Ernie Cabrera's Blog

6273 Riverside Blvd, Sacramento, CA 95831, Short Sale, Green Haven Lake Front, $499,000, Available

2008-04-01T01:43:33Z

LAKE FRONT CUSTOM HOME

Bedrooms: 5
Bathrooms: 3
Price: $499,000
Approx Square Feet: 2495
Approx Lot Size: 11151
Year built: 1987
Homeowner`s Association Fee: 605/Yearly
MLS#: 80015228

Description

Lakefront Custom!Fountain view,circular driveway,stainless steel Thermador kitchen, recessed lighting throughout,jetted tub,all rooms with lake view,2 fire places,large attic storage,2 lake view balconies, large tandem garage for your vehicles,RV or boat.2 boats & dock included!Rock Bottom Pricing!Sold As-Is!

Features

Air Conditioning: Central

Association Dues Info: Assn Mgmt,Common Areas,Other-Rmks

Bathroom Description: Double Sinks,Tile,Tub w/Shower Over

Bonds Info: Unknown

CC&R: Yes

Census Tract: 0

Construction: Frame,Wood

Dining Information: Formal Area,Formal Room

Energy Efficiency: Dual Pane Full

Equipment: Antenna TV,Cable TV Installed,DSL Possible,Intercom,Window Furnishings

Exterior: Wood

Facing Direction: West

Fireplace Description: Family Room,Living Room

Floor: Carpet,Linoleum/Vinyl,Tile

Foundation: Concrete Slab,Raised

Garage Attribute: 4+ Car Attached,Drive Through,Garage Door Opener,Tandem Garage

Heating: Central

HOA: Yes

HOA Terms: Yearly

Horses Allowed: No

Improvements: Sidewalk/Curb/Gutter

Landscaping: Back,Fenced Back,Fenced Front,Sprinkler Auto F&R

Laundry Description: 220 Volt Hook-Up,Cabinets,Inside Room,Sink,Washer/Dryer Includ

No. of Fireplaces: 2

Pool: None

Property Type: 1 House on Lot

Recreational Parking: Boat Dock,RV Access,RV Storage, Boat Dock, RV Access, RV Storage

Road: Public Maintained

Roof: Shake

Room Description: Bonus Room,Den/Study,Downstairs Bedroom,Separate Family Room

Sewer: Sewer in Street

Site Description: Lake/River Access,View Special,Other-Rmks

Site Location: Waterfront Frontage,Other-Rmks

Source of Approx Sq Ft: Assessor/Auto-Fill

Special Costs/Use: Association Docs,Home Protection Plan

Style of House: A-Frame,Other-Rmks

Subdivision: Lake Greenhaven Shores 05

Terms: Submit,Other-Rmks

Type of House: Attached,Custom

Utilities: 220 Volts

Water: Public District

Hernie Cabrera
President - CEO

Sacramento - South
7150 Elder Creek Road, Sacramento, CA 95824

Direct phone: (916) 355-8700
Cellular phone: (916) 439-4663
Office phone: (916) 368-7653
Fax: (916) 355-8703
Email: erniec@rearealtors.com


For Sale

5150 Laguna Park Dr, Elk Grove, CA 95758

Price: $199,900

Bd: 3

Bth: 2

SqFt: 1542

779 Heritage Pl, Folsom, CA 95630

Price: $325,000

Bd:

Bth:

SqFt: 17664

628 Glen Oak Ct, Folsom, CA 95630

Price: $450,000

Bd:

Bth:

SqFt: 20234

6273 Riverside Blvd, Sacramento, CA 95831

Price: $499,000

Bd: 5

Bth: 3

SqFt: 2495

9436 Trolio Way, Elk Grove, CA 95624

Price: $250,000

Bd: 3

Bth: 2

SqFt: 1712

1 Elk Grove Blvd, Elk Grove, CA 95624

Price: $1,900,000

Bd:

Bth:

SqFt:

1326 Oak Terrace Ct, Sacramento, CA 95825

Price: $175,000

Bd: 3

Bth: 2

SqFt: 1066

Information deemed reliable but not guaranteed to be accurate.

350 Del Verde Cir, Sacramento, CA 95833, Short Sale, $93,900, Available

2008-04-01T01:24:25Z

Bedrooms: 1
Bathrooms: 1
Price: $93,900
Approx Square Feet: 724
Approx Lot Size: 724
Year built: 1983
Homeowner`s Association Fee: 195/Monthly
MLS#: 80001122

Description

SHORT SALE! Priced competitively to a bank REO. Submit all offers! Great price, great location. Minutes to parks, International Airport, downtown, shopping and eateries.

