THE PUBLIC AS A WHOLE IS SPEAKING UP - 12/31/11 10:58 AM
I am reminded on how B of A tried to charge a fee for using a debit card and the public said NO. Then, Netflix tried a maneuver to make an extra creative buck and the public said a very expensive NOT TODAY. Then, a carrier tried to charge for paying your bill online or some such nonsense and there was an uproar
STAY OUT OF OUR POCKETS RIGHT NOW
Finally, the public is saying NO to all the nitpicking and chipping away at their income. I for one will be cutting back on things that are not necessary. Lean and … (114 comments)

REFERRALS WORK WELL IF EVERYONE WORKS THE REFERRAL - 12/30/11 06:21 PM
I got the initial call. My local Board of Realtors Real Estate counsel recommended me to first time buyers. I have a short sale that would make a perfect first time buyer investment too. However these folks wanted another area. After much dialog, I decided that these buyers will need some TLC and told them I would be referring a top notch agent to them for that area.
A PAL OF MINE
I had someone in mind too. I meet a lot of people in general through out my week and have run into some exceptional Real Estate agents. Just like … (4 comments)

REPENT MEANS TO CHANGE CONSIDER THIS FOR 2012 - 12/29/11 02:09 PM
When you hear the word repent, your religious genes are stirred up as well as your anti-religion cells. All this should do is to remind you that whatever wasn't making too much sense, or was causing you ill or woe, cast it off and begin a new. What better message and opportunity can one have than that?
A CHANCE TO RIGHT YOUR WRONGS
There is no excuse to carry on with things that do not deliver. Remember, the doing of something over and over and expecting a different result is called insanity. Don't be insane any longer than when you notice … (0 comments)

YOU CANNOT STOP THE STORMS OF LIFE - 12/28/11 11:44 AM
Learning how to navigate through the storms of life is a very good idea. We are motion machines equipped with intelligence and designed with above average capabilities (debatable at times, I know). Wherever we go, there we are and we are designed to supervise, maintain, direct and prevail no matter what is thrown our way
ADVERSITY BUILDS US UP
Good timber does not grow with ease. The stronger thewind, the stronger the trees...(pearls for the soul) PFS 6.14 NAGGAR
THE CAPE HORN
Many sailors got their christening when crossing the Cape back when Britain ruled the seas. The cape was a … (6 comments)

WHY DONT THEY HAVE A REAL ESTATE FLOAT IN THE CALIFORNIA ROSE PARADE? - 12/28/11 10:30 AM
It makes perfect sense to expect and then see a creative float centered on Real Estate activities entered into the California Tournament of Rose Parade. Here is where the CAR and the NAR should have gotten together and come up with one nice float. Now, more than ever, sending a good Real Estate message makes good sense
THERE ARE SO MANY IDEAS TOO
A float made up of for sale, pending and just sold signs, loan slogans citing historic low interest rates, first time buyer encouragements, starting out or starting over signage, call your local agents they can help, closing gifts, … (7 comments)

UNEXPECTED AFTER CHRISTMAS ACTIVITY MAKING ITS SELF KNOWN - 12/27/11 06:12 PM
I am actually surprised by it from the following point of view. I was waiting for after the New Year and then I expected a flurry of inquires only because people shut down during the holidays and then start up again. So what I was expecting came in a week earlier which may indicate a stronger than expected 2012.
POCKETS OF REAL ESTATE
We may be in a declining market in many pockets and still have to go through a flood of foreclosures, but there are lots of fortunate buyers out there that are going to get their monies worth on … (0 comments)

PEARLS FOR THE SOUL BOOK SELECTION COLLECTION OF POSITIVE SAYINGS GIVES - 12/27/11 05:26 PM
Last year this book sold out and we had to go to second print. This year we didn't sell out, but that is because our other book PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID was selling equally well. PEARLS FOR THE SOUL never let us or the consumer down and we knew that everyone who got the gift got well
PEARLS FOR THE SOUL
It is is a giant get well card in book form only deeper and more meaningful. I noticed that some of those Hallmark cards that people were buying were expensive and creative, but … (0 comments)

CAN AN OVER PRICED HOME BE WORTH IT YOUR THOUGHTS PLEASE - 12/27/11 05:10 PM
I know of a coveted area where it is privileged to either rent or own. A small enclave of custom older homes on the side of a mountain full of lots of large mature trees, landscaping and privacy. Lots of quietude. There is also views of the city and mountains plus a protected wild life refuge which allows for multiple species of animals
DEMAND IS THERE
When a place is advertised for a rental, when renters find and then see the area and unit, almost everyone wants it right away. Whether they qualify or not is another matter. On purchase to … (6 comments)

SANTA IS A LICENSED REAL ESTATE AGENT - 12/27/11 11:06 AM
He is only licensed in for the state of Alaska specifically the North pole. He works Real Estate only part time too. This intentionally limits his practice making it kinda slow for him all year round. This is a good thing because of his full time job delivering presents and visiting with others which takes up most of his time.
THANKS FOR STOPPING BY
He did come by this Christmas and left me 2 referrals and one short sale plus a potential deal worth looking into. He will be entitled to full referral fees once I get things underway and set … (6 comments)

DOES YOUR CLIENT HAVE INTERNET ACCESS - 12/26/11 02:54 PM
I ask this with one thing in mind. If you are blogging about a current or most recent transaction, then perhaps you shouldn't unless of course it doesn't matter. Only your would know whether it does or does not. Most of the time, we all share some stories that enhance the Real Estate experience. However, some get pretty specific
IS THAT ME YOU WERE TALKING ABOUT?
Wouldn't it be odd if your current or recent past client saw themselves in a post that was ....well lets just say not glowing with information? It is not hard for them to be put … (11 comments)

WOMEN ARE TO BE RELISHED NOT RAVAGED SAYS PEARLS FOR GIRLS AUTHOR - 12/26/11 01:54 PM
To be appreciated and treated accordingly and to be used up until there is nothing left of you is something men should be looking at with special interest. How can a man truly love a woman if he is using her all the time? Is he helping her or helping himself to her remains one good subject to explore for both men and women
HELPMATE IS A GOOD PLACE TO START
To go anywhere with a friend or relative that you enjoy enhances the experience. How much more then should it be when two people come together and join? The expectations … (0 comments)

PEARLS SERIES OF BOOKS WEIGHED SANTAS SLED DOWN THIS YEAR - 12/26/11 10:34 AM
The PEARLS SERIES of books brought to you by author and Real Estate agent Richie Naggar weighed down Santa's sled considerably as the demand for the books continued right up to Christmas day. My publisher and I were thrilled that so many people recognized the value for themselves and for others
PEARLS FOR THE SOUL
Once again this selection collection of uplifting sayings and statements designed to change the way your day or even your life is going hit the ground running and into the hands of eager shoppers and gift givers. The book kept very good pace with last years … (2 comments)

