"Caveat Emptor"  - "Let the buyer beware. " Not of the home but of your AGENT!

Short Sales, Bank Owned, Corporate Owned homes causing delays, frustration and carelessness in negotiations, contracts, inspections, escrow deposits and more.

It amazes me when I see some of the games and stupid mistakes agents make. Contracts are Legally Binding yet some agents don't realize it.

Before you sign a contract - "READ IT" - in the State of Florida - Written Real Estate Contracts are binding. Not verbal - so make sure you read what's written before you sign.

Seminole County Public Schools http://www.scps.k12.fl.us/schoolLocate.cfm

Orange County Public Schools https://www.ocps.net/Parents/Pages/FindaSchool.aspx

Lake County Public Schools http://www.lake.k12.fl.us/lakeschools/site/default.asp

Volusia County Public Schools http://www.osceola.k12.fl.us/

Polk County Public Schools http://www.polk-fl.net/

The University of Central Florida is the nation's fifth-largest university. With 12 colleges located in Orlando, Florida, it serves 52000 students. http://www.ucf.edu/

Seminole State College of Florida http://www.scc-fl.edu/

Seminole County Property Appraiser http://www.scpafl.org/scpaweb05/index.jsp

Orange County Property Appraiser http://www.ocpafl.org/

(www.SKIPtheBULL.com/FreeHomeSearch)

Bank Owned are much easier to deal with than a Short Sale - Get Your Free List Today

www.SKIPtheBULL.com  

Why make an offer on a Short Sale that may never close? Bank owned will usually get closed in 30 days or less. Banks will usually pay the buyers closing costs. Banks usually have the homes priced to sell.

Get Pre-Approved to see what you can afford and get a payment estimate today www.LowestFloridaRates.com

The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience, ethics and a track record of satisfied client. What is most important is I want direct answers to direct questions!!! That's why I picked www.SKIPtheBULL.com  I don't play games with my clients! If you want someone to sugar coat bad news, tell you your home is worth more than it is, tell you can get a great rate on a loan with bad credit, then hire someone else!  If you want a relatively STRESS FREE transaction, Call, email, Txt or visit my website 7 days a week! No Games ~ No Gimmicks ~ No Bull

Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!

Mortgage bargains throughout Florida!

We are looking for REALTORS & Mortgage Brokers to Join our Team in Maitland & Daytona Beach!

If you have a Florida Real Estate or Mortgage License and don't close at least one deal a month. It may not be you! It may be your company and your training! As one of the Top REALTORS in Central Florida, Richard Shuman will help you attract more clients, keep in front of them and close more deals.

Visit www.FloridaRelocationTeam.com or www.SKIPtheBULL.com or www.LowestFloridaRates.com

or email you resume to Richard@SKIPtheBULL.com

TESTIMONIALS

Thank you very much once again for your guidance in selecting a Townhouse for my daughter. Your straightforward and professional approach was not only impressive but greatly appreciated ! Rene

A Long Enjoyable Relationship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Springs and we managed to refine what and where we were hoping to buy. When our house in Knoxville finally sold Richard moved into high gear with us to find an excellent house and help us negotiate a good deal. He handled all the transactions, including our mortgage, with a high degree of professional competence and efficiency. Our closing went smoothly and effortlessly and we moved in just 7 days after closing on the sale of our Knoxville house. Perfect timing! My wife and I recommend Richard, especially to "experienced" buyers, because of his ability to quickly learn what the buyers are looking to purchase and then his laser sharp focus on helping them find it."  Dave W.

Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing process and even set me up with a great insurance agent. I would definitely recommend Richard to anyone that is looking to buy or sell a home with out dealing with all the BULL!! Thank you so much Richard!!" Dr Marian M.

"Richard was very helpful in the search for our home. He went out of his way to take us around to different locations meeting our criteria, even one that was not on our list-which is the one we bought! He was very prompt in returning calls and aiding us with financing. He played the advocate for us with our mortgage lender. The whole process was pleasant and almost stress free."  Amanda H

Bargains, Bargains and More Bargains in Central Florida!

You would think with 8000+ homes going under contact that the bargains would have all been taken - Well think again - there are thousands of homes perfect for 1st time buyers, investors and retirement!

What are you waiting for. Visit www.SKIPtheBULL.com today and see what's available in Central Florida. You could buy a condo for $30k to $40k, a Single Family home from $65k, or a townhome, vacation property, waterfront, golf front, 5 acre horse farm or anything you ever dreamed of.

Prices could go down a tiny bit? But they will definately go back up soon - don't miss out on your chance to own a piece of FUN-IN-THE-SUN. Florida is a great place to live, work and play!

<!--<img src="/graphics/shim.gif" mce_src="/graphics/shim.gif" border="0" width="10" height="10">--> Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to help you find the Home and Mortgage loan that best fits your needs!               No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support No one will take better care of you and your family. With todays challenging Real Estate and Mortgage Market, you can trust and rely on Richard Shuman P.A. From Start to Finish. I have the Experience, Education and Ethics to help you every step of the way! My clients receive immediate, professional service and support 7 days a week. "The only B.S. I have is from the University of Massachusetts!!!"             Real Estate & Mortgage Solutions without the "BULL" www.SKIPtheBULL.com  A "STRESS-FREE MOVE, Across Town or Across the Country"

Don't be Embarrassed - most of our Sellers need to Short sale or are in Pre-foreclosure!

