CHASE BANK..........CHASES HOMEOWNERS.... INTO THE STREETS - 06/29/10 12:40 PM
Before I begin I want you to know that Bank of America is the uncontested leader in dispossessing people, foreclosing, evicting and mistreating people BAR NONE in this industry. The honor of second position goes to CHASE bank.........
IS CHASE BANK RUNNING TO HELP YOU.....OR RUNNING AFTER YOU..?
Yes, the bank that you and I bailed out with our hard earned money so that they could survive, prosper, keep employees, continue to pay their taxes and resume banking business.... took your HELPING HAND and is using it to evict, foreclose and run around honest, decent homeowners who apply to them for … (12 comments)

THE OLDER SONGS WERE THE BEST..........FEW EXCEPTIONS - 06/21/10 10:37 PM
I was helping a client paint their home and I decided to break out some old CD..s. What do I find? MOTOWN specifically the Four Tops. What great songs.......Sugar Pie Honey Bunch, Just Ask the Lonely, It's the same old song...Baby I need your loving....wonderful stuff.
Levi Stubbs was their lead singer at the time. No one was able to hit those notes like he did. Also, I listened to the words. Love songs where the old tale of love between man and women put to a catchy beat is told in song lyrics. These words stick with you and give … (16 comments)

LIFE ON OTHER PLANETS...?..........TRY THIS ONE FIRST - 06/20/10 11:30 AM
The subject of life away from Planet Earth is fascinating. Since the beginning of time that man looked into the sky, his imagination was unleashed.....wondering and asking questions about LIFE. As man matured, the questions became clearer and more focused......Is their life elsewhere......SOMEWHERE.....OUT THERE?
HI THERE.....MY NAME IS EARTH AND I AM NOT PLEASED TO MEET YOU
Well, I have a question for you.....IS THERE LIFE ON THIS PLANET? I am not being facetious and this is not a trick question. It is an opportunity to explore a very important subject.....MANKIND.......
I ask you, have you ever walked into a room … (13 comments)

TRUSTEE SALE AUCTIONS................HAPPINESS & SADNESS.......? part 1 - 06/18/10 08:46 AM
Almost every day in my neck of the woods, on the county courthouse steps, you will find a group of people. They have phones, laptops, special chairs with built-in umbrellas  and remain.....very aloof. They are in constant contact with others as they sit and wait for the trustee sale to begin....put on your poker face....

 COME AND GET IT.......THE NEW WAY TO PURCHASE A HOME
They will eyeball you when you pass by them or join near them. You are being sized up as a potential bidder against them....a threat to their mission.......which is to steal a piece of … (4 comments)

TRUSTEE SALE AUCTIONS................HAPPINESS & SADNESS.......? part 2 - 06/18/10 08:46 AM
We learned about the Trustee sale process and what is involved to some degree in the doing of it......as explained in part 1. Now, here is what happens after the property is turned over............
GET RID OF ALL THE OLD STUFF.....YOU NOW OWN THE PROPERTY
When the property is in the hands of the ones who purchased it, they will either move in or FLIP it.......Most are being flipped. You can expect a profit if all goes well of 30%-50% or more on your money returned to you within 6 months time. This can be more or can be less.....there are … (0 comments)

THE CURSE OF GOD.......ADAM & EVE........and much sorrow........part 1 - 06/17/10 08:41 AM
One of the most fascinating stories ever to be introduced to mankind is in the bible, specifically the first book called Genesis. In it, we are introduced to the story of Adam & Eve, God, a serpent and a tree that bears fruit, but is off limits.
The beginning of the end.... or the end of the begining? 
We all know the story.....but that is not the point of my post. The point is that we are cursed by God for disobeying his instructions (and other things). When you first enter into the story and read it through, it boggles … (3 comments)

THE CURSE OF GOD.....ADAM & EVE.....and much more sorrow........part 2 - 06/17/10 08:40 AM
We learned in Part 1 of the story of Adam & Eve...not in detail, but by reference. You can read the story for yourself if you have not already done so. It is one of many that address the beginning of mankind. Not enough is said on this subject however. That is deliberate in my opinion...........we have to search for it now.
Can we UNDO what was done?    or     Is the curse of God permanent?    
Mankind is the most superior life form on this planet. We have named the animals and have trained them in. The … (0 comments)

THE CURSE OF GOD.........ADAM & EVE........and ITS GETTING BETTER.....part 3 - 06/17/10 08:40 AM
It is my sincere desire that you have found Parts 1 and 2 of the subject matter of interest thus bringing you this far. BTW...If you made it this far, there is an ancient stirring in you awakening. How do we make lemonade here out of lemons? We don't and we cant....if we could, it would have been done by now......So what then?
 Help me because.....I don't know what to do 
Repentance........the gift of God and the first step toward setting yourself to be redeemed. What is repentance? In the Greek, it means.....CHANGE. Fascinating........we are being told to change and … (2 comments)

REAL ESTATE........DOES IT BUG YOU..............? - 06/15/10 10:56 AM
I have been...in Real Estate since 1978. It has never BUGGED me..... but has caused me to visit with a lot of bugs..... TAKE FOR INSTANCE............
                           