TAKE TWO POSTS AND CALL ME IN THE MORNING - 12/26/11 10:09 AM
I blog, post and comment daily, weekly monthly and all year on all sorts of topics and subjects. If anyone ever wanted to know something about me, I casually refer them to the Internet where they can assess to their hearts content whatever they are looking for
I AM READY, WILLING AND ABLE TO HELP
The results have been predictable and above average. When I meet up with someone to transact, they already know about me and this helps move us into a trust mode. From there, anything can be done.
YOU MUST HAVE INTERNET PRESENCE
If one is not on … (7 comments)

MILITARY MIGHT OF AMERICA - 12/25/11 02:14 PM
I am saddened by the fact that we have to have a military. A 24 hour 7 day a week force that stands by ready to attack or defend this country from mad men. But, if we didn't have this protection, I wouldn't be writing to you now. Until the world can all get along, then I am in full support of the MIGHT OF AMERICA
WHAT WOULD OTHERS THINK?
I often think about other life forms traveling this way, stumbling on our Solar System, out of the endless trillions out there and seeing how the planet and the inhabitants just … (0 comments)

IF YOU COULD WISH ONE THING IN THE WORLD - 12/25/11 10:54 AM
My answer to this came to me without hesitation and a strong degree of passion. It is something that is very doable, can take place right now and should not exist to begin with. The fact that the problem I am going to suggest a solution to does exist is a poor testament to mankind and his lack of progress as a planet
SHAME ON US ON ALL
I am talking about world hunger. Can you even imagine how or why this exists? It boggles the mind and accuses us all at some point. There is no excuse for it and … (5 comments)

I THOUGHT IT WAS JUST A HAIRY PURSE - 12/24/11 07:44 PM
I caught a glimpse of a hairy purse sticking out of a bigger purse of a woman in line to pay. Then, the purse moved. I was intrigued. When I went to get my camera, the full head popped out and below is the picture I took. It is not a bad life I suppose. Where to go potty comes to mind though
Happy Holidays
… (12 comments)

PEARLS SERIES AUTHOR BEREANS CHRISTIAN BOOK STORE CHRISTMAS EVE - 12/24/11 11:04 AM
Happy Holidays to everyone as we celebrate peace on earth and goodwill toward men. I will be spending the day at Bereans Christian book store in Riverside Ca doing book signs for the PEARLS SERIES of books. Great gifts, good conversation and you dear PEARLS are the center of attention
PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID book

NO MORE BROKEN HEARTS...ONLY MEANINGFUL ADVENTURES..says PEARLS FOR GIRLS author

PEARLS FOR GIRLS SECRET:  THE GIRLS ARE THE PEARLS

THE DESIRES OF THE HEART WILL BE RELEASED...guranteed says PEARLS FOR GIRLS author

PEARLS FOR … (2 comments)

PEARLS FOR GIRLS BOOK ATTRACTS MEN, MOMS, DAUGHTERS AND TEENS - 12/23/11 10:32 AM
Who doesn't like a good book? How about one that gives good feedback and input? How about one that compliments and enhances the reader? Well, PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID is at your service sharing how to optimize your journey of life and love and turn it into an adventure
PEARLS FOR GIRLS
What a delightful subject matter to read and write about. There is so much ground to cover and the subject to my knowledge never ends. That is as it should be because women are a mystery..a very pleasant one and worth pursuing. … (4 comments)

THIS IS NO ORDINARY DAY ITS YOUR SPECIAL DAY - 12/23/11 09:22 AM
We all share the Fridays that comes along faithfully every week...week after week. But this one today is your special day. A day to stop and reflect for a moment the magnificence of creation, mystery and awe all coming together on what we call Earth our home planet. What makes it very special is that you have no less than a starring role in it too
ONLY ONE OF A KIND
You see there is not another one like YOU in the the known Universe. Our beliefs tell us that something rare and scarce is worth a tremendous amount of value. … (3 comments)

MAN WHO DOESN'T BELIEVE IN XMAS CHEER - 12/22/11 08:24 PM
He is well up in age, been around the block and absolutely doesn't believe with all his heart that people should rise to the occasion once a year every year to give, to care, and to watch over their fellow man. He was adamant about it, had a smile on his face when sharing, and spoke succinctly and without hesitation while visiting in a Christian store
HERE'S THE CRUX OF THE MATTER
After he finished explaining to me in no uncertain terms, I then repeated back to him."So, you don't believe in this special time of year the gift giving and … (9 comments)

FOR THOSE OF YOU CONSIDERING BANKRUPTCY FOR A FRESH 2012 START - 12/22/11 01:15 PM
Bill collectors of all kinds are relentless in pursuing debt and have effectively had their common sense, compassion, reasoning, honesty and purpose in life temporarily muted while they carry on the most unpleasnt task of collections. Whatever unfortunate circumstances have come upon you, those that chose...bankruptcy for a fresh start...bravo
WHAT WILL PEOPLE THINK?
It is not easy to declare bankfurptcy as a person. It is a gross admission of failure with an explanation and peoples biggest fear is how they will be judged in the eyes of others for seeking court relief to their problems.
CORPORATIONS CALL IT RESTRUCTURING OF … (8 comments)

LOOKING FORWARD TO SEEING YOU BEREANS CHRISTIAN STORE RIVERSIDE CA - 12/22/11 12:00 PM
Hello and Merry Christmas to everyone. I hope things are going resonably well for you and that the Christmas spirit is at work filling you with peace, contentment, and harmony. Be not anxious for anything, but expect everything to come your way. I hope to personally speak with you over the next two days at Bereans Christian store Riverside Ca

MY PEARLS FOR GIRLS READERS JOINING ME

GIRL PEARLS OF ALL AGES AND STAGES....PEARLS FOR GIRLS book is at your service

BELOW: THE PERFECT I LOVE YOU, GET WELL, I AM THINKING OF YOU, WELL DONE,  BEST WISHES, … (2 comments)

ACTIVITY FOR 2012 IS SHOWING ITSELF ALREADY - 12/21/11 02:32 PM
I am getting activity for property management services, listings and sales which I was not expecting. These are the best kind to get too. I mean the ones you were not expecting that is. I remain optimistic but prefer reality at all times. By this I mean that there are issues that have to be respected and dealt with in 2012
JOB LOSS
Unemployment for California is around 13% and locally 14%. In addtition, threats of lay-offs loom becasue cities and counties cannot balance their budgets. Trying to re-negotiate with the unions is proving difficult too.
BANK SHENNIGANS
Then, we have … (4 comments)

