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hvcc: When HVCC rears its ugly head, everyone should take notice. - 09/03/09 02:00 PM

For the past couple months I have been fighting with this wonderful new HVCC law and how it pertains to today’s real estate transaction. This was a perfectly good transaction until the appraiser got involved and that is when a smooth transaction went from smooth to will this ever close?
Well today I’m happy to say it closed and funded! This was suppose to close on May 13th and had this new HVCC law not taken affect on May 1st, it would have! On May 1st we had put in an offer on a property. The buyer had already met … (15 comments)

hvcc: Predatory lending is now even easier and banks are taking full advantage! - 06/24/09 11:31 PM

On May 1, 2009, the government put in to place the HVCC appraisal law which stands for Home Valuation Code of Conduct, which was supposed to help to keep agents and mortgage brokers from being able to talk to appraisers and keep them from swaying the value they put on a home.
But, within that law, there were some things put in by (I’m guessing) some very smart bankers. Now I believe they are being very predatory, almost even more than they were two years ago.
No, I don’t own a tin foil hat, but they are starting to look … (63 comments)

 
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