rachel lamar: Handshakes (!) for Underwater Homeowners
- 04/02/10 05:19 AM
If you are underwater and still pay your mortgage on time you may earn a handshake, a t-shirt, watch or even concert tickets (don't laugh--I am serious)...to learn more visit http://www.rachellamarrealestate.com/blog/2010/04/01/new-program-to-reward-underwater-homeowners/ … (0 comments)
rachel lamar: Up to $18,000 for Buyers Now, But Act Quickly!
- 04/02/10 05:15 AM
Buyers: you may qualify to get up to $18,000 in tax credit if you purchase a home soon, but you need to act quickly. To learn more visit http://www.rachellamarrealestate.com/blog/2010/03/31/buyers-buy-now-and-you-could-get-up-to-18000-tax-credit/ … (0 comments)
rachel lamar: Rental Scam on Craigslist
- 03/28/10 04:01 PM
If you are a Realtor with a listing you need to be aware of the scam that is occurring on Craigslist. For more information visit http://www.rachellamarrealestate.com/blog/2010/03/28/craigslist-rental-scam-realtors-beware/. … (2 comments)
rachel lamar: California Homebuyer Tax Credit Extended
- 03/27/10 11:25 AM
If you haven't yet heard, the California homebuyer tax credit was extended just a few days ago. Read more at http://www.rachellamarrealestate.com/blog/2010/03/25/california-homebuyer-tax-credit-expanded/ … (2 comments)
rachel lamar: Proposition 60 and It's Benefits to 55+ Sellers
- 03/25/10 06:09 AM
If you are a seller or are working with a seller who is 55+ and wants to downsize or just move to another home, you may not be aware that there is a tax law in California that will substantially help them with keeping property taxes low. To learn the specifics please visit http://www.rachellamarrealestate.com/blog/?p=615. … (0 comments)
rachel lamar: Social Media is Making a HUGE Impact on Our Lives
- 03/23/10 08:45 AM
WOW...social media is even bigger than you may have thought. If you are in real estate and you have not yet ventured into the social media world there is no time like the present. In fact, if you don't do it soon you will be left behind in the dust! Check out this incredibly informative video to learn more. http://www.rachellamarrealestate.com/blog/?p=603. … (0 comments)
rachel lamar: Carlsbad Hazardous Waste Program
- 03/23/10 08:38 AM
The City of Carlsbad is sponsoring a free hazardous waste drop off program in April. For more information please click here: http://www.rachellamarrealestate.com/blog/?p=609. … (0 comments)
rachel lamar: Short Sales May Get Easier
- 03/08/10 02:17 PM
The government is going to roll out a new program April 5th that may make short sales easier to obtain and help the housing market. To read more about this visit http://www.rachellamarrealestate.com/blog/?p=568. … (1 comments)
rachel lamar: CaliforniaFIRST Program Soon Available to Carlsbad Residents
- 02/24/10 07:12 AM
Carlsbad residents are lucky to be included in a small list of cities across the state that will be launching the CaliforniaFIRST program. This program enables residents to make energy efficient improvements on their property and pay back the state over time. To learn more about this fantastic program and see how you can apply, visit http://www.rachellamarrealestate.com/blog/?p=507. … (0 comments)
rachel lamar: Help Protect Carlsbad Property Values!!
- 01/16/10 05:48 AM
If you are a Carlsbad area resident or agent you should be aware of the impact that the proposed new power plant could have on property values and quality of life in our area. Please read my blog on this issue and stand united with the City of Carlsbad by attending the meeting February 1 and 2...it could make a big difference if a lot of residents show up. To read the blog and see the video from the City, go to http://s273898634.onlinehome.us/blog/?p=394. Agents: Please pass along this information via your websites and to your spheres of influence. The more people … (1 comments)
rachel lamar: It's Official--Homebuyer Tax Credit Extended and Expanded
- 11/06/09 07:09 AM
It’s official…President Obama signed the buyer tax credit extension/expansion today. Now ALL homebuyers meeting the qualifications will be able to reap the benefits of tax credits upon purchase of their next home. To see the requirements and find out if you qualify please read my post from 11-5-09. Happy shopping, and please let me know how I can help you realize your dream of home ownership (or of purchasing a new home or second home). Have a great weekend! … (0 comments)
rachel lamar: Adios to the HVCC?
