Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Realtors sell the largest investment a family ever makes - then walk away. This presents an opportunity for Realtors who take the time to learn how home ownership impacts long-term financial security.
What's the opportunity? To educate their client about reducing their mortgage cost through acceleration. The benefit is that the homeowner will be have considerably more money for retirement. The Realtor demonstrates a concern for the client's financial well-being that transcends the sale. This need not be altruistic on the part of the Realtor, as acceleration systems also pay referral fees for recommendations.
A Realtor can then tie the purchase of a home to having a more secure financial future. This knowledge also gives the agent greater esteem in the eye of prospective clients.
The American dream of home ownership is only one step in a family's long-term financial plan. Overall, people also do some kind of retirement planning at the same time they are paying their mortgage, like contributing to an IRA. This is a mistake.
Most homeowners are limited in terms of both time and money when it comes to planning their financial futures. The commonly accepted "wisdom" is to start saving for retirement as soon as possible. The problem is that interest on a mortgage is front-loaded, and it is impossible for IRA income to overcome the cost of mortgage interest.
Example: put away $3,000 in an IRA earning 6% and it earns $180 in year 1. But if the homeowner has a $300K, 6% mortgage, their annual payment is $21,000 - most of it interest until year 22.
Instead of funding the IRA, the homeowner would be FAR better off by using that money (and other discretionary funds) to accelerate the mortgage. In the first year alone, the $3K would cut $18K in interest payments. Forego the $180 income and you get a $18,000 improvement to net worth. Makes a HUGE improvement to a family's long-term finances.
A financial plan using mortgage acceleration will pay off a mortgage in less than 15 years (often much less) for most homeowners. Discretionary income skyrockets - as does the ability to build wealth.
Mortgage acceleration is something every Realtor should know about - and be able to explain and offer to clients.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.