Central Florida Real Estate and Mortgage Solutions without the "BULL". www.SKIPtheBULL.com

Bargains, Bargains and More Bargains in Central Florida - www.SKIPtheBULL.com

Mon, 09 Nov 2009 07:22:08 -0600

Bargains, Bargains and More Bargains in Central Florida!

You would think with 8000+ homes going under contact that the bargains would have all been taken - Well think again - there are thousands of homes perfect for 1st time buyers, investors and retirement!

What are you waiting for. Visit www.SKIPtheBULL.com today and see what's available in Central Florida. You could buy a condo for $30k to $40k, a Single Family home from $65k, or a townhome, vacation property, waterfront, golf front, 5 acre horse farm or anything you ever dreamed of.

Prices could go down a tiny bit? But they will definately go back up soon - don't miss out on your chance to own a piece of FUN-IN-THE-SUN. Florida is a great place to live, work and play!

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust me to help you find the Home and Mortgage loan that best fits your needs!

No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support

No one will take better care of you and your family. With todays challenging Real Estate and Mortgage Market, you can trust and rely on Richard Shuman P.A. From Start to Finish. I have the Experience, Education and Ethics to help you every step of the way! My clients receive immediate, professional service and support 7 days a week.

"The only B.S. I have is from the University of Massachusetts!!!"

Real Estate & Mortgage Solutions without the "BULL" www.SKIPtheBULL.com

A "STRESS-FREE MOVE, Across Town or Across the Country"

Don’t be Embarrassed – most of our Sellers need to Short sale or are in Pre-foreclosure!

Tue, 27 Oct 2009 12:45:26 -0500

Don't be Embarrassed - most of our Sellers need to Short sale or are in Pre-foreclosure!

Fillout a form at www.FloridaShortSaleSolution.com and let Richard help you get out of the home!

For Homeowners that have either lost a job, forced to move or getting divorced may find themselves needing to either write a huge check or sell their home for less than they owe.

Our team has processed and closed a bunch of Short Sales and most of the lenders have cooperated; letting the sale close with the seller bringing $0.00 to closing.

For a FREE CONSULTATION by phone or EMAIL please fill out a form at www.FloridaShortSaleSolution.com or visit www.SKIPtheBULL.com today!

Richard Shuman P.A. Enter Realty Inc

offices in Maitland and Daytona Beach

we can help or refer you to a Short Sale Expert anywhere in the United States.

Looking to refinance your home visit www.LowestFloridaRates.com

Still time to buy and close a deal in Central Florida before the Tax Credit Expires.

Mon, 26 Oct 2009 11:28:34 -0500

Still time to buy and close a deal in Central Florida before the Tax Credit Expires.

With all the bank owned homes on the market, you still have time to buy as long as the price is approved. If it's a Short Sale you would need full approval by the 1st of November to have enough time to get the loan done and closed before the end of the month. With Thanksgiving Holiday during November, it will be tight so get all your ducks in a row now. Get pre-approved for a loan at www.LowestFloridaRates.com today and then find you dream home at www.SKIPtheBULL.com

100% Financing is still available in some parts of Central Florida or VA Loans throughout Florida.

Other loans starting with as little as 3.5% down

Single Family Homes Starting at $63,000

What a great time to buy a home!

BUY INVESTMENT PROPERTY NOW BEFORE ALL THE DEALS ARE GONE!!!

Loans throughout Florida - Real Estate in Seminole County, Orange County, Lake County, Polk County, Volusia County and Osceola County.

100%Fianancing is still available - Find Out more about a USDA or VA Loan www.LowestFloridaRates.com

Tue, 20 Oct 2009 08:41:50 -0500

A 100% Financing - VA or USDA Loan is still available for several parts of Central Florida. Get pre-approved today at www.LowestFloridaRates.com. We may be able to finance the closing costs or get the seller to pay the closing costs for you!

There are places that still qualify in Seminole County, Volusia County, Orange County, Osceola County, Lake County as well as Polk County for USDA. Start your home search at www.SKIPtheBULL.com today!

Feel free to Contact Richard Shuman P.A. for more information and to see if you qualify for a USDA Loan.

Central Florida School Links - Best Schools in Florida!

Seminole County Public Schools http://www.scps.k12.fl.us/schoolLocate.cfm

Orange County Public Schools https://www.ocps.net/Parents/Pages/FindaSchool.aspx

Lake County Public Schools http://www.lake.k12.fl.us/lakeschools/site/default.asp

Volusia County Public Schools http://www.osceola.k12.fl.us/

Polk County Public Schools http://www.polk-fl.net/

The University of Central Florida is the nation's fifth-largest university. With 12 colleges located in Orlando, Florida, it serves 52000 students. http://www.ucf.edu/

Seminole State College of Florida http://www.scc-fl.edu/

Seminole County Property Appraiser http://www.scpafl.org/scpaweb05/index.jsp

Orange County Property Appraiser http://www.ocpafl.org/

Finally it feels like FALL in Central Florida 70' today and we love it !

Mon, 19 Oct 2009 08:15:45 -0500

Finally it feels like FALL in Central Florida 70' today and we love it !

Originallyfrom Massachusetts - now loving the Fun and Sun in Central Florida - I have to admit that this 50' to 70' weather is wonderful for a few months! Even my dogs seem happier when they are outside!

So for those of you snow birds - we do have a change of season. Not as dramatic as up north but we do! And remember you don't have to worry about snow, ice or having to plow your driveway - ever again!

Find you dream home at www.SKIPtheBull.com

No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support

"The only B.S. I have is from the University of Massachusetts!!!"

Want to Sell More Homes? SHUT UP AND LISTEN - To your Clients and Other Agents!!!

Mon, 19 Oct 2009 07:52:35 -0500

Want to Sell More Homes? SHUT UP AND LISTEN - To your Clients and Other Agents!!!

It happens to all of us. Another agent trys to pick our brain about a marketing idea, how we got a client, why we are doing more business then they are! I just don't understand wy they ask if they don't listen to the answer. They always think we are hiding something!!!

The same thing happens with their clients. They are looking for something that doesn't exist in their price range. Well instead of taking them to see 100 homes that won't fit their WANTS, listen to them and make the client listen to you and get the expectations in line with the market conditions. It will help close the deal much faster and it makes the client feel in control like they should be!!!

I always have time for your Central Florida Referrals!

Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free experience, and an unhappy, costly, stressful experience.

Richard will give you real answers without the "BULL".

A Real Estate Agent ready and able to make a full-time commitment to you. Available 7 days a week!

A Real Estate Agent with the experience needed to know the local rates, neighborhoods, schools, market conditions, ordinances, etc. With years of experience in the local market - Richard has the expertise and track record of success you need.

No Games ~ No Gimmicks ~ NO BULL

A Real Estate Agent who embraces the convenience of technology without losing the personal touch.

Contact me so we can talk about your residential or commercial buying, selling and/or mortgage plans.

I work 7 days a week and always ready to help! Click on CONTACT US above.

P.S. Please tour through my website www.SKIPtheBULL.com . I'm sure you'll find the resources here useful and helpful. Enjoy!

REALTOR with Enter Realty Inc - FLORIDA RELOCATION TEAM

670 N. Orlando Ave Suite 101

Maitland, FL 32751

Central Florida Real Estate including Seminole County, Orange County, Lake County, Polk County, West Volusia County and Osceola County. Citys include but not limited to Oviedo Real Estate, Winter Springs, Winter Park, Lake Mary, Casselberry, Altamonte Springs, Orlando, Chuluota, Sanford, Clermont, Davenport, Apopka, Deltona and Debary as well as most others in Central Florida. Homes in Live Oak Reserve, Stoneybrook, Eastwood, the Sanctuary, Lake Jean, Oviedo Forest, Oviedo Park, Carillon, Winding Hollow, Baldwin Park, College Park and most others!!!

Mortgage bargains throughout Florida!

Maitland Short Sale - Looks Like A Model Home www.SKIPtheBULL.com

Sat, 17 Oct 2009 15:37:09 -0500

$177,000

Bedrooms:
3.0

+/- Sq Ft:
1784

Type:
Resale/Existing

Baths F/H:
2/0

Stories:
1.0

MLS ID:
O4941743

Year Built:
1972

Lot Size:
0.22 acre(s)

Location: 911 ORANOLE RD, MAITLAND Maitland FL 32751 View Map 

Style: Single Family

Schedule Showing: Richard Shuman

Print Email Payments

Property Description

Call Richard 407 448 7759 or www.SKIPtheBULL.com

Attic, Skylights, Smoke Alarm(S), Washer/Dryer Hookup, Bath w Spa/Hydro Massage Tub, Tub With Shower, Foyer, Island, Brick/Stone, Ceramic Tile, Wood , Mature Landscaping, Close to Bus Line

Property Features

Call Richard 407 448 7759 or www.SKIPtheBULL.com
Single Family Property
Status: Active
County: Seminole County
Subdivision: DRUID HILLS PARK
Year Built: 1972
3 total bedroom(s)
2 total bath(s)
2 total full bath(s)
Approximately 1784 sq. ft.
Type: Single Family Home
Style: Ranch
Master bedroom
Living room
Dining room
Kitchen
Master bedroom is 14x11
Living room is 21x20
Dining room is 19x13
Kitchen is 19x12
Hardwood floors
2 car carport
Central air conditioning
Central heat
Inclusions: Dishwasher, Disposal
Exterior construction: Block, Stucco, Slab
Roofing: Shingle
View: Wooded View
Lot is 9879 sq. ft.
Corner lot
Approximately 0.22 acre(s)
Lot size is less than 1/2 acre
Utilities present: Public Utilities, Septic
Parcel Access: Street Paved

Call Richard 407 448 7759 or www.SKIPtheBULL.com

Real Estate & Mortgage Solutions
Richard Shuman, Agent - Enter Realty Inc
670 N. Orlando Ave, Suite 101
Maitland, FL 32751
Office: (407) 448-7759

Richard Shuman P.A. Mortgage Brokerage Business, REALTOR - Florida Relocation Team 670 N. Orlando Ave suite 101 Maitland, Florida 32751

It may be a great time to become a REALTOR or Mortgage Broker! www.SKIPtheBULL.com

Thu, 15 Oct 2009 12:14:13 -0500

It may be a great time to become a REALTOR or Mortgage Broker! www.SKIPtheBULL.com

With the poor job market, it may be a great time for a REAL SALES PERSON, I mean a Sales Person that can sell anything, to think about a new career in Real Estate. With the slower market we have time to teach the skills that a lot of the agents who got licensed during the peak never learned.

