bankruptcies: PREDICTIONS-THOUGHTS-POSSIBLITIES-PROJECTIONS - 04/09/20 04:42 PM
 I have had a chance to reflect, ponder and consider several points of view that are taking place, will take place and will cease to take place at all and reduced them to some points to ponder. These are discussion points even though they come across as affirmations and "this is it" type dynamics. Enjoy and ponder too
We are being paused and then being set up for an economy boom. It’s here but invisible soon to make itself known. Listen and observe carefully for opportunities abound All foreign manufacturing is going to be brought back into the United States.  Trump has … (3 comments)

bankruptcies: RENTING WANTING THE PLACE but DOES IT WANT YOU? - 05/30/18 10:30 AM
Those that are looking to purchase a home know by now or should know or have an agent that knows that the buyers must be pre-approved for a loan and a certain amount too. Then, buyers shop within that scope and with confidence explore and investigate all potential opportunities. When a seller or their agent inquires...
BUYER STANDS READY
The buyer's mantra which is coming out of their pores as well as their conduct says "we are ready, willing and able" to perform and would like to contract with the intent to purchase. It is as simple as I have said yet a segment … (8 comments)

bankruptcies: READY FOR ECONOMIC SHIFT? - 06/18/16 11:41 PM
I am reading where major cities are not ready for a recession or shift in their current economies. They have little or no reserves and services will come into question should the economy tilt, hiccup or adjust. Remedies are to raise sales taxes to help offset the declines making the ordinary family out there bear the the burden once again & again
LESS IS UPON US
What is shocking is that the average family is trying to make their own ends meet and make sense. Not enough is being said to them about preparing for a downturn or shifting in the economic spectrum's. Already everyone … (14 comments)

bankruptcies: THOSE CHANCES TO START OVER EXIST - 01/04/15 10:30 PM
The still most recent Real Estate crash (and plunder) caused many to receive low long-term credit rating marks by either having late pays, defaults, foreclosure or bankruptcy recorded against their financial histories. Decades ago, this would taint you for years and was hard to recover from.
DEAL KILLERS
WHY? Most people had jobs and the ones who didn't remained outcasts with documentation to prove it all. I remember the stigma of these things because I was managing properties at the time and these dynamics were guaranteed deal killers with no exceptions in the Real Estate world and world at large
MANY TOOK THE FALL
During the most recent downturn … (10 comments)

bankruptcies: REAL ESTATE- CRYSTAL BALL FOOD & PALM READING - 10/15/14 12:23 AM
We are in the beginning part of the new Real Estate cycle. If you are going to invest in Real Estate, this is an important time to consider. In this last recession and former Real Estate cycle, no one knew how long it would will last or what course it would take. Its Crystal ball food and palm reading at best
HOME SWEET HOME...holds
People like comfort zones. When you buy a home, that is the biggest zone you can purchase and everyone likes to have a place they can lay their head down in and on and owning something does that and more. … (4 comments)

bankruptcies: STOP BLAMING THE HOMEOWNER FOR NOT PAYING THEIR MORTGAGE - 08/31/11 01:26 PM
Just a few short months ago, I have memory of reading here in the rain of how people who defaulted have no morals or character. I understood both sides of the argument being in the business for over 33 years years. When I was a landlord, I was pro their position. When I started renting, I had a more balanced take on the tenants point of view
I SEE PEOPLE UP CLOSE AND HEAR THEM SPEAK
I live and work in a county where there are not lots of really rich people. Just people trying to get ahead and have a … (21 comments)

bankruptcies: CUSTOMER SERVICE BORDERS FAILS SAYS PEARLS FOR GIRLS AUTHOR NAGGAR - 07/24/11 03:16 AM
I have been working with Borders Book Stores since last November. I have always loved the store, the concept, the employees and the interaction with people. I would do author book signings for my PEARL SERIES of books. When they entered bankruptcy, the chain addressed their customer service for the better. Now, that they are closing...
THIS IS THE ONLY CUSTOMER SERVICING YOU ARE GOING TO GET. I ANSWERED QUESTIONS, DIRECTED PEOPLE, AND WHEN THEY BOUGHT MY BOOKS, SOME GOT HUGS AT NO CHARGE TOO!

