Carol's Blog

Short Sale? Work with the Right Team!

2532 Windt Pine Way, Paradise Village, Tallahassee Real Estate

To Short Sale or Not to Short Sale?

2398 Continental Avenue, Continental Oaks, Tallahassee Real Estate

8208 Little Terry Circle, The Meadows, Tallahassee Real Estate

Need to draft a hardship letter for your short sale?

Mortgage Debt Relief?

Preparing to Negotiate a Short Sale?

4409 Wigeon Way, Lakewood Village, Tallahassee Real Estate

9060 Shoal Creek Drive, Golden Eagle, Tallahassee Real Estate

3428 Gardenview Way, Killearn Estates. Tallahassee Real Estate

XXX Register Farm Road, Natural Bridge Ranch, Tallahassee Real Estate

3217 Sawtooth Drive, Woodbriar, Tallahassee Real Estate

6804 Day Star Court, Killearn Acres, Tallahassee Real Estate

260 Timberlane Road, Lakeshore Estates, Tallahassee Real Estate

3303 Sugar Berry Way, Woodbriar, Tallahassee Real Estate

3525 Lands End Lane, Weems Plantation, Tallahassee Real Estate

1812-F W Tharpe St, Tharpe Street Townhouses, Tallahassee Real Estate

1812-F W Tharpe Street, Tharpe Street Townhouses, Tallahassee Real Estate

7385 Fieldcrest Drive, Tom Roberts Rd, Tallahassee Real Estate

XXX Rice Drive, Wellington Place, Tallahassee Real Estate

46 Harbour POint Drive, Snug Harbour, Shell Point Real Estate

1418 Calloway St, Spring Valley, Tallahassee Real Estate

354 Brownsville Road, Brownsville, Apalachicola Real Estate

1005 McCelendon Drive, Brockswood Park, Tallahassee Real Estate

Carol Palacios (Century 21 First Realty) — Wed, 09 Dec 2009 15:18:58 -0600

We are living in unprecedented times when it comes to the Tallahassee Real Estate Market and with property markets across the U.S. in decline; the term short sale is quickly gaining recognition. Short sales happen when a lender agrees to accept less than the amount owed against the property because there is not enough equity to sell and pay all the costs related to the sale. Not all lenders will be open to negotiate a short sale and that is why using a real estate professional can be a tremendous value when attempting to put one of these transactions together. A short sale is a great option to alleviate foreclosure status and sellers are eager to avoid foreclosure at all costs. But processing a short sale can be a long, exhausting process and typically lack of knowledge on how to navigate these waters with the loss mitigation team or asset manager normally end up with 1 of 3 things happening;

•· A home with an offer that falls apart because the fully approved buyer is anxious and finds another property.

•· A home fails to receive any offers because it was overpriced and we end up "chasing" the market.

•· Inflated BPO values prevent the approval of such short sale.

It is crucial that you work with the right team when attempting a short sale otherwise you will find yourself very frustrated and unable to solve your problem. The sales associate needs to have the "know how" and a systematic approach to ensure all necessary tasks are completed in a timely manner and the short sale is being processed by all parties involved in the decision making process.

Carol Palacios (Century 21 First Realty) — Wed, 09 Dec 2009 11:03:28 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

2532 Windy Pine Way, Tallahassee, FL

3BR/2BA Manufactured

offered at $69,900

Year Built	1998
Sq Footage	1,340
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	None
Lot Size	.30 acres
HOA/Maint	$0 per month

DESCRIPTION

Owner is out of state. Close to FSU/TCC/FAMU. This home has recently been treated by Terminex. New paint, new driveway, new locks, new bathroom fixtures, new flooring in bathroom and kitchen, new carpet, updated deck. Includes washer and dryer.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven
- Washer	- Dryer	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 9, 2009, 7:53am PST

