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housing allowance: VA Loans are Such a Powerful Benefit/ Tool - 11/06/06 04:15 AM
                                                                                                                
I am so amazed by how many Realtors and lenders in Hawaii shy away from VA loans.        
The VA does not look at credit scores, making qualifying easier in some cases            Lower closing costsLower monthly payments; Federally guaranteed, no risk to lender, no mortgage insuranceAutomated loan processing in most cases.  Can close faster than conventional loans in most transactions.One of of the few types of mortgages that are assumable.  A potential big deal in the future if interest rates were to climb.Higher closing rate for VA loans over conventional loans.The VA cap in 2006 is $625,000.  The Honolulu Basic Housing Allowance (BAH) … (2 comments)

 
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Randy L. Prothero - Hawaii REALTOR® (808) 384-5645

Mililani, HI

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Century 21 Liberty Homes

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