Even in this bad market, our agents should close 10 to 20 homes this year. Which is really good for a slow market.

Contact Richard for more information on how you can start a new career in Real Estate or Mortgage in Central Florida!

Richard Shuman P.A.

Sales Manager

Enter Realty Inc (Maitland and Daytona Beach)

670 N. Orlando Ave Suite 101

Maitland FL 32751

Find your dream home at www.SKIPtheBULL.com a Loan at www.LowestFloridaRates.com

Central Florida Real Estate - Mortgages throughout Florida!

Forget the $8000 tax credit - HELP ALL HOMEOWNERS with a 2% Interest Rate for All.

Wed, 14 Oct 2009 09:09:10 -0500

Forget the $8000 tax credit - HELP ALL HOMEOWNERS with a 2% Interest Rate for All.

During a meeting last Friday out of 10 people that were there, only 2 thought the economy was getting better! YES, THERE WERE PART OF THE OBAMA FAN CLUB! When others made comments, their answer was "you cannot fix 8 years of Bush in 9 months"! This back and forth blaming the Bush administration will not fix anything!

As a REALTOR and Mortgage Broker, It's hard to work with Sellers that are losing their homes, their jobs, their retirement funds and more! IT'S SAD and IT'S TIME EVERYONE GETS HELP. The $8000 tax credit for 1st time buyers should expire. If banks can borrow money at 2% then the Homeowner should be able to as well.

It's time to stop bailing out the banks, letting them rip off the consumer again and again!

Send a letter to your local Congressman and Senator and let's get back on track!

The 9 Steps to Home Ownership

Step - 1 Make the Decision to Buy

It seems obvious, but it's good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your mortgage payment should not exceed 40% of your Gross Monthly Income. For a Free Good Faith Estimate - visit www.LowestFloridaRates.com

Step 2 - Seek Professional Guidance

I am here to help you find a great deal that meets your needs and budget. Feel free to email or call me with any questions, 7 days a week from 7am to 7pm. (www.SKIPtheBULL.com/FreeHomeSearch)

Step 3 - Begin the Hunt

You can start your search at www.SKIPtheBULL.com/FreeHomeSearch

If you need help getting started, feel free to contact me anytime! I can also setup a search that will email you homes as they come on the market.

When you are ready, I'll schedule appointments to tour the houses at times convenient to you.

As we tour houses, I'll point out positive features and negative features. I'll ask you to tell me what you like and what you don't like. You'll probably amend your "wish list" as we tour houses, some things will become more important and others less important. With this new information, I'll refine our search criteria to narrow in on the house of your dreams. (www.SKIPtheBULL.com/FreeHomeSearch)

Step 4 - Know the Market

My knowledge of the local market is an essential factor in the house search. I'll let you know when the market in a particular neighborhood is "hot" and requires immediate action or when the market is "cool" and allows for thoughtful consideration.

As we tour houses, I'll let you know when the asking price has negotiating room and when the house is "priced to sell". My unique market knowledge will keep you a step ahead of the "house hunting competition".

In a "seller's market". It is not unusual to see multiple offers on a property, full-price offers and even above-price offers. On the flip side, during a "buyer's market" there are more houses for sale than buyers. This gives us more negotiating room as houses are taking longer to sell. (www.SKIPtheBULL.com/FreeHomeSearch)

Step 5 - Find Your Dream House

I'm confident we'll find your dream house. When we do, I'll put together the purchase offer tailored for your needs including appropriate contingencies (such as obtaining financing, favorable home inspection, clear title, etc.).

The offer is normally presented with "earnest money" and usually $1000.00. This is a cash deposit (made by check) to secure an offer to buy the property. The amount is applied to closing costs. If the seller accepts the offer, generally closing is held 30 to 45 days from the offer date (generally dependent on the turn around time of your mortgage financing). Again you can apply for a Florida mortgage at www.LowestFloridaRates.com (www.SKIPtheBULL.com/FreeHomeSearch)

Step 6 - Negotiate the Deal

It is not uncommon to receive a counter offer when the initial purchase offer is submitted. Don't let this discourage you. We will discuss the counter offer and decide whether or not to accept the counter offer, submit our own counter offer, or reject the counter offer and move on.

Market conditions will play a role in how aggressively we negotiate the deal. We will also work within your limits. Emotions can lead to buyer's remorse. It is better to set limits prior to negotiating an offer and stick to these limits.

Step 7 - Get a Loan

During the closing period, you will be working with your mortgage lender to close the loan. Since you pre-qualified for the loan before starting your home search, you will be that much closer to the end. I'll gather the necessary property information your lender will need to close the loan.

Step 8 - Close the Deal

You will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low.

Step 9 - Move In

Congratulations! It's time to move into your new house and make it your home. Enjoy this exciting time. I'll give you a checklist to help you remember the numerous details that will make your moving day a pleasure. www.SKIPtheBULL.com

Short Sale Bargain on the Week - Only $69,000 for this 3 bedroom home in Sanford

Fri, 09 Oct 2009 10:21:13 -0500

$69,000

Bedrooms:
3.0

+/- Sq Ft:
1185

Type:
Resale/Existing

Baths F/H:
2/0

Stories:
1.0

MLS ID:
O4938900

Year Built:
1980

Lot Size:
0.19 acre(s)

Location: 107 WHISPERING PINES CT Sanford FL 32773 View Map 

Style: Single Family

Property Description

Tub With Shower , Mature Landscaping

Property Features

Single Family Property
Status: Active
County: Seminole County
Subdivision: RAMBLEWOOD
Year Built: 1980
3 total bedroom(s)
2 total bath(s)
2 total full bath(s)
Approximately 1185 sq. ft.
Type: Single Family Home
Style: Ranch
Master bedroom
Living room
Kitchen
Master bedroom is 15x12
Living room is 15x14
Kitchen is 15x12
2 car garage
Parking features: Door Opener
Central air conditioning
Central heat
Exterior construction: Block, Stucco, Slab
Roofing: Shingle
Lot is 8498 sq. ft.
Located on a cul-de-sac
Approximately 0.19 acre(s)
Lot size is less than 1/2 acre
Utilities present: BB/HS Internet Available

Real Estate & Mortgage Solutions
Richard Shuman PA, Enter Realty Inc
670 N. Orlando Ave, Suite 101
Maitland, FL 32751
Office: (407) 448-7759

LOW offers on Already LOW PRICED HOMES - www.SKIPtheBULL.com

Thu, 08 Oct 2009 12:30:56 -0500

LOW offers on Already LOW PRICED HOMES

If you are looking for a bargain home in Central Florida - you will find that many homes are priced far below market value and you would have to pay full price or more to get it. Yes, it's true. A simple market analysis will give you the cost per square foot for a particular area then you can adjust for damage or missing items. Banks and Sellers won't give the home away! At 75% of Market Value - IT's Already a bargain!

FYI - Prices are starting to rise in Central Florida - less and less foreclosures seem to be available - at least fewer nice foreclosures!

A great example is a home I have listed in Sanford. On the market about a week. It's a short sale worth $69k - $80k in this market, we priced it at $69k and got an offer today for $55k - the seller refused - knowing that the bank won't accept it. The $55k less closing costs, taxes, commissions, etc will leave little left to pay off part of the amount owed. At $69k it will be aWin-Win for the buyer and the Lender!

Mortgage Rates in Florida Drop Again - www.LowestFloridaRates.com

Wed, 07 Oct 2009 11:27:04 -0500

Mortgage Rates in Florida Drop Again - www.LowestFloridaRates.com

* Rates from 4.75% with approved credit, income, assets

Most of us thought rates would have gone up to 6% or more by now. May happen any day so if you are thinking of purchasing a home visit www.SKIPtheBULL.com today or get pre-approved online at www.LowestFloridaRates.com

* Subject to underwriting approval, verification of income, assets, appraisal and more.

Richard Shuman P.A.