Carol Palacios (Century 21 First Realty) — Fri, 27 Nov 2009 12:11:22 -0600

Often times I deal with sellers who know of others that are going through the short sale or foreclosure process. My clients find themselves taking advice from those other short sellers and start to formulate ideas or conditions to their own short sale approval. For example, I went on listing appointment to meet with a short sale candidate. The sellers had been attempting to negotiate a loan modification for the last 8 months with Citi Mortgage. The terms of their loan had been modified without any written documentation for them to sign off on or to inform them of the change. When they received the bill they paid it using their retirement funds and later contacted the mortgage company to ask that they send them written confirmation of the modification for their records. Citi Mortgage declined and said they were not under any obligation to send them anything confirming the changes. The next month's statement came in and the payment had readjusted to what it was prior to such modification. They quickly contacted Citi Mortgage to discuss their bill and found that the previous "modified" bill was issued by mistake and that they had been declined for a loan modification. By the time I met with them I discussed what they can expect of the short sale process and the possible conditions that may be presented by the mortgage company for approval. Before I could finish my thought, they interrupted and said that under no circumstance will they agree to sign a promissory note. Friends of theirs had been issued a $12,000 promissory note and now they have to make payments on something they don't actually own. They said they would rather foreclose or file for bankruptcy than agree to a promissory note.

Let's look at another family facing the same difficulties. The other day I received short sale approval from US Bank where the PMI Company issued a condition to approval not uncommon when a PMI company is involved. After pulling the borrower's credit report and identifying that they are not delinquent in any obligation other than their mortgage payment, the PMI Company issued a $6,000 promissory note payable over 60 months at $100 per month. The borrowers quickly declined and threatened bankruptcy instead as a logical solution to their problems. I quickly advised that they consult with a bankruptcy attorney to see if they even qualified for chapter 7 bankruptcy because if they didn't, they'll have to pay the amounts back anyway under chapter 13 bankruptcy. Not to mention that the average cost of filing for bankruptcy is approximately $2,500. So in reality, he's only looking at a $3,500 difference in payments. Plus, to file for bankruptcy, the borrower would need to pay the $2,500 in full up front rather than over a 25 month period at $100 per month. And let's not forget the adverse effects that bankruptcy has on their credit that will remain on their credit report for 7 to 10 years completely killing their credit worthiness.

Agreeing to a promissory note is a financial commitment that although it may not sound like the best option at the time, it actually is a fantastic option to avoid further damages to your credit. If you make your payments on time, it will actually help rebuild your credit over time. Best of all, a promissory note is unsecured and interest free so all payments made will be towards the principal balance.

Carol Palacios (Century 21 First Realty) — Mon, 23 Nov 2009 15:06:27 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

2398 Continental Ave, Tallahassee, FL

2BR/2.5BA Single Family House

offered at $112,500

Year Built	1982
Sq Footage	1,280
Bedrooms	2
Bathrooms	2 full, 1 partial
Floors	2
Parking	None
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

You can enjoy all the benefits of townhome living with out sacrificing yard space, because this townhouse sits on a very generous size lot. The fenced back yard is big enough to grow a garden, put up a swing set for your little one(s) or let your dog run around outside. It doesn't end there other features include 4 parking spaces, oversized bedrooms with their own bathrooms. Master has a sliding glass door that leads to a big balcony where you can watch the sun rise & set. New carpet throughout, newer appliances, lots of closet and storage space. Quite neighborhood located just around the corner from local shopping centers, restaurants, schools, jogging trail, parks and more.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Family room	- Dishwasher	- Refrigerator
- Stove/Oven	- Washer	- Dryer

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 23, 2009, 11:56am PST

Carol Palacios (Century 21 First Realty) — Mon, 23 Nov 2009 14:50:45 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

8208 Little Terry Circle, Tallahassee, FL

2BR/2BA Single Family House

offered at $134,900

Year Built	1991
Sq Footage	1,228
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Car garage
Lot Size	.35 acres
HOA/Maint	$0 per month

DESCRIPTION

Vacant - show anytime. Home is move in ready. New vinyl floor in kitchen & utility room. New ceramic tile in hall bath. Range & diswasher replaced in 07, refrigerator 02, & range hood in 08. Large fenced back yard. Cartus relocation. Must use Cartus contract Seller willing pay first 6 months mortgage payments with a full price offer.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Living room	- Dishwasher	- Refrigerator
- Stove/Oven	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 23, 2009, 11:34am PST

Carol Palacios (Century 21 First Realty) — Mon, 23 Nov 2009 12:25:54 -0600

Wondering how to write an effective and compelling hardship letter?

