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mike ramsey fujita: Honolulu Real Property-What's My Home Worth - 05/13/13 12:27 PM
How do appraisers determine value of your home? This is the mystery we all try to unravel when pricing a home in the real estate market. We know that the appraiser will use properties that sold within the last six months. If there have been a lot of properties sold in the area within the last three months they won’t bother to look at older solds. Basically they will take the most recent solds that are comparable to calculate value. Sites like Zillow will use information that is old. Why do they do this I’m not sure but it is (0 comments)
mike ramsey fujita: Honolulu Real Estate-Buying In Today's Market - 05/13/13 12:16 PM
Oahu Real Estate for the first two quarters of 2013 looks like it’s finally gained the momentum we have all been waiting for since the crash of 2008. It’s been a long 5 years and we are seeing the market balance out. If you are selling and have priced your home where it should be it will be in escrow within 2 weeks. If you have overpriced your home depending by how much you are going to be sitting on the market for a while. As a seller you may be wondering this isn’t true it’s still a Seller’s Market (0 comments)
mike ramsey fujita: Homes For Sale on Oahu - 07/11/12 04:53 PM
Gayle and I are now working with Gordon Au Realty on Oahu. Gordon has been a long time friend and was our broker when I was first Licensed as a Realtor Associate. He has been our secret source of information over all these years and we are proud to be with him again. Interest rate are close to thier all time lows and we have lots of loan programs to share with you to help you purchase your next home. Call me at (808) 630-1828 or Gayle at (808) 388-1485 today and we will get started!
mike ramsey fujita: Salsa Dancing in Hawaii - 01/19/12 10:57 PM
I have been a fan of dancing from the age of 19 when I finally worked up enough nerve to ask a girl to dance. She said yes, much to my suprise, and the rest is history. I danced my way through my time in the Navy and then my way through the University of Hawaii at Manoa. I also worked at a wonderful restaurant and nightclub called Bobby McGee's in Waikiki which only fueled my love for dancing. Well, that was the 80's and well over 100 pounds ago. I just happened to watch a movie called "Can We Dance" (3 comments)
$2,700,000 FS Manoa Valley Area, 4 Beds, 2.5 Baths, 4132 Interior Footage, Kyoto Inspired Home, Area Price Range $650,000 to $6,900,000 Uniquely designed home melding Japan and Honolulu together into one, Secluded, Private, Elegant with touches of Kyoto. Maximizing Split Level Design offers unlimited possibilities. This home was built and designed by a Contractor who is Artistic and Creative. Views of Mountains, it's Peaceful and Relaxing. Lots of extras: 24 panels of PV, Reflection Pool, Koa Flooring, 600sf Master wood working Workshop, 600sf Gym, Fireplace and much, much more. Click here for full information Search all listings in and around Manoa Valley (1 comments)
DHHL (Department of Hawaiian Homelands) properties are for Hawaiians with at least 50% Hawaiian in them that is traceable through their genealogy. An applicant to live in a DHHL Home or on DHHL Land must submit an application to the DHHL, along with proof of heritage and then be approved. Once this is done you go on a waiting list. This is a very simple explanation regarding this matter for a process that can take a lifetime to actually get a home. In the past, parents have left their place in line to their children upon their passing.
mike ramsey fujita: Hawaii Homes For Sale - 01/13/12 06:22 PM
It is well known that the Real Estate fallout of 2008 did not impact Honolulu as hard as most of the United States. There are many reasons for that. Many of the areas of Oahu that did see a fall in value has experienced a recovery of value. We know this because we track home prices. We are not talking about Assessed Value, we are talking about Market Value and this is established by the prices that Sellers and Buyers agree upon in real hard dollars. Over the years, interest rates have fallen to the lowest rates many of us have (0 comments)
mike ramsey fujita: The Honolulu Board of Realtors Stats Are Out For Real Estate in Hawaii - 01/11/12 10:59 PM
It looks like the year saw a 10% decrease in closed transactions for all properties; 14.1% for Single Family and 6.5% for condos. What does this mean? Well it could mean that there was less inventory for 2011, less Buyers in the market, Buyers sitting on the fence waiting to see what happens next, or that well things were just a little slow. The good news is that single family median prices increased from November 2011 and December 2010. Condos on the other hand decreased in November 2011 and December 2010. Days on Market "DOM"for December 2011 increased for Condos to (0 comments)
mike ramsey fujita: With Interest Rate Going Down and Home Prices Going Down WHAT ARE YOU WAITING FOR - 01/11/12 10:50 PM
This is the perfect market for Buyers. Why are you still sitting on the fence watching opportunities pass you by? Are you waiting for someone to push? Are you waiting for interest rates to increase? Are you waiting for home values to increase? If you are, the market is going to eventually price you out of the market. Is the unknown scary? Not sure which direction to turn and what steps to take? Guess what… we know the answers to these questions and we can get you moving in the right direction. Afraid to ask questions in fear of sounding stupid?...Don’t (2 comments)
mike ramsey fujita: Happy New Year - 01/05/12 04:17 PM
Life is good. Three days into the new year and I'm excited about what this new year will mean to us. Goals have been set and we so far have met them. The other day I heard on the radio that if four people set resolutions one of us will have abandoned these goals by the end of the first week of January. If you make it through the first week, two of of the three remaining will have given up by July 1st. I want to be the one left standing of the four. What about you? Maybe if we (3 comments)
mike ramsey fujita: Hawaii Real Estate 2012 - 01/05/12 04:10 PM
