Don't miss this wonderfully updated Cape Cod in Stow, Ohio!  Freshly painted inside and out, it offers beautifully refinished red oak floors on the first floor, formal living room, dining room w/china cabinet, efficient eat-in kitchen, french doors that open into a den w/vaulted ceilings and stunning views of the back yard with towering hardwood trees!  Two bedrooms on the first floor with ample storage, a remodeled full bath and linen storage make for a functional floor plan.  Upstairs, there is a third bedroom with walk-in closet and sitting room/nursery/4th bedroom.  Full basement and single car garage.  Newer windows, paint, carpet, bath & more.  Truly move-in condition.

Offered at $150,000. 

Call Stacey McVey at Real Living Realty One today for your private showing!

Honestly folks, I have seen alot of loan programs come and go, and not surprisingly, some crashed and burned.  Through it all however, FHA has been a viable option for buyers in all kinds of financial situations for a variety of reasons. During that time however, it's been somewhat stigmatized as being for first timers, those with bad credit and so on. 

With all of the conventional loan products raising their standards to effectively exclude buyers or charge them for having average credit by adding points, it's time to take another look at FHA.   Did you know that mortgage insurance alone is reason enough to take a look at saving your buyer alot of green over the life of a an FHA loan vs. a conventional product?

A few quick links to help you determine the max loan amount in your area and if you are on the approved list for condo purchases:

https://entp.hud.gov/idapp/html/hicostlook.cfm (for loan limits by county)

https://entp.hud.gov/idapp/html/condlook.cfm (for approved condo communities)

It's in your best interests to get a side by side comparison when obtaining your new loan.  Consider the conventional option and then FHA.  In addition, remember that with the use of the numerous programs out there, you can still obtain 100% financing by having the seller contribute your down payment and/or closing costs!

After three years with one carrier, I think I've had enough!

I had a service that the caller would call my one number, identify themselves and then I would be called simultaneously at three different numbers so that I could be reached.  It was also a fax number and all my voicemails and faxes were forwarded to my email so I could keep all my messages.

HELP!  Who are you all using and would you recommend?!

I'm dying on the vine here! 

Sometimes I'm just knocked over by how AWESOME technology can be....especially when it's partnered with my favorite word in tech:  FREE

Meet www.jott.com

After registering online for this free service, I was able to speak into my cell phone and convert the voice message to a text and/or email that was sent instantaneously to the contact I designated.  It uses very sophisticated voice recognition software that does not require any difficult set-up or voice training.

Maybe you are wondering if this service would be helpful to you.  Perhaps you are wondering how it applies to our business.

First, it's dangerous to text and drive.  Trust me, I know.  Now I just call the FREE JOTT SERVICE on my phone and it asks me who I want to JOTT.  It asks me to confirm my entry and then I can speak directly to fellow agents, prospects, etc. from the road and have my messages delivered to their email and/or text on their phone. 

Second, I can create groups and leave duplicate messages for all members in just a few seconds.  Think new listing, price reduction, open house announcement to your active buyers, etc.

Third, how about not having to write your to do list?  You can create a list and keep a running one online and print it out when you are ready.  Great for notes, tasks, and reminding your kids of their chores.

I URGE YOU....give it a try.  The site tour is very helpful and again, it's free to use.  It's spread through our office like wildfire and we all love it.  You'll be shocked at the accuracy.  And BONUS: You get a copy sent to your email so that you can keep client files current.

Perhaps this will save a few trees and post it notes too....

I am a real estate agent and I surely never thought I'd be broadcasting but that will all change in March.  I have developed a web based broadcast that will educate Buyers and Sellers about the topic of real estate.  It will debut LIVE at 10a.m. on Saturday March 15th and will be available online in a pre-recorded format for late comers.  The live participants will be able to ask me questions in real time and get market specific answers without having to leave the comfort of their own home.

It's time that Realtors reach out to the community and begin to really offer quality information on the local market vs. mass media's sweeping statements about real estate.  I hope this will be a resource for those interested in their largest asset:  their home.

Details forthcoming on my BLOG and also at my web site at http://www.realliving.com/staceymcvey

Have a topic you'd like to discuss live on my webcast?  Email me your question and I'll answer it on the air!