Mortgage Brokerage Business

REALTOR - Enter Realty Inc

670 N. Orlando Ave

Suite 101

Maitland FL 32751

TESTIMONIALS

Thank you very much once again for your guidance in selecting a Townhouse for my daughter. Your straightforward and professional approach was not only impressive but greatly appreciated ! Rene

A Long Enjoyable Relationship: "Over the year that it took to sell our house in Knoxville and buy a house in Winter Springs I had the opportunity to spend a lot of time with Richard Shuman. From the beginning he understood what we wanted to buy. He took us to a good selection of homes in Winter Springs and we managed to refine what and where we were hoping to buy. When our house in Knoxville finally sold Richard moved into high gear with us to find an excellent house and help us negotiate a good deal. He handled all the transactions, including our mortgage, with a high degree of professional competence and efficiency. Our closing went smoothly and effortlessly and we moved in just 7 days after closing on the sale of our Knoxville house. Perfect timing! My wife and I recommend Richard, especially to "experienced" buyers, because of his ability to quickly learn what the buyers are looking to purchase and then his laser sharp focus on helping them find it." Dave W.

Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He continued to help me throughout the closing process and even set me up with a great insurance agent. I would definitely recommend Richard to anyone that is looking to buy or sell a home with out dealing with all the BULL!! Thank you so much Richard!!" Dr Marian M

Orlando Area Condo's are Selling Fast - Mostly Cash-Buyers

Wed, 07 Oct 2009 09:30:55 -0500

Orlando Area Condo's are Selling Fast - Mostly Cash-Buyers

Our office has a bunch of Cash Buyers looking for Bank Owned and Short Sale Condo's in and around Orlando to purchase as Investments. Foreign buyers see what a great deal these units are and the potential to make a lot of money in the next 5 years.

Why put your money in the bank? Find a great deal in Central Florida at www.SKIPtheBULL.com Homes, Condo's and Townhomes as low as $25,000?

Need a loan to purchase a home in Florida, visit www.LowestFloridaRates.com

SHORT SALES - Enough is Enough - What a Pain in the $#%^ - Just spent 4 months working a deal - BUYER WALKED AWAY!

Wed, 30 Sep 2009 07:41:01 -0500

SHORT SALES - Enough is Enough - What a Pain in the $#%^ - Just spent 4 months working a deal - BUYER WALKED AWAY!

I know it happens to all REALTORS but it doesn't make me feel better. 4 Months of phone calls to the other agent, buyer(s), title company, mortgage company and more. At least 40 hours for nothing! This home was a bargain like I have never seen before. The buyer could have taken the home and flipped it right away and made $50k. WHAT A BARGAIN!!!

In Central Florida it seems like 50% of the homes are Short Sales or Foreclosures. Most in bad shape and not a great deal for cash-strapped first time buyers. The homes wouldn't pass a FHA inspection.

Or the list price is much lower than what the homes sell for and clients try to low-ball the already discounted price and they lose the deal to a Cash-Buyer who pays $10k - $20k over asking price.

Let's hope that the Short Sales and Foreclosures become a thing of the past and PEOPLE GET TO KEEP THEIR HOMES!!!!

Mans BEST FRIEND(s)

Wed, 30 Sep 2009 07:12:34 -0500

We have some of the TOP AGENTS & BROKERS in Florida.

Why Settle - Let our experts help you with a STRESS-FREE Move, Across Town or Across the Country!!

~ Best Service & Support ~

~ No Games

~ No Gimmicks

~ No Bull

Real Estate & Mortgage Solutions

www.SKIPtheBULL.com

Florida Relocation Team

A "Stress-Free" Move Across Town or Across the Country!

Hello! Thank you for visiting. This web site is designed to be your complete Florida Real Estate & Mortgage resource. This website is a useful tool but we invite you to call us for personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call or email us.

Buying a Home? We will take the time to listen to your needs and desires, and find your dream home. Your total satisfaction is our number one priority.
Selling a Home? We will get your home sold for top dollar and in a timely manner. Our online and offline marketing programs will give you the edge you need to sell your home. We don't want to just list your home, We want to sell it! Fast!
Relocating to Florida? If you are moving to our area, we can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact us for home finding assistance and area information.

We have built a reputation for client satisfaction, and are devoted to making your move as easy as possible. You will have the added benefit of working with an agent who understands your needs when buying, selling, or relocating to Florida. Finding the right home is only the beginning. We will assist you every step of the way to ensure smooth sailing.

4000 SqFt Bargain Home - Seller may finance with 30% Down - 401 LAKE GERTIE RD, DELAND

Fri, 25 Sep 2009 17:10:47 -0500

BARGAIN - Residential Property County: Volusia County Zip Code: 32720-2225 List Price: $189,000 Beds: 7 Baths: 5 SqFt Heated: 4,478 Low Price: Pool: N, Sold Price: Property: Two Story, Single Family Home Year Built: 1957 Total Building SF: 4918 Special Sale Prov: REO/Bank Owned ADOM: Location: Corner Lot, In County, Oversized Lot,Street Paved CDOM: 0 Virtual Tour: BARGAIN Fixer-Upper, Seller may hold mortgage with 30% Down Payment, needs work but at this price - well worth it. Section #: Front Exposure: South Lot # 0330 Taxes: Ownership: Fee Simple Floor #: MH Make: Min Lease: Lease # Per Year: Max Pet Wt: Water Frontage: Water View: Lake WaterFront Type: / Lake Waterfront Extras: Interior Information Great Room: Family Room: 19x19 2nd Bedroom: 14x11 Studio: Air Conditioning: Kitchen: 12x11 3rd Bedroom: 12x12 Dinette: Heat & Fuel: Dining Room: 4th Bedroom: 13x12 Bonus Room: 20x15 Floor Covering: Ceramic Tile,Other Fireplace: Balcony/Porch: Security System: Utilities Data: BB/HS Internet Avail, City Water, Septic Interior Layout: Interior Features: Attic Master Bath: Bath w Spa/Hydro Massage Tub, Tub with Separate Shower Stall Appliances Incl: Kitchen: Additional Rooms: Ext. Construction: Block Style: Pool: Exterior Features: Garage/Carport: Roof: Housing for Older Persons: Expire/Renewal Date: HOA Fee Required: Elementary:

please contact: RICHARD SHUMAN ENTER REALTY INC Direct: 407-448-7759 www.SKIPtheBULL.com Copyright 2009 O4937716 401 LAKE GERTIE RD, DELAND Sub. Name: LAKE GERTIE Total Acreage: One + to Two Acres Water: Y Type/Name: Lake / LAKE GERTIE Land, Site and Tax Information SE/TP/RG: 05-17-30 Subdivision #: 00 Block/Parcel: 00 Lot#: 0330 Tax ID: 05 17 30 00 00 0330 Alt.Key/Folio#: 2191872 Additional Parcel: Mill Rate: 19.38832 $4,202.00 Tax Year: 2008 Homestead: Other Exemptions: CDD: Annual CDD Fee: Legal Description: 5 17 30 IRREG PARCEL IN NW 1/4 OF SW 1/4 OF SE 1/4 OF NE 1/4 W OF SEEGERS SUB MB 8 PG 250 MEAS 209.27 FT ON E/L & MEAS 547.54 FT ON C/L LAKE GERTIE RD INC PER OR 4599 PG 0886 Complex/Community Name: Book/Page: / Zoning: R Future Land Use: 0106 Zoning Comp.: Lot Dimensions: Lot Size(Acres): 1.48 Lot Size(SqFt): 64,468 Front Exposure: South Waterfront Name: LAKE GERTIE Living Room: 25x14 Master Br.: 19x19 5th Bedroom: 10x11 SqFt Source: Public records Bonus Room,Inside Utility,Foyer,Office / Den / Library Exterior Information Community Information Community Features: Maintenance Includes: N HOA Fee: HOA Payment Schedule: Mo.Maint.$(addition to HOA): Middle or Junior: High: Realtor Info For more information on this or any other properties Directions: w. international speedway blvd to right on stone, left on Lake Gertie Information deemed reliable but not guaranteed. Parties are advised to verify.