A hardship letter is your opportunity to appeal to the mortgage company to give you another chance. This should NOT be used to complain about what they have or have not done to make your situation worse. This letter must be honest and represent the facts clearly. If you are pursuing a short sale, the goal is to prove to them that the situation that caused you to fall behind is not temporary and you are not in a position to continue making your payments. However, if you are applying for a loan modification, your hardship letter must prove just the opposite; the situation that caused you to fall behind on your payments was temporary and you are now in the position to make payments and maintain them up to date. You must also have a legitimate excuse for falling behind. Financial problems in itself would not be an adequate excuse. Loss of job, death in the family or an illness would be an acceptable reason to fall behind on your mortgage.

Remember, the hardship letter is just one piece of the workout puzzle. You must meet other criteria for your mortgage company to approve your short sale. If you do not know where to star, visit your local loss mitigation short sale specialist.

Here's an example format of an appropriate hardship letter.

Carol Palacios (Century 21 First Realty) — Thu, 19 Nov 2009 15:25:21 -0600

Part of my business plan includes purchasing a mailing list of those that are currently 30-90 days late on their mortgage payment. My goal is to reach homeowners that are possibly facing foreclosure before it's too late. My theory is that when you find yourself in a situation where you may lose your home to foreclosure, it is best to react & consider all possible solutions to this problem.

I often receive phone calls from those intrigued about our mortgage debt relief program. By the end of our conversation, these homeowners have a better understanding of the steps that need to be taken to resolve their problem. I may not have the answers they were hoping to hear; "Will Obama pay my mortgage?" Sorry, that is not an option. The REAL options include loan modification, a short sale, loan forbearance or bringing your mortgage payments current. While I am only trained in processing short sales, I know that loan modifications or payment plans do take quite a bit of persistence with the lien holders - if you're a homeowner attempting to modify your loan, as frustrating as it may be, don't give up!

The most frequently asked question I get is "how will you relieve me of ALL my mortgage debt?" Have you heard of the Mortgage Debt Relief Act of 2007?

The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure qualifies for the relief.

This provision applies to debt forgiven in 2007 through 2012. Up to $2 Million of forgiven debt is eligible for this exclusion ($1 Million if married filing separately). The exclusion does not apply for any reason not directly related to a decline in the home's value or the taxpayer's financial condition.

Normally, when an obligation is forgiven, the amount you received as loan proceeds is normally reported as income because you no longer have the obligation to repay the lender. The lender is usually required to report the amount of the canceled debt to you and the IRS on Form 1099-C, Cancellation of Debt. Under the Mortgage Debt Relief Act, exceptions include but are not limited to; Qualified Principal Residence Indebtedness- in the event of a short sale, loan modification or foreclosure of a PRINCIPAL RESIDENCE.

Generally, the Act allows exclusion of income realized as a result of modification of the terms of the mortgage, a short sale or foreclosure on your principal residence.

Once your short sale, loan modification or foreclosure is successfully completed, you will receive a Form 1099-C from your lender when they cancel any debt of $600 or more. The amount cancelled will be in box 2 on the form. Contact your CPA for detailed explanation of how cancellation of debt will affect you and the preparation of your taxes.

On the flip side, I received a call from a recipient of my mailings who left a series of 5 consecutive voicemail messages & concluded with "I hope you have a very short life". He said this after stating that I was giving homeowners in unfortunate situations "False Hope". I ask you, is it really false hope? I beg to differ! This is a legitimate way to relive homeowner's of their mortgage debt & prevent foreclosure. Do I think this particular caller has had a bad experience with others promising a resolution? Absolutely! This is why he cannot believe that there is help out there. I have heard of scams and nightmare situations that homeowners have been involved in so be wary of the programs that offer help for a fee up front. In typical short sales which is my area of expertise, the lender will pay for the seller's closing costs to include broker commissions. A good short sale negotiator should be confident enough in their abilities to #1) Sell the House #2) Negotiate a short sale to procure the best possible outcome for the homeowner facing foreclosure.

