money: BUSINESSES RUN ON FORMULAS - 09/10/16 12:45 AM
What does it cost to take a product or service and provide it to the public at large and when all is said and done, you make a profit... not money there is a difference. Behind everything is the cost that it takes make it work and to keep it working, someone has to be paid for their time as well. Income is one thing and expenses another. Do a little math and you will discover your profit margin. Is this profitable?
HOW MUCH DO YOU NEED?
Return on investment/profit margin for all the time, trouble and delivery of services or products is what governs & … (6 comments)

money: WHAT'S IN IT FOR ME? - 09/02/16 11:50 PM
This is so much a part of our society and even more so our psyche. We have reached the vanity point where all that takes place is bounced off of the title of the posting WHATS IN IT FOR ME? This is where it all ends up and begins too. Anyone in business or offering services is wise to have the answer to this before it is asked. Have this ready to go and in some cases, launch it right away, up front so as to engage & capture the situation sooner rather than later
WHATS IN IT FOR ME?
It is the definitive thought … (8 comments)

money: TRUMP RESENTMENT - 07/06/16 02:24 AM
You either resent him for whatever reasons or he resents you...you being what he comments, reacts or responds to. Why he is resented is no secret. He speaks up! Anybody who speaks their mind risks controversy no matter what the subject. There will always be dissent because of the people factor. Everyone is in a different place & time growing or dumbing down as they go. Introduce anything & it comes under scrutiny!
POLITICIANS
No one likes politics but those that have chosen to enter into it have learned (not liked) what to do and what is necessary so they can climb that political ladder and … (9 comments)

money: LIFE DYNAMICS TO PONDER (spiritual theme) - 06/19/16 11:18 PM
There is no formula for living. No script, act, procedure or routine can teach you how to live. Life is larger than anything and all else answers to it. All life then answers to the life-Maker who receives pleasure from His works called creation. Within this magnificent realm of mystery and adventure, four dynamics stand out and beckon for closer examination
PAUSE TO CONSIDER
I am speaking of TIME, HEALTH, MONEY & DESIRE. These must haves are always present and in different measures and proportions designed exclusively for the human being to grab of hold of and implement as they are revealed. How one goes about this makes … (7 comments)

money: REAL ESTATE IS NOT FOR GUPPIES - 04/08/16 06:11 AM
When I first got licensed back in the 70's, the first thing I noticed out there in the sea of Real Estate was all the sharks swimming around in a frenzy feed. It intimidated me and caused me to choose carefully where I wanted to start my Real Estate career. Today, I have a second or third skin and dine on shark meat. But, I still don't like the fast paced and sometimes arrogant world of random Real Estate agents
FRENZY FEED
Just like there are many different sharks in the sea, so there are many type of Real Estate agents. All have eating teeth, but some accomplish their … (75 comments)

money: STOP TRUMP? - 03/08/16 06:22 AM
I am talking about the movement to stop Trump from this one point of view. Why doesn't the best person win? Why the need to stop anyone? Furthermore, pay close attention to this movement. Here you will learn why nothing has changed for decades using the STOP THEM approach. 
TRUMP GROWS
The people who do the planning using the STOP THEM approach throw power, money and fame around wielding it as their weaponry. What many don't realize is that their best efforts may fail or do something worse. It may make the target to be stopped even more popular thus having a reverse effect.
CAUSE & EFFECT ANSWERS TO ITSELF
That … (11 comments)

money: WHAT'S YOUR TIME WORTH? - 02/09/15 11:24 PM
What is the value of your time? What premium do you as a person or a professional put on yourself? Considering that eight hours of the given day is spent sleeping leaving only sixteen hours left to do with as we please, that makes for an interesting evaluation as to what your time is worth...really worth!
DON'T WASTE MY TIME?
Actually, in the realm of accountability, no one can waste your time unless you allow them too. That is what we often react or comment about is when we have given rather freely our time toward something and then find out is was counter productive, wasteful … (13 comments)