PEARLS FOR GIRLS AND PEARLS FOR THE SOUL BOOK SIGNING TODAY - 12/21/11 02:12 PM
Real Estate Broker and author of the PEARLS SERIES of books will be book signing today at Bereans Christian book store in Riverside Ca. The store has extended us book signing privleges through Friday the 23rd of Dec. My publisher and I are delighted to meet and greet everyone especially this time of year
PEARLS FOR THE SOUL
This selection collection of positive and uplifting sayings, motivationals, and inspiration's remain high on the gift lists for the year. It is a giant GET WELL greeting card in the form of a book that stirs and supports inner treasures and deep meanings … (0 comments)

EXPLORING CAVES EXCITING MYSTERIOUS SCARY TOO - 12/21/11 11:20 AM
I have had a chance to explore two caves in my lifetime both the very exciting adventures. I visited one in Hawaii that when on for miles underground. The other one was in Sequoia National forest in California. both offered perspective on another way to see things. It becomes another world
FIRST TIME OUT
In Hawaii, I packed the necessary items which for me included two flashlights, a huge knife, water etc...Then, I began the descent into the remote caverns that go on for miles. I made one mistake that I was not aware of at the time. I never let … (4 comments)

BLUE SKIES GREEN LIGHT WE HAVE A GO - 12/20/11 10:26 AM
This statement is one of encouragement. It beckons to those that are hesitating about their personal and professional lives. Remove the doubt, the indecision and begin to realize that now is that time to accomplish anything you put your mind to. Considering that we will not be traveling this way again, it makes sense then to seize the day
YOU HAVE A GO SIGNAL
If you woke up this morning, then all systems are a go. You are cleared for take-off. Let's see, where should we go and what should we do? All things are permitted, but not all profit us … (6 comments)

REAL ESTATE PRINCIPALS THAT ARE INTERVIEWING AGENTS - 12/19/11 01:01 PM
I am kinda curious just what a first time buyer or seller, someone who has not ventured into Real Estate deeply would be asking a seasoned Real Estate agent? I mean if they met the best agent out there, how would they know that? What if they met the worse agent who masquerades as the best? How can the blind see without an aide?
THE BOOK AND ITS COVER
Very few people are able to judge a book by its cover. The size of the transaction alone requires special attention. On that, I acknowledge the interview process but you may need … (4 comments)

WRONG-DOING INTO RIGHT-DOING TWO STEP PROGRAM - 12/19/11 11:41 AM
It is the best gift of all to not only give to your self, but then to others once you get it. Who hasn't gone south, made a wrong turn, went left and never came back etc? All of us have gone astray. Now that we know this, the next step is to come back. I don't care what you have done or why, pick your self up, dust your self off and begin anew
THIS SYSTEM WAS GIFTED TO US
You see that is the gift that the heavens bestowed on us and we would be wise to receive it. … (0 comments)

PEARLS SERIES OF BOOKS CONTINUE TO MAKE GREAT XMAS GIFTS - 12/19/11 10:35 AM
Last year, our first book PEARLS FOR THE SOUL sold out and no wonder too. It offered over 800 positive and uplifting sayings that promoted good dialog and interaction. Sort of like a giant Hallmark card only deeper and long lasting. It appears this year our other book may surpass that record. Bot books are supporting the reason for the season
LET THESE PEARLS STIR YOUR INNER TREASURES TO THE SURFACE

PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID
This book is flying off the shelves and tables as women instantly recognize a book about them and … (2 comments)

ACTIVERAIN DEER IS PULLING THE SLED THIS YEAR AND NEXT - 12/18/11 09:43 AM
The eight reindeer were first identified and sighted back in the 1800's and became famous after that. We know them well especially when Santa Commands them to hit the heights and get a move on...Go Dasher, Dancer, Prancer and Vixen..on Comet, Cupid, Donner and Blitzen..
RUDOLPH IS GOOD BUT..
Then, Rudolph got hired because he had one nice bright light to lead the way and there you have it. Eight plus the one gave us nine. But wait, on lead, in front and flying high, steady and well is the happiest and most productive deer of all ACTIVERAIN DEER
Yes, it … (2 comments)

PEARLS SERIES BOOK AUTHOR REAL ESTATE AGENT AT BEREANS CHRISTIAN STORE - 12/17/11 08:56 PM
My friends we are enjoying this time of year interacting and sharing at Bereans Christian store in Riverside Ca. Management is very pleased that we will be there all the way to Christmas eve and we get to meet and greet all of you personally. The two best selling gift  books will be on display and personally dedicated to your choice
PEARLS FOR THE SOUL
A selection collection of positive sayings and uplifting statements that are designed to stir the inner parts of the reader and help bring their gifts, talents, skills and abilities to the surface to be activated and … (0 comments)

HOMEOWNERS WHO KEEP THEIR UNDERWATER HOMES - 12/17/11 11:28 AM
I know you know this. It does bear discussion and repeating. Your home is underwater and may even be slightly still diving. Your decision to stick it out for whatever reason remains your business. I only want to call to your attention (again) that your home may not be able to surface for 5-10 years and then some
HOMES ALL AROUND YOU ARE SHORT SELLING
I am sure you know about the homes on both sides of you and around the corner. They are selling for market price which is at least half the price of what you owe now and … (13 comments)

FORECLOSING DURING THE CHRISTMAS HOLIDAYS STAY OF MISERY GRANTED - 12/16/11 07:12 PM
Well Fannie Mae has agreed to lighten up during the holidays. That says something but does nothing but prolong the agony for some. It is like being on death row and postponing your execution. The time in between is not quality time. I do not deny the banks, lenders or investors the right to foreclose. I do have some questions though
THE NATION IS UNDERWATER
What I don't understand is that if a house is underwater by as much as 70% of its mortgage value, how is all that the borrowers fault only? I mean Wall Street, investors, and banks all … (4 comments)

HAVE YOU SEEN THIS BOOK "ITS FOR YOU" PEARLS FOR THE SOUL YOUR SOUL - 12/16/11 03:48 PM
That's what it says on the back cover of the book and that is what it does to the heart...it stirs it up and causes your abilities, talents, skills and gifts to rise to the top for your consideration and then activation. It's for you..the reader and it has the ability to change the way your day and even your life is going...AS A GIFT...IT SOLD OUT LAST YEAR
START WITH YOU....THEN HELP OTHERS...PEARLS FOR THE SOUL
MOTIVATIONAL    INSPIRATIONALL    UPLIFTING

Book of choice in two churches, study guides for teachers and students, men's and women's groups and remains … (0 comments)

LADIES YOU ARE THE PEARLS THAT I WRITE ABOUT IN PEARLS FOR GIRLS book - 12/16/11 03:04 PM
People ask me where did you get your ideas or materials when you wrote PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID and I answer...there is an abundance of data almost 3.5 billion worth of information. The challenge was to get it down to 100 chapters, 240 pages and priced at $12.95
NO SMALL FEAT
The subject of women is worthy of an encyclopedia Britannica 30 volume set and that is getting us warmed up to a vast and important subject matter. Girls, whatever your position is that the PEARLS FOR GIRLS book finds you in, I promise … (0 comments)