Carol Palacios (Century 21 First Realty) — Tue, 17 Nov 2009 11:04:20 -0600

Have you fallen behind on your mortgage payments? Were you successful in negotiating a loan modification with your lender and find that you are still struggling to make that monthly payment? If the answer to any of these questions is YES then you are probably realizing that the best option you have to avoid foreclosure is a short sale.

How do you prepare for a short sale?

The first step in negotiating a short sale is to list the property for sale. Your lender requires that the property be listed with a Real Estate Brokerage as a condition to short sale approval. Why? Because they want to make sure the property was marketed properly to qualified buyers at the appropriate market value.

Next you'll need to gather all the necessary documents required for review. The documents needed are;

•· Last 2 year's income tax returns

•· Bank Statements showing activity for the last 60 days

•· Pay Stubs from the last 60 days

•· Financial Information Form

Lastly, you will need to compose a hardship letter where you will need to explain why you have fallen behind on your payment (job loss, medical issues, adjustable rate mortgages, market decline etc). Here's a tip; always conclude the letter with "please consider my request for a short sale as it is my last option to avoid foreclosure".

Follow these steps and you will be on your way to a successful short sale approval!

By the way,have you signed up to receive our Monthly Newsletter? Many people facing foreclosure have found it very useful in the past and hopefully you will too. Best of all, its Free and takes only a minute to register.

Carol Palacios (Century 21 First Realty) — Thu, 12 Nov 2009 13:14:12 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

4409 Wigeon Way, Tallahassee, FL

3BR/2BA Single Family House

offered at $150,000

Year Built	1986
Sq Footage	1,950
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	None
Lot Size	.39 acres
HOA/Maint	$0 per month

DESCRIPTION

This house has so much to offer! Features include grand size foyer that leads to large family room with vaulted ceiling and stone lay fireplace/ New Roof/ Gorgeous wood flooring in most areas/ Good size bedrooms, master has huge walk-in closet and shower/ Spacious dining room with decorative chandler/ Kitchen with new appliances/ Screened patio with built-in ceiling fan/ Gigantic back yard has a huge deck with built in outdoor lamps/ Living room is big enough to be a recreation room and a man cave. The list goes on, please come see this house in person!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Family room	- Living room	- Refrigerator
- Stove/Oven	- Microwave	- Washer
- Dryer	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 12, 2009, 10:05am PST

Carol Palacios (Century 21 First Realty) — Thu, 12 Nov 2009 13:05:10 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

9060 Shoal Creek Drive, Tallahassee, FL

5BR/3.5BA Single Family House

offered at $599,900

Year Built	2001
Sq Footage	3,700
Bedrooms	5
Bathrooms	3 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	.60 acres
HOA/Maint	$0 per month

DESCRIPTION

Easy to show. Southern Living at it's finest....with every uprade possible. You will love showing this one. Hardwood floors, bonus room and separate office complete the package.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Hardwood floor	- Tile floor
- Family room	- Living room	- Office/Den
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Stainless steel appliances
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 12, 2009, 9:51am PST

Carol Palacios (Century 21 First Realty) — Mon, 09 Nov 2009 14:45:30 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

3428 Garndenview Way, Tallahassee, FL

4BR/2.5BA Single Family House

offered at $399,900

Year Built	2003
Sq Footage	1,894
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	1
Parking	2 Car garage
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

Squeeky new feeling. VERY open floor plan. Fourth bedroom/bonus room. Plantation shutters and all the upgrades you expect in new construction. Nice deck, and very private back yard. You will love showing this one.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Hardwood floor	- Tile floor
- Living room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 9, 2009, 11:30am PST

Carol Palacios (Century 21 First Realty) — Mon, 09 Nov 2009 14:04:28 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