Fillout a form at www.FloridaShortSaleSolution.com and let Richard help you get out of the home!

For Homeowners that have either lost a job, forced to move or getting divorced may find themselves needing to either write a huge check or sell their home for less than they owe.

Our team has processed and closed a bunch of Short Sales and most of the lenders have cooperated; letting the sale close with the seller bringing $0.00 to closing.

For a FREE CONSULTATION by phone or EMAIL please fill out a form at www.FloridaShortSaleSolution.com or visit www.SKIPtheBULL.com today!

Richard Shuman P.A. Enter Realty Inc

offices in Maitland and Daytona Beach

we can help or refer you to a Short Sale Expert anywhere in the United States.

Looking to refinance your home visit www.LowestFloridaRates.com

Still time to buy and close a deal in Central Florida before the Tax Credit Expires.

With all the bank owned homes on the market, you still have time to buy as long as the price is approved. If it's a Short Sale you would need full approval by the 1st of November to have enough time to get the loan done and closed before the end of the month. With Thanksgiving Holiday during November, it will be tight so get all your ducks in a row now. Get pre-approved for a loan at www.LowestFloridaRates.com today and then find you dream home at www.SKIPtheBULL.com

100% Financing is still available in some parts of Central Florida or VA Loans throughout Florida. 

Other loans starting with as little as 3.5% down

Single Family Homes Starting at $63,000

What a great time to buy a home! 

BUY INVESTMENT PROPERTY NOW BEFORE ALL THE DEALS ARE GONE!!!

Loans throughout Florida - Real Estate in Seminole County, Orange County, Lake County, Polk County, Volusia County and Osceola County.

A 100% Financing - VA or USDA Loan is still available for several parts of Central Florida. Get pre-approved today at www.LowestFloridaRates.com. We may be able to finance the closing costs or get the seller to pay the closing costs for you!

There are places that still qualify in Seminole County, Volusia County, Orange County, Osceola County, Lake County as well as Polk County for USDA. Start your home search at www.SKIPtheBULL.com today!

Feel free to Contact Richard Shuman P.A. for more information and to see if you qualify for a USDA Loan.

Central Florida School Links - Best Schools in Florida!

Seminole County Public Schools http://www.scps.k12.fl.us/schoolLocate.cfm

Orange County Public Schools https://www.ocps.net/Parents/Pages/FindaSchool.aspx

Lake County Public Schools http://www.lake.k12.fl.us/lakeschools/site/default.asp

Volusia County Public Schools http://www.osceola.k12.fl.us/

Polk County Public Schools http://www.polk-fl.net/

The University of Central Florida is the nation's fifth-largest university. With 12 colleges located in Orlando, Florida, it serves 52000 students. http://www.ucf.edu/

Seminole State College of Florida http://www.scc-fl.edu/

Seminole County Property Appraiser http://www.scpafl.org/scpaweb05/index.jsp

Orange County Property Appraiser http://www.ocpafl.org/

Finally it feels like FALL in Central Florida 70' today and we love it !

Originallyfrom Massachusetts - now loving the Fun and Sun in Central Florida - I have to admit that this 50' to 70' weather is wonderful for a few months!  Even my dogs seem happier when they are outside!

So for those of you snow birds - we do have a change of season. Not as dramatic as up north but we do! And remember you don't have to worry about snow, ice or having to plow your driveway - ever again!

Find you dream home at www.SKIPtheBull.com 

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to help you find the Home and Mortgage loan that best fits your needs! 

             No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support

No one will take better care of you and your family. With todays challenging Real Estate and Mortgage Market, you can trust and rely on Richard Shuman P.A. From Start to Finish. I have the Experience, Education and Ethics to help you every step of the way! My clients receive immediate, professional service and support 7 days a week.

"The only B.S. I have is from the University of Massachusetts!!!"

Want to Sell More Homes?  SHUT UP AND LISTEN - To your Clients and Other Agents!!!

It happens to all of us. Another agent trys to pick our brain about a marketing idea, how we got a client, why we are doing more business then they are! I just don't understand wy they ask if they don't listen to the answer. They always think we are hiding something!!!

The same thing happens with their clients. They are looking for something that doesn't exist in their price range. Well instead of taking them to see 100 homes that won't fit their WANTS, listen to them and make the client listen to you and get the expectations in line with the market conditions. It will help close the deal much faster and it makes the client feel in control like they should be!!!

I always have time for your Central Florida Referrals!

Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free  experience, and an unhappy, costly, stressful experience. 

Richard will give you real answers without the "BULL". 

A Real Estate Agent ready and able to make a full-time commitment to you.  Available 7 days a week!

A Real Estate Agent with the experience needed to know the local rates, neighborhoods, schools, market conditions, ordinances, etc. With years of experience in the local market - Richard has the expertise and track record of success you need.

No Games ~ No Gimmicks ~ NO BULL

A Real Estate Agent who embraces the convenience of technology without losing the personal touch.

Contact me so we can talk about your residential or commercial buying, selling and/or mortgage plans. 

I work 7 days a week and always ready to help!  Click on CONTACT US above.

P.S. Please tour through my website www.SKIPtheBULL.com . I'm sure you'll find the resources here useful and helpful. Enjoy!

REALTOR with Enter Realty Inc - FLORIDA RELOCATION TEAM

670 N. Orlando Ave Suite 101

Maitland, FL 32751

Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!

Mortgage bargains throughout Florida!