Features

Air Conditioning: Central

Association Dues Info: Association Mgmt,Common Areas,Exterior Maintenance,Ground Maintenance

Bathroom Description: Other

Bonds Info: Unknown

CC&R: Yes

Census Tract: 0

Construction: Other

Dining Information: Breakfast Nook,Dining Bar

Energy Efficiency: Other

Equipment: Cable TV Available,Refrigerator,Washer/Dryer

Exterior: Other

Fireplace Description: Other

Floor: Other

Foundation: Concrete Slab

Garage Attribute: 1 Car Carport

Heating: Central

HOA: Yes

HOA Terms: Monthly

Horses Allowed: No

Improvements: Sidewalk/Curb/Gutter

Laundry Description: Inside Laundry Room

Master BdRm Description: Shower Over Tub,Walk-In Closet

No. of Fireplaces: 1

Other Amenities: Clubhouse,Community Pool,Spa/Hot Tub

Pool: Yes

Pool Attribute: Other

Property Type: Condo

Road: Paved

Roof: Other

Room Description: Master Suite

Sewer: In & Connected

Site Description: Other

Site Location: Gated Community

Source of Approx Sq Ft: Assessor/Auto-Fill

Special Costs/Use: Association Docs

Style of House: Other

Terms: Cash,Conventional,Submit,Other

Type of House: Attached

Utilities: 220 Volts,All Public,Other

Water: Other

Matthew Cabrera
Executive Vice President

Direct phone: (916) 275-4663
Cellular phone: (916) 275-4663
Office phone: (916) 753-1200
Fax: (916) 753-1258
Email: matthew@rearealtors.com
Website: http://www.rearealtors.com/

"Fulfilling The American Dream"

Visit us on the web at www.REArealtors.com.

REAL ESTATE AMERICA is serving the Greater Sacramento and Greater San Francisco/Bay Areas. We have the ability to loan in all 50 states. Please me call for further details.

Member of the Sacramento Association of REALTORS (SAR), California Association of REALTORS (CAR)and the National Association of REALTORS (NAR).

Educational Acheivements and Experience:
-Bachelors of Science in Biological Sciences
-Certified Mentor of Brian Buffini's "100 Days to Greatness"
-Member of the Mike Ferry Organization "One on One" Coaching
-Specializing in Residential Sales, Residential
Income properties, Investments, Leasing, Multi-
family units, Commercial, Land Development,
Construction and New Home Sales.
-Licensed Administrator RCFE (Residential Care
Facility for the Elderly)

"Fulfilling The American Dream"

Contact me for a confidential interview on how REAL ESTATE AMERICA can enhance your career!


For Sale

7534 Tamoshanter Way, Sacramento, CA 95822

8025 Ruxton Ct, Sacramento, CA 95828

7321 Krishna Dr, Sacramento, CA 95828

7230 Radha Dr, Sacramento, CA 95828

7341 Radha Dr, Sacramento, CA 95828

7340 Krishna Dr, Sacramento, CA 95828

7200 Elder Creek Dr, Sacramento, CA 95828

7250 Elder Creek Dr, Sacramento, CA 95828

7300 Elder Creek Dr, Sacramento, CA 95828

7350 Elder Creek Dr, Sacramento, CA 95828

7321 Radha Dr, Sacramento, CA 95828

350 Del Verde Cir, Sacramento, CA 95833

8882 Halverson Dr, Elk Grove, CA 95624

4079 Evalita Way, Sacramento, CA 95823

2420 El Pavo Way, Rancho Cordova, CA 95670

Information deemed reliable but not guaranteed to be accurate.

5150 Laguna Park Dr, Elk Grove, CA 95758, Short Sale, $199,900

2008-04-01T01:13:01Z

Bedrooms: 3
Bathrooms: 2
Price: $199,900
Approx Square Feet: 1542
Approx Lot Size: 6186
Year built: 1989
MLS#: 70129732

Description

This is a great home perfect for a new couple or a family! Great curb appeal, a must see! This is a short sale and is priced to sell, make an offer today. Wow, come see it today, easy access for your convience! This is located in great neighborhood and school district, perfect for your family! COME BY NOW

