ralph roberts: Second Home Scam Self Defense for activerain family
- 07/01/07 12:43 PM
Second Home Scam Self Defenseby Ralph R RobertsIf you are a member of the so-called "Greatest Generation" or an older baby boomer, I have great news for -- you are part of the most affluent group of Americans who have ever lived. The bad news is that everybody knows it, including con artists. While you earned your comfortable lifestyle the old fashioned way, con artists are determined to take a shortcut to their lifestyle of the rich and famous by fleecing you out of your fortune. My advice? Keep one hand on your wallet, a close eye on your bank account, … (3 comments)
While many novice real estate investors readily call a roofer when a roof is leaking, or a contractor to renovate a bath or kitchen, they often view real estate agents as superfluous overhead. Unfortunately, investors focus on an agent's commissions, while often overlooking the value an agent can add to their investment business. As a loan officer, you can expand your business by helping agents understand how they themselves can be indispensable to the rehab investor. To appeal to investors, agents simply … (1 comments)
ralph roberts: How to Become a Lifelong "activerain" Learner
- 06/18/07 03:30 PM
How to Become a Lifelong ACTIVERAIN Learner By Ralph R.Roberts ACTIVERAIN, June 2007-"You are only as good as the people you meet, the books you read, and the tapes you listen to." - Charlie "Tremendous" Jones The pace of change both in the world and in the real estate industry is rapidly accelerating. Technology is streamlining operations, transforming neighborhoods into global communities, and enabling real estate agents to go mobile. You can now vacation on the French Riviera while following up with clients in Colorado. In addition, real estate is becoming more of a team sport, empowering agent teams to increase efficiency and boost both productivity … (2 comments)
ralph roberts: Biting the Hand That Fed You
- 06/13/07 09:36 AM
Biting the Hand That Fed You The recent trend in the Michigan housing market has prompted those of us who care to ask the question - how did so many homeowners get so upside down in their homes? I suppose this question has a three part answer...the declining market, the foolish homeowner, and the crazy mortgage/lending industry. The declining market is out of the average homeowner's hands. We find ourselves having to place our faith in our legislature to keep our economy strong and in businesses to continue to invest in Michigan. Placing our faith in either, as of late, seems foolhardy at … (2 comments)
ralph roberts: ACTIVERAIN WHO"S WATCHING the STORE ??
- 06/05/07 05:57 PM
Who's Watching the Store? As a recognized expert on real estate and mortgage fraud, I am often approached by people who spot fraudulent transactions and are completely at a loss over what to do. Some are victims, others are whistleblowers, and some are actual accomplices who became aware that what they were doing was wrong and are suddenly concerned over what will happen if they get caught or turn themselves in. Recently, a whistleblower called a huge case to my attention. She had access to about 50 files proving that a certain fraud ring had scammed a large lending institution out of … (18 comments)
ralph roberts: Buying a High Credit Score
- 06/05/07 01:01 PM
Buying a High Credit Score In the market for a mortgage loan with a low interest rate? Instead of qualifying for a discount rate by earning a good credit score, you can simply buy your way to a great credit score-the kind of score that convinces lenders to loan you money at lower interest rates. You simply piggyback on someone else's excellent credit history. Here's how it's done: A credit enhancement company pays people who have excellent credit histories to allow others to be listed, temporarily and in name only, on their credit cards. The credit enhancement company then allows people with lousy … (9 comments)
ralph roberts: SOFT OR HARD
- 06/04/07 02:12 PM
Hard Sell or Soft Sell?It's the oldest question in the sales world - which works better, a hard or soft sales approach? The answer is... both. The skill of a truly great salesperson comes from knowing when to use which tactic - being able to shift gears from soft-sell to hard-ball, and then shifting back again, as sales relationships, dynamics of the marketplace and the many different factors that affect the sale come into play. How do you know when to shift????? Here are some suggestions: Hard sell works when you have to cut through misinformation that holds up a sale. … (5 comments)
ralph roberts: MY MACOMB oakland COUNTY MICHIGAN MARKETS
- 06/03/07 03:22 PM
