Bob Caldwell's (rcaldwell) Blog

Are you confused by the new Facebook Timeline user interface?  This blog entails how to let an administrator take control of your Facebook page to save you from the lagoon of confusion that comes with Facebook's new layout.The question comes up time to time.  There’s actually three different ways...

For those utilizing photography (and, by extension, services like Instagram and Pinterest) for their business, here are some extremely helpful tips on perfecting your craft for real estate.There are several steps I take to prepare for successful real estate photography; some well before the photo...

From the Desk of Bob Caldwell FHA vs. Conventional Mortgage Insurance With the FHA upfront mortgage insurance premium increase from 1% to 1.75% and monthly insurance premium of 1.25m is FHA the clients with minimum down payments ? Purchase Price FHA: $250,000 Conventional: $250,000 Downpayment F...

From the Desk of Bob Caldwell FHA/VA Loan Limits County by County 2012 For the Southern MD Area Updated as of April 2, 2012 FHA LOAN LIMITS Charles County: $729,750 King George’s County: $386,250 St. Mary’s County: $400,000 Prince George’s County: $729,750 Calvert County: $729,750 VA LOAN LIMITS...

From the Desk of Bob Caldwell FHA/VA Loan Limits County by County 2012 For the Annapolis/Baltimore Area Updated as of April 2, 2012 FHA LOAN LIMITS Anne Arundel County: $560,000 Baltimore County: $560,000 Calvert County: $729,750 Howard County: $560,000 Prince George’s County: $729,750 Queen Anne...

For any active or former military homebuyers, this blog post illustrates some recent programs that make affordable housing easier for those who protect and serve this country.  As a VA Loan specialist, I'm here for anyone that is or was in the military and are looking for a mortgage banker who ca...

People always ask me, "How can I get a loan with little to no money down?" Yesterday I shared a blog post that details VA, USDA, and FHA loans, all of which can get you--assuming you're eligible--a home loan with little to no money down.  This next blog post talks about FHA loans and anybody look...