Features

Air Conditioning: Central

Bathroom Description: Shower Over Tub,Tile

Bonds Info: Unknown

CC&R: Yes

Census Tract: 0

Construction: Wood

Dining Information: Space In Kitchen

Energy Efficiency: Ceiling Fan(s),Dual Pane Full,Whole House Fan

Equipment: Cable TV Installed,DSL Possible

Exterior: Brick,Wood

Facing Direction: North

Fireplace Description: Gas Burning Log,Living Room

Floor: Carpet,Linoleum/Vinyl,Tile Floor

Foundation: Concrete Slab

Garage Attribute: 2 Car Attached

Heating: Central

HOA: No

Horses Allowed: No

Improvements: Sidewalk/Curb/Gutter,Street Lights

Landscaping: Auto Sprinkler F & R,Back Landscaped,Fenced Back

Laundry Description: 220 Volt Hook-Up,Cabinets,Inside Laundry Room

Master BdRm Description: Double Sinks,Tile,Walk-In Closet

Miscellaneous: Courtyard,Patio

No. of Fireplaces: 1

Pool: No

Property Type: 1 House on Lot

Road: Paved,Public Maintained

Roof: Shake

Room Description: Great Room Concept

Sewer: Sewer In Street

Site Description: Level,Regular Shape

Source of Approx Sq Ft: Estimate

Style of House: Contemporary,Ranch

Terms: Submit,Other

Type of House: Ranchette/Country,Tract

Utilities: 220 Volts,Natural Gas

Water: Public Water Dist

Matthew Cabrera
Executive Vice President

Sacramento - South
7150 Elder Creek Road, Sacramento, CA 95824

Direct phone: (916) 275-4663
Cellular phone: (916) 275-4663
Office phone: (916) 753-1200
Fax: (916) 753-1258
Email: matthew@rearealtors.com

316 C St, Davis, CA 95616, Business Opportunity, Restaurant for Sale, JoJo's Cafe - NOW SOLD

2008-03-27T06:24:11Z

Across the Street from The Farmers Market at Central Park, Davis, is JoJo's Cafe. This restaurant was previously called Sugar and Spice. There is a bright and open entrance to this cute cafe. It makes you feel at home.

This Cafe is on the market for sale at $70,000.00

This is a great opportunity for someone who is interested in running their own restaurant. There is great exposure with the Farmer's Market on Saturdays and other events during the week at Central Park. The University is very close and you will find many of the college students and staff come to this area for meals.

CONTACT:

Ernie S. Cabrera

(916) 439-4663

ernie@rearealtors.com

www.rearealtors.com

Bernadette Abucayan

(916) 833-7093

babucayan@yahoo.com

www.rearealtors.com

2420 El Pavo Way, Rancho Cordova, CA 95670, Custom Home for Sale, $635,000, Horse Property

2008-03-27T04:25:09Z

SEE VIRTUAL TOUR BY CLICKING ON PICTURE BELOW

Property has it all for the active lifestyle:

You will love the great outdoors in the fantastic Custom Home in heart of Rancho Cordova. Enjoy the good life with walking trails, bike paths, horse trails, swimming pool, space for storing your RV and/or boat and garden.

When you get tired from all of the activities, come and rest in luxury:

Remodeled in 2006 featuring tile floors, wood floors, granite kitchen counters, plantation shutters, whole house fan, & more. You will feel right at home in this spacious 3027 Sq. Ft. custom ranch property with 4 bedrooms and 3 baths. There is a bright Living room, spacious Family room, Formal Dinning Area, and Breakfast nook.

Yes! This is a Horse Property with a Custom home and it is a rare find. It is on 0.659 of an acre with lots of fruit and shade trees. This property is situated near horse and bike trails close to the American River. So jump out of your back gate and go riding. What a view, what a great place to ride and enjoy nature!

SEE VIRTUAL TOUR BY CLICKING ON PICTURE ABOVE

CONTACT:

Ernie Cabrera and Matthew Cabrera

(916) 439-4663 (916) 275-4663

info@rearealtors.com

www.rearealtors.com

A Call To Action - Newbies & Old Timers - You Can Make A Difference

2007-12-21T12:37:22Z

Fellow Bloggers,

I just read a blogs that caused me to sound the buggle and get the troops into action. Please, please, please, checkout this blog.

WHY?

Because people matter and it is the giving season!

A real person needs our help!

You Can Make a Difference and it will only cost some time and a little Pain

Maybe you can put your heart into this one!

There is no need to comment on this blog, just go directly to the link above. You can comment there and maybe help-out if you can!

The U.S. Senate Passes FHA Modernization Bill S. 2338

2007-12-17T15:12:46Z

I just got word from the National Association of REALTORS Action Center that the Senate has passed the FHA Modernization Bill. They have been working on this for some time now and the next step is to go to a conference committee where they can reconciled the two versions passed, one by the US House of Representatives and the new bill passed by the Senate.

