Central Florida Real Estate without the "BULL". www.SKIPtheBULL.com

REALTOR to REALTOR Mortgage Deals in Florida www.LowestFloridaRates.com Available 7 days a week. Call or email me anytime for Central Florida Residential and Commercial Real Estate including Orlando Real Estate, Oviedo Real Estate, Winter Springs Real Estate, Winter Park Real Estate, Lake Mary Re...

FREE LOAN PRE-APPROVAL and QUOTE - visit www.LowestfloridaRates.com 7 days a week! The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience,...

"Richard was very helpful in the search for our home. He went out of his way to take us around to different locations meeting our criteria, even one that was not on our list-which is the one we bought! He was very prompt in returning calls and aiding us with financing. He played the advocate for ...

A Long Enjoyable Relatioship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Sp...

Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing pro...

  How to save thousands on a home loan in Florida? Ask questions when looking for a loan! Your goal is to get a good deal, not make the mortgage broker rich! Ask them for a good faith estimate and a Truth In Lending form, ALSO ASK THEM HOW MUCH THEY ARE GOING TO BE PAID AS A YIELD SPREAD PREMIUM!...

NO GAMES ~ NO GIMMICKS ~ NO BULL  Award winning REALTOR with RE/MAX Select for almost 4 years in a row. The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well edu...

Send your referrals to Richard Shuman P.A. REALTOR & Mortgage Broker www.SKIPtheBULL.com  NO GAMES ~ NO GIMMICKS ~ NO BULL  The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someo...

DOCUMENT CHECKLIST REQUIRED DOCUMENTS ______ Client Info sheet ______ Authorization to Release Information ______ Hardship Letter - written by owner ______ Bank Statements (last 3 months) ______ Correspondence from your lender (if applicable) ______ Legal or court paper (if applicable) ADDITIONAL...