Sellers Bug:.....This bug...looks and sounds bigger than it is, and often is mistaken for being more bug than it is worth......it is a rather large bug, brightly colored with a hard shell that can only be cracked from the inside..
Buyers bug:...this one moves fast and cannot be caught unless it wants to be. Has legs like a centipede and eats well when it finds … (10 comments)

FORECLOSED....OWNER/RENTER to SQUATTER/TRESPASSER.. Part 1 - 06/10/10 09:08 AM
Millions of people across the United States are in trouble. One of every four (4) homes has a problem.   Some are there unexpectedly and others are there strategically. Trouble for anyone is not good regardless of the cause. Either way, here is some data that you need to know if you are going to navigate through foreclosure and all its demands.
If you are negotiating a loan modification, you are dealing with certain departments and sometimes two or three. All are run separately and answer to themselves. These departments  are far from being efficient or being fair or helpful. Quite the … (60 comments)

FORECLOSED..... OWNER/RENTER to SQUATTER/TRESPASSER Part 2 - 06/10/10 09:08 AM
If you are like millions of others, you are in a foreclosure scenario right now as we read in PART ONE (1). This is uncharted territory for all concerned. Things can happen pretty slow or fast. Be prepared to handle your worst case scenario or it will handle you. Here is part TWO (2) of some data that can help you and keep you navigating through this very stressful procedure.
Of interest to agents, investors, homeowners, renters and even neighbors are what happens to a property before, during and after a foreclosure..........
Next time you leave your home, look around you … (9 comments)

FORECLOSED......OWNER/RENTER to SQUATTER/TRESPASSER.. Part 3 - 06/10/10 09:07 AM
In parts one (1) & two (2) of the post of the same titles, we are learning what happens to people who are facing foreclosure, what the Banks and investors are thinking and doing, and how the people that need to know  all this are the last to know but....... are the first to get hurt.
So, here is what can happen to a owner who is caught in his own foreclosure regardless of how he got there.........and of course there are variations galore on this most miserable journey.
Investor will serve a three day notice to quit the premises right … (15 comments)

ACTIVE RAIN.......NOT JUST FOR AGENTS.......... - 06/03/10 02:46 PM
ACTIVERAIN IS NOT JUST FOR REAL ESTATE AGENTS......I know it is hard to believe since we rule and dominant and know almost everything about the business. But because there is so much to discover in the vast SEAS of REAL ESTATE, you find many different people here on ActiveRain. This is so we can continue to share and learn from all the different points of view.......YES?
WE GOT....Title reps, escrow companies, home stagers, inspectors, decorators, pest control, web designers, photographers, landscapers, closing gift companies, investors, buyers, sellers, owners, desperate housewives, blog lovers, Grandparents, contractors,......
AND STILL...babysitters, newbies, veterans of past REAL … (14 comments)

SNEAKY.....BANK OF AMERICA.......LOAN MODS.......... TAKES THE CAKE........... - 06/03/10 09:38 AM
I have clients that have been negotiating a loan modification with this bank for 1.5 years now. They have sent in all that has been required and requested and then they have sent it in again and again.
In addition, they have been in contact with this Bank 1-2 times a week for over 14 months trying to get the case closed and settled. After repetitive contacts and visiting with all the different departments and of course the famous on hold for Guinness record times......they state that the mod is FINALLY going out in 2 weeks.
Four weeks go by and … (81 comments)

VIRGINS.....GATHER YE ROSEBUDS....WHILE YE MAY.......ALL YOU VIRGINS.........? - 06/02/10 09:40 AM
The interpretations for this inspire to this very day..and yes this was a poem addressed to the VIRGINS  to make the most of time....their time. The inference from the author (Robert Herrick) to the reader back then included orgasm's as they may have the potential to be here today...but not always here tomorrow.Robin Williams introduced this in his Dead Poet's Society movie and used it to make the point of not wasting the time allotted to you....whatever that is...It comes under the heading of CARPE DIEM or seize the day..........                                                              … (4 comments)

ITS BBQ TIME.....DELICIOUS FOODS COOKED OUTDOORS.....ANYTIME - 06/01/10 09:57 AM
First let me share that I BBQ outdoors all year long. I have a love for the taste of food cooked over hot coals or fire. There is something about it that takes me back to man's first cook-out....whenever that was. There is no finer food......man, fire, meat.....and.....someone to enjoy it with?
                                                                                    POT POURRI OF DIFFERENT VEGETABLES GUARANTEED TO WATER THE MOUTH.  There is fun cooking this and there is fun eating it.   … (11 comments)

WHAT IF ALBERT EINSTEIN COULD BLOG? GANDHI? HITLER? SOCRATES? - 06/01/10 09:12 AM
I was exercising this morning. I have a rather huge mountain in back yard. I try to climb it several times a week. So do 1000's of others. It is the best time to spend with yourself and others WHILE YOU SHAPE-UP.
As I climbed upward, I thought about the power of blogging and how it is changing the world we live in. We know this.....Specifically what if some of the greats that lived before us were able to blog...AND assuming that they answered all their email and had web sites........
1. Abe Lincoln.....boy would he have gotten a lot of … (8 comments)