brampton homes: Bramalea's "M" Section 38 Meadow Bush Court, Brampton - 06/17/14 07:26 AM
Open the door to this lovely home at 38 Meadow Bush Court in Brampton. This lovely 4 bedroom home is located on a family friendly court in a great neighborhood. Backing onto a wooded ravine this large pie shaped backyard makes for the perfect setting with lots of privacy, plenty of room to entertain family and friends and tons of room for the kids to play. As you approach this family home you will notice the extra large driveway perfect for a family with multiple vehicles. The front landscaping has lots of trees, shrubs & perennials if you are looking for … (0 comments)

brampton homes: Coming Soon - 06/11/14 02:25 AM
Located in popular Madoc Subdivision this semi-detached Bungalow has lots to offer. Great opportunity for the first time buyer, family oriented street in a mature neighourhood. The cozy main floor features a nice family sized eat-in kitchen. The living/dining room combination boasts hardwood flooring and a picture window overlooking the front yard. All three bedrooms feature hardwood flooring, with the master bedroom having a double closet for extra storage. The main 4pce bathroom is also located on the main floor. As you go downstairs to the finished basement you will come across a separate side entrance which leads you to the … (0 comments)

brampton homes: Fabulous 5 Bedroom Brampton Home - 299 Edenbrook Hill Drive, Brampton - 04/07/14 10:52 PM
 
Ruth Ballantyne welcomes you to 299 Edenbrook Hill Drive in Brampton. This gorgeous family home is located in the ever popular Fletcher’s Meadow and is conveniently located to many great amenities. As you approach this family home you will notice the double car garage & driveway which leads you to the front porch. As you enter you will step onto the ceramic floor entrance with convenient coat closet and notice the large breathtaking open concept living/dining room combination with gleaming hardwood floors, which leads you to the kitchen & family room. The eat-in kitchen features ceramic floor & backsplash, double … (2 comments)

brampton homes: Bramalea Beauty on Court, 54 Meadow Bush Crt. Brampton L6S 5B4 - 04/01/14 03:58 AM
 
 Click here for Virtual Tour  Welcome to 54 Meadow Bush Court in Brampton. This lovely 4 bedroom home is located on a family friendly court in a great neighborhood. Backing onto a wooded ravine with an extra deep backyard this makes for the perfect setting with lots of privacy, plenty of room to entertain family and friends and tons of room for the kids to play. As you approach this family home you will notice the extra wide driveway with added parking for that leisure vehicle or additional family car. The front interlocking walkway with flower gardens will lead you … (0 comments)

brampton homes: Perfect Brampton Bungalow - 118 Royal Orchard Drive, Brampton - 03/18/14 01:08 PM

 
Welcome to 118 Royal Orchard Drive in Brampton. This cozy detached raised bungalow will make the perfect home for retirees, anyone looking to downsize or even someone just starting into home ownership. As you approach this home you will notice right away the double car garage and private double driveway. The interlocking brick walkway leads you to the front door with glass insert. When entering you step onto the ceramic floor in the open foyer which has a convenient coat closet. From the foyer you can go up a few steps into the open concept main floor or down … (0 comments)

brampton homes: 55 Via Rosedale #210, Rosedale Village Brampton - Beautiful Condo - 09/03/13 11:34 AM
Ruth Ballantyne welcomes you to 55 Via Rosedale Way, #210 in Brampton. Located in the private gated community of Rosedale Village, this gorgeous unit has so much to offer and features a perfect open concept design with separate dining room. As you walk into this lovely unit you will notice the ceramic floor in the entrance which leads to the separate formal dining room with a gleaming hardwood floor. The gourmet kitchen features granite counter, breakfast bar, upgraded cabinets, stainless steel appliances, built-in dishwasher, built-in microwave, ceramic floor & backsplash, and is open to the living room. From the cozy living … (1 comments)

