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real estate expert: Ralph R. Roberts Provides Ten Steps to Negotiating an Affordable Loan Modification - 02/12/09 06:37 AM
Ten Steps to Negotiating an Affordable Loan Modification
Detroit, MI - February 12, 2009-
Ralph R. Roberts, consumer advocate and spokesperson for Federal Loan Modification Law Center, LLP, today released his list of the top ten steps homeowners can take in order to negotiate an affordable loan modification. The following steps apply to homeowners working directly with a lender as well as to those teaming up with an attorney or alternative third-party representative.
Come clean -
Understand your lender's point of view -
Keep a cool head -
Give them what they need -
Ask for what you want -
… (4 comments)
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real estate expert: Top Five Dos and Don’ts of Loan Modification - 01/12/09 09:31 AM
Consumer Advocate Ralph R. Roberts Reveals the Top Five Dos and Don'ts of Loan Modification
Federal Loan Modification Law Center, LLP Spokesperson Embarks on Crusade to Prevent Unnecessary Home Foreclosures
DETROIT--(activerain)--Ralph R. Roberts, consumer advocate and spokesperson for Federal Loan Modification Law Center, LLP, today revealed the top five do's and don'ts of loan modification. Since losing one of his own homes to foreclosure in the late 1970s, Roberts has made it his life's mission to prevent unnecessary home foreclosures. The following do's and don'ts are intended to dispel common myths about loan modifications, which typically manifest in the form … (6 comments)
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real estate expert: Mortgage Fraud: Unraveled by Ralph R. Roberts activerain member - 08/27/08 09:34 PM
Mortgage Fraud: Unraveled by Ralph R. Roberts Leading real estate and mortgage fraud forensic analyst was the first to report the facts to local and federal authorities DETROIT, Aug 27, 2008 /PRNewswire via activerain/ -- Ralph R. Roberts, a nationally known real estate and mortgage fraud forensic analyst and the co-author of "Protect Yourself from Real Estate and Mortgage Fraud: Preserving the American Dream of Homeownership" (Kaplan), is available to talk with the media about the recent mortgage fraud allegations involving Detroit Pistons' basketball player Lindsey Hunter. Roberts -- who is one of the world's foremost experts on spotting and preventing … (2 comments)
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real estate expert: Real Estate @ Mortgage Fraud Statistics - 08/23/08 10:53 PM
Mortgage Fraud StatisticsAccording to the Federal Bureau of Investigation (FBI), which earlier this month issued yet another Mortgage Fraud Advisory, here are the latest Real Estate Fraud statistics:Estimated Annual Losses: $4 billion to $6 billionTotal Mortgage Fraud Suspicious Activity Reports in Fiscal Year 2007: 46,717, with $813 million in lossesTotal FBI Mortgage Fraud Task Forces/Working Groups (June 2008):42Pending FBI Mortgage Fraud Investigations (May 2008): 1,380Cases opened in Fiscal Year 2007:462 (compared to 295 in Fiscal Year 2003)Successes in Fiscal Year 2007: 321 indictments/informations; 260 convictions States with Significant Mortgage Fraud problems in 2008:Florida Nevada Michigan "my State"California Utah Georgia Virginia Illinois … (1 comments)
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real estate expert: Fredric “Rick” Dryer Found Guilty on 44 Counts in Colorado Real Estate Fraud Case - 07/17/08 09:47 PM
Fredric "Rick" Dryer Found Guilty on 44 Counts in Colorado Real Estate Fraud Case
Updated: 9:05 P.M. ET, July 17, 2008
According to reports out of Denver, Colorado, Fredric "Rick" Dryer has been found guilty on 44 out of 60 felony counts in a securities fraud case involving Dryer's former company, Mile High Capital Group, LLC. From Bob Mook at the well-respected Denver Business Journal:
Dryer- the self-described multimillionaire, real estate guru and founder of Mile High - was found guilty on counts of violations of the Colorado Organized Crime Control Act, conspiracy to commit securities fraud, securities fraud and theft. … (4 comments)
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real estate expert: activerain Member Interviewed about Flipping Houses by Crain’s Detroit Business - 07/08/08 09:17 PM
Interviewed about Flipping Houses by Crain's Detroit Business
Southeast Michigan's most popular and respected business newspaper and website recently took the time to interview me about the state of the house flipping market here in Michigan. The interview/story made it to the front page of the current edition of Crain's Detroit Business.
Here's a shot of the front page:
For more, read "Some area house flippers find upside to housing downturn" by Tom Andrew of Crain's Detroit Business.
