … (0 comments)

RALPH ROBERTS Fixing The System REAL ESTATE FRAUD - 10/28/06 09:26 PM
Fixing the SystemCon artists will always find ways to exploit vulnerabilities in the system, but the system can fight back. This BLOG FLIPPINGFRENZY.COM reveals how everyone involved in real estate--from buyers and sellers to real estate professionals to law enforcement officers and regulators, all the way up to government officials--can work together to close the loopholes and make the system less vulnerable to fraud. By being honest and vigilant and by advocating for positive change at all levels, we can crowd out the con artists, making it nearly impossible for them to operate.
… (0 comments)

Dick’s Dictums - 10/27/06 01:31 PM
Ralph:As promised here are my Dictums. Some are mine and some I have borrowed with attribution.Please let me know your thoughts.Margaret and I were deeply moved by your warm opening remarks about your daughter. You seem to be doing well handling a overwhelming hurt.Best! Dick Forbes 
Dick’s Dictums
If you don’t ask, the answer is “NO”.Seek first to understand and then to be understood.Your integrity is all you have.Practice the “Six degrees of separation”.Work smart, not hard.Schedule your priorities, don’t prioritize your schedule.Under promise, over deliver.Be a volunteer.Never turn down the opportunity to look at an opportunity.Live life outside the “9 dots”.Don’t bluff. … (0 comments)

THE REAL RALPH - 10/26/06 06:44 AM
   For more than a quarter of a century, Ralph Roberts has helped countless families from all walks of life realize the dream of home ownership. A recognized authority on the real estate business, he has taught hundreds of first-time buyers, renters, investors and entrepreneurs how to purchase homes with little or no money down and sell them for a profit through his four books, numerous public appearances, speeches and national media coverage.
Successful Entrepreneur
      Considered “the best-selling Realtor in America” by TIME Magazine and the number one residential real estate agent in North America, he has sold 50 times more homes than … (0 comments)

BRANDING MARKETING EBAY The Big Nail FROM EBAY - 10/26/06 06:41 AM
Success Story:  The Big Nail    FROM EBAY
 What happens to an 11-foot high, 250-pound cultural icon when it retires? If that icon is the one and only Big Nail that once punctured an eight-story Uniroyal® tire off of Interstate 94 outside of Detroit, you start a new career.  
Since retiring from her perch high atop the Giant Tire, the Big Nail has kept a busy schedule. Like any retired cultural icon, the Big Nail makes guest appearances at charity fundraisers, community parades, and other events. In addition, a Hummer escort affectionately known as the Nail Mobile always accompanies the Big Nail to … (0 comments)

ABOUT RALPH ROBERTS "BIGNAIL" Advertising and Branding - 10/25/06 08:07 AM
Advertising and Branding  
About the Big Nail
The Big Nail is provided as a public service of Ralph Roberts Realty for the benefit of the Warren/metro-Detroit community and its charitable organizations.
In 1998, to demonstrate how their NailGard® self-sealing passenger tire worked, the Uniroyal® tire company placed an 11-foot high, 500-pound nail into the tread of The Giant Uniroyal Tire that towers alongside Interstate 94 outside of Detroit, Michigan. In the fall of 2003, as part of a $1,000,000 renovation to the 80-foot tire, Michelin, Uniroyal's parent company, donated the nail to the city of Allen Park, Michigan, which a short … (1 comments)

