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unnecessary broker fees: Consumer information regarding your lenders and HAMP - 02/17/10 06:49 PM
What can you do to complain about a servicer or lender not following the federal Home Affordable Modification Program (HAMP) guidelines?  Here are the necessary steps and procedures, according to the CAR.  You should note the HAMP-complaint process includes GSE (Fannie and Freddie) and non-GSE loan modifications and the more recently released guidelines for Home Affordable Foreclosure Alternatives Program (HAFA) (short sales and deeds-in-lieu).  Note that the HAFA guidelines go into effect April 5, 2010, although servicers/lenders may implement them sooner. 
Counselor Escalation Process  If you believe a servicer is incorrectly interpreting HAMP guidelines, take the following steps: Step 1: Escalate … (2 comments)

 
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Rama Mehra,Call 925.235.0376 Certified Pre Foreclosure Specialist

San Ramon, CA

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Keller Williams Realty

Address: 760 Camino Ramon, Ste 200, Danville, CA, 94526

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