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credit score: The easiest way to improve your credit score and you spend no money. :) - 01/12/07 11:04 PM
Everyone knows that your credit score is adversly affected by what you owe, what you own, tradelines, credit history and a million other variables.  (Insert joke here....)
But this a simple, free way that you can get a few points that may be critical if you're buying a home. 
First off, you have to know that the ideal balance for a credit card is between 20-30% of your limit per card.  So if you're balance is $1000.00 ideally your debt on that card is between $200.00 and $300.00.
Well let's say that your balance is closer to $500.00, which is 50% - and you're … (3 comments)

 

Christopher Farrell

Orlando, FL

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Sanctuary Lending

Address: 215 Celebration Place, Ste. 500, Celebration, Fl, 34747

Office Phone: (321) 559-1111

Cell Phone: (407) 744-6529

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