DO ASK "WHY DAY" ON A "FRIDAY" - 12/16/11 02:37 PM
Today is a good day to take note of your life and your standing. Try to remember what people were thinking in other parts of the world when they heard of a far away place, a land of opportunity and hope where ones labors go into their own pocket and there is no ceiling on dreaming
AMERICA THE BEAUTIFUL
You woke up here and forgot what it is like not to wake up here. You wouldn't know because you were born here. But that first generation, they lived off the stories, the hopes, then the dreams and then they put legs … (4 comments)

SIX TRILLION DOLLARS OF EQUITY LEFT IN HOMES - 12/16/11 02:17 PM
Two trillion dollars of that is held by retirees, the elderly who have paid off their homes. It has proved to be a wise investment and a successful endeavor by those that stuck it out. You see buying a home and paying it off works like a tonic to all that participate in it. It is when you are tempted to do other wise is where it gets dicey
BEWARE THE SERPENT
Already there are serpents about trying to come up with ways to tap in to the 2 trillion that is just sitting there. This is where you must be … (4 comments)

WHAT SCROOGE MEANT WHEN HE SAID HUMBUG - 12/16/11 12:25 PM
Many do not realize or even know the meaning of the word HUMBUG that is used by Scrooge in the famous story a Christmas Carol. When he was wished a Merry Christmas, or when he was solicited, he exclaimed HUMBUG...What he was saying is there is deception, fraud, nonsense, rubbish and hypocrisy a foot. He refused to play along
WHAT HE BELIEVED
You see he thought that everyone was being phony by practicing being merry this time of year when he knew that everyone was really suffering, in want, and in need but pretending they were not. He didn't think that … (0 comments)

"LEND" THIS MAN YOUR EAR HE WILL TRY TO "LEND" YOU MONEY - 12/16/11 11:43 AM
In today's Real Estate market, transaction teams are formed of professionals that can help principals get in and get out of the Real Estate market effectively and efficiently. A true Real Estate professional surrounds themselves with people that can run with the ball when passed to them. Gene Mundt, a mortgage lender, can handle that ball!
SEARCHING FOR SAVVY
Let's start with the obvious. Anyone that has over 33 years in the business needs to be listened too. Experience counts especially if things get dicey. You see things happen in this business, some we know and expect and some we don't … (6 comments)

FOUR OUT OF FIVE AGENTS RECOMMEND FOLLOWING INSTRUCTIONS - 12/15/11 11:11 AM
I had someone referred to me who wanted to purchase a home as first time buyers. The conversation got to the meaty points namely if they can perform. Yes, we can perform he sez. Well I need a little more than that. Who is your lender? Don't know sez he. How much are you approved for? Not sure...Okay, here is what we need to do
MY LENDER KNOWS EVERYTHING...CALL HIM NOW
I instruct him to contact my tried and true no nonsense lender who can qualify and commit in a heart beat. I instruct these buyers that once they have talked … (4 comments)

TO MY SUBSCRIBERS THANK YOU FOR LETTING ME SHARE WITH YOU - 12/14/11 06:47 PM
I remember my first post as it is up there with your first kiss. I studied what everyone else at the time was doing and then said..I can do that too. I put something together, launched and waited. Nobody responded and I felt like a kid who wasn't picked for a sport in school. It is not a good feeling. I took the British advice of a "stiff upper lip" and got back on the horse. Did another post
GRACE CAME UNTO ME
Lo and behold someone commented. Someone actually took a moment and not only enjoyed reading what I … (5 comments)

I MAKE LOVE TO MY WIFE ALL THE TIME THE 1950'S VERSION THAT IS - 12/14/11 05:03 PM
Up to 1950's, and in movies leading up to it, you will often hear the phrase of making love and it is used generously and liberally and without hesitation too. WHY? Because it meant something else at that time. It meant to court or woo (wooing) and was delivered with innocence. Are you trying to make love to me? Yes, and then they would go steady at some point
I AM JUST DOING WHAT THE MAN BELOW SAID
A man who was married for 50 years to his beloved, wasasked at her funeral if there was something more he couldhave done … (2 comments)

GENERAL GOODWILL POST TO WHOEVER FINDS IT - 12/14/11 12:20 PM
I want to wish you peace and contentment and good rest from your daily struggles. I ask for large doses of well-being and hope to make its way toward you and stay a while. No need to perform or pay your way on this for there are things that are available that cost you nothing. All you have to do is receive them and they are yours
FREE GIFTS
This is courtesy of the one who sent you here and who desires that you have a peace not of this world and a joy unspeakable too. Be anxious for nothing...but expect … (4 comments)

YOU CAN'T STAY DUMB ON ACTIVERAIN YOU JUST CAN'T - 12/13/11 04:02 PM
Find out for your self. Don't take my word for it. Log in, and randomly choose a place or topic and begin. OUILA! You will immediately be exposed to information, data, suggestions, subjects, knowledge, input, feedback, discussion, and commenting designed and guaranteed to make you different than from the way you came in
ENCYCLOPEDIA IN IT'S NATURE
Amazing too. I used to pick-up an encyclopedia many years ago before the Internet and just start reading it from cover to cover. No particular goal in mind. Just glancing over the different words, areas, people, and places and what they mean and why. … (13 comments)

THE FIRST "NOEL" MEANS BIRTHDAY - 12/13/11 01:09 PM
I never knew if they were singing Be Well Be Well or Oh Well Oh Well until one day it all became very clear. It is Noel Noel which didn't make any sense either. Who is Noel? Putting that aside, I just enjoyed the song and even jumped in and sang. Very pleasant to do. Now, I know what it means
IT'S FRENCH
It is the first meaningful "birthday" that has any significance as far as birthdays go. If you follow the story and have read the books, there is only one real birth that makes all others mean something...
VERY … (0 comments)

KNOW AND BE KNOWN BUT WHY ARGUE - 12/13/11 11:55 AM
The other day, I was treated to the talents and passions of two esteemed individuals who brought up a controversial subject. It doesn't matter what the subject was for the purpose of this post. There are many subjects out there like politics, taxes, religion, death, God and so forth that people can argue endlessly with vigor
MINING GOLD IN OTHERS
What I want to remind everyone is that the sharing and exploring of ideas when done correctly can only enhance and enrich the participants. If done improperly, can divide and outrage. This takes work and devotion to a deeper commitment of … (4 comments)

PEARLS FOR GIRLS book A SUBJECT WELL WORTH THE TIME AND EFFORT - 12/12/11 07:00 PM
In the book PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID..we instantly bond with each other. WHY? Because we agree that your welfare, well being a constant state of harmony is important and paramount. Women remain coveted companions and men would do well to act accordingly
I SHOULD HAVE LOVED HER MORE
An elderly man who had been married for a very long time attended his dear wives funeral expressing over and over that his only regret was that he did not love here more. Now is the time is what we learn to love and be loved. … (2 comments)