SHORT SALE $29,999 was $190,000 Condo in Orlando 1950 S CONWAY UNIT RD # 5

Thu, 24 Sep 2009 10:00:30 -0500

SOLD FOR $190,000 a couple of years ago

Residential Property County: Orange County Zip Code: 32812-9124 Unit #: 5 Status: Beds: 2 Baths: 1/1 SqFt Heated: 1,240 Low Price: $0 Pool: Y, Gunite/Concrete, In Ground Sold Price: $190000 Property: Townhouse 2-3 Floors, Condo Year Built: 1970 Total Building SF: Close to Bus, Cul-De-Sac, Level,Sidewalk,Street Paved,City Limits CDOM: 12 Virtual Tour: INSTANT EQUITY & A GREAT PLACE TO LIVE! UPDATED W/ PRIVATE FENCED PATIO. NEW CABINTES, APPLIANCES, A/C, CARPET, CEILING FANS, BLINDS AND MORE... GATED W/ OVERNIGHT SECURITY & ASSIGNED PARKING. BEAUTIFUL OLYMPIC COMM. POOL, FITNESS, REC. ROOM & LAUNDRY. Section #: Front Exposure: East Lot # 005 Taxes: Ownership: Fee Simple, Condominium Floor #: MH Make: Min Lease: Lease # Per Year: Max Pet Wt: Water Frontage: Water View: WaterFront Type: Waterfront Extras: Interior Information Great Room: Family Room: 2nd Bedroom: 13x13 Studio: Air Conditioning: Central Kitchen: 09x11 3rd Bedroom: Dinette: Heat & Fuel: Central Dining Room: 4th Bedroom: Bonus Room: Floor Covering: Carpet,Ceramic Tile Fireplace: Balcony/Porch: Security System: Utilities Data: Cable Available, City Water, Fire Hydrant, Public Sewer, Street Lights, Electric Interior Layout: Living/Dining Room Combo Interior Features: Master Bath: Tub with Shower Appliances Incl: Dishwasher,Disposal,Hot Water Electric,Range,Refrigerator,Range Hood Kitchen: Closet Pantry Additional Rooms: Ext. Construction: Block,Wood Frame Style: Pool: Gunite/Concrete,In Ground Exterior Features: Gutters / Downspouts,Irrigation System,Mature Landscaping,Trees/Landscaped,Patio/Porch Open Garage/Carport: None Assigned Parking Guest Parking Roof: Shingle Comm Pool,Fees Req,Fitness,Gated Comm,HOA Required, Laundry Facl, Pets Permitted, Security, Rec Bldg, Park Housing for Older Persons: Expire/Renewal Date: HOA Fee Required: Elementary: please contact: RICHARD SHUMAN ENTER REALTY INC Direct: 407-448-7759 Office: 386-767-5575 Richard@SKIPtheBULL.com www.SKIPtheBULL.com Copyright 2009 O4703378 1950 S CONWAY UNIT RD # 5, ORLANDO Sub. Name: METRO AT MICHIGAN PARK Total Acreage: Zero Lot Line Water: N Type/Name: Land, Site and Tax Information SE/TP/RG: 05-23-30 Subdivision #: 5625 Block/Parcel: 50 Lot#: 005 Tax ID: 05 23 30 5625 50 005 Alt.Key/Folio#: Additional Parcel: Mill Rate: $0.00 Tax Year: 2005 Homestead: N Other Exemptions: CDD: Annual CDD Fee: Legal Description: METRO AT MICHIGAN PARK CONDO 8154/859 UN IT 5 BLDG 1950 Complex/Community Name: Book/Page: 8154/0859 Zoning: RES Future Land Use: Zoning Comp.: Lot Dimensions: x Lot Size(Acres): Lot Size(SqFt): Front Exposure: East Waterfront Name: Living Room: 15x25 Master Br.: 15x15 5th Bedroom: SqFt Source: Public records Exterior Information Community Information Community Features: Maintenance Includes: Bldg Exter, Bldg Insur, Ground Mtnce, Security, Trash Remv, Escrow Resrv Y HOA Fee: $232 HOA Payment Schedule: Monthly Mo.Maint.$(addition to HOA): $0.00 Conway Elem Middle or Junior: Howard Middle High: Boone High Realtor Info For more information on this or any other properties Directions: 408 to SOUTH ON CONWAY/ CROSS CURRY FORD/ METRO ON RIGHT/ WHEN IN COMMUNITY MAKE LEFT THEN RIGHT AT FIRST CUL-DE-SAC PARKING AREA. UNIT ON LEFT SECOND FROM END UNIT. Information deemed reliable but not guaranteed. Parties are advised to verify. 09/24/2009 10:55 AM

DUPLEX in Longwood Florida - Short SAle so Make an Offer Today

Thu, 24 Sep 2009 09:53:46 -0500

MAKE AN OFFER TODAY!!!!

Customer Detail Report - Income Property Provided by RICHARD SHUMAN ENTER REALTY INC MLS#: O4935541 County: SM Originated List Price: $200,000 Low Price: Listing Status: ACT Address: 810 SEMINOLE AVE, LONGWOOD FL 32750 Year Built: 1984 Ownership: Fee Simple Property Style: Duplex Architectural Style: Ranch Subdivision Name: LAKE WAYMAN HEIGHTS LAKE ADD Zoning: LDR Pool Y/N: N Pool: Special Sale Prov: Short Sale Public Remarks: SHORT SALE "Listing price may not be sufficient to pay the total of all liens and costs of sale and sale of Property at full listing price may require approval of sellers lenders, Section/Township/Range: 32-20-30 Subdivision: 513 Block/Parcel: 0H00 Lot#: 0080 Additional Parcel: Legal Description: LEG LOTS 8 & 9 (LESS E 90 FT) & N 8 FT OF LOT 10 (LESS E 90 FT) & VACD ST ADJ ON W BLK H LAKE WAYMAN HEIGHTS LAKE ADD PB 4 PG 23 Alt.Key/Folio#: Subdivision Name: LAKE WAYMAN HEIGHTS LAKE ADD Zoning: LDR Future Land Use: 0802 Complex/Community Name: Total Acreage: 1/4 Acre to 1/2 Acre Lot Size(Acres): 0.429999999999999 Lot Size(SqFt): 18730 Lot Dimensions: 102.0X122.0 Location: Street Paved Front Exposure: Utilities Data: BB/HS Internet Avail,Public Utilities Water Type: Lake Water Name: Lake Wayman Water Extras: Water View: Interior Information Unit Type: Average Rent: Quantity: Security Deposit Total: Efficiencies: Security System: 1 Bed/1Bath: SqFt Heated: 2368 2 Bed/1 Bath: SqFt Source: 2 Bed/2 Bath: Total Units: 2 3 Bed/1 Bath: Total Num Bldg: 1 3 Bed/2 Bath: 750 2 Additional Rooms: Interior Layout: Interior Features: Kitchen: Appliances Included: Floor Covering: Heat & Fuel: Air Conditioning: Exterior Information Exterior Features: Mature Landscaping,Open Patio Garage/Carport: Roof: Shingle Pool: Community Information Building Name/Number: Assoc. Fee Required: N Assoc. Fee: Paid: Community Features: Housing for Older Persons: Elementary School: Middle or Junior School: High School: Mortgage, Financing & Tax Information CDD: Total Monthly Rent: Total Monthly Expenses: Annual Income: Annual Expenses: Taxes: 4,382 Tax Year: 2008 Financing Available: Lease Terms: Driving Directions: Take 17/92 from Maitland towards Longwood, left on Orange, Right on Highland, Left on Seminole Additional Remarks: and such approval may be conditioned upon the gross commission being reduced & split 50/50" BOTH TENANTS WANT TO STAY! What a bargain ! Information Deemed reliable but not guaranteed. Land And Site Information

SHORT SALE - Was Approved - Buyer Backed Out - $118,000 7624 LAKESIDE WOODS DR, ORLANDO

Thu, 24 Sep 2009 09:48:59 -0500

Residential Property County: Orange County Zip Code: 32810-2912 Unit #: Status: Active List Price: $118,000 Beds: 3 Baths: 2 SqFt Heated: 1,275 Low Price: Pool: N, Sold Price: Property: , Single Family Home Year Built: 1988 Total Building SF: Special Sale Prov: Short Sale ADOM: 140 Location: Street Paved CDOM: 140 Virtual Tour: SHORT SALE - Buyer Backed Out - YOU WIN!!! QUICK CLOSING - APPROVED SHORT SALE? "Listing Price may not be sufficient to pay the total of all liens and costs of sale and sale of property at full listing price may require approval of seller's lender(s) and such approval may be conditioned upon the gross commission being reduced." 50/50 Section #: Front Exposure: Lot # 041 Taxes: Ownership: Fee Simple Floor #: MH Make: Min Lease: Lease # Per Year: Max Pet Wt: Water Frontage: Water View: Lake WaterFront Type: Frontage/ Lake Waterfront Extras: Interior Information Great Room: Family Room: 2nd Bedroom: 12x10 Studio: Air Conditioning: Central Kitchen: 12x11 3rd Bedroom: 12x10 Dinette: Heat & Fuel: Central Dining Room: 4th Bedroom: Bonus Room: Floor Covering: Fireplace: Y - Wood Burning Fireplace Balcony/Porch: Security System: Utilities Data: BB/HS Internet Avail, Cable Available Interior Layout: Interior Features: Master Bath: Shower No Tub Appliances Incl: Range,Refrigerator,Dishwasher Kitchen: Additional Rooms: Ext. Construction: Block,Stucco Style: Ranch Pool: Exterior Features: Fenced Garage/Carport: 2 Car Garage Roof: Shingle Housing for Older Persons: Expire/Renewal Date: HOA Fee Required: Elementary: please contact: RICHARD SHUMAN ENTER REALTY INC Direct: 407-448-7759 Richard@SKIPtheBULL.com www.SKIPtheBULL.com Copyright 2009 O4912250 7624 LAKESIDE WOODS DR, ORLANDO Sub. Name: LAKESIDE WOODS Total Acreage: 1/4 Acre to 1/2 Acre Water: Y Type/Name: Lake / LAKESIDE WOODS RESER Land, Site and Tax Information SE/TP/RG: 28-21-29 Subdivision #: 4853 Block/Parcel: 00 Lot#: 041 Tax ID: 28 21 29 4853 00 041 Alt.Key/Folio#: Additional Parcel: Mill Rate: $2,186.00 Tax Year: 2008 Homestead: Other Exemptions: CDD: Annual CDD Fee: Legal Description: LAKESIDE WOODS 16/43 LOT 4 (LESS NLY 54. 50 FT) Complex/Community Name: Book/Page: 0016/0043 Zoning: P-D Future Land Use: 0100 Zoning Comp.: Lot Dimensions: x Lot Size(Acres): Lot Size(SqFt): Front Exposure: Waterfront Name: LAKESIDE WOODS RESER Living Room: 22x12 Master Br.: 13x13 5th Bedroom: SqFt Source: Public records Exterior Information Community Information Community Features: Maintenance Includes: Y HOA Fee: $200.00 HOA Payment Schedule: Annual Mo.Maint.$(addition to HOA): Middle or Junior: High: Realtor Info For more information on this or any other properties Directions: 436 west to forest city rd. right at riverside, right at lakeside woods, home on left MFRMLS, Inc. Information deemed reliable but not guaranteed. Parties are advised to verify. 09/24/2009 10:44 AM

Foreign National Home Loan in Florida?