XXX Register Farm Road, Tallahassee, FL

10 sqft Vacant Land

offered at $98,000

Lot Size

10 sqft

DESCRIPTION

Come live the country life on this beautiful high & dry 10+ acres. Horses and most live stock are allowed, electrical & telephone pole are already on the property. Local schools, shopping centers, parks, trails and restaurants are just a 8 minute drive away. So you can enjoy all the benefits of country living and still be near civilization. Please come see this property in person and while your there don't forget to inhale the fresh country air.

see additional photos below

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 9, 2009, 10:54am PST

Carol Palacios (Century 21 First Realty) — Fri, 06 Nov 2009 14:14:37 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

3217 Sawtooth Drive, Tallahassee, FL

3BR/3BA Single Family House

offered at $90,000

Year Built	2005
Sq Footage	1,368
Bedrooms	3
Bathrooms	3 full, 0 partial
Floors	2
Parking	None
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

SHORT SALE! All offers pending lien holder's approval. Please submit prequal or pof with all offers. Open floorplan with 2 bedrooms upstairs and one downstairs. All bedrooms have their own bathroom ideal for room mate situations! Home does need to repainted and the carpet may need to be replaced in certain areas of the home. Otherwisse in good condition. Check ouit the virtual tour!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- High/Vaulted ceiling
- Living room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Washer
- Dryer

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 6, 2009, 11:04am PST

Carol Palacios (Century 21 First Realty) — Wed, 04 Nov 2009 15:06:29 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

6804 Day Star Court, Tallahassee, FL

3BR/2BA Single Family House

offered at $239,900

Year Built	1992
Sq Footage	1,626
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	.63 acres
HOA/Maint	$0 per month

DESCRIPTION

Great split plan on Lake Kilkee with dock. New flooring, updated kitchen and baths. Screened porch with fabulous yard. Quiet street. Irrigation and security systems. Did you see the schools??

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Hardwood floor	- Family room	- Dishwasher
- Refrigerator	- Stove/Oven	- Microwave
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 4, 2009, 11:52am PST

Carol Palacios (Century 21 First Realty) — Wed, 04 Nov 2009 14:45:06 -0600

Joe Manausa | Century 21 First Realty | 850.523.6118

260 Timberlane Rd, Tallahassee, FL

3BR/2BA Single Family House

offered at $185,000

Year Built	1982
Sq Footage	1,588
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	.29 acres
HOA/Maint	$0 per month

DESCRIPTION

Well maintained home in conveniently located Lakeshore Estates. Home in move in condition and feautres laminate wood flooring, private backyard with deck, split bedroom plan. tons of speace for a growing family or for those who love to entertain. Vacant with LB. Motivated Seller!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- Family room	- Living room	- Dishwasher
- Refrigerator	- Stove/Oven	- Washer
- Dryer	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Nov 4, 2009, 11:25am PST

Carol Palacios (Century 21 First Realty) — Wed, 28 Oct 2009 14:54:44 -0500

Joe Manausa | Century 21 First Realty | 850.523.6118

3303 Sugar Berry Way, Tallahassee, FL

3BR/3BA Single Family House

offered at $88,500

Year Built	2005
Sq Footage	1,338
Bedrooms	3
Bathrooms	3 full, 0 partial
Floors	2
Parking	None
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

Investors Dream! Townhouse needs serious cosmetic repairs and has been priced accordingly. Spacious unit ideal for student rentals. Selling "as-is." Short sale - owners ready to sell today! Call Listing Agent for more specifics.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 28, 2009, 11:41am PDT

Carol Palacios (Century 21 First Realty) — Fri, 23 Oct 2009 13:18:09 -0500

Joe Manausa | Century 21 First Realty | 850.523.6118

3525 Lands Ends Lane, Tallahassee, FL

3BR/2BA Single Family House

offered at $155,000

Year Built	2003
Sq Footage	1,249
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	Unspecified
Parking	1 Car garage
Lot Size	.28 acres
HOA/Maint	$0 per month