LOOK AT ME WHEN YOU FORECLOSE LET CORPORATE ATTEND THE EVICTIONS - 12/12/11 06:00 PM
The reason banks, lenders and investors can proceed with impunity of conscience is that they have no connection to the borrower except that of... money for money. That is understandable and acceptable in the world of business. However, I would love to see either corporate staff and or investors personally attend evictions
UP CLOSE AND PERSONAL
You see you will find out that this is no coffee crop that crashed. People bet money on people and people failed. Now people will pay for that failure.  Okay, but I want you to see it up close and personal. Look at them when … (2 comments)

FIVE FINGER DISCOUNTS DONT DO THIS - 12/12/11 05:20 PM
It was said and written and that you will always have the poor...the poor in spirit is what comes to mind for me. When you add temptation to that poverty, you get wrong conduct essentially backwards living. Live spelled backwards is evil and we do well to be aware less we fall to it
GETTING CAUGHT IS NOT PLEASANT
I have seen people caught in their temptations. They give into the dark moment, and then it pulls them in right to the second and BAM..the deed is done. Another poor soul caught in the trap. Then, the reaping of that planting … (4 comments)

SIMPLE LITTLE THINGS THEY ARE SUFFICIENT AND HOLD - 12/12/11 04:43 PM
I am relaxing on this day, in this moment deliberately set aside for myself to enjoy and behold. It is raining here all day and is quite pleasant to behold and receive. I complimented it with a nice warm fire (SEE BELOW) and my wife is in the kitchen and all over the house enjoying herself while Christmas music plays...I'LL BE HOME FOR CHRISTMAS

This scene has roots that go back, way back in time think: men and women, camp fires and a safe place to spend time...add a little chanting and some food...well its called simply.....LIFE
Happy Holidays
… (0 comments)

FOOL ME ONCE SHAME ON YOU FOOL ME TWICE SHAME ON ME - 12/12/11 04:19 PM
Much wisdom at work in the title of this post. First, to trick, mislead, or mistreat anyone , I say to those that have done this SHAME ON YOU. For amongst men (and businesses) of principal and character, this conduct is not allowed. If done by mistake, as soon as it is discovered, make it good and do not do this again
SHAME ON ME?
As to the second part of the statement, where I take responsibility for my actions and makes sure that things go my way and that would include an awareness of not making myself vulnerable or trusting … (2 comments)

SCROOGE WASN'T VISITED ON VALENTINES DAY - 12/12/11 03:20 PM
The day of love and expression of love known as Valentines day will be upon us soon enough. Then, love will be in the air and Cupid can go from part time to full time plus over time too. As to SCROOGE, this day could not reach him. He could not give love or receive it...Truly, that is a poverty that the world can do without
A CHRISTMAS STORY...TOLD AND RE-TOLD
If you watch the many versions of the most famous tale of the Christmas spirit of forgiveness and repentance, you will see how his life ended up in a rut … (2 comments)

FOR THOSE OF YOU WHO NEED A GOOD KICK IN THE PANTS CLICK HERE - 12/12/11 02:40 PM
I found a premium 24 hour KICK IN THE PANTS operation for those that need a quick motivator or a wake-up call. It even offers your choice of shoe too. Only the best KICK IN THE PANTS is available at this premium store. All you have to do is walk up to it, put in your quarter...$.25 cents, turn around, (bending down is optional), hold and you will Be accommodated....
SEE PICTURE BELOW PLEASE
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

FOR THOSE THAT ARE STUBBORN..THERE IS A GAUNTLET SPECIAL THAT … (6 comments)

ACTIVERAINERS DONNE KNUDSEN AND PATRICIA KENNEDY FINE GIVERS OF POSTS - 12/12/11 02:23 PM
With great pleasure and excitement, I want to wish Donne Knudsen and Patrica Kennedy a warm and welcoming Merry Christmas with extra large doses of good cheer to them both. WHY? These fine ladies have graced us with their time and good taste by calling to our attention certain blogs and posts consistently
ITS LIKE AN OFF BROADWAY SHOW
I have seen my name in lights on their sites...as well as some of the ACTIVERAIN greats. No small effort is made here in taking their time and spending it generously on others...They continue to call to our attention and bring honorable … (8 comments)

ACTIVERAINER ALAN MAY HAS OFTEN MADE MY DAY...THANK YOU - 12/12/11 01:57 PM
Alan, I have thoroughly enjoyed your posting, blogging and commenting over this past year. Your giving of the gift of your self has never failed to have a meaning and good gesture. I want to say that your comments often get me to smile, gut laugh and participate more here in the Rain
I AM NOT ALONE MY DEAR MAN
I know I speak for many when I say..Alan, keep up the good work, exhorting us, supporting us and giving us that unique point of view that only you can do...
FOND THOUGHTS TOWARD YOU
A most Merry Christmas to you … (4 comments)

ACTIVERAIN MERRY CHRISTMAS MOTHER OF ALL REAL ESTATE SITES - 12/12/11 01:48 PM
It is befitting that a high degree of Christmas cheer should come back to the MOTHER OF ALL REAL ESTATE SITES who watches over her own and helps the interaction of over 200,000 PLUS members come together helping them to show as well as share... their wares...This is no small feat and many try to duplicate it...ACTIVERAIN...cannot be copied. Only enjoyed
YOU CHECK IN...BUT DON'T WANT TO CHECK OUT
From the day that I discovered the value here in the RAIN up until now, if ACTIVERAIN was an all you can eat buffet, well all I can say is I continue … (2 comments)

CHRISTMAS REMAINS THE MOST WONDERFUL TIME OF THE YEAR - 12/12/11 12:29 PM
When I was a kid, which means I knew nothing about everything, I was made aware of Santa Claus. I had no trouble believing that some guy rode around in a sleigh delivering packages on Xmas. I did not have the intelligence or the grace to challenge it and had a ball watching the stories and pondering it all. But it got better...
SANTA HAD REINDEER? EIGHT OF THEM?
Imagine the surprise of a child to learn that his reindeer where his pets and that he named them all. This really bonded me to Santa and made me want to know … (0 comments)

PEARLS FOR GIRLS BOOK SERVES COMPLIMENTS AND ENHANCES - 12/11/11 01:44 PM
Most excellent turn-out at our recent book signing. We met and talked with people from all walks of life, ages and circumstances and they shared and we shared and that makes for a jolly good time. Below are some pictures of the day and all those smiles are not forced either...
MY PUBLISHER KATHLEEN WHO HAS OPEN ARMS FOR EVERY ONE WHO COMES BY

I ALWAYS HAVE A GOOD TIME BECAUSE I LOVE WHAT I DO

SOME OF THE PEARLS THAT I WRITE ABOUT

PEARLS FOR GIRLS AND WOMEN OF ALL AGES AND CIRCUMSTANCE

PEARLS FOR GIRLS … (2 comments)

