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credit: The easiest way to improve your credit score and you spend no money. :) - 01/12/07 11:04 PM
Everyone knows that your credit score is adversly affected by what you owe, what you own, tradelines, credit history and a million other variables.  (Insert joke here....)
But this a simple, free way that you can get a few points that may be critical if you're buying a home. 
First off, you have to know that the ideal balance for a credit card is between 20-30% of your limit per card.  So if you're balance is $1000.00 ideally your debt on that card is between $200.00 and $300.00.
Well let's say that your balance is closer to $500.00, which is 50% - and you're … (3 comments)

credit: What is ReCerting? -or- How can I service both the borrower and the Realtor better? - 12/19/06 12:12 AM
I just posted this as an entry on Karl Christen's excellent post titled;
Quick I need a better score....what to do in a pinch 
Now, I don't think ReCertification was his main intention when he wrote his original post, but by the time I got to it I though prehaps a separate post was in order.  So here it goes.
Mortgage Brokers have access to different services that provide us with "What if" scenarios for credit improvement.  Others may also have this option but I work on the mortgage side of the fence.  :) 
Of course all of this is after we … (1 comments)

 

Christopher Farrell

Orlando, FL

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Sanctuary Lending

Address: 215 Celebration Place, Ste. 500, Celebration, Fl, 34747

Office Phone: (321) 559-1111

Cell Phone: (407) 744-6529

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