money: I WANT MORE MONEY - 10/16/14 04:09 AM
I worked for a company that was such a great opportunity to learn and prosper at for about twelve years. I remember when I first started, I was paid rather well but on probation to see if I would work out. After that, my education and my pay increased and finally the pay hit a ceiling. I want more money
I WANT MORE $$$
My boss at the time sat me down and said. I am paying you above scale now. He offered to give examples and even told me to go out into the world and investigate for myself. If … (2 comments)

money: IN MEMORY OF YOUR MOTHER? - 08/25/14 12:24 AM
I had a good friend years ago come to me in earnest and want to capitalize on a Real Estate situation. It appears that his wife's mother died and left a home free and clear to her daughter his wife. I was so happy for them because they needed the money. What could possibly disrupt this windfall and good fortune?
RELAX AND REJOICE
I do a quick assessment of the house value and to my surprise find it to be worth $350 ish on a quick sale. Oh happy days and my friends can stop worrying about their future, their college costs for their boys and their own welfare. This is … (9 comments)

money: GIVE PEOPLE POWER OR MONEY AND STAND BACK - 08/10/14 11:57 PM
It never fails as a test to see who someone really is. Power and money for some reason gives permission for a person to unleash themselves, without restraint thus revealing who they are, what they think and how they want to proceed in whatever the matter at hand is. I have seen this from both sides too. BTW, you cant imagine it either.
MADE IT MORE FUN
I noticed when I came into some money and power, I became more liberal in procedures and rewards. I started taking what was a business environment and making it more of a social productive event … (9 comments)

money: PEOPLE WHO ARE IN IT ONLY FOR THE MONEY - 07/12/14 12:43 AM
You cant hide for too long about who you really are. Oh, we all have the ability to act, get away with, and impress a story or stage an act, but you cant keep it up. Time, will wear you down because trying to hide a motive is high maintenance. You see it is designed to tire you eventually revealing what is really going on. I have seen some very impressive shenanigans, but none make it past one year and quite a few get outed in shorter periods of time
YOUR FIRST LOVE?
I worked for two distinct individuals in my life time … (0 comments)

money: COLLEGE DEGREE DECADES AGO MEANT MORE - 06/30/14 08:15 AM
Go back some years and a college degree was a big deal. Heck, if you want to explore the subject of education, getting a High School diploma was a big deal. What happened? Now, the GED has devalued the high school diploma and the college education has taken on new dynamics as well
GOING INTO DEBT
First of all, going into debt to purchase anything is risky business. I believe just about everyone has come to terms about taking out a loan for a car or a home. But other than that, debt binds one unless one knows how to leverage it and make it … (2 comments)

money: NOT PAY A MORTGAGE FOR FIVE YEARS? - 06/06/14 12:28 AM
This subject always intrigued since the seventies which is when I became familiar with those that late pay. I had a chance to work with hard money lenders, underwriters and to manage a large assortment of income properties. The income from these investments was important to keeping the operations thriving
RENT WAS DUE ON THE DUE DATE
When rent became due, a person under contract had 24 hours to make the payment on the day due or the next day they qualified as being delinquent and subject to late charges too. A good manager tries to reduce the work load to low maintenance by running a hands-on … (9 comments)

money: ANOTHER DAY ANOTHER DOLLAR? - 05/24/14 12:09 AM
Not wise to base everything on a money outcome. Yes, it is relevant to the systems that surrounds us and we interact with all our lives. The problem is that instead of making it a tool, we made it a love and the love of money is the root of all evil
WANT and NEED
Its core root is called WANT. That is the misery that plagues everyone which is the "wanting" of things. It is like a drug after a while this "wanting" process. Don't confuse this with "need" which has a place of respect in our journey.
GADGETS GALORE
You … (11 comments)

money: BUYING OR SELLING? WHO ARE YOU OFF TO GO SEE? - 04/07/14 04:11 AM
  I hope its the Wizard. Remember? I'm off to see the wizard, the wonderful Wizard of Oz. I hear he is a wonderful wiz this wonderful Wizard of Oz. Substitute (in thought) Real Estate agent for the Wizard's part. That's what a licensed agent does...They make Real Estate transacting...wonderful
IF EVER A WIZ THERE WAS?...THERE IS!