I am hoping we get them to increase the loan limits to the conforming limit now of $417,000. They are also looking into modifying the downpayment amounts to make it easier for borrowers to qualify for these loans. The other terms they are working on is a 40 year amortization, possibly allow more condo loans, varianging the mortgage insurance premium, and other helpful programs.

It is not over by no means. Who knows how it will all look at the end after they work through all of the issues, wants, and dislikes. FHA has been needing to be Modernized for some time now. We are on the right track at least.

Read what the bill actually reads:

http://thomas.loc.gov/cgi-bin/query/z?c110:S.2338:

Here is a link to see how the vote when:

http://www.govtrack.us/congress/vote.xpd?vote=s2007-432

Alliance Title Closes Operations in California - Due To Slow Housing Market

2007-12-17T03:08:25Z

The slow down in the real estate industry is evident with title companies consolidating offices and now Alliance Title Company in California has shut down operations. The Elk Grove building that one of my office is in had an Alliance Title Company's office, but it closed down a couple of months ago. It was no surprise because the closings in the area were very small compared to what the market used to be a few years ago. It is a sign of the times we live in. The real estate market is at a all time low, but it is a great opportunity for investors and buyers. The Alliance Title reps and escrow officers who worked in the Elk Grove office were great people who provided great service. I wish them all well!

Here are some article:

News10 Article - Alliance Title Another Casualty of the Housing Market

Redding.com - Alliance Title Co. Closes Office

Modesto Bee - Alliance Title closing stuns employees, real estate firms

Support Our Troops - Let's Say Thanks!

2007-12-17T02:06:43Z

Let's Say Thanks!

Let's join our voices here at Active Rain and Support our Troops and LetsSayThanks and send a quick post card from you and your families! A dear Active Rain member challenge us all to do our part and post within our own communities and send a postcard to our troops! Xerox has made this an easy challenge to do with their user friendly site. It's easier than composing an email. I want to Challenge all of El Dorado County and surrounding areas and my blogging community to share your well wishes to those sons, daughters, brothers, sisters, husbands, wives, mothers and fathers who have spent time away from their love ones for our freedoms! As we comfortably gather Christmas morning or snuggle close to our families at night, let us remember them and the sacrifices they make daily. May you all take a moment of your time and click two clicks away to send a postcard from your family!

"The mission of Let's Say Thanks is to provide a way for individuals across the country to recognize U.S. troops stationed overseas. By submitting a message through this site you have the opportunity to send a free personalized postcard greeting to deployed servicemen and women."

The postcards, depicting patriotic scenes and hometown images, were selected from a pool of entries from children across the country. It takes less than one minute to hit the send button! Sometimes the smallest of gestures mean the most, won't you join me and other Active Rain members to wish our Troops a Happy Holiday!

Lets Say Thanks and send a quick post card from you and your families!
May I also personally challenge you to create a localism post for your area! If you need this copy of this HTML, Candace Robinson will gladly email it to you for your use! May you also visit Give2TheTroops

Happy Holidays from Ernie Cabrera - CEO

"Fulfilling the American Dream"

Ernie Cabrera, CEO - REAL ESTATE AMERICA (916) 439-4663
1860 Prairie City Rd Folsom, CA 95630
ERNIE@REAREALTORS.COM

Candace Robinson REALTOR®

Christmas & Holiday Challenge - Have a Laugh On Me

2007-12-13T13:17:25Z

We all need some Christmas Cheer and Laughs! Let's get into the Christmas spirit and drop our guard a little to make it fun for others during this Holiday Season. Welcome each other, give cheerful comments, give a helping hand, give gifts of encouragement, and make AR and our communities a better place!

I have been inspired by Brad Andersohn (Mr Elf Himself) , CHARLES McDONALD (Mr. Santa), Karen Hurst, Patricia "Pattie " Romano (holiday Decor), Desiree Daniels, Elizabeth Nieves, Lisa and Robert Hammerstein (Christmas hats), Georgina Hunter (Christmas hat for dog), but KATHLEEN ELIM went too far with hat and beard...LOL. Dave D. and the rest of you, I am still looking for your Christmas Cheer! There are too many of you to mention, but thank you all for the laughs and the great spirit!

I know I look silly, but it is my gift to you. Sorry, that is all I can afford at this time....LOL!

MERRY CHRISTMAS EVERYONE!

Have a laugh on me!

Scrooge Ernie Cabrera

The Cabrera Family Elfs - Daisy, Danielle, Ernie, & Elle

Go see another link for Christmas Greetings!