brampton homes: Peel Region Releases Affordable Ownership Program - 02/23/12 03:58 AM
Earlier this month the Region of Peel again released its grant for HomeBuyers.  This is an opportunity for you to get a downpayment on a house from the Region and have it act as a grant not a loan if you stay in the house for 20 years.  There are 50-100 grants available and you have to have a prequalification from a bank in order to apply. This year there will be no waiting list for this program.  Once the funds have been allocated the program will end. Here are the Details:
Only 50 to 100 people will be giving this opportunity this release.Max price … (0 comments)

brampton homes: Its always good when you get Good Press. - 02/02/12 03:37 AM
Feb 02 Great Review of Buy Smart Seminar in Snap Brampton
I wanted to share this great review we were featured in, for Snap Brampton this week.  It was a great turn out and we will be hosting another Buy Smart Seminar February 16th 2012, just in time for you to take advantage of the RRSP program.
“The Buy Smart Seminar at Professors Lake Recreation Centre in Brampton was a very educational event for those in attendance. Local Mortgage Broker Don Stoddart, as well as ReMax agent Ruth Ballantyne, provided their expert advice to people at a variety of stages … (6 comments)

brampton homes: Buffinied at Wendy's - 01/31/12 04:16 AM
Everyone today seems to be concerned with Customer Service. Its not just REALTORS (R). Today I went to my local Wendys for Lunch I was Buffinied and appreciated. I love their salads and go quite often. I get the BLT Cobb Salad on the Pair 2 and I always upsize my drink. Today as I was going through the drive thru I heard the owner say " Be careful with her order, She is a regualar Guest." I thought that was nice. I was in an unmarked van not my old Ruth Mobile so that was not the give away. He … (4 comments)

brampton homes: December Newsletter Featuring How To Save Energy and Money at Home - 12/09/10 04:14 AM
The latest version of our HomeMarketWatch Insider newsletteris now available on our website at:http://www.bramptonhomeinfo.com/gold_newsletter.aspEach month, we publish a series of articles of interest tohomeowners -- money-saving tips, household safety checklists,home improvement advice, real estate insider secrets, etc.Whether you are currently in the market for a new home, or not,we hope that this information is of value to you.  Please feelfree to pass these articles on to your family and friends.-----------------------------------------------------------------If another person has forwarded this issue to you, andyou would like to subscribe yourself, go to the following link:http://stayincontact.com/sub.asp?Param=aKvpXSpq5q3BB5q-----------------------------------------------------------------This month's features...FEATURE REPORT:- How To Save Energy and Money at HomeALSO THIS … (0 comments)

brampton homes: Ruth Ballantyne presents 21 Primrose Cres., Brampton, Ontario - Perfect Starter Home in Heart Lake $258,800 - 11/26/10 01:00 PM
Wow! This one is perfect for the first time buyer who wants to move right in.  Located in  desirable  Heart Lake location and address are part of the appeal. This home has been renovated from top to bottom.   It has had the windows replace, new door, new siding, new kitchen, new ceramic floors, new carpet, lovely laminate floors, freshly painted.  The home is perfect for the family it backs onto a park with a gate out to a play park.  Nothing left to do but move in!  Move in for Christmas by calling Ruth today @ 905-456-1000 ext 3344 or email to … (2 comments)

brampton homes: Lobbying at Queen's Park - 11/26/10 12:18 PM

Over the past few days I have been involved at the Ontario Real Estate Association's (OREA) Political Affairs Conference. The Brampton Real Estate Board (BREB) along with the outhe 41 boards across Ontario decended on Queen's Park and met with 80 MPP's.
We were there to Ask the MPP's to amend the Ontario Regjlation 282/98 of the Assesment Act by adding a new tax class for Browndfield Propertis that are "under remediation." Brownfields classified in this manner would then pay taxes at the same rate as agricultural land or greenfields. This would encourage redeveplopment of these sites.
Our second as … (2 comments)

brampton homes: GTA REALTORS® Report Mid-Month Resale Housing Market Figures - 11/22/10 01:40 AM

