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interest rate: My credit card company calls me a deadbeat and has raised my interest rate to 29%, but I don’t care! - 05/29/10 10:17 PM
Can you believe this, 29% interest rate on a credit card and I don’t care? That is right, I don’t care! I’m not in any way offended that my credit card company calls me a deadbeat, I’m actually really proud of the title. It has taken me a long time and a lot more lessons earlier in life to get to the point where I’m called a deadbeat!
What is a deadbeat to a credit card company? A deadbeat is someone who pays their bill in its entirety every month. You see when you pay your credit card in … (27 comments)
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interest rate: You got your home for how much? - 04/18/10 09:36 AM
You got a home for how much and for what interest rate? Yes and you can also! More and more first time home buyers are buying homes at prices that are equal or less than their current rent was. It has finally gotten to the point in real estate where prices and interest rates make it possible to buy instead of rent again, saving yourselves thousands of dollars in just a few years time.
So, don't be surprised when you hear how your friend got a great house at a great price and a great interest rate, … (14 comments)
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interest rate: My house has gone down in value, I’ve lost everything – WHAT? - 11/06/08 12:54 AM
I keep hearing this from home owners and I have to say to them, "What are you talking about? Is your house still standing? Are you able to pay the mortgage?" If they answer yes to these two, then you have done nothing but gained!
I'm going to tell you a little story about my parents and how their neighbors and they, all buying at the same time, lost everything, but attitude changed it for one family. (MINE)
It was 1977, my parents were both teachers and were given the opportunity to buy their first home at 9% interest. This was … (25 comments)
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interest rate: I’m a qualified buyer, but I want lower payments. What do I do? - 08/14/08 10:12 AM
With interest rates creeping up every month and down payments near 3%, I am finding more and more buyers that like the houses they are finding, but don't like the payments they are being quoted from the lenders.
Thirty year fixed rate loans are nearing 6.5%, and PMI (Private Mortgage Insurance) is also going up. You, the average home buyer, may be coming out of pocket, an extra $200 every month despite having an 800 credit score. You also have to figure out where to get another 3% for closing costs!
But, what if I could show you how to by … (3 comments)
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interest rate: The fed’s lowering the interest rate doesn’t really help you qualify for a loan - 10/03/07 11:46 AM
I had four clients call me this week asking me, "Since the fed lowered interest rates this week, can I get atraditional loan?" Well, in a simple answer, "NO!"
I am willing to help these people work on their credit over the next couple years. But, if you couldn't getapproved for a loan last week, more than likely the feds lowering the interest rate isn't going to help you.
The only thing the fed's lowering interest rates can do for buyers is basically get them more home for theirdollar. You see with a ½ of a percent interest cut on a mortgage, … (3 comments)
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Todd Clark (Broker) (503)524-9494 (Beaverton, Oregon Real Estate Expert)
Beaverton,
OR
More about me…
Knipe Realty
Address: Office Address: 7420 SW Bridgeport Road #210 Portland, OR 97224 Serving: Beaverton, Tigard, Aloha, Hillsboro, Tualatin, Portla, Serving: Beaverton, Tigard, Aloha, Hillsboro, Lake Oswego, Sherwood, Tualatin, Wilsonville, West Linn, OR
Office Phone: (503) 524-9494
Cell Phone: (503) 524-9494
Email Me
Helping Families Home is a blog set up to help families find that perfect home for them. I have a family and I understand how hard it can be to find a home that everyone is happy with. Let me help you find that home and help your family home.
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