Hey You - Go Elf Yourself - Yes You!

Not Again - Scrooge Youself - Baaa Humbug!

If you have any good jokes, post it at this link:

YOU GOTTA LAUGH

Not Again - Scrooge Youself - Baaa Humbug!

2007-12-13T00:53:44Z

Okay, okay, I know, here we go again.

Baaa Humbug!

Go ScroogeYourself today and send this out to friends and family

this Christmas Season. Some of you have ElfYourself, so this is very similar.

I could not believe it myself, now we have gone too far, laugh out loud!

Give it a try and post your links here and I will put it on this blog for all of us

to see who is the biggest scrooge!

http://www.scroogeyourself.com/?id=1296436650

Scrooge Ernie Cabrera

Scrooge Brad Anderson

Go see another link for Christmas Greetings!

Hey You - Go Elf Yourself - Yes You!

If you have any good jokes, post it at this link:

YOU GOTTA LAUGH

Life, Liberty, and the Pursuit of Happiness

2007-12-08T01:10:08Z

I just came from Brian Buffini's Turning Point Retreat in Sacramento today and one of the main things that struck me was this statement from the "Declaration of Independence".

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

We live in a great country that promises us the following:

LIFE

LIBERTY

AND THE PURSUIT OF HAPPINESS

We can be whoever we want to be or dare to be!

We have life, liberty, and the pursuit. Happiness is not guaranteed, just the ability to pursue it!

Brain asked a most excellent question:

HOW DO YOU RATE YOUR PURSUIT FROM 1 TO 10?

That is a great question because it makes you think about how much effort are you really putting into it.

Are you happy with your performance?

What is your motivation to keep moving forward?

What is your "American Dream"?

Give it your all is my advice!

I hope you are at a 10 today! :o)

Ernie Cabrera

www.rearealtors.com

GO GET IT!

Checkout this clip from the movie "Pursuit of Happiness" with Will Smith:

8439 Dartford Dr, Sacramento, California 95823 - Off the Market

2007-12-02T00:40:19Z

MLS#: 70101762

Price: $219,000

Location: 8439 Dartford Dr, Sacramento, CA 95823 (map)
Cross Street: JACINTO
Bedrooms: 3
Bathrooms: 2
Approx Square Feet: 1076
Approx Lot Size: 5881
Year built: 1992

SHORT SALE! Just Reduced $50,000. The sales price is at rock bottom for fast sale. We will look at all offers and will send acceptable offer to seller's lenders for approval. This is a very nice home located in a very nice secluded neigborhood. The home has 3 great bedrooms with 2 baths and a 3 car garage. It is cute with great curb appeal. Make offer today!

Contact:

ERNIE CABRERA

REAL ESTATE AMERICA

(916) 439-4663

http://www.rearealtors.com/

ernie@rearealtors.com

DETAILS ABOUT THE PROPERTY:

Air Conditioning: Central

Bathroom Description: Shower Over Tub

Bonds Info: Unknown

CC&R: No

Census Tract: 0

Construction: Frame,Wood

Dining Information: Living/Dining Combo,Space In Kitchen

Energy Efficiency: Ceiling Fan(s)

Equipment: Cable TV Available

Exterior: Brick,Stucco,Wood

Fireplace Description: Living Room

Floor: Carpet,Linoleum/Vinyl,Other

Foundation: Concrete Slab

Garage Attribute: 3+ Car Attached

Heating: Central

HOA: No

Improvements: Sidewalk/Curb/Gutter

Landscaping: Auto Sprinkler F & R

Laundry Description: 220 Volt Hook-Up

Miscellaneous: Window Furnishings

No. of Fireplaces: 1

Pool: No

Property Type: 1 House on Lot

Road: Public Maintained

Roof: Tile

Room Description: Master Suite

Sewer: In & Connected

Site Description: Irregular Shape

Source of Approx Sq Ft: Assessor/Auto-Fill

Style of House: Contemporary,Ranch

Terms: Cash,Subject To,Other

Type of House: Attached,Ranchette/Country

Utilities: 220 Volts

Water: Public Water Dist

Information deemed reliable but not guaranteed to be accurate.