DESCRIPTION

SHORT SALE! All offers pending lien holder's approval. "As Is' sale-Absolutely gorgeous home on beautiful private larger lot on culdesac. Backs up to green space. Wonderful front porch & high ceilings. Gorgeous rich wood gleaming floors in living, dining & hallways! Classy 20" ceramic tile floors in kitchen & baths - Huge master suite! Currently leased until November 30th. Please contact tenant with 24 hr notice.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 23, 2009, 10:05am PDT

Carol Palacios (Century 21 First Realty) — Thu, 22 Oct 2009 14:33:20 -0500

Joe Manausa | Century 21 First Realty | 850.523.6118

1812-F W Tharpe St, Tallahassee, FL

1BR/1BA Single Family House

offered at $56,500

Year Built	1983
Sq Footage	630
Bedrooms	1
Bathrooms	1 full, 0 partial
Floors	1
Parking	None
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

Priced to sell - bring all offers! Great investment purchase particularly in this location! Perfect for a frist time buyer. Move in ready--- great shape. HOA replacing roof. Vacant - lock box - check it out!!!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Washer	- Dryer
- Laundry area - inside	- Balcony, Deck, or Patio

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 22, 2009, 11:09am PDT

Carol Palacios (Century 21 First Realty) — Thu, 22 Oct 2009 14:27:09 -0500

Joe Manausa | Century 21 First Realty | 850.523.6118

1812-F W Tharpe St, Tallahassee, FL

1BR/1BA Single Family House

offered at $56,500

Year Built	1983
Sq Footage	630
Bedrooms	1
Bathrooms	1 full, 0 partial
Floors	1
Parking	None
Lot Size	Unspecified
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Washer	- Dryer
- Laundry area - inside	- Balcony, Deck, or Patio

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Joe Manausa

Century 21 First Realty

850.523.6118

For sale by agent/broker

Equal Opportunity Housing

Posted: Oct 22, 2009, 11:09am PDT

Carol Palacios (Century 21 First Realty) — Wed, 21 Oct 2009 14:15:45 -0500

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32305-Tallahassee (Unnamed Areas)

MLS #200538 FOR SALE
$68,500 

<!--Listing Primary Photo Max width = 300 Max height = 300-->	<!--Brokerage Name-->Century 21 First Realty
<!--Listing Agent Photo Max width = 225 Max height = 120-->
<!--Agent Name-->Joe Manausa - Tallahassee Real Estate Email Joe Manausa - <!--Contact Info in the format [Type of contact]:[number] repeating for each--> Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	<!--First 10 details in the format [DetailType]:[Detail] next detail-->Address: 7385 Fieldcrest Drive Type: Residential Style: Single Story Bedrooms: 3 Bathrooms: 2 Suite: No Living Area: 1,344 square feet Year Built: 2001 More Details

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	<!--First 500 words of description-->This property has been very well maintained. Features include large bedrooms with walk-in closets, master bath has separate shower and garden tub plus his and her sinks. Kitchen with breakfast nook and window above sink overlooking big back yard. Good size pantry. Huge rocking chair front deck. Nearby recreation area with sparkling gorgeous lake is the perfect place to sit and relax or have a friend & family gathering. Seller is very Motivated, please bring offers. More Description

Brokered and Advertised by Century 21 First Realty LID 6148302

Information is deemed to be correct but not guaranteed.

Carol Palacios (Century 21 First Realty) — Wed, 21 Oct 2009 13:27:24 -0500

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32303-Tallahassee (Wellington Place)

MLS #200473 FOR SALE
$32,900 

<!--Listing Primary Photo Max width = 300 Max height = 300-->	<!--Brokerage Name-->Century 21 First Realty
<!--Listing Agent Photo Max width = 225 Max height = 120-->
<!--Agent Name-->Joe Manausa - Tallahassee Real Estate Email Joe Manausa - <!--Contact Info in the format [Type of contact]:[number] repeating for each--> Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	<!--First 10 details in the format [DetailType]:[Detail] next detail-->Address: XXX Rice Dr Type: Lots and Land Style: Lot / Land Suite: No Living Area: Year Built: 0 More Details

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	<!--First 500 words of description-->GREAT location, inside capital circle. Underground utilities, street lights and curbs. Georgeous new neighborhood with green space. Twelve lots for sale....will consider package price for multiple quanitities. More Description

Brokered and Advertised by Century 21 First Realty LID 6148143

Information is deemed to be correct but not guaranteed.