PEARLS SERIES AUTHOR/AGENT AT CHRISTIAN STORE TODAY - 12/11/11 10:36 AM
Two great gift giving books will be on display along with their author and Publisher today at Bereans Christian store in Riverside, Ca today and eagerly await meeting everyone. PEARLS FOR THE SOUL and PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID..books on life and on love....
PEARLS FOR THE SOUL
I have had tremendous success with this book. WHY? It has the ability to stir the readers inner parts and bring to the surface their inner skills, abilities, gifts and talents. Then, activation and sharing follows. So far, two local churches are teaching this book along with … (2 comments)

GIVE THE GIFT OF AN ACTIVERAIN POST - 12/11/11 09:32 AM
My friends, it hit me that one of the best gifts to give anyone you know whether it is personal or professional is the gift of a personally written post from you to them. I thought this through and it is fool proof. However, I needed to test the idea and wrote a post to an ACTIVERAIN er, a true RAINMAKER, a thunder stormer Barbara Todaro
THIS BABY CAN FLY...
It worked like a charm. Barbara has special Real Estate Radar that picks up anything especially with her name on it and responded within seconds (on her own) to the post … (46 comments)

COVETED KUNEY-TODARO CHRISTMAS CALENDAR NOW AVAILABLE - 12/10/11 07:05 PM
Ladies and gentleman...there are calendars and then there is the KUNEY-TODARO freshly minted vintage calendars coming out of Franklin, Ma. Cute and practical, these calendars not only help out with the days and months of the year, but put at your disposal a team of Real Estate professionals that go into action with your phone call.
MINE GLOWS IN THE DARK (limited edition)
Mine sits on my desk top and is man handled daily. Not only does it serve me for quick reference, but it also emanates GOODWILL and pleasant feelings. I mean what price can you put on that?
 You … (14 comments)

COME ALL YE FAITHFUL PRE-QUALED AND WITH YOUR AGENT COME YE OH COME YE - 12/10/11 10:55 AM
I have a very good listing that is borderline steal/deal and will make some buyer very happy now as well as in the future. Great neighborhood of owner occupied homes with superior tender loving care. In addition, the school system for this area is coveted and if that isn't enough, this baby is freeway and shopping close
MINOR ADJUSTMENTS
This short sale needs some minor cosmetic adjustments and is move-in ready. The two lien holders have signaled to me their willingness to close a deal right away after 6 months of discussions.
THE GLORY DAYS
In this properties glory days, it … (4 comments)

FRIDAY HAS NO MEANING IF YOU LIVE ON AN ISLAND - 12/09/11 03:33 PM
I am reading Mutiny on the Bounty trilogy a most fascinating true story that is a entertaining read for lots of reasons. One thing they mention is that the Hawaiians did not have a word for tomorrow in their language. It makes perfect sense too as all days where the same. You eat, sleep, bath, censored (?) and repeat and all the days are the same
OFF THE ISLAND IT'S DIFFERENT
For that reason, Friday would make no sense to them or Monday or weekends for that matter. Only city folks have to contend with what day this is. Our systems … (6 comments)

LYING CHEATING STEALING DECEIVING SCHEMING STOP IT RIGHT NOW - 12/09/11 01:56 PM
The stuff sneaks up on you. It doesn't make itself known like it does when you get caught doing this stuff. At that time, you are in shock, shook up and in a heap of trouble. If you knew that going in, perhaps you wouldn't go in. You see dark forces know this and that is why they are so subtle and unassuming about their agenda. Beware the white lie
IT IS UPON YOU LONG BEFORE YOU KNOW IT
People who have succumbed and don't know it are not aware that others see their escapades too. Part of the deception is … (6 comments)

WORST VACATION STORY RENTING A HOUSE BOAT part 4 - 12/09/11 11:41 AM
I have never house boated before and here I am on the Sacramento Delta in California and I just pulled in front of an ocean going liner. I mean I couldn't have planned this stuff nor could I imagined anything as scary as being chased by a GIANT CRUISE SHIP blasting its horn who wont stop and I cannot speed up or turn anywhere.
DOWN BUT NOT OUT...BUT CLOSE TO BEING OUT
I jammed that throttle all the way and it didn't do any good. My wife is screaming and the kids are speechless. That is what makes it so terrifying … (4 comments)

WORST VACATION STORY RENTING A HOUSE BOAT part 3 - 12/09/11 11:40 AM
I rented a house boat and shared some stories in parts 1 & 2. Now, come to the part of reading maps and using a compass. I knew nothing absolutely nothing about this. For instance, I did not know that the map top is always North. I did not know the handy dandy way to remember the directions as follows: never eat shredded wheat or....N E S W
I DO NOT KNOW HOW TO USE A MAP OR COMPASS
Having a map and a compass  to someone who knows how to use them will work every-time. To someone that doesn't know, … (0 comments)

WORST VACATION STORY RENTING A HOUSE BOAT part 2 - 12/09/11 11:39 AM
In part 1, I am living the all-American dream of vacationing with my family and rented a house boat which is something I have never done before. Little did I know that before this was over that I would need a vacation from this vacation. It doesn't have to be that way for you.
YOUR TRAVEL FROM POST TO PORT
We disembark at one port and walk around getting some exercise and checking the sights and sounds. We are now boat people or whatever you call them. We sight see and then get back on board. I adjust my hat,  I … (2 comments)

WORST VACATION STORY RENTING A HOUSE BOAT part 1 - 12/09/11 11:38 AM
I was always looking for clean family fun and this one year decided to rent a house boat. What a fascinating subject to consider too. There are so many places to visit and I chose the Sacramento Delta in Northern California. I have never house boated before, but I figured how hard can it be?
READ-UP, Q & A, THEN BOOK THE TRIP
First things first. I get all the reading materials and familiarize my self. Then, the phone calls for questions and answers. Then, the meeting with the family. The wife and kids have to bless it or it is … (0 comments)

PACE YOUR SELF FOR THE HOLIDAYS SPEND QUALITY TIME NOT MONEY - 12/08/11 11:14 AM
The giving of gifts is to acknowledge the person to whom the gift is given. I have always liked the home made personal gifts the best. Anything that someone makes with their hands to me and then shares or gives away remains very precious and memorable. Pies, cakes, sweaters, blankets, scarves, jewelry and the like captures raw gift giving
RUSHING OUT TO BUY SOMETHING?
How it morphed into something else remains an interesting subject. Did people wait until the last minute and then have to go out and get something? Did someone give you a gift that you were not expecting … (4 comments)