Former Bank Manager and Spouse Sentenced by RALPH ROWLAND ROBERTS - 10/25/06 06:36 AM
Former Bank Manager and Spouse Sentenced to Nine Years in Prison for Mortgage Fraud ScamAn Atlanta, Georgia, couple has been sent to jail on charges of bank fraud and conspiracy to commit mortgage fraud, bankruptcy fraud, identity theft, money laundering and obstruction of justice, according to the Atlanta Business Chronicle. Carl F. Hairston, 32, and Janice Reena Hairston (a.k.a. Cheryl Owens), 38, of Roswell, GA, were sentenced yesterday afternoon by a U.S. District judge to serve nine (9) years in prison plus five (5) years of supervised release, and were ordered not to be employed in any mortgage-related business ever again, … (4 comments)

on the road again - 10/25/06 06:15 AM
On The Road Again - Keynoting STAR POWER’S Dallas Success SummitIn Willie Nelson’s popular song, On The Road Again, he says: “The life I love is makin’ music with my friends, And I can’t wait to get on the road again.” While I miss my family each and every time I hit the road, I also treasure that part of my life where get to share best practices and related life lessons with other Real Estate industry professionals (to me, it’s like makin’ music).
As I did in June and again in September, later this week (on Thursday, October 26) I’ll be … (1 comments)

"CASH BACK AT CLOSING" closing schemes are illegal - 10/24/06 06:47 AM
Associated Press Weighs in on Cash Back at ClosingAs many people know, I am a staunch opponent of nearly all real estate transactions that involve a ‘Cash Back at Closing’ component. When I tell customer and colleagues that cash back at closing schemes are illegal, a large number of them are incredulous (as evidenced by the large number of comments I receive here on FlippingFrenzy.com each and every time I write on this topic).
The law that governs real estate transactions is referenced on the 1003–that’s the Uniform Residential Loan Application–which every property buyer signs when applying for a real estate-related loan … (5 comments)

"DONTWANNER" Your Trash Is My Cash - 10/24/06 06:40 AM
Defining a “Dontwanner”When you’ve been in the real estate business as long as I have, you start to develop your own language. In my new book, Flipping Houses For Dummies (ISBN: 0470043458 / John Wiley & Sons / November 2006), I cover how the housing market follows the law of supply and demand, and why its important for flippers to pay close attention to supply and demand-related trends.
I also introduce readers to the “Dontwanner”… a property that the owners don’t want so much that they’re willing to do anything to get rid of it, including offering it for sale at a … (1 comments)

RALPH ROBERTS writes 'THE ETERNAL DASH' - 10/24/06 06:37 AM
The Eternal Dash October 17, the day when the U.S. population reached 300 million, and what would have been my daughter Kolleen’s 19th birthday causes me to reflect on what it all means.
It’s not the 300 million figure that impresses me most. It’s the fact that each of those 300 million people is an individual who, through the course of their lives, will, in some way, touch the lives of the more than 6 billion individuals on the planet.
When Kolleen passed away earlier this year, I was deeply moved at her visitation and funeral by all the friends, family, and acquaintances who … (1 comments)

SELF DEFENSE Real Estate Self Defense: Protecting Yourself in the Field - 10/23/06 04:05 PM
Real Estate Self Defense: Protecting Yourself in the Fieldby Ralph Roberts<!-- Body --> Headlines across the country prove that a career in real estate can be hazardous to your health. A tragic story is the most recent wake-up call to agents to protect ourselves in the field.
Agents are even more vulnerable to random acts of violence than any resident who happens to live alone. Residents can lock their doors to potential intruders, and they usually have a phone in their house or apartment to call for help. Neighbors are often on the lookout for suspicious activity.
Agents, on the other … (0 comments)

"THE STARS" STAR POWER® Real Estate Summit Prepares Dallas REALTORS® - 10/23/06 07:14 AM
FOR IMMEDIATE RELEASE DATE:CONTACT: Jeff WillnerPHONE: 1-800-486-7524, Ext. 209E-MAIL: JeffW@GoStarPower.comThe “Stars” Align Over Dallas’ Changing Real Estate MarketSTAR POWER® Real Estate Summit Prepares Dallas REALTORS®for Sales Success – Regardless of Market Conditions.August 28, Dallas, TX – STAR POWER Systems, a leading North American real estateeducation and training company, is coming to Dallas to host a one-of-a-kind Real EstateSuccess Summit. The Summit features six top-performing North American real estateagents who have profound knowledge of what it takes to thrive in changing marketconditions. Together, they will share scores of winning techniques and strategies witharea agents who are eager to succeed in business during … (2 comments)