Carol Palacios (Century 21 First Realty) — Mon, 19 Oct 2009 13:22:05 -0500

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32327-Shell Point (Snug Harbour)

MLS #200469 FOR SALE
$499,900

	Century 21 First Realty

Joe Manausa - Tallahassee Real Estate Email Joe Manausa - Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	Address: 46 Harbour Point Dr Type: Residential Style: 2 Story Split Bedrooms: 3 Bathrooms: 2 Suite: No Living Area: 1,950 square feet Year Built: 2004 More Details

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	COULD NO BUILD IT FOR THIS! Coastal Living Magazine unfolds. Wood floors, granite countertops, stainless appliances, elevator, maple cabinets. Boat slip and pool completes the package. Come, relax, bring your friends. Enjoy the sunset from your balcony or screened porch. More Description

Brokered and Advertised by Century 21 First Realty LID 6076906

Information is deemed to be correct but not guaranteed.

Carol Palacios (Century 21 First Realty) — Fri, 16 Oct 2009 15:47:34 -0500

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32304-Tallahassee (Spring Valley)

MLS #200447 FOR SALE
$84,000 

<!--Listing Primary Photo Max width = 300 Max height = 300-->	<!--Brokerage Name-->Century 21 First Realty
<!--Listing Agent Photo Max width = 225 Max height = 120-->
<!--Agent Name-->Joe Manausa - Tallahassee Real Estate Email Joe Manausa - <!--Contact Info in the format [Type of contact]:[number] repeating for each--> Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	<!--First 10 details in the format [DetailType]:[Detail] next detail-->Address: 1418 Calloway St Type: Residential Style: Single Story Bedrooms: 4 Bathrooms: 2 Suite: No Living Area: 1,456 square feet Year Built: 2002 More Details

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	<!--First 500 words of description-->Motivated Seller offering $2,500 in concessions for closing costs or repairs. Home is structurally sound but needs new carpet and paint. Affordable opportunity for first time home buyer in intown location convenient to schools, government offices and shopping. Submit preapprroval or proof of funds with all offers. More Description

Brokered and Advertised by Century 21 First Realty LID 5922270

Information is deemed to be correct but not guaranteed.

Carol Palacios (Century 21 First Realty) — Fri, 16 Oct 2009 15:33:41 -0500

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32320-Apalachicola (Brownsville)

MLS #200281 FOR SALE
$175,000

	Century 21 First Realty

Joe Manausa - Tallahassee Real Estate Email Joe Manausa - Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	Address: 354 Brownsville Rd Type: Residential Style: Single Story Bedrooms: 3 Bathrooms: 2 Suite: No Living Area: 1,494 square feet Year Built: 1976 More Details

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	HOME IS VACANT. OWNER IS AGENT. WARRANTY OFFERED. More Description

Brokered and Advertised by Century 21 First Realty LID 5922188

Information is deemed to be correct but not guaranteed.

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Carol Palacios (Century 21 First Realty) — Tue, 11 Aug 2009 14:17:22 -0500

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32308-Tallahassee (Brockswood Park)

MLS #198421 FOR SALE
$205,000

	Century 21 First Realty

Joe Manausa - Tallahassee Real Estate Email Joe Manausa - Work: 850-386-2001 Cell: 850-523-6178 Fax: 850-383-6400
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	Address: 1005 McClendon Drive Type: Residential Style: Single Story Bedrooms: 2 Bathrooms: 2 Suite: No Living Area: 1,807 square feet Year Built: 1957 More Details

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	All brick home centrally located in prestigious Old Town- Just two blocks to Tallahassee Memorial Hospital, Walgreens, Old Town Cafe, and schools. Hardwood floors throughout. Minimal cosmetic touchs needed along with kitchen upgrades. Show today! More Description

Brokered and Advertised by Century 21 First Realty LID 4028932

Information is deemed to be correct but not guaranteed.

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