Thu, 24 Sep 2009 08:58:49 -0500

Foreign National Financing may be available?

(other terms and conditions may apply)

• Up to 50% Loan To Value for Single Family Villas

• Up to 50% Loan to Value for Condominiums

• Project must be 75% sold and closed

• 3/1 ARM or 5/1 ARM

• 30 Year Term, No Balloon

• 3 Year Prepayment Clause of 2%, then 0%

• Loan amount of $350,000 to $4,500,000

• Multi Property Blankets available, case by case, same county only

• Purchase, Refinance and Cash Out

Documentation Requirements:

• Standard Loan Application, Form 1003

• Copy of Photo ID and Copy of Passport

• Min 2 Letters of Reference from Overseas Bankers

• Accountant Letter of Reference

• 3 Months bank statements verifying all liquidity

• Signed W-8 Form (IRS Certificate of Foreign Status)

• Additional documentation may apply on a case by case basis

Apply today at www.LowestFloridaRates.com

The problem with Combo Lockboxes . . .

Tue, 22 Sep 2009 09:56:15 -0500

The problem with Combo Lockboxes . . .

If you are thinking of selling your home. Make sure you use an electronic lockbox. Combo boxes are not secure. With an electronic lockbox, only REALTORS can get in and the lockbox will keep a record of who has been in the home. i have shown several homes with combo lockboxes and the code is still turned to on the lockbox. All I have to do is open it and there is no way to tell who left it open.

www.SKIPtheBULL.com Central Floridas Best Real Estate & Mortgage Site.

No Games ~ No Gimmicks ~ No Bull ~ Just Great Service & Support

No one will take better care of you and your family. With todays challenging Real Estate and Mortgage Market, you can trust and rely on Richard Shuman P.A. From Start to Finish. As the Sales and Marketing Manager I have the Experience, Education and Ethics to help you every step of the way! My clients receive immediate, professional service and support 7 days a week. "The only B.S. I have is from the University of Massachusetts!!!"

Real Estate & Mortgage Solutions without the "BULL" www.SKIPtheBULL.com

Another weekend dealing with SHORT SALES and #$^%@ agents

Mon, 21 Sep 2009 14:29:42 -0500

Another weekend dealing with SHORT SALES and @#$%$% agents

My client and I spent another weekend looking at Short Sales and made an offer on one that was listed about $20k below what it was worth, even as a Short Sale. We offered $21k over asking price. Sent in the offer by Fax, By Email, Left A message for the agent, sent her a Txt telling her I sent it, and NO CALL BACK. NOTHING. I called several times the next day and all her calls went to voicemail and HER MAILBOX WAS FULL. Checked the status this morning and it shows pending.

I guess these agents need to go back for ETHICS TRAINING!!! We'll have to see when it closes if they got more than what we offered? Even though there is nothing we can do about the sale, my client assumes it was the agents own buyer? or it was already under contract and she left it as active as so many agents do!

Something should be done to get rid of bad agents!!!

Sample Home Limited Warranty

Mon, 14 Sep 2009 08:54:35 -0500

Subject to Change * See Service Overview (2a)

Standard Coverage

Coverage is for single family dwelling under 5,000 sq. ft.

For all other dwelling types, please call for quote.

Rev 5/12/09

The following items are covered for the Home Buyer, and if appropriate coverage is selected, for the Home Seller. Certain limitations apply. A good rule

of thumb: if the part or service required does not affect the functioning of the working unit, it is not covered. CERTAIN ITEMS AND EVENTS ARE

NOT COVERED BY THIS CONTRACT. PLEASE REFER TO THE EXCLUSIONS LISTED IN BOLDFACE TYPE IN THIS DOCUMENT.

FOR ADDITIONAL LANGUAGE VERSIONS, LOG ON TO WWW.ORHP.COM

FL 3.1 • AH A-S-D-P+R(B) (5/09)

ACTUAL PLAN

COVERAGE

Plumbing System

Covered:

Exclusions: Plumbing fixtures including faucets, bathtub, sink, shower base pans and

Limits: (1) $1,000 maximum per Plan for diagnosis, repair or replacement, as

Kitchen Appliance Coverage

Covered: ★ Dishwasher ★ Garbage Disposal ★ Kitchen Refrigerator

★ Oven ★ Trash Compactor

★ Range/Cooktop ★ Kitchen Exhaust Fan

★ Built-in Microwave

Exclusions: Pans, trays, lights, light sockets, light switches, baskets, buckets, rollers, racks,

Limits: (1) $1,000 maximum per Plan to diagnose, repair or replace built-in and/or sealed

Seller Specific Limit: (1) Refrigerator not covered for home seller.

Heating System/Air Conditioner/Cooler/Ductwork

NOTE: Coverage available on heating/cooling systems with capacity not exceeding five (5)

Covered: Primary gas, oil, or electric heater, heat pump (including geothermal and/or water source

heat pump components and parts located within the foundation of the home or attached garage

which cool and/or heat the home), ductwork, electric central air conditioning condenser, electric

wall air conditioner, evaporative cooler, evaporative coil, air handler and respective drain lines,

leaks in accessible refrigerant lines, and metering device (e.g. evaporative coil piston or thermal

expansion valve.)

If necessary to effect a covered repair or replacement, we will: (1) Upgrade a heating or air

conditioning system to maintain compatibility with minimum SEER or HSPF standards, including air

handling transition, evaporator coil, refrigerant lines, secondary drain pan and line, plenum, duct

transition and indoor electrical. (2) Service a system that was improperly installed, modified or

repaired, or was not properly matched in size or efficiency at any time prior to or during the term of

the Plan, provided the system is not undersized relative to the square footage of the area being heated

or cooled.

Exclusions: Timers and clocks that do not affect the heating operation of the unit, heat

Limits: (1) $1,500 maximum per Plan for diagnosis, repair or replacement of geothermal,

Seller Specific

Limit: (1) Coverage provided for Home Seller only when Seller's Coverage Option has

Electrical/Ceiling Fans

Covered: ★ Electrical System ★ Bath Exhaust Fans ★ Central Vacuum

★ Ceiling Fans

Exclusions: Light fixtures including those on ceiling fans, bulbs, ballasts, vents, removable

Limits: Ceiling fans replaced with builders standard, when necessary.

★ Plumbing Pipe Leaks

★ Polybutylene Pipe Leaks

★ Toilets

★ Gas or Electric Water Heater

(including tankless and lowboy units)

★ Built-in Bathtub Whirlpool

Motor and Pump

★ Risers and Gate Valves

★ Shower Valve

★ Stop and Waste Valve*

★ Diverter Valve

★ Angle Stops

★ Recirculating Pump

★ Sump Pump

(for ground water only)

★ Instant Hot Water Dispenser

★ Water Pressure Regulator*

(Kitchen Refrigerator Coverage

for Home Buyer ONLY)
$399

STANDARD

COVERAGE

$55

Trade

Call Fee

$374

STANDARD

COVERAGE

$75

Trade

Call Fee

$359

STANDARD

COVERAGE

$100

Trade

Call Fee

Silver Upgrade ........................................................$50

The selection of this option provides coverage on the items which are normally excluded

from standard coverage.

Plumbing: faucets (replaced with chrome builders standard when necessary), shower

Heating System: disposable filters, heat lamps

Water Heater: expansion tanks

Dishwasher: racks, baskets, rollers

Microwave Oven: interior lining, clocks

Range/Oven/Cooktop: clocks, rotisseries, racks, handles, knobs, interior lining

Trash Compactor: removable buckets, lock and key assemblies

Refrigerator Icemaker: Icemaker is covered providing part is available. In cases

Smoke Detector: both battery operated and hardwired systems

Air Conditioner: disposable filters, window units

Swimming Pool • Spa • Hot Tub • Portable Spa Equipment*.....$160

Additional Pool or Spa Equipment* ..................................... $160

NOTE: Both pool and spa equipment (including portable spa, exterior hot tub and

Covered: Above ground and accessible working parts and components of heating and filtration

system, as follows: Heater, pump, motor, filter, filter timer, gaskets, blower, timer, back flush

valve, pool sweep motor and pump, above ground plumbing pipes and wiring.

Exclusions: Pool sweep, jets, ornamental fountains, lights, skimmers, pool liner, pool

Well Pump (Domestic Use Only)* (One Per Coverage) ................ $100

Booster Pump* (includes Well Pump Coverage above)............... $150

Covered: Well pump/booster pump utilized for the main dwelling only, depending on the option

requested and premium paid.

Exclusions: Piping and electrical lines, well casing, holding, storage or pressure tank,

Washer • Dryer (Per Set) ...................................................... $80

Covered: All parts and components of one set of washer and dryer.

Exclusions: Touch pad assembly, plastic mini-tubs, soap dispenser, knobs, filter, lint

Garage Door Opener - Enhanced........................................... $30

Covered: Garage door opener, including hinges and springs, remote transmitters/key pads.

