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oahure: Bank Owned House - 01/11/12 10:19 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (0 comments)
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oahure: Bank Owned Home - 01/11/12 10:13 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (0 comments)
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oahure: Bank Owned Houses For Sale - 01/11/12 10:10 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (2 comments)
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oahure: Bank Owned Houses - 01/11/12 10:08 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (2 comments)
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oahure: Bank Owned Homes - 01/11/12 10:02 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (3 comments)
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oahure: Bank Owned Properties - 01/11/12 09:56 PM
Bank Owned Properties and Bank Owned Homes on Oahu seem to be dropping in numbers. There was a period that one Short Sale in a neighborhood would drastically reduce the value of the nearby homes because of it's reduced sale amount. For a period, many homes that came on the market used the sale price of the last Short Sale property that closed to help set their List Price. What this meant to buyers was, for the most part, Short Sales were not representing the big value they once did.
As the Island's Real Estate Market has settled down, we are … (0 comments)
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oahure: Neighborhoods on Oahu to Buy Homes - 07/20/11 03:58 PM
Many people have heard of Waikiki and Honolulu and some know where Manoa is, it’s the valley between the mountain and Waikiki Beach, but did you know there is a beautiful little neighborhood called Ualakaa nestled along the hillside of lower Manoa? Did you know there was a neighborhood called Mahinui right off Kaneohe Bay Drive with lovely homes sitting right on little canals that lead out to Kaneohe Bay?
The Honolulu MLS System is full of these names that many people have never heard of which is why I usually suggest home buyers start their search in an area by … (2 comments)
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oahure: W & M Burgers vs. St. Louis Drive In - 07/18/11 08:53 PM
If you are ever in Kaimuki of near the University of Hawaii at Manoa and are hungry, there are two landmark restaurants on Waialae Ave. They are W & M Burgers and St. Louis Drive In.
W&M Burgers makes the best Burgers in Honolulu and their signature burger is the Royal. It's best to take you Burger, Fries and Frosty Beverage up the park at the top of St. Louis Heights and enjoy some fresh mountain air with your lunch!
St. Louis Drive In is pretty much right across the street from W&M. They have a full menu but the … (0 comments)
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oahure: Hawaii Kai Homes For Sale From $599,000 FS - 06/23/11 08:30 PM
There are currently 93 Single Family Homes available in Hawaii Kai for sale. To see them all, please click the link here:
Some of the active listings appearing on this communication may be listed by other REALTORS®. If you are interested in those active listings, our company may represent you as the buyer's agent. If the active listing you are interested in is our company's active listing, you may speak to one of our agents regarding your options for representation Click to search other options at http://gframsey.hawaiirealestateonline.com/search.php
Talk to me about how you can find the Hawaii home of … (0 comments)
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oahure: Buy A New Home in Hawaii - 06/23/11 06:04 PM
I am always surprised by new clients that have never been through the Home Buying Process before. Not all clients new to the process, but there are many who think of the whole process as some combination wizardry and Master's levels of Finance. There is a ton of information that a buyer will have to process, and if taken out of order with proper organization, it will quickly become a huge mess!
Fear Not! With Gayle and Mike as your Realtor Team, you are covered. We will answer your questions, provide you timelines, be sure you are where you need to … (0 comments)
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oahure: Great Credit NO Cash - 06/23/11 05:39 PM
In this time when we have poor cash flow economically those with good to great credit are missing out on amazing opportunities to buy a home because they don't have enough cash for a down payment, closing costs or both.
There are loan programs out there that still exist for these Buyers. You may need to consider moving into an area a little further out from town but it is doable and if this is the only way to get your foot in the door to home ownership then wouldn't it make sense to just do it?
Paying someone else's … (1 comments)
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oahure: Classic Homes on Oahu - 06/17/11 08:20 PM
It seems that the homes I have seen over the past couple of years have all been caught up in the make it pretty mind set. Most buyers want a home they can move into and not have to spend a ton of money on to make it liveable. The homes that were Fixer Uppers were NASTY! They could have just as well been barns for farm animals, nasty kitchens, bathrooms falling apart, roof leaks, floor coverings that you would not want to walk barefoot on and every other nasty thing you could imagine in a nasty house.
BUT(!!!) I was … (0 comments)
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oahure: Kailua Real Estate - 02/09/11 02:44 PM
Buying a new Home or Condo is a simple step by step process. Gayle and I will make easy for you to understand, qualify financially and get the keys to your new front door. Call Mike at 630-1828 or Gayle at 388-1485 today!
… (0 comments)
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oahure: Honolulu Rentals - 12/17/10 02:58 PM
There are two places I would go to look for a Rental Property in Honolulu. The first is the Honolulu Board of Realtors Public Rental website. Click the banner below to get there. Realtors will post there rental listing here.
The next place I would look in the classified section of our largest newspaper, the Honolulu Star Advertiser.
