harford county: 2010 Homebuyer Tax Credit Extension - 11/05/09 03:38 PM
Homebuyer Tax Credit has not only been extended, but it has also been expanded to include current homeowners.  The Senate and House of Representatives approved the bill and the President should sign the bill into law as soon as Friday, November 6, 2009.  The following are features of the new bill:
(0 comments)

harford county: Free First Time Home Buyer Workshop - Baltimore County - October 14, 2009 - 09/27/09 04:25 PM

 
Free First Time Home Buyer Workshop - Baltimore - October 14, 2009
October 14, 2009 at 6:30PM
7939 Honeygo Blvd., #127
Baltimore, MD 21236
 
Seating is limited, so please RSVP by calling or emailing:
 
Bob Lowery, Consultant
Prosperity Mortgage Company
410.248.1762 Tel
443.653.1720 Mobile
Bob.Lowery@prosperitymortgage.com
 
· FREE Home Buyer's Guide 
(0 comments)

harford county: First Time Home Buyer's Tax Credit - Maryland - Baltimore - 09/22/09 06:04 PM
 
For all your purchase and refinance needs, feel free to contact me at 410-248-1762 or bob.lowery@prosperitymortgage.com.  I am available seven days a week.
Confidential applications can also be completed on our secure website at https://www.homeloans.com/bob-lowery
Thanks,
 
Bob Lowery
Home Mortgage Consultant
Prosperity Mortgage Company
410.248.1762 Tel
443.653.1720 Mobile
Bob.Lowery@prosperitymortgage.com
https://www.homeloans.com/bob-lowery
(0 comments)

harford county: Major changes to FHA Streamline Refinancing - 09/20/09 11:56 AM
Effective 60 days from September 18th, there will be some major changes to FHA streamlines.  The major changes affecting FHA homeowners with refinancing are:
Seasoning - this means all home owners must have owned their home for six months before they can refinance. Payment history     If home owned less than 12 … (0 comments)

harford county: Freddie Mac Home Affordability Program HARP Refinance - Maryland - 08/06/09 03:44 PM
Rates have been low the past 8 months.  However, many homeowners were not able to refinance because their credit had fallen behind and/or they lost equity in their home and could not refinance.
Congress and President Obama passed the stimulus package earlier this year to try and help 2,000,000 homeowners refinance … (0 comments)

harford county: Fannie Mae Home Affordability Program HARP Refinance - Maryland - 07/22/09 06:08 PM
Rates have been low the past 8 months.  However, many homeowners were not able to refinance because their credit had fallen behind and/or they lost equity in their home and could not refinance.
Congress and President Obama passed the stimulus package earlier this year to try and help 2,000,000 homeowners refinance … (0 comments)

harford county: Do I have sufficient credit to obtain a FHA loan? Can I use a co-borrower? - 06/05/09 02:38 PM
Many still have questions in this lending environment.  While guidelines on credit have tightened, there is still plenty of money to be lent.  Many lenders, including mine, have increased minimum credit scores to obtain a FHA loan up to 600.  This does not mean you need perfect credit, but you do have … (0 comments)

harford county: VA Streamline Refinance - IRRRL - Do You qualify? Baltimore, Harford, Anne Arundel, Carroll, Cecil and Howard County - 04/05/09 04:02 PM

 
IRRRL stands for Interest Rate Reduction Refinancing Loan.  Except when refinancing an existing VA guaranteed adjustable rate mortgage (ARM) to a fixed rate, it must result in a lower interest rate.  When refinancing from an existing VA ARM loan to a fixed rate, the interest rate may increase.
No … (0 comments)

harford county: FHA Streamline Refinance - Is it really that easy? Do I qualify? Baltimore, Harford, Anne Arundel, Carroll, Cecil and Howard County - 04/01/09 11:18 AM

 
 
 
 
 
"Streamline" is not a program or product.  It refers to the amount of documentation and underwriting that needs to be performed by the lender.  You may do a FHA streamline with your current lender or a any lender for that matter.  You do not have … (0 comments)

harford county: Free First Time Home Buyer Workshop - Baltimore and Harford County - March 14, 2009 - 02/19/09 04:53 PM
 
 
Free First Time Home Buyer Workshop - Baltimore - March 14, 2009
March 14, 2009 at 11:00AM
8712 Bel Air Road
Baltimore, MD 21236
 