I'm going to go out on a limb here and say that this year is going to be a really great year to buy or sell Real Estate in Hawaii. Why, you ask? Well, with sales prices remaining low in most areas of Hawaii and interest rates ridicoulsy low how it could it be bad? Some want the market to drop even more and well that will be scary. For the market to drop even lower something bad is going to have to happen. I'm for no bad things happening. Although the market on the mainland is still sliding in many (0 comments)
mike ramsey fujita: What Are Interest Rates - 01/05/12 03:52 PM
According to Wikipedia "An interest rate is the rate at which interest is paid by a borrower for the use of money that they borrow from a lender. " Basically, if I lend you money and I want to make money lending you money then I will charge you a fee which is otherwise known as Interest. Based on the time period we allow you to pay for the use of the money I lent you and how much I charge you the Interest Rate is calculated. Bottom line all you truly need to understand is the lower the interest rate (0 comments)
mike ramsey fujita: APEC Hawaii - 11/12/11 03:53 PM
APEC is here and it is going to be a mess out there on the roads. We heard that on Friday by 10:00 PM if you are planning on being in Waikiki there will be ONLY ONE WAY in. Can you imagine? I can’t. There are lots of rumors flying and I’m sure many are high possibilities as far as what the security, police force, and federal agents will be doing to protect the world leaders arriving here for APEC. We are all going to have to keep our cool, try to stay off the roads as much as possible or (0 comments)
I was talking (on Facebook) with a friend this morning and he was mentioning that someday he would want to own a home of his own in Mililani. I took a quick look at what was available in Mililani and saw that there were many properties in the low $400,000s. A little quick math and I saw that his monthly payment on one of these homes would be around $2,100 INCLUDING taxes, principle and interest. When I first looked at the mortgage calculator, it said the payment would be much higher and then I saw that it had automatically set (4 comments)
Short Sales and Foreclosures used to be two sale conditions where there was a HUGE expectation of value for real estate buyers. Buyers felt that the “Bank's Loss” would be their financial gain. In today’s real estate market on Oahu, this is not as true as it used to be. Years ago, a home would be listed for sale it in its neighborhood. The seller would ask any amount they wanted to for their home and buyers would come and make offers for that home. The Market Price or Actual Value was determined by the amount the seller and buyer (0 comments)
mike ramsey fujita: Hawaii Golden Doodle Puppies Going Home - 08/16/11 03:45 PM
Well it looks like we made it the seven weeks and our golden doodle puppies are going to their new homes. Over the weekend families from all over the island made the journey to our home to select and pick up their puppies. There are now golden doodles residing in Honolulu, Lahiana, Maui, Kula, Maui, and Kailua. Each family had to go through a selection process by submitting a bio about their families and complete a puppy application. We absolutely love the families that were selected. What amazes Mike and me is how each puppy perfectly fits each family and what (4 comments)
mike ramsey fujita: HelpKenHelp.com Hawaii Homes - 08/10/11 01:56 PM
I was driving from Aiea through Honolulu this afternoon, just minding my own business, and along came a radio add that was promoting a local Realtor. His name is Ken Sikes and he was pushing his website HelpKenHelp.com. While I normally applaud individual marketing efforts by other Realtors, there are guide lines and rules we all have to follow as set by the National Association of Realtors, Hawaii Association of Realtors and the Honolulu Board of Realtors. One of those rules is that Realtors are not to speak badly about the abilities of other Realtors. So here is this ad on (0 comments)
mike ramsey fujita: Oama Fishing Is Good For The Soul - 08/10/11 02:47 AM
Oama Fishing is good for the soul. I’m always surprised when chatting with other locals in Hawaii and they have no idea what an Oama is or what Oama Season is all about. Oama is a baby Weke, pronounced Veke. They come in once a year for anywhere from two weeks to three months. They like sandy bottoms and often are found close to shore. Growing up we would anxiously watch our favorite fishing grounds in Kahala, Waimanalo, Ala Moana, Waikiki, Hawaii Kai, Wailupe, Hauula, Kaneohe, Kailua, Lanikai, Kahuku, Haleiwa, Wailua, Maile, Ewa Beach, Yokohama, Waianae, and Kapolei. For most of (0 comments)
mike ramsey fujita: Seller Financing Rent to Own Hawaii Homes - 08/10/11 02:21 AM
As Realtors, we see “Rent to Own” sales increase every so many years. Normally, it is when interest rates are very high and many people cannot qualify for traditional mortgages. In today’s market, interest rates are very low, but cash is very tight for buyers and often they will need 3.5% to 5% cash down to get a mortgage in Honolulu. There are areas on the island of Oahu that buyers can get a home loan for Zero Down, but that is another story for another day. Regardless of what the economy is doing, it is the dream of many to (3 comments)
mike ramsey fujita: Seller Financing Rent to Own Oahu Real Estate - 08/10/11 02:14 AM
As Realtors, we see “Rent to Own” sales increase every so many years. Normally, it is when interest rates are very high and many people cannot qualify for traditional mortgages. In today’s market, interest rates are very low, but cash is very tight for buyers and often they will need 3.5% to 5% cash down to get a mortgage in Honolulu. There are areas on the island of Oahu that buyers can get a home loan for Zero Down, but that is another story for another day. Regardless of what the economy is doing, it is the dream of many to (1 comments)
Oahu Real Estate, Oahu Homes For Sale and Oahu Condos For Sale may all be seen here as well as Oahu Real Estate Consultation. Oahu Realtors Mike Ramsey Fujita & Gayle Fujita Ramsey RA's share insights to Oahu's Real Estate Market. http://www.GreatHawaiianHomes.com
Search Oahu Real Estate at http://www.buyorsellinhawaii.com/
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.