If you need help to purchase a home or condo, or need information on what areas are like or which areas might be best for you, call us at (808) 630-1828 and Mike will be more than happy to answer … (0 comments)
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oahure: FHA Approved Condos in Honolulu - 12/08/10 07:33 PM
All FHA Approved Condominiums have expired as of Dec. 7th and the FHA will start a new list from scratch. What does that mean?
· Lenders who are FHA certified or Direct Endorsement Authority (Both of our preferred lenders are approved) will approve/re-certify condos that meet the FHA condo requirements such as:
1) 51% Owner/Occupancy
2) No more than 15% of the association delinquent on their maintenance fees
3) No litigation
4) AOAO’s has sufficient reserves, operation budget & insurance
5) One entity can’t own more than 10% in the condo project.
· Once the condo is approved the lender will … (0 comments)
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oahure: Honolulu Property Tax Rates - 03/02/10 10:28 PM
The mayor of Honolulu announced today that he was going to propose a small hike in the Property Tax Rate for Non-Owner Occupants. The rate for owner occupants is $3.42 per $1,000 in value for residential properties on Oahu. The hike is slight and will not affect the current rate for owner occupants.
This means that if your home is worth $100,000, your annual property tax would be $342, assuming you don't have any exemptions for the value, which you would, being an owner occupant. These exemption increase as the owner gets older.
The main thing to remember here is that … (3 comments)
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oahure: Asbestos In The Home, Friable vs. Non-Friable - 02/16/10 02:12 PM
As you may know, homes built before 1980 likely have asbestos insulation in them. When homeowners remodel, they may expose themselves to asbestos, which could lead to a fatal cancer known as mesothelioma. There are many environmentally sustainable, healthy and GREEN ways to insulate your home and this is among the topics we like to discuss. We figured it would be a perfect time to educate people on asbestos exposure and related illnesses.
What is the Difference Between Friable and Non-Friable Asbestos? There is a major distinction between friable and non-friable asbestos materials. Asbestos-containing material (flooring, roofing, pipe wrap, insulation, … (0 comments)
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oahure: Asbestos in the Home, Where It Be Found - 02/16/10 01:57 PM
Asbestos in the home is a scary prospect for today's home buyers. Over the years, they have been getting more and more concerned about Asbestos in ceilings, flooring tiles and anywhere else it my be hiding. We have teamed up with the Mesothelioma Center to get the facts to you.
As you may know, homes built before 1980 likely have asbestos insulation in them. When home owners remodel, they may expose themselves to asbestos, which could lead to a fatal cancer known as mesothelioma. There are many environmentally sustainable, healthy and GREEN ways to insulate your home and this is among … (0 comments)
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oahure: Oahu Real Estate - 02/14/10 07:18 PM
Weekly Interest Rate Snapshot- Interest rates have improved a bit with the news that China will tighten its bank lending to slow the country's economic growth and stave off inflation. International Stocks didn't like the news, which helps interest rates. Retail Sales in January rose higher than expected however, economists need to see a positive trend over a few months before believing the consumers are spending again.
The connection to the Real Estate Market Today? Home inventories are dropping, especially those that are are not distress sales- short sales, lender sales, REOs, foreclosures- and prices for the most part are steady. … (0 comments)
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oahure: Honolulu Hawaii Weekly Mortgage Rates - 02/04/10 08:08 PM
Hawaii Mortgage Rates as of Wednesday, February 3, 2010 Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of REALTORS® Research Department.
Lender Term/Type Interest Rate % Points % *APR
Acceptance Capital Mtg 674-8989 15-YR Fixed 4.250 1.000 4.654 30-YR Fixed 4.750 1.000 4.986 5-YR ARM 3.625 1.000 6.386
Aina Mortgage 263-2462 15-YR Fixed 4.125 1.500 4.412 30-YR Fixed 4.750 1.000 4.875 5-YR ARM 3.750 1.000 3.890
Akamai Mortgage Hawaii 526-3500 15-YR … (0 comments)
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Michael Ramsey Fujita RA SFR & Gayle Fujita Ramsey RA SFR
Honolulu,
HI
More about me…
Hawaii Real Estate Online (808) 630-1828
Address: Kahala, The Honolulu Ridge from Manoa to Hawaii Kai,, Kailua, Keolu Hills, Enchanted Lakes, Kaneohe, Kapolei, Waimanalo
Office Phone: (808) 630-1828
Cell Phone: (808) 630-1828
Email Me
Oahu Real Estate, Oahu Homes For Sale and Oahu Condos For Sale may all be seen here as well as Oahu Real Estate Consultation. Oahu Realtors Mike Ramsey Fujita & Gayle Fujita Ramsey RA's share insights to Oahu's Real estate Market. http://www.GreatHawaiianHomes.com
Search Oahu Real Estate at http://www.buyorsellinhawaii.com/
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