we cover listings and work with buyers in and around Michigan, including Addison, Allen Park, Ann Arbor, Armada, Auburn Hills, Augusta, Barton Hills, Belleville, Berkley, Beverly Hills, Bingham Farms, Birmingham, Brandon Township, Bridgewater, Brighton, Bruce, Brownstown, Bloomfield Hills, Bloomfield Township, Canton Township, Centerline, Chelsea, Chesterfield Township, Clarkston, Clawson, Clinton Township, Cohoctah, Commerce Township, Conway, Davisburg, Dearborn, Dearborn Heights, Deerfield, Detroit, Dexter, Ecorse, East China, Eastpointe, Farmington Hills, Ferndale, Franklin Village, Fraser, Freedom, Flat Rock, Flint, Fowlerville, Garden City, Genoa Township, Gibraltar, Green Oak Township, Gregory, Grosse Isle, Grosse Pointe (s), Groveland, Hamburg, Handy, Harper Woods, Harrison Township, Hartland, Hazel Park, Highland … (2 comments)
ralph roberts: "Dummies" title— Foreclosure Investing For Dummies with ACTIVERAIN MEMBERS
- 06/03/07 10:54 AM
Just released our second "Dummies" title- Foreclosure Investing For Dummies. It covers all aspects of investing in foreclosure properties- from working with distressed homeowners in preforeclosure, identifying and bidding on potential properties, assessing value, and working with lending institutions, to financing options, teaming up with real estate agents, and networking in your neighborhood to discover the best deals. In short, this book is for everyone looking to make smart choices, minimize risk, and maximize profits when investing in foreclosure properties.This no-nonsense guide gives you the start-to-finish scoop on: Jumping in early during the pre-foreclosure stage Researching property titles, mortgages and deeds … (1 comments)
ralph roberts: "The time of specialization and virtual offices is here now"
- 06/01/07 01:56 PM
Ralph Roberts Realty, llc creating virtual offices and opening branches in several Metro Detroit Areas Warren, MI JUNE, 2007- Ralph Roberts Realty, llc, which has been serving the Metro Detroit area for almost 2 decades, from their 13 Mile and Schoenherr office, will be moving their main office and establishing several virtual offices in 4 total suburban cities (for a total of 4 offices). "The time of specialization and virtual offices is here now." Says Ralph R. Roberts, broker of Ralph Roberts Realty, llc. http://www.ralphroberts.com/ "With technology today, like internet faxing, cell phones, wireless internet, and PDAs, we can "divide and conquer,", and more … (0 comments)
ralph roberts: SUCCESS is a PERSONAL thing
- 04/25/07 02:10 PM
Success is a very personal thing, but I think most people would agree that true success is about being fulfilled in life. It's that feeling of deep satisfaction that starts in your soul and radiates through your being. The end result is happiness and peace of mind. In this 3 minute inspirational movie, I'd like to share what success means to me. I invite you to sit back, turn up your speakers, and enjoy. If you like it as much as I think you will, don't forget to share it with your family, friends and co-workers.Click This Link To View The Movie Enjoy your day,Ralph Ralph R. … (6 comments)
ralph roberts: CAN BUYERS GET CA$H BACK ?
- 04/15/07 01:05 PM
Appealing Arrangement or Sinister Scamby Ralph R RobertsCash back deals are stitched into the very fabric of the U.S. economy. Manufacturers promote their products with cash rebates. Credit card companies offer cash-back on purchases. Even banks dangle cash-back deals to attract new customers. Now, home buyers and con artists are jumping on the cash-back bandwagon, and plenty of our own people -- real estate professionals -- are tripping over themselves to cater to them. On its surface, cash back at closing seems like a win-win situation. The buyer simply pays a little more for a property than it's worth, and the … (22 comments)
ralph roberts: WARNING BIG BROTHER WATCHING
- 04/01/07 07:29 AM
check your driver license Subject:ACTIVERAIN "Block Your Drivers License" Thought I should pass it along. Check your drivers license...Now youcan see anyone's Drivers License on the Internet, including your own! Ijust searched for mine and there it was...Picture and all! Thanks HomelandSecurity Privacy; where is our right to it? I definitely removed mine,I suggest you all do the same... Go to the website and check it out. Justenter your name, City and State to see if yours is on file. After yourlicense comes on the screen, click the box marked "Please Remove." Thiswill remove it from public viewing, but not from law enforcement. Click … (21 comments)
ralph roberts: Flipping a House Fast and Cheap "BUY FIX FLIP"
- 03/29/07 07:48 AM
GetFlipping.com New Website for Flipping Houses March 29, 2007. Ralph R. Roberts, author of Flipping Houses For Dummies, today announced the unveiling of a brand new website called GetFlipping.com devoted exclusively to the practice of flipping houses-buying fixer-uppers below market value, repairing and renovating them, and then selling them at or near full market price. According to Roberts, "GetFlipping.com is the most comprehensive house flipping website available. Visitors can read a sample chapter from the book, check out the flipping tip of the day, read my account of a sample property I flipped, check out before and after photos, and sign up for my … (4 comments)
