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bpo: 800 MILES AWAY BPO TRUE TALES FROM THE REAL ESTATE FRONT - 08/30/12 07:35 AM
I once had a bank contact me to do a BPO 800 miles away. At first, a local address came up, but it didn't fit the property description. I decided to call the bank. Calls to banks are always interesting in and of themselves. After the being put on hold, transferred around, I come to someone who can HELP? me THIS WONT WORK I called them to tell them that it wont work. They still did not get it. The person I am talking with says...So, you are turning down the BPO? Now at that time, I didn't want to lose BPO income or (5 comments)
bpo: TIME I ALMOST GOT KILLED DOING A BPO part 2 - 07/03/12 06:18 AM
I shared in part 1 how an innocent everyday BPO turned into something else in a heart beat and without warning. I had to call 911 because I was in fear for my well-being. For the whole story, please read part 1 by clicking below. Part 2 picks up where I am taking captive by a group of thugs after being told to drop my phone. I had dialed 911 911 TRYING TO CALL ME BACK It turns out that 911 was trying to call me back and kept trying to call me back. When they couldn't not get a hold (9 comments)
bpo: TIME I ALMOST GOT KILLED DOING A BPO part 1 - 07/03/12 06:15 AM
YEARS AGO, my office sent me to see an office building that someone had said they either wanted built exactly that way or purchased close to it. I was to photo the place and gather data for a BPO. I go to the building and park. On the way to the main entrance, I start taking pictures of the underground structure and the parking area. As I am finished with my 4th shot, a woman comes out of the underground building very aggressive and rapidly runs up to me and loudly says WHAT ARE YOU DOING HERE I had my camera in one hand and (2 comments)
bpo: BPO INSTRUCTION VARY WITH THE DIFFERENT BANKS - 04/16/12 01:10 PM
I have a short sale that could have been sold 3 times if not for a stubborn investor and an inept bank negotiator. It takes no skill to keep saying NO NO NO. At some point, tell me what to do and let put those beliefs to work. Running people around until you learn how to do business is not an equitable transaction to all involved. GOOD OFFER...BAD RESPONSE The latest nonsense is that our good offer is being challenged. Our offer is based on market price and condition of the property etc. Of course, that is not considered here. The bank and the investor (0 comments)
bpo: MARKET VALUE OR LOAN VALUE WHICH ONE IS IT - 04/02/12 09:47 AM
I am okay with that except when it clashes with the fair market value and recent comps. Then, the contract to purchase comes under question too. Which value is it? The contract price which was based on CMA and current activity or the conservative method with special instructions to err on the side of the lender? WORST CASE SCENARIO THINKING is not true market value I hope we are not going into a compensation mode. You know when you go from one extreme to another instead of finding the balance. Compensating for what might happen if things go wrong does not honor CURRENT FAIR (0 comments)
bpo: SPLIT THE BABY OR KEEP IT WHOLE SELLING SHORT - 01/16/12 11:36 AM
I have a short sale in my neck of the woods which means it is going to be handled efficiently. Why? I know my areas, product and act accordingly. However, the bank called in a BPO and it came back higher than what is happening in my neck of the woods. To complicate it further, my negotiator likes playing Helen Keller LITTLE COMMUNICATION IS THE STRATEGY? I cannot get a word of acknowledgment, encouragement, guidance or input just NO every-time I submit an offer. However, I had a major breakthrough when this latest BPO came in. The bank while insisting this (2 comments)
bpo: SHORT SALE PRICING IS YOUR RESPONSIBILITY - 01/06/12 11:56 AM
I have been doing short sales for years now. When this was first introduced to us all, we, without knowing it entered a giant learning curve sparing no one. Banks, lenders, investors, buyers, sellers and agents all had to hit the ground running and learn as you go too. One thing stood out and became very apparent and that was pricing to sell WHAT IS OWED WAS A DOMINATE FACTOR It was confusing on what to list the property for when short sales first revealed themselves. You see the investors, banks and lenders wanted to recapture as much money as they (2 comments)
bpo: PRICING TO SELL.... PRICING TO TELL.... OR PRICING FOR ICING...? - 06/17/11 05:26 PM
In this Real Estate cycle, pricing is the star subject in any transaction. Real Estate agents are the producers and directors of the deal to be. Short and other sales drag on because BPO's, appraisers, banks, lender, investors, sellers, and buyers all cannot agree rapidly on a fair price. IT STARTS WITH THE LISTING AGENT The listing agent has to back up their position with some concrete stats or comps...How will anything get up on its hind legs and walk toward escrow if it is not priced to start the procedure. Appraisers are always asking me for my contract price and (0 comments)
bpo: WHAT DO YOU THINK THE HOUSE IS WORTH? here we go...... - 04/18/11 01:09 PM
When discussing a listing, this has got to come up. There is what I think the place is worth, what you think the place is worth, what the bank thinks it s worth, what the buyer thinks it worth, what the buyers agent thinks and whoever else gets invited to the party depending.... SHORT SALES AND FORECLOSURE VALUES In today's market where short sales and foreclosures abound, more often than not, the BPO's, the banks and the investors along with the mortgage insurance people call the ball. My opinion is the least important in that arena. Of course I have (4 comments)
bpo: NEW REAL ESTATE AGENT EATS WHILE DRIVING.........CALLED KNEE DRIVING - 03/28/10 10:16 PM
I AM NOT ADVOCATING YOU DOING THIS BUT EARLY IN MY REAL ESTATE CAREER...I STARTED EATING WHILE DRIVING WITHOUT HANDS It all started many years ago when I applied for and received my Real Estate License. I immediately got involved (and very busy) doing second Trust Deed loans, Property Management, BPO.s and inspections. I found myself on the road for the better part of the day. This went on for years and I picked up a peculiar habit on the way.....namely eating while I drive. There just wasn't enough time in the day to stop and eat. Time was money and (4 comments)
WHAT HAPPENED............ I just closed a short sale that was started 14 months ago. If you divide the time spent by the hour, this comes under charity, community volunteer work. Having to hold onto my buyer, keep the seller focused and communicate with the bank just causes you to wonder. I have 14 months worth of stories would take 3 months just to explain. Resubmitting paperwork alone must have of caused a tree shortage somewhere. THE BANKS MENTALITY........ The BANK was telling me we are in this mess because the seller defaulted. (6 comments)
Richie Alan Naggar... People first, then business!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.