101 REASONS 2 BLOG "BLOGG BLOGGG BLOGGER" - 10/23/06 06:50 AM
101 Reasons to Blogby Ralph Roberts<!-- Body -->Do you recall Garrett Morris' Saturday Night Live character Chico Escuela? His famous line was, "Baseball has been very, very good to me." Let me borrow from that sentiment to say, "Blogging has been very, very good to me!" My own experiences with blogging testify to the positive effect it can have in marketing and growing a real estate business.
For the past couple of years I have been talking about real estate and mortgage fraud on my Flipping Frenzy blog. I was frustrated with the lack of attention given the subject by the … (2 comments)

POSITIVE THOUGHTS - 10/23/06 06:40 AM
++++++++++++++++++++++ Positive Thoughts for Today ++++++++++++++++++++++    LOVE/RELATIONSHIPS:   
Silences make the real conversations between friends. --Margaret Lee RunbeckLEADERSHIP/SUCCESS: Choosing a goal and sticking to it changes everything. --Scott Reed MOTIVATION/INSPIRATION:    You cannot plan the future by the past.--Edmund BurkSTAY POSITIVE!"Mr. Positive"Dave Boufford  
"Dream no small dreams for they have no power to move the hearts of men."
--Goethe
 
… (1 comments)

MONDAY NIGHT CONFERENCE CALL - 10/23/06 06:29 AM
You're Invited to MY {Ralph Roberts} Conference Call on FSBO Marketing  
Dear Friend,
                                      Are You Ready to Become a Sales Superstar?
On TODAY 10/23/2006 night at 7:00 pm. EST master sales trainer and marketing expert, Ralph Roberts will be leading a conference call.
Ralph will share a process of influence he calls "FSBO Marketing"
Did you know there are:
Over 8 Million real estate transactions a year            and   25% are FSBOs.
.Don't miss this opportunity to learn how to capture the FSBO market. Ralph will teach. a step by step "how to" during this online conference call. You can log in and actually "view" hands on training … (0 comments)

Recycling Trash into Cash with Dontwanners by RALPH ROWLAND ROBERTS - 10/22/06 08:38 AM
Recycling Trash into Cash with Dontwannersby Ralph Roberts<!-- Body -->Dontwanner (don't want her) is a term I often use to describe distressed properties -- houses and other real estate that the owners don't want so much that they're willing to do anything to get rid of it, including deeply discounting it. Real estate investors can score big profits on dontwanners by recycling what the owners consider burdensome trash into cash.
Every neighborhood has its share of these trash-into-cash opportunities, but finding them can be a bit challenging, especially if you don't know where to hunt for these hidden treasures. In this … (1 comments)

"Bonnie and Clyde" Mortgage Broker Caught In Texas by RALPH ROWLAND ROBERTS - 10/22/06 08:31 AM
"Bonnie and Clyde" Mortgage Broker Caught In Texasby Ralph Roberts<!-- Body -->Chalk one up for the good guys. In case you haven't heard, federal authorities in Texas just arrested Rebecca Hauck, the alleged co-conspirator of real estate and mortgage fraud poster-child, Matthew Cox. In the world of real estate and mortgage fraud forensics, Cox and Hauck are akin to Bonnie & Clyde. Their dirty deeds are rumored to stretch from coast to coast, and now that one of them is in custody, we're perhaps only moments away from seeing the other one behind bars as well.
According to various news sources … (2 comments)

WHY "BLOG"- by RALPH ROWLAND ROBERTS - 10/22/06 07:15 AM
Do you recall Garrett Morris' Saturday Night Live character Chico Escuela? His famous line was “Baseball has been very, very good to me.” Let me borrow from that sentiment to say, “Blogging has been very, very good to me!”  
My own experiences with blogging testify to the positive effect it can have in marketing and growing a real estate business. For the past couple of years I have been talking about real estate and mortgage fraud on my Flipping Frenzy blog (www.flippingfrenzy.com). I was frustrated with the lack of attention given the subject by the media, and felt a blog would … (4 comments)

