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hawaii real estate: The Home Buying Process in Hawaii - 03/14/12 04:35 PM
Well, this should be different. Rather than writing out a traditional entry about the home buying process in Hawaii, Gayle and I have created a Radio/Blog to cover the material. It was really fun and is packed with lots of great information.
Please have a listen! Click HERE
Many people learn in very different ways. By being interactive and allowing callers to call into the studio with questions while we are LIVE, Gayle and I hope reach people that we might have missed in the past. Please contact me or Gayle if you would like our On Air Schedule so you … (0 comments)
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hawaii real estate: Foreclosure Moratorium in Hawaii - 02/23/12 11:56 AM
Mike and I have been receiving a lot of inquiries regarding the moratorium on non-judicial foreclosure since the new law was passed recently. The law was passed when it was discovered that lien holders were foreclosing on property that they didn't even own. How could this happen you ask? Well, the mortgage market packages loans and resells them to investors. This can happen over and over again and when this does sometimes the processing of paperwork doesn't catch up with what is going on. For example, Bank 1 owns the mortgage and sells it to Lien-Holder 2 who in turn sells … (0 comments)
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hawaii real estate: Neighborhoods on Oahu to Buy Homes - 07/20/11 03:58 PM
Many people have heard of Waikiki and Honolulu and some know where Manoa is, it’s the valley between the mountain and Waikiki Beach, but did you know there is a beautiful little neighborhood called Ualakaa nestled along the hillside of lower Manoa? Did you know there was a neighborhood called Mahinui right off Kaneohe Bay Drive with lovely homes sitting right on little canals that lead out to Kaneohe Bay?
The Honolulu MLS System is full of these names that many people have never heard of which is why I usually suggest home buyers start their search in an area by … (2 comments)
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hawaii real estate: Hawaii Kai Homes For Sale From $599,000 FS - 06/23/11 08:30 PM
There are currently 93 Single Family Homes available in Hawaii Kai for sale. To see them all, please click the link here:
Some of the active listings appearing on this communication may be listed by other REALTORS®. If you are interested in those active listings, our company may represent you as the buyer's agent. If the active listing you are interested in is our company's active listing, you may speak to one of our agents regarding your options for representation Click to search other options at http://gframsey.hawaiirealestateonline.com/search.php
Talk to me about how you can find the Hawaii home of … (0 comments)
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hawaii real estate: Honolulu Real Estate - 12/09/10 06:08 PM
Honolulu Real Estate. Living in Honolulu can be a dream come true for many of us. Owning a property in Honolulu is a dream come true for almost all of us. The island of Oahu has many neighborhoods and each of them offer unique lifestyle choices for its residents.
Kailua is an active community with lots of parks, white sandy beaches, wind surfing, fishing, laid-back lifestyle, restaurants and the list goes on and on. Honolulu town is more urban and is the main hub of activity for the island. Island wide we have ocean front homes, homes with views of … (2 comments)
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hawaii real estate: Hawaii Real Estate Market Report - 12/08/10 01:52 PM
During August, sales of 224 single‐family homes and 289 condominiums were reported through the Honolulu Board’s MLS, decreases of 6.3 and 17.0 percent, respectively, from August 2009. The median price paid for island properties in the August was $645,239 for single‐family homes and $307,500 for condominiums, increases of 15.2 percent for single‐family homes and 6.0 percent for condos, compared to the same month last year. According to the Days on Market indicator, sales also closed faster in August with single‐family homes listing for 32 days, down from 49 days, and condominiums down to 33 days from 53.
What the Stats are … (0 comments)
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hawaii real estate: Asbestos In The Home-The Whole Story - 02/16/10 02:39 PM
Asbestos in the home is a scary prospect for today's home buyers. Over the years, they have been getting more and more concerned about Asbestos in ceilings, flooring tiles and anywhere else it my be hiding. We have teamed up with the Mesothelioma Center to get the facts to you.
Where Asbestos Can be Found:
In the Home The amount of asbestos that can be found within a home depends on when the home was built or renovated. If the house, or anything in it, was built before the mid-1970s, there is a good chance of finding asbestos-containing materials. However, asbestos … (0 comments)
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hawaii real estate: Asbestos In The Home- - 02/16/10 02:24 PM
As you may know, homes built before 1980 likely have asbestos insulation in them. When homeowners remodel, they may expose themselves to asbestos, which could lead to a fatal cancer known as mesothelioma. There are many environmentally sustainable, healthy and GREEN ways to insulate your home and this is among the topics we like to discuss. We figured it would be a perfect time to educate people on asbestos exposure and related illnesses.