Exclusions: Garage doors.Enhanced .............................................$50

Improper Installation: We will cover an existing defect or mechanical failure of an item

Limited Code Upgrade: We will pay up to $250 maximum per Plan to correct code

Haul Away: We will pay costs related to the removal of an appliance, system or

Permits: Where local building permits are required prior to commencing replacement of

Crane: We will cover fees associated with the use of cranes or other lifting equipment

Refrigerant Recapture: We will pay costs related to the recapture or disposal of

Extended Pipe Leak Coverage*

(Available on detached single family homes only;

not available to condos or multi-unit buildings).................. $100

Covered: Concrete encased or underground pipe leaks located outside the foundation of the covered

structure, including water, drain or gas supply and drain lines that service the main home or other

home warranty covered structure only. The leak must be the result of normal wear and use.

Exclusions: Faucets, hose bibbs, gate valves, consequential or secondary damage, solar or

Limits: $1,000 maximum per Plan for diagnosis, repair or replacement.

Drain Line Stoppages/Septic Tank Pumping* (Per Tank).......... $30

Covered: Clearing of stoppages which can be cleared with standard sewer cable through an existing

cleanout without excavation. If a stoppage is due to a septic tank backup, we will pump the septic

tank one time during the term of the Plan.

Exclusions: Stoppages that cannot be cleared with cable, hydrojetting, stoppages due to

Limits: Not available on New Construction Plan.

Septic System* (Per Tank)/Sewage Ejector Pump ................. $50

Covered: Aerobic pump, jet pump, sewage ejector pump, septic tank and line from house to tank.

Exclusions: Tile fields and leach beds, leach lines, lateral lines, insufficient capacity,

Limits: Cost to diagnose, repair and/or replace the system, including pumps, septic tank or

Limited Roof Leak Repair...................................... $50/$500 limit

or ..................................................................... $100/$1,000 limit

Covered: The repair of specific leaks that occur in the roof located over the occupied living area of the

main dwelling (excluding garage), provided the leaks are the result of rain and/or normal wear and

deterioration and the roof was watertight and in good condition on the effective date of the Plan.

Exclusions: Gutters, drain lines, flashing, skylights, patio covers, scuppers, glass, sheet

Limits: An actual water leak must occur during the coverage period for coverage to apply

* See Service Overview (2a) FL 3.1 • AH A-S-D-P+R(B) (5/09)

Optional Coverage - Buyer Only

Additional Premium Required

Optional coverage is available to Home Buyers at an additional premium. You may purchase optional coverage (except optional Roof Coverage, Silver or Gold

Upgrades) up to 30 days after the close of sale; however,coverage shall commence upon receipt of payment and will expire in conjunction with Standard Plan

Coverage.
To Order Additional Optional Coverage Call: 800-445-6999
Step Three: Home Buyer/Seller Information

Buyer Name___________________________________________________________

Buyer Mailing Address _________________________________________________

Phone # ( ) _____________________________________________________

Seller Name___________________________________________________________

Phone # ( ) _____________________________________________________

Step Four: Agent Information

Initiating Agent Information ❍ Seller's Agent ❍ Buyer's Agent

Main Office Phone # ( ) __________________________________________

RE Company Name _________________________________ City_______________

Initiating Agent _______________________________________________________

Cooperating Agent Information

Main Office Phone # ( ) __________________________________________

RE Company Name _________________________________ City_______________

Cooperating Agent ____________________________________________________

Closing Company Information

Closing Company Name ____________________________ City_______________

Officer _______________________________________________________________

Main Office Phone # ( )___________________________________________

File #_______________________________ Estimated Close___________________

Step Five: Sign

Notice:
The Plan fee is to be paid at closing and includes the full amount of fees due and payable

for Plan administration and provision of service, as well as optional reimbursement to the above

named company based on a good faith estimate of the value of its services and expenses incurred

in promoting, selling, processing and advertising the Plan. In waiving this program, applicant

agrees to hold harmless the Real Estate Broker and/or Agent against any liability resulting from

failure of systems and appliances that would have been covered by this Plan.

Plan fee is due at close of sale.

I desire:

❍ home buyer's coverage only.

❍ home seller's and home buyer's coverage.

Seller's coverage fee due at closing, expiration of listing, or cancellation, whichever

occurs first. FLORIDA RESIDENTS: HOME WARRANTY COMPANIES MAY NOT

❍ to decline the benefits of this coverage.

I represent that this Plan is being sold in conjunction with an underlying real estate

transaction and that, to the best of my knowledge, all items are in good working order.

Signature_______________________________________________________

Date ___________________________________________________________

Please provide attached contract. Original contract will be sent to buyer upon receipt of

payment by ORHP.

Step One: Property to be Covered

Street ________________________________________________________

City _____________________________ State________ Zip____________

Step Two: Choose the Plan and Options

Coverage is for homes under 5,000 sq. ft. For Sale by Owner properties or homes not in a

resale transaction, or any other dwelling type, e.g. multiple units, guest houses, homes

5,000 sq. ft. or over, please call for quote on rates, effective date of coverage, etc. Seller's

Coverage is not available on multiple units, homes 5,000 sq. ft. or over or For Sale by

Owner properties. New Construction Plan not available on multi-unit homes or Homes

5,000 sq. ft. or over.

Standard Coverage Seller Buyer

(Option)

★ Air Conditioner/Cooler/Heat Pump ✔ ✔

★ Primary Gas, Oil or Electric Heater ✔ ✔

★ Ductwork ✔ ✔

★ Plumbing Pipe Leaks ✔ ✔

★ Polybutylene Pipe Leaks ✔ ✔

★ Water Heater ✔ ✔

★ Toilets ✔ ✔

★ Instant Hot Water Dispenser ✔ ✔

★ Water Pressure Regulator ✔ ✔

★ Sump Pump ✔ ✔

★ Recirculating Pump ✔ ✔

★ Built-in Bathtub Whirlpool Motor and Pump ✔ ✔

★ Kitchen Refrigerator N/A ✔

★ Dishwasher ✔ ✔

★ Oven/Range/Cooktop ✔ ✔

★ Garbage Disposal ✔ ✔

★ Built-in Microwave Oven ✔ ✔

★ Trash Compactor ✔ ✔

★ Electrical System ✔ ✔

★ Exhaust and Ceiling Fans ✔ ✔

★ Central Vacuum ✔ ✔

❍ Standard Coverage for Home Buyer__________

$399 Premium / $ 55 Trade Call Fee $ 399

$374 Premium / $ 75 Trade Call Fee $ 374

__________
$359 Premium / $100 Trade Call Fee $ 359
__________

❍ Condo/Townhome/Mobile Coverage for Home Buyer__________

$379 Premium / $ 55 Trade Call Fee $ 379

$354 Premium / $ 75 Trade Call Fee $ 354

__________
$339 Premium / $100 Trade Call Fee $ 339
__________
Coverage for Home Seller

(Home Seller Coverage not available on For Sale By Owner transactions)

(Trade Call Fee dependent on Buyer option selected) $ 60 __________

❍ New Construction (Years 1-3 or 2-4) ($75 Trade Call Fee) $ 575 __________

Options Available - Buyer Only

❍ Silver Upgrade

Includes additional enhancements to Coverage items! $ 50 ___________

❍ Gold Upgrade - Enhanced!

Provides Coverage for Improper Installs, Code Upgrades,

Haul Away, Permits, Crane Costs and Refrigerant Recapture! $ 50 ___________

❍ Swimming Pool • Spa • Hot Tub • Portable Spa Equipment $ 160 __________

❍ Additional Pool or Spa Equipment $ 160 __________

❍ Well Pump $ 100 __________

❍ Booster Pump (Includes Well Pump Coverage) $ 150 __________

❍ Washer • Dryer (Per Set) $ 80 __________

❍ Garage Door Opener - Enhanced Coverage! $ 30 __________

❍ Extended Pipe Leak Coverage $ 100 __________

❍ DRAIN LINE STOPPAGES (unlimited footage)

(includes Septic Tank Pumping at no additional charge!)

$ 30 __________

❍ Septic System (Per Tank)/Sewage Ejector Pump $ 50 __________

❍ Limited Roof Leak Repair ($500 Limit) $ 50 __________

❍ Limited Roof Leak Repair ($1,000 Limit) $ 100 __________

Total Cost

(Due at Close of Sale) $ __________

Application

FL 3.1 • AH A-S-D-P+R(B) (5/09)

Plan #_______________________________________

Step Six: Order the Plan

(Plan # ______________________)
To Order by Internet: www.orhp.com

Phone: 800-445-6999

Mail: P.O. Box 5017, San Ramon, CA 94583-0917

Fax: 800-866-2488

For Service Call: Place service requests

online at www.orhp.com

Please read the contract for specific coverage, exclusions and limits.

Or call: 800-972-5985

When You Need Our Services...We're Here To Help.

FL 3.1 • AH A-S-D-P+R(B) (5/09)

RENEWAL/TRANSFER/CANCELLATION

RENEWAL/TRANSFER: This Plan is transferable. This Plan may be renewed at our discretion only.

In that event, you will be notified of the prevailing rate and terms of renewal. Premium rates may

increase upon renewal.

CANCELLATION: This Plan is non-cancelable, except for nonpayment of service fees; fraud or

misrepresentation of facts material to the issuance of this Plan; or when Plan is for listing coverage and

close of sale does not occur; or upon mutual agreement between you and us.

Florida Residents: You may cancel upon demand and receive a full refund without penalty within the first

thirty (30) days after the effective date of the Plan, or within 10 days of the delivery of the Plan to you.

However, in the event services have been rendered, those costs will be deducted from the refund.