9436 Trolio Way, Elk Grove, California, 95624

2007-12-01T23:55:35Z

MLS#: 70072957

Location: 9436 Trolio Way, Elk Grove, CA 95624 (map)
Cross Street: Sierra River Dr
Bedrooms: 4
Bathrooms: 2
Price: $375,000
Approx Square Feet: 1712
Approx Lot Size: 7971
Year built: 2003

This is a wonderful home located in Elk Grove's newer community on the East side. This home has nice granite counter tops in the kitchen and tile floors throughout house with the exception of bedrooms. There is a large and open backyard with dog run on one side and a huge side-yard. There are great schools near by and in the Elk Grove School District, known for having great schools. The home has tile roofs and stucco exterior which is low maintenance with long life. This home is great for a small to large family with the home having 4 bedrooms, two baths, family room, living room, and two car garage. It is a must see!

Contact:

ERNIE CABRERA

REAL ESTATE AMERICA

(916) 439-4663

http://www.rearealtors.com/

ernie@rearealtors.com

DETAILS ABOUT THE PROPERTY:

Air Conditioning: Central

Bathroom Description: Shower Over Tub

Bonds Info: Unknown

CC&R: Yes

Census Tract: 0

Construction: Frame

Dining Information: Dining/Family Combo

Energy Efficiency: Ceiling Fan(s),Dual Pane Full

Exterior: Stucco

Fireplace Description: Family Room

Floor: Carpet,Tile Floor

Foundation: Concrete Slab

Garage Attribute: 2 Car Attached

Heating: Central

HOA: No

Improvements: Sidewalk/Curb/Gutter,Street Lights

Landscaping: Back Landscaped,Fenced Back,Front Landscaped

Laundry Description: 220 Volt Hook-Up

No. of Fireplaces: 1

Pool: No

Property Type: 1 House on Lot

Road: Paved,Public Maintained

Roof: Tile

Sewer: In & Connected

Site Description: Irregular to Regular Shape

Source of Approx Sq Ft: Auto fill from Tax Records
Terms: Cash,Conventional,Other

Type of House: Tract

Utilities: 220 Volts,Natural Gas

Water: Water Meter On Site

Decisons, Decisons, What Kind Of Home Will You Purchase? New or Resale

2007-12-01T22:19:42Z

WHAT WILL YOU CHOOSE?

We currently are in a Buyer's Market and you as a buyer have more choices. The interest rates are low, there is a large inventory to choose from, and the sellers are willing to negotiate almost anything.

What home will you purchase, NEW or a RESALE?

The dazzle of the new, or comfort and value of the old?

RESALE HOME:

A resale home can be better than gold, if it better fits your family needs and you get it for a great better price. The reputation of the community is known and can be predictable.

In some cases Existing Homes typically have more upgrades, landscaped yards, and you usually get more for your money. They are often located in established neighborhoods and have mature trees in addition to what they call, "Character".

NEW HOME:

New homes can be built with your preferences designed in. You usually can select the tile, colors, patterns, and optional upgrades. New homes typically have the latest appliances that are energy-efficient. In addition to that, there is new plumbing and electrical systems in place. They usually have larger spaces with the latest layout designs.

There is less essential maintenance for the home since it is new at least for the first few years. However, the cost of the home usually reflects the added convenience. The community does not have a track record and the future of the area is still to be determined.

Find out what will be a good fit for you.

What will give you the most happiness, comfort and convenience? A new home or an existing one?

You may be in for a surprise about what suits you best. Contact us for a free consultation!

Ernie Cabrera, CEO

REAL ESTATE AMERICA

(916) 439-4663

WWW.REAREALTORS.COM

ernie@rearealtors.com

Are We There Yet? - Is There A Bottom To This Real Estate Market

2007-11-29T00:34:45Z

Have you been wondering, when are we going to hit the bottom of this real estate cycle?

I know I have been. Although I do not believe in fortune telling, I wish there was a crystal ball to tell us when things will change. I have always been told that you can not tell the future of the real estate market. However, we do know that a full real estate cycle is usually around 6-7 year. It is like a roller-coaster ride, it has it's ups and downs. Most of us are on the way down, but are we at the bottom, yet?

Each community is different and it has it's own local real estate market. One statement about the real estate market in general will not fit all markets. In fact what we hear about the National Real Estate Marketdoes not necessarily reflect our local market. "One size does not fit all!" There are some real estate markets right now that are just thriving and the rest hurting.

In Northern California, more specifically, the Sacramento region, the market has been on a down turn for almost 2 years now. Most down turns do not last more then 2 to 3 years. The market here locally has plenty of homes for sale, so it is a Buyer's Market. People have been waiting for the bottom to hit before they buy. People are trying to time the market just right to leap in.

IS IT TIME TO JUMP IN?

So my question to you is, "ARE WE THERE YET?"

Hey You - Go Elf Yourself - Yes You!