What is Banned?
• In 1972, asbestos was banned from clothing
• In 1973, spraying asbestos-containing materials on buildings to fireproof them was no longer allowed
• In … (2 comments)
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hawaii real estate: Asbestos In The Home, Friable vs. Non-Friable - 02/16/10 02:12 PM
As you may know, homes built before 1980 likely have asbestos insulation in them. When homeowners remodel, they may expose themselves to asbestos, which could lead to a fatal cancer known as mesothelioma. There are many environmentally sustainable, healthy and GREEN ways to insulate your home and this is among the topics we like to discuss. We figured it would be a perfect time to educate people on asbestos exposure and related illnesses.
What is the Difference Between Friable and Non-Friable Asbestos? There is a major distinction between friable and non-friable asbestos materials. Asbestos-containing material (flooring, roofing, pipe wrap, insulation, … (0 comments)
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hawaii real estate: Asbestos in the Home, Where It Be Found - 02/16/10 01:57 PM
Asbestos in the home is a scary prospect for today's home buyers. Over the years, they have been getting more and more concerned about Asbestos in ceilings, flooring tiles and anywhere else it my be hiding. We have teamed up with the Mesothelioma Center to get the facts to you.
As you may know, homes built before 1980 likely have asbestos insulation in them. When home owners remodel, they may expose themselves to asbestos, which could lead to a fatal cancer known as mesothelioma. There are many environmentally sustainable, healthy and GREEN ways to insulate your home and this is among … (0 comments)
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hawaii real estate: Oahu Real Estate - 02/14/10 07:18 PM
Weekly Interest Rate Snapshot- Interest rates have improved a bit with the news that China will tighten its bank lending to slow the country's economic growth and stave off inflation. International Stocks didn't like the news, which helps interest rates. Retail Sales in January rose higher than expected however, economists need to see a positive trend over a few months before believing the consumers are spending again.
The connection to the Real Estate Market Today? Home inventories are dropping, especially those that are are not distress sales- short sales, lender sales, REOs, foreclosures- and prices for the most part are steady. … (0 comments)
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hawaii real estate: Honolulu Hawaii Weekly Mortgage Rates - 02/04/10 08:08 PM
Hawaii Mortgage Rates as of Wednesday, February 3, 2010 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.
Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg 674-8989 15-YR Fixed 4.250 1.000 4.654 30-YR Fixed 4.750 1.000 4.986 5-YR ARM 3.625 1.000 6.386
Aina Mortgage 263-2462 15-YR Fixed 4.125 1.500 4.412 30-YR Fixed 4.750 1.000 4.875 5-YR ARM 3.750 1.000 3.890
Akamai Mortgage Hawaii 526-3500 15-YR … (0 comments)
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hawaii real estate: Condotels in Hawaii - 02/04/10 07:26 PM
I was speaking with a friend last night and he was telling me his story about his $350,000 unit on Kauai that is now worth $100,000. We all know that the real estate market in the United States has come down over the last 12-24 months, so this should not be a shock to anyone, but Hawaii has not been hit as hard by the real estate fall out as many of the areas on the mainland. The value difference of his unit did surprise me quite a bit because we have NOT seen 70% drops in vale in many Hawaii … (0 comments)
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hawaii real estate: Oahu Real Estate Tax Credits = Free Money For Buyers and Sellers - 02/04/10 06:41 PM
This new year is taking off at a run. With the Home Buyer Credits giving buyers an incentive to buy, the real estate market is really taking off. Finding the right property and getting an accepted offer before the deadline of April 30, 2010 has caused a fervor.
This credit is not just benefiting buyers but sellers as well. "How" you ask? Well, if you have some equity in your home, which means you may have bought approximately 10+ years ago and or you put down a large down payment, you could possibly qualify for the Step Up Program. Not many … (0 comments)
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hawaii real estate: Oahu Real Estate - 01/25/10 07:29 PM
Living in Hawaii is the greatest gift you can give yourself. I have lived on Oahu since 1979, and moving here just felt natural.Gayle was born on the island.