Seating is limited, so please RSVP by calling or emailing:
 
Bob Lowery, Consultant
Prosperity Mortgage Company
410.248.1762 Tel
443.653.1720 Mobile
Bob.Lowery@prosperitymortgage.com
 
· FREE Home Buyer's Guide 
· FREE … (0 comments)

harford county: Updated Home Buyer Tax Credit - $8,000 versus $15,000 - 02/16/09 09:18 AM
The following has been approved by Congress and is expected to be signed in Obama early this week.  While the majority of the $800 billion dollars will not stimulate the economy, this should have a direct impact on the housing economy and get things headed in the right direction.
FIRST-TIME HOMEBUYER … (3 comments)

harford county: $15,000 Home Buyer Tax Credit - Harford County - 02/05/09 04:36 PM
The Senate is currently working on passing the 2009 stimulus bill.  The House passed their version last week.  There are many parts to this bill, which is why it is close to $900 billion and there is a lot of wasteful spending in the bill, however, there are two excellent parts … (1 comments)

harford county: Home Buyer Tax Credit $15,000 - Baltimore County - 02/05/09 04:33 PM
The Senate is currently working on passing the 2009 stimulus bill.  The House passed their version last week.  There are many parts to this bill, which is why it is close to $900 billion and there is a lot of wasteful spending in the bill, however, there are two excellent parts … (1 comments)

harford county: First Time Home Buyers!!! Is this the right time to buy? Serving Harford and Baltimore County - 01/22/09 06:34 PM
Is this the right time to buy?  I have been asked this question so many times, I felt the need to blog about it.  I do believe its a great time to buy and there are a lot of buyers waiting for rates and values to hit bottom.  There are several reasons … (1 comments)

harford county: First Time Home Buyers!!! Is now the right time to buy? Serving Harford and Baltimore County - 01/22/09 06:31 PM
Is this the right time to buy?  I have been asked this question so many times, I felt the need to blog about it.  I do believe its a great time to buy and there are a lot of buyers waiting for rates and values to hit bottom.  There are several reasons … (1 comments)

harford county: Mortgage Interest Rates - Harford and Baltimore County - 12/19/08 11:12 AM

About Prosperity Mortgage
Wells Fargo Home Mortgage (our parent company) has over 150 years of experience in mortgage lending and they are the most stable and secure mortgage lenders in the county.
Wells Fargo holds over 95% of the loans they originate so they will, most likely, always service your … (0 comments)

harford county: Mortgage Interest Rates - Baltimore and Harford County - 12/19/08 11:11 AM

About Prosperity Mortgage
Wells Fargo Home Mortgage (our parent company) has over 150 years of experience in mortgage lending and they are the most stable and secure mortgage lenders in the county.
Wells Fargo holds over 95% of the loans they originate so they will, most likely, always service your … (0 comments)

harford county: Free First Time Home Buyer Workshop - Harford County - January 24, 2009 - 12/02/08 12:46 PM

Free First Time Home Buyer Workshop - Baltimore - January 24, 2009
January 24, 2009 at 11:00AM
8712 Bel Air Road
Baltimore, MD 21236
 
Seating is limited, so please RSVP by calling or emailing:
 
Bob Lowery, Consultant
Prosperity Mortgage Company
410.248.1762 Tel
443.653.1720 Mobile
Bob.Lowery@prosperitymortgage.com
 
· FREE Home Buyer's Guide 
· FREE credit analysis 
(1 comments)

harford county: Free First Time Home Buyer Workshop - Baltimore County - January 24, 2009 - 12/02/08 12:42 PM

Free First Time Home Buyer Workshop - Baltimore - January 24, 2009
January 24, 2009 at 11:00AM
8712 Bel Air Road
Baltimore, MD 21236
 
Seating is limited, so please RSVP by calling or emailing:
 
Bob Lowery, Consultant
Prosperity Mortgage Company
410.248.1762 Tel
443.653.1720 Mobile
Bob.Lowery@prosperitymortgage.com
 
· FREE Home Buyer's Guide 
· FREE credit analysis 
(1 comments)

 
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Bob Lowery

Perry Hall, MD

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Prosperity Mortgage

Address: 8712 Bel Air Rd, Baltimore, MD, 21236

Office Phone: (410) 248-1762

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