2007-11-25T22:15:41Z

Don't worry, "Elfing Yourself" is not a bad thing. I would never tell you to Elf Yourself unless it was a good thing to do. So take your hands off your ears and check this out. It is a fun thing to do when you have time. It is something to pass on to family and friends this Christmas holiday. It is a craz that has been sponsored by OfficeMax the last couple of years as far as I know.

Why don't you spend some quality time with your family and friends this Christmas. It will be fun Elfing Yourselves and making memories together. You can also put a voice message to set the tone of your Christmas Greeting from Elf Yourself. LOL

It has been around for awhile and many have done this before, but have you Elf Yourself, lately?

The Cabrera Family Elfs - Daisy, Danielle, Ernie, & Elle

Click the picture to view the four sides of my Elf Self, LOL!

Special thanks to Brad Anderson who shared this link with me during Thanksgiving. This is the link: The HOLIDAYS go VIRAL! Go check it out.

Why don't you Elf Yourself and post your link as a comment and I will post it on this blog to share with friends and family this year:

Elf Brad Anderson and family

Elf Leslie Bloss

Elf Paul West

Elf Reuben, Matthew, Ernie, & Doug

Elf Sal, Dawn, & Maria

Elf Brian, Adam , Jason , and Paul

Okay, here is another Christmas Greeting link:

Not Again - Scrooge Youself - Baaa Humbug!

If you have any good jokes, post it at this link:

YOU GOTTA LAUGH

REAL ESTATE AMERICA - REA : Television Advertisement

2007-11-22T17:37:43Z

I thought I would put together a blog that gave a video introduction to REAL ESTATE AMERICA.

Take a look at REAL ESTATE AMERICA's TV Advertisement.

Just click on the link provided:

This is the video that highlights the REA and it is a 30 second spot.

This is a shorter video, a 15 second spot that offers the opportunity to join REA.

This is a very short tag that last 5 seconds and basicly gives the company name and our phone number.

Ernie Cabrera, CEO

REAL ESTATE AMERICA

WWW.REAREALTORS.COM

(916) 439-4663

ernie@rearealtors.com

California Finds Some Relief & Help To Avoid Florclosure

2007-11-22T02:56:30Z

I wanted to share a press release that just came out today November 20, 2007. This is big news in California because there has been a steady stream of Foreclosures that have been flooding the real estate market for the last couple of years. The outlook has also been negative with more foreclosures to come the next few years.

The continued forclosures brings the sales price lower as the REO are sold at rock bottom prices. Buyers have just been waiting and the lack of sales drives prices down.

California's Foreclosure Rate Twice the National Average

The Governor of California with the cooperation of some of the bigger lenders Countrywide, GMAC, Litton and HomEq has agreed to streamline "fast-track" procedures to help keep more subprime borrowers from losing their homes. These four companies service more than 25% of the loans that are subprime.

Governor Schwarzenegger said:

"With this type of cooperation from loan services, we can save tens of thousands of people from being added to the foreclosure lists. This common-sense approach does not involve a government subsidy or bailout." "Borrowers need to do their part too. If these lenders are willing to meet more than halfway, it's important that consumers don't run when they reach out. It was a two-way street that got us into this mess and it will be a two-way street that gets us out."

11/20/2007 GAAS:922:07 FOR IMMEDIATE RELEASE Print Version | En Español |

To read the complete press release and to watch video, click link below:

http://gov.ca.gov/index.php?/press-release/8147/

Here Comes the sun

Ernie Cabrera, CEO, REAL ESTATE AMERICA,

ernie@rearealtors.com (916) 439-4663

WWW.REAREALTORS.COM

I would like to get your feed back on the Governor's Plan:

Will this action help the home owners in California?

Why or Why not?

Have we hit the bottom of this real estate cycle?

Caveat Emptor: "let the buyer beware." - A Home Inspection Is Recommended

2007-11-22T02:16:32Z

DO YOU HAVE A HOME INSPECTOR LOOKING INTO YOUR NEW HOME?

One of the major terms in most California purchase agreements is a home inspection by the buyer. This inspection is recommended to make sure the buyer is fully aware of the condition of the property they are buying.

Caveat Emptor = "let the buyer beware." (Latin)

The buyer should examine the goods and/or property and buy it at his own risk, except for latent defects. In California we practice "Full Disclosure". The seller and the agents need to disclose any material defects or material facts know or discovered during a transaction. Seller's who hide know defects from a buyer can be subject to legal suites.