We intend to live a long, healthy life in Paradise! Purchasing real estate in Hawaii is not only a smart move, but a wonderful life change. Living the island life style as an owner occupant or investing as an off island owner, allows you a connection to Hawaii.Once you have visited the islands, you will know what I’m talking about.
Allow us to help you with your connection to Hawaii. As Realtors … (4 comments)
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hawaii real estate: Kailua Condos For Sale - 01/25/10 06:53 PM
Kailua is one of the most lovely communities on the island of Oahu. It has a laid back, easy going life style and one of the most beautiful beaches in the world. Kailua beach is wonderful for running, long walks, tanning, windsurfing and fishing from the shoreline. It is just over the Pali from downtown Honolulu so it's very central to just about the entire island. There are some wonderful properties available in Kailua and the surrounding areas. To see the Condos for sale in Kailua, click HERE. For other area searches on Oahu click HERE.
Kailua lies on the windward … (4 comments)
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hawaii real estate: Kailua Homes For Sale - 01/25/10 06:42 PM
Kailua is one of the most lovely communities on the island of Oahu. It has a laid back, easy going life style and one of the most beautiful beaches in the world. Kailua beach is wonderful for running, long walks, tanning, windsurfing and fishing from the shoreline. It is just over the Pali from downtown Honolulu so it's very central to just about the entire island. There are some wonderful properties available in Kailua and the surrounding areas. To see the Homes for sale in Kailua, click HERE.
Kailua lies on the windward coast of Oahu on the Kailua Bay. It … (4 comments)
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hawaii real estate: Oahu Bed and Breakfast - 09/23/09 01:22 AM
In an action this afternoon by the City Counsel of Honolulu, the moratorium on Bed and Breakfasts for Oahu has been lifted. It was decided in what was called a "Work In Progress" that those Bed & Breakfast operations on Oahu that were in operation on or prior to February 2008 would be eligible to apply for a Bed & Breakfast License to operate legally.
This is great news for those operators that need the income their home businesses produce. Another great feature of todays action is that it specifaclly says that "Neighborhood Vetos" will NOT be allowed. It is thought … (0 comments)
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hawaii real estate: Tax Credit for First Time Home-Buyers...$8,000!!! - 09/10/09 03:24 PM
Aloha,
Mike and I hope you had a fantastic Labor Day weekend. There are 100,000 first time Home-Buyers looking for their Dream Homes right now and time is "Ticking Away" for them to take advantage of the gonvernment's $8,000 First Time Home-Buyer's Tax Credit!
We also wanted to let you know that if you haven't owned a home within the last three years you may qualify for the $8000 tax credit that is being offered for first time home buyers. This is a true credit which means if you owe $1500 in taxes next year when you file your 2009 Tax … (0 comments)
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hawaii real estate: Hawaii Real Estate, Leasehold vs. Fee Simple - 08/18/09 04:30 PM
Leasehold (LH) v. Fee Simple(FS) v. Fee Available (FA)
In the state of Hawaii we have land that is conveyed in a two types of tenures. There is Fee Simple which is what property in the mainland is conveyed in. This means that when you buy the home you also own the land or interest in the land if you are buying a condominium or town home.
Leasehold property means that you only own the improvement on the land, not the land. For example, if there is a single family dwelling on the land then you only own the home and the land is … (0 comments)
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Michael Ramsey Fujita RA SFR & Gayle Fujita Ramsey RA SFR
Honolulu,
HI
More about me…
Hawaii Real Estate Online (808) 630-1828
Address: Kahala, The Honolulu Ridge from Manoa to Hawaii Kai,, Kailua, Keolu Hills, Enchanted Lakes, Kaneohe, Kapolei, Waimanalo
Office Phone: (808) 630-1828
Cell Phone: (808) 630-1828
Email Me
Oahu Real Estate, Oahu Homes For Sale and Oahu Condos For Sale may all be seen here as well as Oahu Real Estate Consultation. Oahu Realtors Mike Ramsey Fujita & Gayle Fujita Ramsey RA's share insights to Oahu's Real estate Market. http://www.GreatHawaiianHomes.com
Search Oahu Real Estate at http://www.buyorsellinhawaii.com/
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