TORONTO, November 16, 2010 - Greater Toronto REALTORS® reported 3,076 salesthrough the Multiple Listing Service® (MLS®) during the first two weeks of November2010.
This represented a 16 per cent decrease compared to the 3,666 sales recorded duringthe same period in November 2009. Year-to-date sales amounted to 78,526 - upslightly from the 2009 total.
"The number of transactions remained high relative to new listings through the first halfof November, promoting a healthy rate of price growth compared to last year," saidToronto Real Estate Board President Bill Johnston.
The average price for November mid-month transactions was $437,554 - up more thanfive per … (0 comments)

brampton homes: The Annual City of Brampton Christmas Tree Lighting Ceremony - 11/19/10 03:42 AM


The Annual City of Brampton Christmas Tree Lighting ceremony will take place tonight, November 19, from 6 – 8 pm.
Mayor Susan Fennell will hit the switch, illuminating a 60-foot spruce tree to a dramatic sound and light show to kick off Brampton’s festive season!
The line-up for the evening’s festivities includes special activities for the whole family: fun and games, food stations, and exciting giveaways. Hydro One Brampton will be giving out free energy-efficient light bulbs (limit one per person). Children can take the opportunity to come into City Hall and e-mail a letter to Santa Claus. The … (1 comments)

brampton homes: Happy Thanksgiving ! - 10/08/10 04:52 AM
From my family to yours, I wish you a Happy Thanksgiving !
 

(6 comments)

brampton homes: GTA REALTORS® Report Monthly Resale Housing Market Figures - 10/05/10 08:35 AM
TORONTO, October 5, 2010 --Greater Toronto REALTORS® reported 6,310 sales through the Multiple Listing Service® (MLS®) in September 2010. This represented a 23 per cent decrease compared to the 8,196 sales recorded during the same period in 2009. Through the first nine months of the year, sales amounted to 69,069 – up four per cent compared to the first three quarters of 2009. “The level of sales in the second half of 2010 has been lower, representing a balancing out period following record levels of sales in the latter half of 2009 and first few months of 2010. We remain on … (0 comments)

brampton homes: Brampton Condo for Sale on McLaughlin Road, Brampton at the Camelot $188,800 - 10/04/10 06:36 AM
Just listed great condo on main floor in the Camelot Building on McLauglin.  Eat in Kitchen, Laundry room, Living and dining room and walk out to patio overlooking the ravine from the den.  Perfect for the couple starting out or empty nesters, all you need to do is move in. 
(0 comments)

brampton homes: A Cure for Marks MS - 10/04/10 06:01 AM
On Saturday, Rick and I attended a fundraiser organized by Tammy Harnum in my office.   Mark is the husband of one of our Administrators.  He has MS and has had the new surgery that is helping MS patients world wide.  Marks MS was progressing so fast and hope was diminishing and so they decided that they could not wait - he needed the surgery now.  So a few months ago, they found a patron to sponsor Marks surgery and he went to Mexico.  Thankfully the surgery was a great success and Mark walked into the Lion's Hall to greet us all … (1 comments)

brampton homes: Breakfast with Brampton's Mayor Susan Fennell - 09/08/10 09:22 AM
At this mornings Business Breakfast with Mayor Fennell  excitement was in the air as the Mayor and the Guest Speaker Omar Rashid, Director Municipal Government Strategy, Microsoft Canada spoke confidently about Brampton and its future.  Mr. Rashid  gave us insight into Brampton's website.  It seems that it was awarded the Most Innovative Website at a conference in Spain and the Best Use of Social Media at a conference in Norway.  He described it as unique because the City Focuses on Customer Service Strategy treating residents as customers and not just on Citizens. 
He also praised Mayor Fennell for addressing the Ash Center … (0 comments)

brampton homes: Thanks To Everyone Who Helped make the Brampton Real Estate Board Golf Tournement a Success. - 09/01/10 02:55 AM
Yesterday at the Brampton Real Estate Board Golf Tournement we had almost a complete sell out.  This year we changed the location to Eagle Ridge and we think the change was fantastic.  It was a hot hot day but no one seemed to mind.  There was a cool breeze and lots of trees to hide under when the tees got a little backed up.  Would just like to thank all of the Sponsors, Volunteers, Staff and the visitors from Surrounding Boards and OREA who came out to support Brampton.  The final figures are not in yet but it looks like The REALTORS … (0 comments)

 
Ruth Ballantyne, Rely on Ruth. (Re/Max Realty Services Inc. Brokerage)

Ruth Ballantyne

Rely on Ruth.

