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Credit Misconception: Paying off a collection is always good - 01/29/08 08:50 PM
While paying off past debts may seem like a good thing, paying off collections can sometimes hurt your credit.  Derogatory items such as collections and late payments stay on a credit report for 7 years (bankruptcies can stay on for 10 years).  The date the account goes into collection or has … (0 comments)

Mortgage Debt Forgiveness Tax - 01/17/08 05:50 PM
Last month the Senate approved legislation to eliminate the tax home owners faced when they had mortgage debt forgiven.  This section of the tax code only gained attention recently because of the downturn in housing markets in many areas of the US.  Homeowners and consumer advocates complained that the current tax … (0 comments)

What Does Bad Credit Cost? - 01/14/08 09:45 AM
For those with damaged credit (<600 by most standards) many credit card, auto and home financing options are closed.  Bad credit can locks consumers out of home ownership unless they have substantial down payments.  For consumers with rough credit that can purchase homes, cars or get a credit card, extra fees … (1 comments)

Credit Report Errors - 01/06/08 07:18 PM
79% of credit reports contain some errors or mistakes 25% of reports contain serious errors including: false late payments, accounts showing balances that have been paid and accounts that did not belong to the consumer 20% of reports are missing major credit card, installment loan, mortgage or other information that would … (2 comments)

Branch Obtains Licensing in Georgia - 01/01/08 06:57 PM
This week we received licensing approval to originate mortgages in Georgia.  Our staff performed purchase and refinance transactions in Georgia with our previous company and we look forward to serving home owners and buyers there again.  Clients will be served from our Cary, NC branch location but will receive the same personal service as … (0 comments)

 
Mortgage Company: VanDyk Mortgage Corp
Roland Carrillo, PhD
Cary, NC
More about me…
VanDyk Mortgage Corp

Office Phone: (919) 827-4592
Cell Phone: (919) 697-1135
Email Me

For over 20 years VanDyk Mortgage Corporation has been helping our clients realize the "American Dream".

VanDyk Mortgage is a privately owned full service Mortgage Banker and Broker approved with Fannie Mae as a Seller/Servicer and licensed by the U.S. Department of Housing and Urban Development as a Full Eagle FHA lender.

Our licensed mortgage consultants are all members of the North Carolina Association of Mortgage Professionals and the National Association of Mortgage Brokers. So you can be confident that our staff has the experience and education necessary to help you build your financial security.



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