ACRONYM and the MEANING by RALPH ROWLAND ROBERTS - 10/21/06 08:15 PM
Ralph R. Roberts  GRI CRSThe Ambassador of Enthusiasm"Official Spokesperson of Guthy-Renker Home"Author of Flipping Houses FOR DUMMIESAuthor of Foreclosure Investing FOR DUMMIESAuthor of Advance Selling FOR DUMMIES
67775 Van DykeWashington Mi 48095Office: 586-751-0000Fax:   586-752-8959Personal Assistant -Lois Maljak: 810-533-3448Virtual Assistant- Kandra Hamric -734-446-0328
RalphRoberts@RalphRoberts.com
www.RealtyTracker.com Guthy Renker Homewww.AboutRalph.com Speaking/Coachingwww.RalphRoberts.com Real Estate Sitewww.KolleenRoberts.com Tributewww.FlippingFrenzy.com Mortgage Fraudwww.BigNail.com  Brandingwww.MacombCountyVoice.com Communitywww.GetFlipping.com Flipping Houses Sitewww.ActiveRain.com Real Estate Networkwww.MySpace.com MySpacewww.VREA.com Virtual Assistants
… (1 comments)

flipping frenzy "Flip" - It's Not Just Another 4-Letter Word by RALPH ROWLAND ROBERTS - 10/21/06 08:02 PM
"Flip" -- It's Not Just Another Four-Letter Wordby Ralph RobertsThe day HUD released FR (Final Rule)-4615 Prohibition of Property Flipping, "flip" became a four-letter word. Utter the F word at a real estate conference or seminar, and you're liable to be spending your lunch break at a cozy table for one. After all, flipping real estate is unethical, and according to the government flipping is illegal … or is it?
To you and your real estate colleagues, "flip" may very well be a four-letter word, but to the hundreds of thousands of people who tune in to reality TV shows, like … (0 comments)

HARD SELL or SOFT SELL by RALPH ROWLAND ROBERTS - 10/21/06 07:52 PM
Hard Sell or Soft Sell?by Ralph Roberts<!-- Body --> It's the oldest question in the sales world - which works better, a hard or soft sales approach? The answer is... both. The skill of a truly great salesperson comes from knowing when to use which tactic - being able to shift gears from soft-sell to hard-ball, and then shifting back again, as sales relationships, dynamics of the marketplace and the many different factors that affect the sale come into play.
How do you know when to shift? Here are some suggestions:
Hard sell works when you have to cut through misinformation … (0 comments)

CASH BACK AT CLOSING by RALPH ROWLAND ROBERTS - 10/21/06 07:44 PM
Cash Back at Closing: Appealing Arrangement or Sinister Scamby Ralph Roberts<!-- Body --> Cash back deals are stitched into the very fabric of the U.S. economy. Manufacturers promote their products with cash rebates. Credit card companies offer cash-back on purchases. Even banks dangle cash-back deals to attract new customers. Now, home buyers and con artists are jumping on the cash-back bandwagon, and plenty of our own people -- real estate professionals -- are tripping over themselves to cater to them.
On its surface, cash back at closing seems like a win-win situation. The buyer simply pays a little more for a … (1 comments)

 

RALPH ROBERTS

Sterling Heights, MI

More about me…

RALPH ROBERTS REAL ESTATE MACOMB COUNTY

Address: Macomb County Real Estate Broker, 12900 Hall Road Suite 300, Streling Hgts., MI, 48313

Office Phone: (586) 751-0000

Email Me

FlippingFrenzy.com is your source for news, information and commentary about Real Estate and Mortgage Fraud. FlippingFrenzy.com has quickly become one of the leading online resources for following the crusade to spot, stop, and report real estate fraud. acticerain acticerain acticerain acticerain acticerain


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