Brampton, ON

More about me…

Re/Max Realty Services Inc. Brokerage

Address: 391 Main Street North, Brampton, On, l6x 1n7

Office: 905-456-1000 x3344

Mobile: (416) 779-8732

the 27th of September the Region of Peel again released its grant for HomeBuyers. This is an opportunity for you to get a downpayment on a house from the Region and have it act as a grant not a loan if you stay in the house for 20 years. Here are the Details: This program will assist eligible applicants who have a total gross (pre-tax) household income of <80,000 or less to purchase a home in the Region of Peel (Brampton, Caledon or Mississauga) that does not exceed a purchase price of $280,000. Here are the requirements copied from the Region of Peel Website at http://www.peelregion.ca/housing/home-in-peel/apply/qualifications.htm. What is the Affordable Home Ownership Program? The Region of Peel’s Home in Peel Affordable Ownership Program is designed to provide low-to-moderate income residents who are currently renting a unit with the opportunity to qualify for down payment loan assistance. This program will assist eligible applicants who have a total gross (pre-tax) household income of $80,000 or less to purchase a home in the Region of Peel (Brampton, Caledon or Mississauga) that does not exceed a purchase price of $280,000. Participant Eligibility •Applicants must be 18 years of age or older •Applicants must not own or have an interest in another residential property in Canada or elsewhere •The home must be the sole and principal residence of the purchaser •The applicant must currently be renting and looking to buy a sole and principal residence •The applicant must have a total gross (pre-tax) household income not exceeding $80,000 •The applicant must be able to obtain a mortgage pre-approval from a Canada Mortgage and Housing Corporation (CMHC) approved and insured lender and must submit it with their application •Participants may not include anticipated rental income from a portion of the property in order to obtain a mortgage •The applicant must be able to pay all additional closing costs •The applicant must supply all necessary documentation to the Region of Peel Eligible Homes Due to unpredictability of closing dates, new homes will not be eligible for purchase under the Home in Peel program. Participants may purchase: •resale detached homes •semi-detached •row homes •town (condominium or freehold) stacked homes •high-rise condominium units Duplex, triplex or mobile homes do not qualify as eligible homes under the Home in Peel program. For a home to be eligible, it must be modest in size relative to the community, in terms of floor area and amenities, as determined by the province or the service manager. The maximum house price for program participants in the Region of Peel is $280,000. The Down Payment Loan The down payment assistance will be up to $15,000. Repaying the Loan The down payment loan is for a 20-year period and no interest is charged if: •The home remains the sole and principal residence of the owner. The home is not to be rented, leased or sold in the 20-year period. •On the 20th anniversary date of the agreement, the loan is automatically forgiven provided there has been no default. Repayment of the loan is required when: •The home ceases to become the sole and principal residence of the owner. •The home is sold before the 20-year affordability period. If during the 20 year affordability period, the property is resold, transferred, or otherwise disposed, and an appreciation in value is incurred, the purchaser will be required to pay back to the Region of Peel the loan and 5% of the appreciation. If the home is sold for less than the original purchase price, the owner does not pay appreciation and the principal is forgiven (the sale must be at fair market value and must be an arm’s length transaction). Other Costs for the Purchaser The purchaser is expected to pay the following: •Closing costs •Inspection of the home prior to firm offer of purchase and sale •Lawyer’s fees •Land Transfer Tax What is Needed to Qualify for the Home in Peel Program? Interested applicants must complete the application form and provide all supporting documentation and return it to the Region of Peel. As funding for this program is limited, participants are selected on a first-come, first-serve basis. Once an application is received, a letter confirming eligibility will be sent within 15 business days. There is no wait list for this program; once all funding has been allocated, all remaining applicants will be notified by letter that the program has ended. Call me at 905-456-1000 ext 3344 for more details.


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