WHAT JOY TO RIDE A BIKE AT ANY AGE - 12/07/11 06:58 PM
I have been riding a bicycle since I was about 7. I did some delivery's for the local Italian grocer. Huge monstrous bike with a giant basket on the front of it. That is where the groceries went. The kickstand was on the front wheel too. Just a few short years later, I got a job delivering newspapers and the bags were tied to the front of the bike as well
YOU NEVER FORGET HOW TO RIDE
From there, I rode a bike to school and then shortly after that for recreational periods of time. Many years passed until I was … (4 comments)

INSPIRATIONAL MOTIVATIONAL DEVOTIONAL POSITIVE UPLIFTING VIDEO PEARLS FOR THE SOUL - 12/07/11 10:56 AM
This remains one of my favorite INSPIRATIONAL MOTIVATIONAL videos as it slowly arouses your attention and then enlists you on a journey...your personal journey where anything you put your mind too will happen. Blow this up to full screen, turn up the sounds and let your inner parts enjoy themselves.....
PEARLS FOR THE SOUL
 

 
 
 
 
 
 
 
 
 
 

To order visit:             PEARLS SERIES           RAN RIGHT               AMAZON       KINDLE
… (2 comments)

EXPOSING ONES SELF ON THE INTERNET REQUIRES WORK - 12/07/11 10:18 AM
It started out many years ago with expensive software programs that was necessary to post anything to the Internet. At that time, I knew nothing about the Internet as did billions of people. I thought how interesting it would be to post public knowledge for others to see. That is as far as my thinking got me then. Now, it can be a full time job keeping yourself INTERNET-ED
I HAVE HIT HEIGHTS
I have posted blogs and comments that when my title is searched, come up on pages that register 200k to 5 billion hits. The majority of those were … (7 comments)

TWILIGHT SAGA BREAKING DAWN PEARLS FOR GIRLS BOOK SECRETS - 12/06/11 07:14 PM
In PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID, instead of having chapters on werewolves and vampires and what happens next, I have revealed and identified what is really out there disrupting everything and keeping women from finding their true peace, harmony, and contentment
PEARLS FOR GIRLS
I have taken over 100 chapters of meaningful relevant data and presented it in a easy to follow intimate format. The results are that 12-60 year olds are enjoying this book about...THEM. Married women will find this very interesting as it compliments your choice and/or solidifies it. Women starting out will … (0 comments)

A CHRISTMAS CAROL NEPHEW FRED AND UNCLE SCROOGE BELIEFS DISAGREE - 12/06/11 03:57 PM
In the 1938 version of A Christmas Carol, we are introduced to an exchange or greeting between Scrooge and his nephew. The nephew loves life, goodness and its terms...things he learned from Scrooge's good sister (his mother) while Uncle Scrooge acts out the drudgery and woe of life things he learned through injustice and resentment. Two different beliefs clash and here is the exchange

Fred: A Merry Christmas to you, uncle! Ebenezer Scrooge: Bah! Humbug... What reason have you to be merry? You're poor enough. Fred: What reason have you to be so dismal? You're rich enough. Ebenezer Scrooge: BAH! … (2 comments)

WHAT GOES AROUND COMES AROUND WHETHER YOU LIKE IT OR NOT - 12/06/11 11:06 AM
What an interesting premise. You reap what you sew we understand, but we don't spend time on the harvest or reaping part long enough to see what we planted. There are no accidents in life. Whether you are aware of this or not is a good subject. The sub conscious mind is responsible for many peoples rewards as well as their woes too.
THERE ARE UNIVERSAL PRINCIPALS AT WORK
Failure to navigate through life correctly doesn't put on hold the Universal forces. They stand and it is us that come and go. If you do nothing, you get nothing. If you … (9 comments)

THE ULTIMATE NAVIGATION SYSTEM BAR NONE IS WITHIN YOU - 12/05/11 03:44 PM
The world is full of opinions and you can talk your self into oblivion with them. In Washington, politicians make points and then undo them by saying..ON THE OTHER HAND. What then? Well, there is something that is fool proof but requires a little work to perfect. Then, obeying that system is the last stage. It is called
COMMON SENSE
Well named too because everyone has this and it remains what we have in common with each other amongst other things. It is amazing how many people I meet that do not use this system, but rely on less reliable systems … (2 comments)

WEREWOLF OR VAMPIRE BE READY TO ANSWER THIS QUESTION - 12/05/11 03:02 PM
I grew up with the Werewolf, Dracula, Frankenstein, and the Mummy. Very unique monster concepts for their time and they scared you good and proper. They lived in your closet, under the bed and in the other room and of course only came out at night. You had all day to enjoy and then, it was their turn. Now, it is no big deal
VAMPIRES & WEREWOLVES
The new teenage series involving Vampires showcases whole families of them living like normal people and doing nothing to harm humans if they can help it. Werewolves too have been introduced as family oriented … (2 comments)

CHRISTMAS IT TOOK THIS TIME OF YEAR TO REACH SCROOGE - 12/05/11 01:30 PM
Don't be Scrooge and don't be difficult to reach. Take advantage of the fact that at this time of year, peoples hearts are the most reachable and that if you want change or promote change, now is the time to do it. Scrooge resisted change all year long and was going to close out another year with out having any meaning or depth. Only another day and dollar
WHEREVER YOU GO...THE CHANCE TO START OVER GOES WITH YOU
There is no distance that one can travel where they will not be able to REPENT (change in the Greek) when they are … (0 comments)

PEARLS SERIES LOVE LIFE AUTHOR AT RIVERSIDE CA PLAZA ALL WEEK - 12/05/11 12:52 PM
I want to see you, talk with you and share my books on love and life with you. I will be at the Riverside Plaza all week from 11-5 where you can preview my PEARLS SERIES books and get a special dedication too. We are all searching for the same things. I explain in two easy to read and follow books just how simple and rewarding love & life can be
SEE YOU THERE

PEARLS FOR THE SOUL selection collection of positive, uplifting, motivational, inspirational sayings designed to stir the inner parts of the reader and prompt well-being. This book … (2 comments)

PURPOSE OF LIFE IS TO LIVE A LIFE OF PURPOSE MOMENT TO MOMENT - 12/05/11 11:31 AM
You see wherever you go, there you are. The moment and you just traveling along. You should always check to see if you have two things going at all times. First, that your awareness is operating at optimum and second, you have a gratitude of being. From there, nothing and no one can prevent you from seizing your day moment by moment
KEEP THINGS SIMPLE
Another dynamic of the secret is to keep things simple which is the original state of all things. This includes your personal and professional life too. Then, to become the ruler of all you survey letting … (0 comments)

LOWER CREDIT SCORES AFFECT THE RECOVERY PROCESS - 12/05/11 11:20 AM
To get the best rates for anything, one must have a decent or high credit score. It is a simple way of someone evaluating you at a glance to make a decision whether to loan you money or not. It also determines how much money they will loan and at what rates too. A low score means higher rates which leads to less sales...and then
SLOWING OF THE ECONOMY
No sale at all. FICO scores range from 300 to 850 with lower scores meaning more risk to the lender. Nearly 50 million people and counting have seen their scores lose points … (4 comments)