The home looks perfect! You are all set to buy it and fulfill your dream. Don't let this dream turn into a nightmare because you did not get a home inspection. Agents should recommend you get a home inspection on your home purchase. In the California Association of REALTORS purchase agreement, it usually has the provision to have a whole house inspection performed by a professional.

According to a study conducted by the American Society of Home Inspectors and the National Association of REALTORS® in 2001, 77% of all home buyers insisted on a home inspection prior to purchasing their property, and 97% of that group believes the service was a good value for the price.

A home inspection is the second major contingency after the financial contingency, before you decide to purchase your home. This is where you have the right to back out of the deal, if the report indicates serious problems.

It is recommended that you checkout the reputation of the Home Inspector and to see if they have E&O Insurance. You also need to check on warranty of their inspection and if it is transferable or not. If you are a buyer and get an existing home inspection report from another buyer who did not go through with the deal, you need to check if the warranty and inspection is transferable or not. In most cases, it is not transferable.

Protect yourself!

Ask your agent for guidance and help!

Happy Thanksgiving From Ernie Cabrera and REAL ESTATE AMERICA

2007-11-22T01:50:02Z

I want to wish everyone a great THANKSGIVING for 2007! We have a lot to be thankful for!

I am thankful for good people like yourself!

To be able to live and work in the greatest country in the world!

For the opportunity to be able to help and serve people!

For a wonderful team of real estate professionals at REAL ESTATE AMERICA!

For being blessed with a great family full of love!

I thank God most of all for being a God of second chances and being full of grace!

I wish you and yours, much happiness and success in life and in business!

Ernie Cabrera

REAL ESTATE AMERICA

(916) 439-4663

WWW.REAREALTORS.COM

ERNIE@REAREALTORS.COM

Try this for this Thanksgiving!

Author of picture is unknown

Dual Agency is Illegal and It Should not be Practiced!

2007-11-18T01:19:41Z

SOME STATE DO NOT ALLOW DUAL AGENCY, BUT WHAT IS THE PRACTICE?

We have been having a discussion on my blog on Right or Wrong? Dual Agency and it has been discussed that it is illegal to practice "Dual Agency" in some states. I would like to open up this blog to the discussion on how the practice of real estate is performed in the states that do not allow "Dual Agency". I am from California and we have "Agency" and can practice "Agency" with either buyer or seller or represent both parties in a transaction under "Dual Agency". The "Agency Relationship" needs to be disclosed in writing as to the duties and responsibilities an agent has to their clients. We also need to confirm the relationship when a transaction is entered into in California.

But, I would like to know what is the practice in states that do not allow "Dual Agency".

What disclosures need to be provided?

How do you handle fiduciary responsibility with a client and what is your responsibility to a customer?

How do refer a customer to another agent from another firm to represent them? And, are you able to collect a referral fee?

What are the pros and cons to this practice?

I know that each state has different laws and rules so I would like to have some of these topics discussed here in this blog.

See other blogs associated with these topics provided by myself and other members in Active Rain:

Right or Wrong? Dual Agency

What do you do? When a buyer ask you to show your listing.

(If you would like to have a link to your blog about "Agency" and other related topics, give links in comments and I will post it to this main blog if it applies)

Denied! Do You Need A Second Chance?

2007-11-11T00:58:47Z

I was just passing a bank recently when I saw on the window an advertisement which said, "DECLINED - Do you need a second chance?" Wow, I thought to myself, that is good. I sat there in traffic for a couple of minutes waiting for the light to change to green. I sat there thinking, everyone needs a second chance. I know I always do. I know my clients who have been coming to me lately about their real estate problems with foreclosures, shot sales, not being able to refinance or sell, they need a second chance. I just meet with a young man who had been in trouble most of his youth and is now trying to get his life together, he needs a second chance.

If you are reading this online right now, you live in a world that is moving so quickly with information flying all over the world in milliseconds. Our world has never seen this kind of progress and innovation in such a short period of time. Our culture in America and Canada is also in high gear with work, school, and play. We almost don't have the time to smell the roses. We do not think or meditate on the here and now.

It is no wonder that so many people stick their heads in a hole not wanting to see what is going on. We need time to meditate on what is really important in life. Failures are a part of life. When we get denied or if we fail, we need a second chance. I personally believe in a God of second chances. In fact He is a God of 3rd, 4th, 5th chances.

Let's give grace to our families, to our friends, to our clients, and to our communities!

Let's be people who will help people get second chances!

You can check out another blog that may give you hope, too, in the game of real estate!

Don't Worry Be Happy - The Next Game Will Be Starting Soon!