Ralph R. Roberts, CRS, GRI67775 Van DykeWashington Township, MI 48095Office: (586) 751-0000 Fax: (586) 752-8959Email: RalphRoberts@RalphRoberts.comPersonal Assistant: Lois Maljak (LoisMaljak@RalphRoberts.com)Ralph Roberts is the author of … (3 comments)
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real estate expert: Declaring the Foreclosure Epidemic a National Disaster - 11/03/07 07:11 PM
Declaring the Foreclosure Epidemic a National Disaster by Ralph R. Roberts
The American Red Cross estimates that more than 350,000 homes were destroyed by Hurricanes Katrina and Rita, while an additional 146,000 had major damage. Wildfires in Southern California consumed over 1,600 homes and other structures, were threatening 68,500 more, and had displaced over 500,000 people.
These are truly natural and national disasters, but in some ways they are dwarfed by the man-made disaster that is currently afflicting the housing industry all across the nation. For the third-quarter of 2007, Realty Trac reported more than 446,000 foreclosure filings, including default notices, auction … (15 comments)
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real estate expert: activerain What Do Mortgages Have To Do with Death? - 09/03/07 08:18 PM
What Do Mortgages Have To Do with Death? By Ralph R. RobertsThe origin of the word "mortgage" is intriguing. It is a French word generally believed to be derived from two Latin words-"mort" (meaning death) and "gage" (meaning pledge or something of value that's forfeited if the debt is not repaid). In other words, we may be able to blame the current mortgage meltdown on the French!Although you might feel as though you are signing your life away when you take out a mortgage, that's not really what the word means. The part of the word dealing with death applies to … (2 comments)
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real estate expert: activerain REAL ESTATE EXPERT; Geting in the NEWS - 09/03/07 08:08 PM
activerain Real Estate Expert: Getting in the News
by Ralph Rowland RobertsYou are in front of the TV, watching the six o'clock news, and up pops a story about the real estate industry. Maybe it is about real estate or mortgage fraud. Maybe the market has bottomed out and people are having trouble selling their homes. Perhaps your area has been hit hard by layoffs and the foreclosure rate has spiked.
Whatever the case, the reporter is interviewing an expert in the area, and that expert isn't you. Even worse, the expert really doesn't know what he is talking about. You could … (4 comments)
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real estate expert: Blogging Systems Group and Ralph R. Roberts "activerain member" - 09/01/07 08:01 PM
Blogging Systems Group and Ralph R. Roberts Collaborate to Develop International Speakers Blog - Providing Sought-After Content from Industry Leaders to the Masses
The International Speakers Blog will serve as one-stop destination to glean insights, content and advice from some of today's foremost public speakers
Detroit, Michigan, 2007 --(PR.com)-- http://www.bloggingsystems.com/ - Blogging Systems Group, leading provider of blog technology and Ralph R. Roberts, named Time Magazine's Realtor of the Year, have joined forces to develop the International Speakers Blog."Ralph R. Roberts acting on his idea and starting a virtual community for international speakers is absolutely brilliant, I can't believe someone else hadn't already … (59 comments)
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real estate expert: activerain Writing about Con Artists: The Double-Edged Sword - 07/28/07 06:35 PM
Writing about Con Artists: The Double-Edged Sword
I recently co-authored a book about real estate and mortgage fraud called Protect Yourself from Real Estate and Mortgage Fraud: Preserving the American Dream of Homeownership with attorney Rachel Dollar. In the book, we offer detailed descriptions of how various scams are pulled off. The intent was not to provide a how-to manual for con artists but to educate real estate professionals and consumers, so they are better equipped to defend themselves against these crooks.
As soon as the book hit the market, several people posted messages on my blog FlippingFrenzy.com claiming that our … (6 comments)
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real estate expert: activerain "Agent Team" Building Spotlighted at RISMedia’s 2nd Annual CEO Exchange - 07/21/07 09:46 PM
Agent Team Building Spotlighted at RISMedia's 2nd Annual CEO Exchange
By Ralph R. Roberts
July 21, 2007- activerain, "the network for real estate's top-producing agent teams" kicks off its 2nd Annual CEO Exchange today at Sanctuary Golf Course and Clubhouse in Sedalia, Colorado (owned by RE/MAX Founder Dave Liniger), where much of the discussion, both on and off the golf course, will likely center around the changing face of the real estate industry.
With new online lead generation services popping on the virtual landscape and non-traditional agents offering cutthroat rates, the real estate industry and the people affected by it most-real estate … (5 comments)
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real estate expert: activerain This is my "Flip This House Casting Call" - 07/21/07 09:11 PM
Flip This House Casting Call
Team Ralph
Macomb County, Michigan
Ralph R. RobertsAuthor of Flipping Houses For Dummies
When I heard that Flip This House was having a casting call, I practically flipped right off the Pilates ball I sit on when I'm working out of my office! As a sales coach, consultant, real estate investor, and regular guy, I constantly advise students of real estate to look for win-win opportunities, and I see this is the mother load of win-win opportunities.
