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buying your first home in beaverton oregon: Beaverton Oregon Real Estate: Renting vs Buying, no longer a hard decision - 07/16/09 02:33 AM

If you are looking in to buying a home in Beaverton, Oregon, rather than renting, there really is no better time to looking into buying real estate rather than renting it. A couple years ago, I said the same thing. But then the reason it made sense was because of the tax write offs you get and what it can do for your family.

But, today, there is even a better reason. In the last two months I’ve had two homes listed at prices were the renters in them were paying more than the mortgage payments would be if … (4 comments)

buying your first home in beaverton oregon: Are you a buyer starting the process of looking for a new agent? - 04/23/09 02:27 AM

It amazes me when I get this call that starts out, “I’m looking for a new agent to help us find first home, would you mind if we came to your office and met with you and interviewed you for the job?” Well, first of all, you bet! I would love the chance to interview you as well as you interview me.

The process of finding a new agent can be a tough one, but the question I usually ask first is, “WHY?” There are many reasons for looking for a new agent, but the one I find … (17 comments)

buying your first home in beaverton oregon: How one client went from no down payment to 5% down payment in a little less than 2 weeks and you can too! - 04/13/09 02:38 AM
About two weeks ago, I got a call from a potential client that wanted to buy their first home in Beaverton, Oregon. They were willing to meet at my office, or in their home, with me and one of my mortgage brokers (Of their choice), which is one of my requirements prior to going and looking at homes. (You need to be able to qualify so we know what you can afford so you are not disappointed that you can’t afford a certain property.)

After the hour or so meeting everything was looking good, their credit was good, job history … (30 comments)

buying your first home in beaverton oregon: Are there advantages to buying versus renting in Beaverton, Oregon, right now? - 04/12/09 12:02 PM

I am always being asked by renters, “What are the advantages of owning versus renting in Beaverton Oregon?” One of the first questions I ask them is how long they have been renting and how much their rent is. If their rent is $1,000 and they have been renting for 12-15 years, I tell them, “OK, You could have had your home paid off, if you had bought it 15 years ago, and had a nest egg of $130,000 in the form of equity. Do you have $130,000 in savings?” When they tell me, "No" I tell them, “You could … (13 comments)

buying your first home in beaverton oregon: Beaverton Oregon First Time Buyer Specialist Todd Clark says “DON’T WAIT” - 04/09/09 12:22 PM

Buying your first home in Beaverton, Oregon, is a tough decision. I get asked, all the time, by first time home buyers, “Should we buy now or wait?” I say, “DON’T WAIT!” The reason I say this to these people is because right now you have interest rates that are at an all time low. You have many homes that are priced 25% less than they were just a year ago, and last but not least, the government wants to pay you $8,000 to buy your first home.

Let’s breakdown these three reasons:

1. Right now we have … (14 comments)

buying your first home in beaverton oregon: Beaverton First Time Home Buyers can realize a $8,000 tax credit if they buy before December 1, 2009 - 04/05/09 01:05 AM

One of the things I tell first time home buyers looking to buy a home in the Beaverton, Oregon, area in 2009, is that if you are still sitting on the fence about buying, then get off that fence because now is the time to buy! One of the biggest reasons is the government is just going to give you money… a sort of reward for having good enough credit and income to be able to purchase that first home.
I still get a lot of, “Todd, I’m thinking of buying my first home and I need some advice, … (17 comments)

buying your first home in beaverton oregon: Buying your first home in Beaverton Oregon: Don’t let the inspection scare you! - 03/31/09 11:04 PM

Buying your first home in Beaverton, Oregon, can be a scary thing. You are spending a lot of money, probably more money than you have ever spent in your life. College costs a lot of money, but nothing compared to owning a home. But unlike college, you actually get to use the money you spend the day after you are handed the keys. (How many of us actually have careers in what we majored in during college?)

There are a lot of steps in the home buying process, but the two most important, as far as I’m concerned, are … (16 comments)

buying your first home in beaverton oregon: Buying your first home in Beaverton Oregon doesn’t have to be stressful - 03/30/09 07:29 AM

When I meet people buying their first home, they always tell me stories of their friends who, by the time they were done, hated the home because it caused so much stress during the home buying process.
This amazes me as one of the things I enjoy seeing is that smile on peoples faces when they unlock THEIR door for the first time. But if it was a stressful transaction, how could unlocking that door be joyful?  

Now, I do have to admit that at times there are things that can cause stress in a real … (9 comments)

buying your first home in beaverton oregon: You never know how your words can change someone’s life - 03/16/08 04:31 PM
About six months ago a young married couple, I would say no more than 20 or 21, came in to an open house of mine with their one year old baby. They were just looking since they had been across the street filling out a rental application for some apartments.
They were amazed when I told them that they could own one real easy and it wouldn't take long to fill out an application and at least find out. They said that they had credit problems. They had a charge off and a repossession on their credit in the last couple … (24 comments)

buying your first home in beaverton oregon: Finding your first home – Learn from others mistakes - 07/30/07 11:38 AM
In the past year I have picked up four new clients that called be after they said their agent, just didn't understand them and they lost them their dream home. This concerns me a lot when I get this kind of call. The first time home buyer usually just needs some additional coaching and just a basic understanding of the process of buying a home.
If you are a first time home buyer, I want you to come to my office, sit down with me and discuss your situation, what you are looking for, and time lines. Then we can put … (3 comments)

 
Helping Families Home is a blog set up to help families find that perfect home for them. I have a family and I understand how hard it can be to find a home that everyone is happy with. Let me help you find that home and help your family home.


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