ralph roberts: Flipping a House Fast and Cheap
- 03/17/07 11:35 PM
Flipping a House Fast and Cheap You bought a good, solid home in a decent neighborhood for 80 percent or less of what you know you can sell it for after fixing it up (based on the price of comparable, better maintained properties in the same neighborhood). The house needs no major renovations, but fortunately for you, the previous owners trashed the place. You now are the proud owner of a really ugly house-the perfect candidate for a flip. For a few thousand dollars over the course of a few weeks, you can transform your frog into a prince that's well … (11 comments)
ralph roberts: DONTWANNER [don'twant'er]
- 03/14/07 11:44 PM
Dontwanner (don't want ‘er) is a term we use to describe distressed properties-houses and other real estate that the owners don't want so much that that they're willing to do anything to get rid of it, including deeply discounting it. Real estate investors can score big profits on dontwanners by recycling what the owners consider burdensome trash into cash.Every neighborhood has its share of these trash-to-cash opportunities, but finding them can be a bit challenging, especially if you don't know where to hunt for these hidden treasures. In Flipping Houses For Dummies, we show you how to focus on a neighborhood … (0 comments)
ralph roberts: IDENTIY FRAUD "BLOCK YOUR DRIVERS LICENSE"
- 03/06/07 01:54 PM
BLOCK YOUR DRIVERS LICENSE Subject:ACTIVE RAIN "Block Your Drivers License" Thought I should pass it along. Check your drivers license...Now youcan see anyone's Drivers License on the Internet, including your own! Ijust searched for mine and there it was...Picture and all! Thanks HomelandSecurity Privacy; where is our right to it? I definitely removed mine,I suggest you all do the same... Go to the website and check it out. Justenter your name, City and State to see if yours is on file. After yourlicense comes on the screen, click the box marked "Please Remove." Thiswill remove it from public viewing, but not from law … (4 comments)
ralph roberts: ILLEGAL FLIPPING "fraud investor victim"
- 03/06/07 01:39 PM
Illegal Flipping Targets Investors, Too Buy a $2 million dollar house for $1.5 million? That's what some con artists would have you believe in a fairly common illegal house flipping scheme that targets novice real estate investors. Here's how it works. A sham company advertises a FREE real estate investment seminar in your area. All you have to do is register with your name, address, phone number, and social security number. The company uses this information to pull the credit reports of registrants and identifies registrants who have top-notch credit scores-people who are likely to be approved for big loans. These lucky winners … (1 comments)
ralph roberts: CASH BACK AT CLOSING Shut Down Firm by RALPH R ROBERTS
- 02/26/07 06:28 AM
Cash Back at Closing Deals Lead to Mortgage Firm's Closure in Arizona Still want to argue with me about the legality of Real Estate deals involving cash back at closing? That's fine because now I am going to bring the Arizona Department of Financial Institutions' superintendent, Felecia Rotellini, to the table. Rotellini's department-which is responsible for the licensing, supervision and regulation of state chartered financial institutions and enterprises-just shut down a Mesa, Arizona, mortgage firm with 75 branch offices for, among other things, promoting cash-back deals. From reporter Catherine Reagor at The Arizona Republic: Regulators have shut down Mesa-based Eagle First Mortgage and … (28 comments)
ralph roberts: RALPH ROBERTS Fixing The System "Tough Real Estate Market"
- 02/03/07 12:29 PM
Tough Real Estate Market Dateline February 4, 2007 - There is no doubt that buyers and sellers are ina state of mass confusion these days. The Metro Detroit area is facing thedeepest slump in real estate in the history of the state. Finally, there is hope for buyers and sellers. A panel of experts havebanded together to take a proactive charge at these big issues. Headed by Ralph R Roberts of Ralph Roberts Realty ralphroberts.com he is known to charge up a hill like Teddy Roosevelt, when he takes on a challenge. Ralph wasnamed by Time Magazine as the #1 Realtor in America and is the author … (0 comments)
FlippingFrenzy.com is your source for news, information and commentary about Real Estate and Mortgage Fraud. FlippingFrenzy.com has quickly become one of the leading online resources for following the crusade to spot, stop, and report real estate fraud. acticerain acticerain acticerain acticerain acticerain
Second Home Scam Self Defenseby Ralph R RobertsIf you are a member of the so-called "Greatest Generation" or an older baby boomer, I have great news for -- you are part of the most affluent group of Americans who have ever lived. The bad news is that everybody knows it, including con artists. ;)
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