I am the author of Flipping Houses For Dummies and Foreclosure Investing For Dummies. I wanted to call the second … (8 comments)
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real estate expert: Michael Maher helps consumers learn about “Foreclosure Investing for Dummies” - 07/18/07 10:56 PM
FOR IMMEDIATE RELEASE CONTACT: Megan Neher
July 19, 2007 (913) 599-5539
megan@mnpr.biz
REALTY EXECUTIVES AGENT CONTRIBUTES TO BOOK ON FORECLOSURES
Michael Maher helps consumers learn the ropes in new book "Foreclosure Investing for Dummies"
LEAWOOD, Kan. - Successful local real estate professional, Michael Maher, has recently been published as part of the newest member of the popular book series "For Dummies." Maher, leader of The Maher Team at the Realty Executives office in Leawood, Kan., was a major contributor to Foreclosure Investing for Dummies, written by Ralph R. Roberts and Joe Kraynak. The book covers foreclosure rules and regulations for all 50 states.
This hands-on guide covers all … (5 comments)
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real estate expert: activerain Fueling Exponential Growth with the 10/10/20 Technique - 07/10/07 07:44 AM
Fueling Exponential Growth with the 10/10/20 Technique
By Ralph R. Roberts
activerain, July 10, 2007-One of the not-so-secret secrets to sales success is to build on past success. That is what the 10/10/20 technique is all about, and here is how it works:When you list or sell a house, knock on the 10 doors to the left and right of the house you just sold and the 20 doors across the street and distribute your postcard with a handwritten note letting the neighbors know that you have listed or sold their neighbor's home.
That is it. That is all it takes to start generating new clients. … (8 comments)
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real estate expert: activerain members BLOCK YOUR DRIVER LICENSE - 07/05/07 09:05 PM
Subject:ACTIVE RAIN "Block Your Drivers License"
Thought I should pass it along. Check your drivers license...Now youcan see anyone's Drivers License on the Internet, including your own! Ijust searched for mine and there it was...Picture and all! Thanks HomelandSecurity Privacy; where is our right to it? I definitely removed mine,I suggest you all do the same... Go to the website and check it out. Justenter your name, City and State to see if yours is on file. After yourlicense comes on the screen, click the box marked "Please Remove." Thiswill remove it from public viewing, but not from law enforcement.
Click here: Drivers License … (19 comments)
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real estate expert: activerain "Family" A Simple Thank You Goes a Long Way - 07/01/07 08:25 PM
A Simple Thank You Goes a Long Wayby Ralph R RobertsOver the years I have used thank-you's to cultivate more futile ground for business. Although not everyone mines for gold this way, there are many who understand the value of being pleasant and letting everyone know who you are and what you do.
When you leave a tip after a good dinner you are thanking them for good service. When you leave your tip and your business card you are thanking them and offering the same good service in return.
This technique has proven to serve me well. I sell real estate … (9 comments)
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real estate expert: Second Home Scam Self Defense for activerain family - 07/01/07 07:43 PM
Second Home Scam Self Defenseby Ralph R RobertsIf you are a member of the so-called "Greatest Generation" or an older baby boomer, I have great news for -- you are part of the most affluent group of Americans who have ever lived. The bad news is that everybody knows it, including con artists.
While you earned your comfortable lifestyle the old fashioned way, con artists are determined to take a shortcut to their lifestyle of the rich and famous by fleecing you out of your fortune. My advice? Keep one hand on your wallet, a close eye on your bank account, … (3 comments)
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real estate expert: Tapping into the Flipping Fad: 5 Business Boosting Strategies for Loan Officers to Share with Agents - 06/18/07 10:55 PM
Tapping into the Flipping Fad: 5 Business Boosting Strategies for Loan Officers to Share with Agents
By Ralph R. Roberts, CRS, GRI
While many novice real estate investors readily call a roofer when a roof is leaking, or a contractor to renovate a bath or kitchen, they often view real estate agents as superfluous overhead. Unfortunately, investors focus on an agent's commissions, while often overlooking the value an agent can add to their investment business. As a loan officer, you can expand your business by helping agents understand how they themselves can be indispensable to the rehab investor.
To appeal to investors, agents simply … (1 comments)
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real estate expert: How to Become a Lifelong "activerain" Learner - 06/18/07 10:30 PM
How to Become a Lifelong ACTIVERAIN Learner
By Ralph R.Roberts
ACTIVERAIN, June 2007-"You are only as good as the people you meet, the books you read, and the tapes you listen to." - Charlie "Tremendous" Jones
The pace of change both in the world and in the real estate industry is rapidly accelerating. Technology is streamlining operations, transforming neighborhoods into global communities, and enabling real estate agents to go mobile. You can now vacation on the French Riviera while following up with clients in Colorado. In addition, real estate is becoming more of a team sport, empowering agent teams to increase efficiency and boost both productivity … (2 comments)
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