- 11/01/09 03:10 AM
Did all the complaining work? It appears that the controversial Home Valuation Code of Conduct (HVCC)–an appraisal system that was the brainchild of Fannie Mae and Freddie Mac and caused much aggravation amongst Realtors, home buyers and sellers, mortgage brokers and appraisers–may be thrown out the window. The House Financial Services Committee approved a bipartisan amendment last week that would terminate the Code and replace it with a new set of rules and creation of a new Consumer Financial Protection Agency. The new rules would apparently not be as confining upon appraisers, a problem that caused many property appraisals to come … (6 comments)
rachel lamar: Lessons in Humility
- 10/22/09 07:17 AM
With the crazy economic challenges of the last few years many people have begun to question the way they live their lives. This may take shape in the way we spend our money, what things we buy or decide to go without, the trips we take and what forms of entertainment we seek. Vanity has taken a back seat to humility in America, and you can certainly feel it. A wise man recently told me of the "Hedonic Treadmill," a term that can be used to explain the roots of the current economic situation. He said that on this treadmill the … (0 comments)
rachel lamar: Things to do Off the Beaten Path in Carlsbad, CA
- 09/28/09 12:51 PM
Rachel LaMar, J.D.'s Blog 1,278 views Off the Beaten Path in Carlsbad, CA Written by Rachel LaMar, J.D., Broker in Carlsbad September 28, 2009 5:49 PM General Area in Carlsbad No comments 1 view Everyone who lives or has visited Carlsbad, CA knows that it is famous for several things—the beautiful beaches, Legoland, the Flower Fields and the charming Village. But did you know that there are some other places to visit that are wonderful and often overlooked. If you are planning a visit, or even if you live nearby and have not checked out these venues, it will … (0 comments)
rachel lamar: Will Option ARM Resets Negatively Effect the Housing Market?
- 09/25/09 07:00 AM
Are we in for a national crisis with option ARMs resetting in the next several years, or it is all just a bunch of baloney?Option ARMs were the most popular types of mortgage product between 2003 and 2006, as they provided many borrowers who otherwise would be unable to afford a home with a chance to purchase. Offering low “teaser” mortgage rates for a fixed time (usually 5 years), interest rates were scheduled to readjust some time in the future. Many of these loans were pay option ARMs, giving borrowers the ability to choose how much they wanted to pay each … (0 comments)
rachel lamar: Short Sale Hell
- 08/04/09 05:36 AM
What seems to be the problem with short sales these days? It seems that they are getting harder rather than easier. Over the last several days I have spoken with numerous agents who have short sale listings. The general consensus is that the lenders are not responding to offers, give conflicting information when the agents call, and buyers are more frustrated than ever. This is crazy! With the government financial incentives and all the qualified buyers out there, along with the slack in inventory and the supposed huge cache of properties lenders have in their portfolios, why would a lender WANT … (0 comments)
rachel lamar: Market May Benefit From Foreclosures/REOs
- 07/19/09 07:16 AM
The next several years will be interesting time in housing markets across the country, to say the least, but they may bring good news. First, let’s get the dismal statistics out of the way. As of right now there are over 850,000 homeowners in California who are delinquent on their mortgages (or an estimated one in five homeowners, according to Zillow.com). Although the number of bank owned (REO) properties has declined over the last six months, according to RealtyTrac, only about 1/3 of the delinquent homeowners have received notices of foreclosure. Banks and other lenders currently own millions of properties nation-wide … (0 comments)
rachel lamar: You May Have Money Waiting for You!
- 06/30/09 10:17 AM
Have you checked the State of California’s Unclaimed Property website lately? If not, what are you waiting for? You may have money with your name on it waiting for you. The State of California is required to post unclaimed property–property and money–on their website. Many people do not know about this. About two weeks ago my mother called me and told me that I had unclaimed property registered under my name on the website. I had no idea this site existed and logged in to claim my property. I also looked up many family members and discovered quite a few had … (0 comments)
rachel lamar: Another Change in Laws to Help Struggling Homeowners
- 05/24/09 11:54 AM
This past week the Obama administration signed into law changes to the current Help for Homeowners Program (H4H) in order to actually help more homeowners. The H4H program meant well but was not in fact assisting anyone (there was only ONE documented case of assistance in the months since it’s inception, with the preliminary targeted goal of assisting 400,000 families). The new law, Helping Families Save Their Homes Act of 2009, streamlines how HUD will support thousands of homeless support programs across America. The main crux of this new program is to provide MORE incentives to both homeowners and lenders to … (0 comments)
rachel lamar: Buy Back Your Home AFTER Foreclosure!
- 05/15/09 12:51 PM
Has your home foreclosed (or is about to) and left you feeling desperate and uncertain? Would you like the opportunity to get your home back, even post-foreclosure? You may be in luck. There is a new option available which allows foreclosure victims to BUY BACK their homes from the bank. It is gaining momentum and may not be a viable option for a long time, but if you are in this situation and are employed, keep reading. With all the options available to help struggling homeowners avoid foreclosure this is the first that deals with the problem after the fact, … (0 comments)
If you are underwater and still pay your mortgage on time you may earn a handshake, a t-shirt, watch or even concert tickets (don't laugh--I am serious)...to learn more visit http://www.rachellamarrealestate.com/blog/2010/04/01/new-program-to-reward-underwater-homeowners/
;)
;)
