borrowing: BE DEBT FREE (mindset) - 08/13/17 06:56 AM
Everyone everywhere is an opportunist meaning that people are always looking for prosperity, breaks, good situations to invest or grow in and they should. America's economic base is built on making money, acquiring goods and services toward having a more quality of life as each one believes. That's the beauty of it. There are no restraints, formulas or barriers that can really stop us
LESS EXPENSES 
Many people tend to forget, overlook or just are not aware that another way to make money or obtain a want or a pleasure is to cut back on their own spending or reduce expenses. Needs and wants govern … (14 comments)

borrowing: You just killed your mortgage approval at the last hour! - 08/16/15 09:38 AM
Rainer Russel writes a decent heads-up to all those borrowers out there who want to do business and he cautions them, in detail, on what to do and how to do it, but more importantly, what not to do. It is in the interest of every Real Estate agent to educate the public on this subject matter of what to do and why when trying to buy a home. A post worth reading here and thank you
Some of these circumstances you may think are obvious and others just don’t seem right, But they can kill your mortgage loan potentially at the very last … (13 comments)

borrowing: HELOC THE HOUSE GOBBLER LOAN IS BACK - 03/15/15 12:41 AM
The HELOC or Home Equity Line of Credit loan. This ate more Real Estate for breakfast than any other dynamic and was/is responsible for sneaking up on you and gripping you tightly by the money throat during this last economy crash (looting) debacle. Going into this loan is easy peasy. Getting out is another matter. It's back... looking for unsuspecting borrowers
LEARN FROM THE PAST
They have modified the terms to a more post crash/recession foreclosure atmosphere so as to not scare anyone who is still skittish on the subject of betting their farm. Notice the words that I just used. If you don't learn from your past … (12 comments)

borrowing: REAL ESTATE WHAT HAVE WE LEARNED? - 03/04/13 12:05 AM
For years Real Estate has come under scrutiny and many have shared the downside of the subject matter as they traveled through defaults, foreclosures, loan modifications and the horrors of being displaced. Anyone who bought a home in the last ten years had sound thinking and should be encouraged to revisit the subject once again but with a different mindset
HOME SWEET HOME
First of all, do not buy more home than you need or want. Forget the grandiose mansion mentality and instead get yourself a nice functional piece of Real Estate that you can take from being a house and … (3 comments)

borrowing: WHAT CAN WE EXPECT IN REAL ESTATE 2013 - 01/02/13 12:52 AM
Whatever takes place, we can be assured that the Real Estate industry is alive and vibrant. That was and is a good way to exit one year and start another. We have strong reports of lack of inventory, multiple bidding, low interest rates and talk of appreciate in many parts of the country.
WELL LOOKY HERE
Even new construction has raised its head up and is looking around for a foot hold too. What stands out for many people after living through this last year is what to do and what not to do and it is very plain and clear … (2 comments)

borrowing: WHAT A BEAUTIFUL PICTURE I THINK I WILL USE IT - 07/28/12 12:16 AM
People who own registered art or pictures want to share their efforts for a small fee. That is understandable and expected. However, there are still people out there that push the envelope on this subject. You see the ease of being able to take something off the web and use it for your purposes exists. However, BEWARE because that chicken will come home to roost riding on a hungry lion
I WILL JUST REMOVE IT
If life were only that simple. You get caught robbing a bank or store and instead of becoming violent or difficult, you surrender, admit it and agree … (8 comments)

borrowing: DON'T DO IT RESIST THE TEMPTATION AND IT WILL PASS - 11/10/11 02:20 AM
I am talking about the urge and the persistent push by various retailers to get you to go out and spend more money than you can afford or that you were planning on spending. Failure to heed this warning will produce PHS SYNDROME or Post Holiday Shock which can plague you for months after-wards
DON'T GET SWEPT UP
There is nothing you need. You have everything necessary. Think about this. There will be music, advertisements, discounts, invitations to buy one get one free, the latest greatest, hurry sale ends and all the rest of the hypnotic gestures that accompany the holiday … (6 comments)

borrowing: SOCIAL SECURITY...WORKS JUST FINE...if you let it - 03/30/11 04:33 AM
I am reading how social Security will be in the red and that it cant last more than the next 20 years without becoming a problem. This is such a distortion of the facts. The government over time has borrowed over 2 trillion from this rich and productive fund
It its place are IOU's from Uncle Sam....Eventually, those promise to pay you back notes will have to perform and Congress knows this. Now, where will the money come from to pay this back?
Higher taxes can only go so high especially on the lower and middle class. However, if you tax … (2 comments)

 
Richie Alan Naggar, agent & author  (people first...then business Ran Right Realty )

Richie Alan Naggar

agent & author

Riverside, CA

More about me…

people first...then business Ran Right Realty

Address: 4850 Palo Verde Lane, Riverside, Ca, 92501

Mobile: (951) 201-5951



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