In the event Plan is cancelled by you after the thirty (30) days after the effective date of the Plan, you

shall be entitled to a pro rata refund of the paid Plan fee for the unexpired term less service cost and a

$25.00 administrative cost or 10% of the premium, whichever is less, incurred by us.

If Plan is cancelled by us, you shall be entitled to a pro rata refund of the paid Plan fee for the unexpired term.

1. Plan Effective Dates

Buyer's Coverage becomes effective at close of sale and is effective for the term indicated on the Declaration

Sheet. New Construction Coverage is effective for the term indicated on the Declaration Sheet. (Plan Fee

must be received within 14 days after close of sale.) If buyer takes possession prior to close of sale, the Plan

Fee is due and coverage will begin upon receipt of Plan Fee. In cases of Lease Option, the full Plan Fee is

due upon occupancy.

Seller's Coverage for the listing/escrow period becomes effective the day the application is received by us,

and continues until the expiration of the initial listing period (up to 180 days), close of sale, or listing

termination (whichever occurs first). Seller's Coverage is not available on multiple units, homes 5,000 sq.

ft. or over or For Sale By Owner properties. In the event close of sale does not occur in the 180-day period,

we may, at our sole discretion, extend the seller's coverage period. Pre-existing conditions are not covered

for the seller.

2. Service Overview

In accordance with the terms of the Plan, we will repair or replace systems and appliances mentioned as

covered. We exclude all others. We reserve the right to provide cash in lieu of repair or

Additional charges may apply to certain repairs or replacements. Please see Limitations of Liability. We

will provide service on covered systems or appliances that:

a) are located within the perimeter of the main foundation and garage (with the exception of coverage

items marked with an "*").

b) were properly installed and in good and safe working order on the effective date of this Plan.

c) have become inoperable due to normal usage after the effective date of this Plan.

d) are reported during the term of this Plan.

Coverage may apply to a malfunction which existed on the effective date of the Home Buyer Plan if, at that

time, the malfunction was undetectable, and would not have been detectable to seller, buyer or agent by

visual inspection and simple mechanical test. This Plan does not cover known defects.

3. For Service: Place service

requests online at www.orhp.com

or Call 800-972-5985

We are available to accept service calls 24 hours a day, 365 days a year. When you call with a service problem,

we will contact a contractor who will contact you directly to schedule a convenient appointment during normal

business hours. In the event you experience any difficulties in receiving service, please call our Service

Department for assistance.

The services contracted for will be initiated under normal circumstances by us within 48 hours after your

request for service is made. Emergency service (the loss of heating, cooling, plumbing or electrical service)

will be initiated no later than 24 hours after the report of the claim in the event of an emergency.

If you should request us to perform non-emergency service outside of normal business hours, you will be

responsible for payment of additional fees, including overtime.

We require you to contact us so we may have the opportunity to select a contractor to

perform the service. We will not reimburse you for services performed by your own

contractor without prior authorization.

For each new trade call placed, you will be responsible to pay the trade call fee to the contractor at time of the

first visit. The trade call fee is due for each call dispatched. We cannot respond to a new request for service until

all previous trade call fees are paid. Failure to pay the trade call fee will result in suspension of coverage until such

time as the proper fee is paid. At that time, coverage will be reinstated, but the contract period will not be

extended.

Service work is guaranteed for 30 days.

We require you to contact us so we may have the opportunity to select a contractor to

provide service. If we authorize you to contact an independent contractor to perform a

covered service, we must be contacted by the technician with an estimate of required

services prior to initiating any repair/replacement for which reimbursement will be

requested. An authorization number will be provided to you by us for approved costs.

Failure to contact us as outlined may result in denial of coverage.

1) Contractor selected should be qualified and insured.

2) Contractor provides fair and reasonable rates on parts and service.

3) To confirm the repair is covered by the Plan, you must contact us

a) once the technician arrives at the home and (b) prior to the technician

performing any repairs for which reimbursement will be requested.

4) Contractor is willing to bill for services rendered.

5) Acceptable itemized proof of charges are provided.

6) The trade call fee indicated will be deducted from any reimbursement of covered costs.

4. Limitations of Liability

This Plan does not cover repairs or replacement required as a result of fire, freeze or flood,

accidents, vandalism, cosmetic defects, structural defects, power failure, shortage, surge or overload,

inadequate capacity, storms, lightning, pest or pet damage, neglect, misuse, abuse or missing parts.

We do not cover improper installation or improper previous or attempted repair except where noted.

We will not perform routine maintenance. You are responsible for cleaning and routine maintenance

as specified by the manufacturer of the equipment. We are not responsible for con sequential or

secondary damage (including as a result of the failure of a covered item), nor for failure to provide

timely service due to conditions beyond our control, including but not limited to, part or equipment

delays, labor difficulties, loss of income, utility bills, living expenses, personal or property damage.

We do not cover systems or appliances classified by the manufacturer as commercial, commercial

equipment modified for domestic use or single family dwellings used for commercial purposes.

b) ACCESS:

We are not responsible for providing or closing access to covered items, except as

noted under LIMITS. We are not responsible for additional charges to remove or install systems,

appliances or non-related equipment in order to make a covered repair, nor do we cover the cost of

restoration of wall coverings, floor coverings, counter tops, etc.

c) CODE UPGRADES/PERMITS/TOXIC MATERIALS:

If upgrades are required, we

cannot perform service until you complete corrective work. If additional costs are incurred in order

to comply with regulations, we will not be responsible for the added expense, nor will we pay any cost

relating to permits. Additional costs necessary to repair or replace covered equipment as the result of

new refrigerant requirements effective January 1, 2010 will not be covered by the Plan.

We will not perform services involving hazardous or toxic materials including, but not limited to:

asbestos, mold, lead paint, and sanitation of sewage spills, nor will we pay costs related to disposal of

contaminants, hazardous or toxic materials.

We are not responsible for any claim arising out of any pathogenic organisms regardless of any event

of cause that contributed in any sequence to damage or injury. Pathogenic organisms are any bacteria,

yeasts, mildew, virus, fungi, mold or their spores, mycotoxins or other metabolic products. We are

not, under any circumstances, responsible for the diagnosis, repair, removal or remediation of mold,

mildew, rot or fungus, or any damages resulting from or related to mold, mildew, rot or fungus, even

when caused by or related to the malfunction.

d) REPAIR/REPLACEMENT/UPGRADING:

We have the sole right to determine whether a

covered system, appliance or component will be repaired or replaced; but we are not responsible for

delay in obtaining parts or replacement equipment. We do not pay costs related to disposal ("haul

away") of systems or appliances. We reserve the right to repair systems and appliances with nonoriginal

manufacturer's parts, including rebuilt or refurbished parts. We reserve the right to obtain a

second opinion at our expense. We will not upgrade any covered item. We reserve the right toPayment will be provided based on our

provide cash in lieu of repair or replacement.

negotiated rates with our contractor/supplier network, which may be less than retail. We are not

responsible for work performed by any contractor once cash in lieu of work has been authorized. We

are also not responsible for non-covered work performed or non-covered costs charged by a

contractor dispatched to provide covered services.

We are responsible for providing installation of equipment comparable in features (that effect the operation

of the system or appliance), capacity and efficiency, but not for matching dimensions, color or brand. We

are not responsible for the cost of construction, carpentry or other modifications made necessary by

existing or installing different equipment. We are not responsible for relocation of equipment.

We are not responsible for upgrades, components, parts or equipment required due to the

incompatibility of the existing equipment with the replacement system or appliance or component, or

part thereof or with new type of chemical or material utilized to run the replacement equipment

including, but not limited to, differences in technology, refrigerant requirements, or efficiency as

mandated by federal, state or local governments.

e) CONDOMINIUMS/MULTIPLE UNITS/MOBILE HOMES:

This Plan does not provide

coverage for common systems unless this Plan is for a duplex, triplex or fourplex and every unit is

covered by an Old Republic Home Protection Plan with applicable system or appliance coverage. If

this Plan is for a unit within a multiple unit of five or more units, then only items contained within the

actual unit will be covered. Common grounds and facilities are excluded.

f) MANUFACTURER'S RECALL/DEFECTS:

We are not responsible for repairs arising from

a manufacturer's recall of covered items, manufacturer's defects, design flaws or for items covered

under an existing manufacturer's, distributor's or in-home warranty.

Disclosure Notice:

The total Plan fee is due and payable to ORHP and is to be paid at closing. The Plan fee may include a service fee payable to the above named real estate company for administrative and

other services performed in the placement of the Plan, including promoting, selling, processing, and advertising the Plan. The service fee is a good faith estimate of the value of the above named real estate company's

services and expenses in providing such services in the placement of the Plan.

replacement in the amount of our actual cost (less than retail) to repair or replace such item.