Agents are the wizards of the transaction. When we are finished... somebody either bought or sold a piece of real estate and either went HOME or to the bank. They did it effectively and efficiently. We got you in or we got you out. No magic! … (6 comments)

money: MAKING IT IS EASY KEEPING IT IS ANOTHER MATTER - 04/05/14 03:44 AM
The title of the post was brought home up close and personal to many during this last brutal Real Estate crash. Everyone was able to purchase a home no exceptions and many dreams came true. It was the American Dream slowing down so you can hop on and ride along
NO GUARANTEES
Well we know that things happen. Jobs terminate, health acts up and miscellaneous kicks in supporting the premise of the "no guarantees in life" cliche. Getting started, a foothold and even a good job is not hard to do. What to do during and after remains challenging
RESPONSIBILITIES AFFECT OUR THINKING
I have … (5 comments)

money: IT MAY BE YOUR FIRST SECOND OR EVEN THIRD TIME - 04/02/14 12:13 AM
Hello buyers and sellers and welcome to the world of Real Estate. I personally believe you have clear thinking and ambitious goals if you plan to take advantage of either getting in or getting out of the Real Estate arena. Real Estate performs and it is wise to visit with it 
ALWAYS SOMETHING TO LEARN
I want you to know that after doing this for many years, I still marvel of all things that have to be considered when navigating through the purchase or the sale. This business doesn't teach you everything you need to know first time in or out of it. … (9 comments)

money: HI MAINTENANCE OR HIGH MAINTENANCE - 03/31/14 06:27 AM
You the person should be an ongoing piece of evolving work. Sorry, you are not able to stay the same or devolve unless you choose to do so but true and real life is not set up that way. You are to always be assessing the self, improving, critiquing, adjusting and eventually striving to be better
HOW CUTE AND ADORABLE
You don't have to tell this to a newborn baby when they first enter into the world. They are already all they can be and they remain lovable, wanted and near perfect with innocence and simplicity driven with love all taken place without effort. It is their default
(2 comments)

money: IT WASNT BEAUTY THAT KILLED THE BEAST IT WAS COMMISSIONS - 12/16/13 04:45 AM
I recently sat in a hearing where there was a commission dispute. It involved no less than four agents, two principals, a bank, several buyers and finally a hearing panel. WHY? Because of the monies involved and the people who want them at all costs
HERE IS ONE REPULSIVE WORD
You see it everywhere you go but some people handle it better than others. GREED. Look at the word for just more than a second or two. It is not an attractive or inviting word but it has made itself at home in many a person on many a subject matter. GREED
DISCOVER ABUNDANCE NOT SCARCITY
(11 comments)

money: MONEY THAT'S WHAT I WANT BEATLES SONG contest entry - 12/06/13 02:45 AM
I am a listing agent. If I have heard this once, I have heard a thousand times from sellers. We want top dollar. We want to walk away with the all the money we can get. Okay, that's understandable. There are many ways to skin the money cat...Let's talk about it
KEEP THIS IN MIND
Also, you are not the only one with needs here. Everyone involved wants the same thing. The Beatles song Money That's What I Want addresses all our needs. This worked pretty well for me from 1978-2013. I think I will use it again in 2014
MONEY … (11 comments)

 
Richie Alan  Naggar, agent & author  (people first...then business Ran Right Realty ) Rainmaker large

Richie Alan Naggar

agent & author

Riverside, CA

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people first...then business Ran Right Realty

Address: 4850 Palo Verde Lane, Riverside, Ca, 92501

Mobile: (951) 201-5951

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