STAGING A HOME FOR SALE CANNOT FAIL TO DELIVER RESULTS - 12/05/11 11:12 AM
I used to develop land and get large parcels approved for Condos and townhomes. These gated communities appealed to many homeowners looking for low maintenance, privacy and smaller, but efficient living quarters. The first thing built were the models. Tens of thousands of dollars were spent to make the model tours memorable. WHY?
IT'S ALIVE!
It was a living brochure, the first impression, our boast of our product and the beginning of what every developer wants to see happen, the selling out of his project phase by phase. The stagers were interviewed, brought their scrapbooks and samples, and they were carefully … (0 comments)

PEARLS FOR GIRLS BOOK DEVOTED TO THE FEMININE WELL BEING - 12/05/11 10:30 AM
One of the most fascinating subjects ever to visit the planet is woman. Magnificent concept, contribution and they make good companions too!. I went out and got one and I do recommend it. Of course I am just agreeing with the one who sent them here. Nice work is all I can say. Enter PEARLS FOR GIRLS DATING WAITING & SEX IN SEEKING CUPID...DON'T BE STUPID...
WOMEN MAKE THE WORLD...fill in the blank_________(I wrote a book instead)
Ladies and girls of all ages...have I got a book for you. It is an intimate book, one that covers subject matters of importance … (0 comments)

ORIGIN PEARLS FOR THE SOUL BOOK COLLECTION OF MEANINGFUL SAYINGS - 12/04/11 02:48 PM
Many years ago, I found myself in a very anti-loving environment fraught with every conceivable negative flaw of human nature. Dysfunction abounded, misery was in abundance and mischief makers went about their business recruiting people into their failures and dark agendas. I remained an observer and drew from inner inspiration and revelation
 I DID NOT REPAY EVIL WITH EVIL...BUT REPAID EVIL WITH GOOD
I searched for the good, the positive, the uplifting, motivational, devotional, aspects of the circumstances refusing to give in or pay back the less than honorable conduct that I was surrounded by. The results were a compilation of … (0 comments)

PEARLS FOR GIRLS AUTHOR SIMPLY STATES THE OBVIOUS LOVE ME PLEASE - 12/04/11 02:06 PM
Women want to be loved, cherished, listened to, and engaged. To build deep and satisfying experiences using their down to earth talents, skills, abilities and gifts. Women excel at this while some men don't usually know how to respond. Until they do, PEARLS FOR GIRLS book will support, enhance and help empower this precious and worthy agenda
PEARLS FOR GIRLS....TAKE A LOOK AT THIS BOOK
Over 100 chapters devoted to women centered subjects that apply to all ages, circumstances and situations. Married, divorced, thinking it it all over, just starting out or starting up again, PEARLS FOR GIRLS will be there … (0 comments)

THOSE LITTLE PIMPLES ON YOUR CHRISTMAS TREE WELL... - 12/04/11 10:43 AM
I used to rent space to Christmas tree sellers every year. Why not? It bought people to my property management office, it looked good and they paid me rent too. I used to even record special Christmas music tapes and play them on loud speakers all day long...
THE TREES HAVE SAP
I noticed when I touched the trees, I would get sap on me and some of that sap wouldn't come off either without some scrubbing. But something else happened. I learned that those little pimple like mounds on the tree, its limbs and bark held the sap and the … (10 comments)

BEING UNDERWATER MEANS YOUR DROWNING WILL DROWN OR HAVE DROWNED - 12/03/11 04:36 PM
Your mortgage now does something no one knew it could ever do. It has lost its value to nearly 60% in a majority of cases. No longer can we boast of the property being security for the loan when value like this tanks. That system failed because we mis-used it not because it was defective.
"OUCH" ON THE STATISTICS COMING IN
29% of the Nations homeowners are underwater or owe more on their property than the property is worth. This translates to about 15 million people with a collective value of over 600 billion and counting. Artificial driving up of … (0 comments)

THE LOCAL INDIANS MAY HAVE CLAIMS TO YOUR LAND - 12/03/11 10:54 AM
I was doing land assemblage for subdivision entitlements right before the crash picked up speed and made itself known. It is a lucrative business for agents and developers to seek out parcels, assemble them and then get them approved for units. I spotted a large parcel and called the city.....
WHAT'S THE ZONING?
You want to know what the zoning is and what they will allow and whether you will need a variance or re-zoning. After exploring this particular parcel, the City planner says to me, you will have to call these 7 Indian tribes to see if they have any … (2 comments)

PEARLS SERIES AUTHOR REAL ESTATE AGENT AT RIVERSIDE PLAZA AND BEREANS - 12/02/11 06:39 PM
Hi everyone...This is one of my favorite times of the year. First of all, I love the Christmas songs especially the old tried and true. I have tried playing them throughout the year, but it is not the same. Then, people shift their thinking and priorities and work starts to wind down and festivity and jubilee kick in. It is wonderful time of year
SEE YOU THERE
I will be doing book engagements at Bereans Christian store in Riverside CA all through December and when not there, will be at the Riverside Plaza. Pictures are below..
I HAVE PEARLS FOR YOU...LOTS … (0 comments)

FRIDAY FRIDAY SO GOOD TO ME OR IS IT MONDAY MONDAY - 12/02/11 06:03 PM
Whatever day you find and that finds you...that my friends is a very good day. You can count days or hours or live them... the choice remains ours. The difference in existing or living is found in what you do with your time allotted. When one finds something they are passionate about, time has no meaning
TIME IS GENEROUS WITH ITSELF
If one is just marking time, then it becomes a chore and you are reduced to something less that what you could have. Every one can have the best of everything if they open their hearts to what they are … (2 comments)

WHAT CONDITION YOUR CONDITION IS IN PEARLS FOR THE SOUL BOOK ASKS - 12/01/11 12:58 PM
Every new high creates a new low. Living from emotion to emotion is like riding a roller coaster with its ups and downs that produce a pseudo life experience. Instead, employ a more even existence where the lows are not so low and the highs kept to a minimum. Remember, what goes up, must come down and many people cannot handle the down part
THE SECRET OF BEING STILL
Being still and becoming more aware of your surroundings is always a very rewarding experience. Yoga and mediation offers these principals and they are proven to enhance the life experience. What they … (0 comments)

WHEN YOU GET TO KNOW THEM IT IS HARDER TO FORECLOSE - 12/01/11 11:13 AM
Banks prefer that you remain a number, a series of mathematical references that they move from department to department and apply accounting methods to. It is not necessary that they know you or care about you except to make sure you know that they are after you. The YOU is not important
WHEN THE YOU IS KNOWN
However, let your foreclosure go wrong or the newspapers get involved, then they come out of the woodwork with compassion and caring and of course want to do the right things. Heck, you may even get a check while they kick you out of … (5 comments)