PROVIDE LISTING PERIOD COVERAGE FREE OF CHARGE.

under this Plan. If the area of the roof that is leaking has deteriorated to such an extent

that the leak cannot be repaired without partial replace ment of the roof, the company's

obligation is limited to the cost of repair if such leak had been repairable. In the event

the roof has exceeded its life expectancy and must be replaced, this coverage will not

apply. Roof repairs will be limited to $500/$1,000 maximum per Plan for diagnosis,

labor, parts and/or materials depending on option selected/ premium paid.

metal, roof mounted installations, leaks that occur in a deck or balcony when said deck

or balcony serves as the roof of the structure below, leaks that result from or that are

caused by roof mounted installations, improper construction or repairs, missing or

broken roof shingles or tiles, damage caused by persons walking or standing on the

roof, failure to perform normal maintenance to roof and gutters, improper installation,

leaks manifested prior to the effective date of the Plan.

line is limited to a total of $500 maximum per Plan.

cleanout, pumping, seepage pits, stoppage or damage due to roots.

roots. We do not cover collapsed or broken lines outside the main foundation, access

to drain or sewer lines from vent, removal of toilet, and costs to locate, access, or

install a ground level cleanout. We do not cover the cost of locating or gaining access

to tank or any chemical treatments.

sprinkler system, above or below ground pool piping, downspout or landscape drain

lines, outside/underground piping for water source heat pump.

refrigerants, when necessary, to effect a covered repair or replacement.

required to remove or install rooftop heating or air conditioning units.

appliances, systems or components, we will pay up to $250 per occurrence for such

local building permits. We will not be responsible for replacement service when

permits cannot be obtained.

component when we are replacing that covered appliance, system or component.

violations in regard to a covered trade call, if required, to effect repair or replacement.

We may provide, at our option, a cash settlement in lieu of performance of the work.

that was improperly installed, repaired or modified prior to or during the contract

term. If the improper installation, repair or modification violates a Code Requirement,

see Limited Code Upgrade limits below.

Gold Upgrade

The selection of this option provides coverage on items which are normally excluded

from standard coverage.

screens, venting, dials, "all in one" wash/dry units, handles, lights, insulation.

redrilling of the well, control boxes, pressure switches, capacitors or relays, well

pump and well pump components for geothermal and/or water source heat pumps,

outside or underground piping and components for geothermal and/or water source

heat pumps, access to repair well pump system.

cover and related equipment, fill line, fill valve, remote control panel and switches,

air switches, electronic, computerized, pneumatic and manual system management,

cleaning or maintenance of equipment, chlorinators, ionizers, ozonators and other

water chemistry control equipment and materials, fuel storage tanks, all cleaning

equipment including pop-up heads, turbo valves, creepy crawlers and the like,

disposable filtration mediums, heat pump, solar equipment, valve actuator motor.

whirlpool) are covered if they utilize common equipment. If they do not utilize

common equipment, then only one or the other is covered unless an additional fee

is paid.

where parts are not available, our obligation is limited to cash in lieu based on the

replacement cost of the icemaker.

heads and shower arms, interior hose bibbs, toilet replacement with like quality

attachments, accessories or hoses, heat lamps, intercoms, alarms, low voltage relay

systems, electronic or computerized energy management or lighting and appliance

management systems, doorbell and related wiring, chimes, attic fans, saunas or steam

rooms, whole house fans, smoke detectors, telephone wiring, inadequate wiring capacity,

solar electrical systems.

been selected. If the Option is selected, heating system and air conditioner/cooler

are subject to a combined $1,500 maximum for diagnosis, repair or replacement

during the Seller's Coverage period. All limitations of liability apply.

hot water, boiler, radiant heat, steam circulating heating system, air transfer, glycol,

Phenix, Polaris, diesel, oil or hydronic systems, water source heat pumps and their air

handlers, water cooled condensers.

(2) $500 maximum per Plan for diagnosis, repair or replacement for concrete

encased or inaccessible ductwork.

(3) We will provide access, according to the dollar limits specified in (1) and (2)

above, through unobstructed walls, ceilings, and floors only, and will return access

opening to rough finish condition.

lamps, filters, electronic air cleaners, humidifiers, vents and flues, fuel storage tanks,

wood or pellet stoves (even if only source of heating), fireplaces and key valves,

inserts, insulation, passive solar space heating and cooling systems, outside or

underground piping and components for geothermal and/or water source heat pumps,

well pumps and well pump components for geothermal and/or water source heat

pumps, heating/water heater combination units, freestanding units, cable heat,

electronic, computerized, pneumatic and manual system management and zone

controllers, gas air conditioning units, window units, maintenance, cleaning,

condenser housing, cooler pads, water towers, roof jacks and stands, inaccessible coil

lines, chillers and chiller components, pre-coolers, costs related to recapture or

disposal of refrigerants, asbestos covered ductwork, dampers, collapsed or crushed

ductwork, ductwork damaged by moisture, diagnostic testing of, or locating leaks to

ductwork, including, without limitation, as required by any federal, state or local law,

regulation, or ordinance, or when required due to the installation or replacement of

system equipment, improperly sized ductwork.

tons per unit.

No limit to number of covered units for homes under 5,000 sq. ft.

refrigeration units.

handles, runner guards, shelves, interior linings, timers and clocks that do not affect the

heating or cleaning operation of the unit, knobs, dials, rotisseries, meat probes, portable

or countertop microwaves, trim kits, halogen units, refrigerator/oven combination units,

glass including door glass, lock and key assemblies, magnetic induction cooktops,

microwave/cooktop drawer combination units, icemakers, ice crushers, ice and beverage

dispensers and their respective equipment, interior thermal shells, removable buckets and

trays, refrigerator freezers which require an additional compressor to function, cost

related to recapture or disposal of refrigerants, food spoilage, insulation, removable

components which do not affect the primary function, multi-media centers, wine vaults.

necessary, of polybutylene piping, and leaks emanating from a water, drain or gas

pipe either encased in or located under concrete, such as a concrete slab foundation.

(2) Toilet tanks and bowls replaced with builders standard, when necessary.

(3) We will provide access, according to the dollar limits specified in (1) above,

through unobstructed walls, ceilings, and floors only, and will return access opening

to rough finish condition.

enclosures, gas log lighter, toilet lids and seats, sprinkler or solar systems, vents and

flues, septic tank, stoppages, water heater heat pump attachment, sewage ejector,

hose bibbs, holding or storage tanks, energy conservation units, noise, electrolysis,

whirlpool jets, filters, water conditioning/purification systems, bidets, jet pumps,

conditions caused by chemical, calcium, or sediment build-up (except in water

heaters), caulking, grouting, inadequate or excessive water pressure, flow

restrictions in fresh water lines, basket strainers, pop-up assemblies, Phenix

systems: see Limits under Heating System, leaks/damage caused by roots, water

heater drip pans, icemaker water lines, fuel storage tanks, shower head, shower

arm, fire suppression systems, heating/water heater combination units, multi-valve

manifolds.

Are You Facing Foreclosure in Florida? You May Have a Better Way Out!

Thu, 10 Sep 2009 19:36:54 -0500

Are You Facing Foreclosure?

You May Have a Better Way Out!

There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. But ignoring the bills will not make them go away, it will only make things worse.

If you need help, there are approaches that can help, but you may not be familiar with them. One of these is a "short sale."

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowner's credit than a foreclosure does.

If you would like to explore the possibility of a short sale for your property, avoid or stop foreclosure, and potentially save your credit rating, please visit www.FloridaShortSaleSolution.com or www.SKIPtheBULL.com and Contact Richard Shuman P.A. Enter Realty inc, SALES MANAGER - REALTOR & Mortgage Brokerage Business

get the help you deserve today - available 7 days a week, 7am to 7pm

NO GAMES ~ NO GIMMICKS ~ NO BULL

www.SKIPtheBULL.com

FLORIDA SOLD!!! I closed another Short-Sale Yesterday - I can Help you too!!! www.SKIPtheBULL.com sold for $274,000

Thu, 10 Sep 2009 19:18:18 -0500

$299,900

Bedrooms:
3.0

+/- Sq Ft:
2140

Type:
Resale/Existing

Baths F/H:
2/1

Stories:
2.0

MLS ID:
o4891050

SOLD $274,000

Year Built:
2007

Lot Size:
0.94 acre(s)

Pic 1

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Pic 3

Pic 4

Property Description

Attic, Eating Space In Kitchen, Open Plan, Volume Ceilings, Bath w Spa/Hydro Massage Tub, Tub with Separate Shower Stall, Foyer, Inside Utility, Breakfast Bar, Desk Built In, Island, Pantry, Brick/Stone, Ceramic Tile, Slate, Wood , Mature Landscaping, Patio/Porch Open, Trees/Landscaped

Property Features

Single Family Property
Status: Active
County: Seminole County
Subdivision: CHULA VISTA 1ST ADD
Year Built: 2007
3 total bedroom(s)
2.5 total bath(s)
2 total full bath(s)
1 total half bath(s)
Approximately 2140 sq. ft.
Type: Single Family Home
Style: Cape Cod, Contemporary, Custom, Traditional
Master bedroom
Living room
Dining room
Kitchen
Master bedroom is 17x14
Living room is 21x18
Dining room is 12x12
Kitchen is 21x17
Hardwood floors
Fireplace(s)
3 car garage
Attached parking
RV/boat parking
Parking features: Side Rear Entry
Central air conditioning
Central heat
Inclusions: Convection Oven, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
Exterior construction: Block, Siding, Slab
Energy Info: Ceiling Fan(S)
Roofing: Shingle
Lot features: Oversized Lot
Lot is 41382 sq. ft.
Approximately 0.94 acre(s)
Lot size is between 1/2 and 1 acre
Utilities present: BB/HS Internet Available, Cable Connected
Parcel Access: Street Paved

Real Estate & Mortgage Solutions
Richard Shuman P.A., Agent

Serving Most of Florida, referrals throughout the United States!

670 N. Orlando Ave, Suite 101
Maitland, FL 32751
Office: (407) 448-7759