Central Florida Real Estate without the "BULL". www.SKIPtheBULL.com

Fix up your Home a Little - It Will Help it Sell Faster!     www.SKIPtheBULL.com A couple of years ago, a seller could put a sign out and sell the same day. Now with so many homes on the market, it's worth spending a couple of thousand dollars to maybe return several thousands in the sale price. ...

Budget Cuts for Florida Schools    Schools throughout all of Florida are receiving severe budget cuts as a result of the poor economy.  Between this school year and the 2009-2010 school year, Brevard County alone will suffer a cut of over $14 million. Volusia with the second highest reduction wil...

  What is a "rate lock period"? How can you make sure your rate is low? A rate lock or a rate commitment is a lender's promise to hold a certain interest rate and a certain number of points for you for a specified period of time while your application is processed. This prevents you from going th...

    An overview of the loan process Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day. What we do is most of the heavy lifting for you, so you can ...

  What is a credit score? Before deciding on what terms lenders will offer you on a loan (which they base on the "risk" to them), they want to know two things about you: your ability to pay back the loan, and your willingness to pay back the loan. For the first, they look at your income-to-debt o...