HERE I AM SELLING PEARLS FOR THE SOUL..A COLLECTION OF OVER 800 POSITIVE AND … (14 comments)

bankruptcies: BORDERS BOOK STORES CROSSED OVER THE BORDER OF DOING GOOD BUSINESS - 07/19/11 05:29 AM
There are businesses that can run on auto-pilot and not suffer for it. They don't even have to have a gimmick or good customer service or even be priced right. Maybe they are the only game in town? But for the ones that need to stay competitive, then there are lessons to be learned here. Management fails long before the business does
IT FAILED BEFORE YOU SAW IT FAIL
When your business fails and then you see the management team that got it there, well it is too late. However, some other entity will see the opportunity to buy you out … (4 comments)

bankruptcies: LOAN MODIFICATIONS... MAKES NO SENSE FOR ANYONE...IT'S A MORALE KILLER - 07/14/11 03:21 AM
When the economy first crashed and the evidence of it were real people being faced with the threat of losing their homes, it was a devastating and controversial experience. I mean a home is a pretty personal subject and the threat of it being taken from you is a strong drink. Loan modifications were in theory sound, but in application...WEAK
THE SYSTEM THAT NEVER WAS
Time has prov-en that the math doesn't hold up. The idea of stalling the foreclosure is a good one. But look at what is required to do so and what you will get out of it … (4 comments)

bankruptcies: SHORT SALES....THE STORIES JUST KEEP ON COMING - 05/21/11 04:04 AM
I was made aware of the following Short Sale story regarding a condo unit. It appears that the owner of the condo stopped paying the bank and the home owners association and then went into bankruptcy before the association could put a lien on the unit
The owner never successfully was able to deal with their bank and consequently all short sale offers were rejected and the unit remained unsold. But the bank did an interesting thing...
It put off foreclosing as long as it could and instead was trying to auction the unit off before triggering and then finalizing the … (9 comments)

bankruptcies: RENTALS...A LOT OF WORK UNTIL THE RIGHT PEOPLE MEET UP - 04/28/11 03:56 AM
It is not easy to rent property out now a days and to seek out properties for rent either. Both landlords and tenants have their hands full. Landlords want the rent paid on time and the common sense rules obeyed. Prospective tenants want a safe and affordable place to stay...so what is the problem?
Landlord Risk
Well here in Riverside County in California, evictions are given low priority in the courts. Consequently that means that if there is a dispute and the tenant doesn't pay rent for some reason, the Landlord will have to sustain the mortgage for months even up … (4 comments)

bankruptcies: RENTALS...YOU KNOW WHO I AM, WHO ARE YOU? part two - 04/11/11 07:15 AM
Well it starts out innocently enough. I have a rental and you need a place to stay. The quicker we can define whether we can do business, the better for us both. The first step is the landlords to ascertain whether we have a doable situation.
Assuming that the rentals are in very good condition and ready to rent, we then have to get to the qualifications process. To facilitate the process, the landlord should have a few questions ready to go and then we can all see where we are heading in just a few quick moments:
1. How many … (0 comments)

bankruptcies: RENTALS...YOU KNOW WHO I AM, WHO ARE YOU? part one - 04/11/11 07:12 AM
I manage property and have been doing it for years. It has always been my belief that the landlords take unknown risks when renting or leasing a property. Part of that has to do with the eviction procedures here in California. You see the courts are inundated with so many cases that evictions do not get priority
WHERES THE RENT?
Many landlords find this out the hard way while people in the business know this and act accordingly. Here in Riverside, Ca, someone in government decided to make one place where you go to file an Unlawful Detainer for the whole … (0 comments)

bankruptcies: RENTAL MARKET HAS IT'S "DOWNTURN" DYNAMICS...TOO - 09/15/10 01:01 AM
As a result of all the foreclosures in today's marketplace, the rental market has picked up to a degree. People have to have a place to stay. Whether you own or not is not paramount at this point of transition. Between the unemployment dynamic and the housing defaults, it is making the renting of a property to a prospective tenant more challenging for all concerned
TWO YEARS AGO.....1 IN 40 APPLICANTS WERE NECESSARY TO FIND A GOOD MATCH
Employment was better. The housing industry was not its default peak, and business was below normal but operational in the rental arenas
NOW....1 … (41 comments)

 
Richie Alan Naggar, agent & author  (people first...then business Ran Right Realty )

Richie Alan Naggar

agent & author

Riverside, CA

More about me…

people first...then business Ran Right Realty

Address: 4850 Palo Verde Lane, Riverside, Ca, 92501

Mobile: (951) 201-5951



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